Job Description

Roles & Responsibilities

• Lead end-to-end solution architecture and design

• Design and implement scalable, secure, and high-performance digital ecosystems using microservices, API-led integration, and event-driven architecture patterns

• Architect cloud-native solutions on Azure and AWS, leveraging Kubernetes, Docker, Kong API Gateway, IBM MQ, and Apache Kafka

• Define and govern integration and interfacing patterns across core banking systems, payment engines, reconciliation platforms, and surrounding systems

• Design STP and Non-STP payment processing flows, rules engine configurations, and bulk/automated payment and reconciliation frameworks

• Drive AI/ML-powered automation initiatives using frameworks such as Ollama and LangChain, including NLP model enhancement for IVR automation

• Implement robotic process automation (RPA) solutions using Automation Anywhere and Blue Prism to streamline operational processes

• Design and optimize business process automation workflows using IBM BPM and Pega, supporting business process re-engineering initiatives

• Develop high-performance front-end solutions using React and Angular for digital banking channels, ensuring exceptional user experience

• Define and enforce non-functional architecture requirements including scalability, high availability, resilience, performance, and security

• Conduct integration and solution design workshops with cross-functional stakeholders, ensuring alignment between business requirements and technical solutions

• Develop business process models using UML, wireframes, and mock-ups to translate complex requirements into actionable solution blueprints

• Ensure requirement traceability and governance through structured documentation using Word, Excel, Visio, and tools such as JIRA, Confluence, and Azure DevOps

• Embed DevOps practices and Agile delivery methodologies to accelerate delivery while maintaining architectural integrity

• Align digital application strategies with enterprise architecture standards, ensuring regulatory compliance and sustainable technology modernization

• Support full project lifecycle activities from requirements analysis, solution design, build/configuration, testing, UAT, to production rollout

• Collaborate with business stakeholders, technology teams, and delivery partners to ensure solution alignment and organizational buy-in

Desired Candidate Profile

• 10+ years of extensive experience in IT Architecture and Solution Design within the banking/financial services domain

• Detailed knowledge of Retail banking onboarding processes across different products

• Hands-on experience with Azure Cloud, AWS, Microservices Architecture, and API-led Integration

• Proficiency in Kubernetes, Kong API Gateway, IBM MQ, and Apache Kafka

• Strong experience in integration and interfacing with core banking and surround systems

• Deep understanding of non-functional requirements including scalability, security, resilience, and high availability

• Experience in payables and receivables management

• Proven track record of conducting integration and solution design workshops

• Experience STP and Non-STP processes, and AI Driven rules engine setup

• 50% Functional and 50% Technical capability — must bridge business requirements with technical solution design

• Must have application knowledge in Retail Detail channels

• Strong analytical and problem-solving skills with excellent documentation capabilities

• Fair understanding of various stages of the project lifecycle including requirements analysis, design, build/configuration, testing, and rollout

PREFERRED / GOOD-TO-HAVE SKILLS

• Experience in AI/ML frameworks such as Ollama and LangChain

• Hands-on experience with RPA platforms — Automation Anywhere and Blue Prism

• Experience with business process automation tools — IBM BPM and Pega

• Proficiency in front-end technologies — React and Angular

• Back-end development experience with Spring Boot and Node.js

• NLP model development and IVR automation experience

• Understanding of any Core Banking systems (e.g., T24, Finacle)

• Business Process Management / Re-Engineering experience

• Exposure to requirement management tools (JIRA, Confluence, Azure DevOps)

• Experience in Open Finance ecosystem architecture

• Knowledge of business process modelling tools (UML), mock-ups, and wireframes