Roles & Responsibilities.

• Administer the delinquent and NPL portfolios in the bank handed over by Relationship Managers to minimize delinquencies and NPL and maximize cash collection and recovery.
• Work on the development and implementation of ‘early warning systems’ that highlight possible deterioration in the credits granted for initiating timely corrective action in order to ensure efficiency in collection
• Ensure prompt contact is made with delinquent customers at an early stage itself to prevent accumulation of overdue balances.
• Ensure proactive steps are taken to collect overdue amounts on a timely basis in conjunction with the Relationship Managers to prevent occurrence of major losses
• Jointly handle negotiations of large amounts/ problematic cases with the delinquent customers and negotiations involving high profile customers personally
• Mitigate credit loss and preserve value by taking appropriate action on a case-by-case basis. This includes actions related to field visits and legal actions

Skills

Preference

• Technology: Proficiency in ERP systems, MS Excel, and collection software
• Focus: MIS Reporting and collections experience in banking industries only
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Qualifications:

• Education: Bachelor’s degree in Finance, Accounting, Business Administration, or a related field.
• Skills: Strong negotiation, communication, and problem-solving skills.

Benefits:

• Medical Insurance for Self
• Employment Visa for Self