Specialist, Retail Credit Operations

Translated
On-site Full Time
UAE , Sharjah
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Job Details

  • To carry out all the functions related Loans in accordance with the policy and procedure set by the bank.

  • Display UAB values of Integrity, Customer focus, Competence, Consistency and Courteousness

  • Timely reporting to concerned parties on all Operational Risk, Fraud and AML issues.

  • Risk Management obligation is the systematic application of management policies, procedures and practices to the tasks of identifying, analyzing, evaluating, treating and monitoring risk. This helps to mitigate risks to acceptable levels of management.

 

Principal Accountabilities:

  • Day to day processing / delivery of loans Transactions and after sales activities ( Retail & Mortgage) with the primary purpose of meeting agreed service standards and maximising productivity of the team

  • Responsible for Service Deliverability and adapting improvement / changes in line with the market / customer’s feedback for ensuring customer satisfaction

  • Compliance of statutes and internal operational procedures for effective transaction control

  • Adhere to parameters for Risk assessment and control functions for smooth & risk-free processing in operating environment

  • Provide appropriate reliving duties and support for others within the department

  • Filing of original loan documents



Desired Candidate Profile

  • Diploma or Bachelor’s Degree in Commerce/ Finance/Banking or equivalent

  • 0 – 2 years practical experience in in Credit Operations

  • Good inter-personal and communication skills.

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