Job description

About Al-Futtaim

Established in the 1930s, Al-Futtaim is one of the most diversified and progressive privately held regional businesses, headquartered in Dubai. Operating across more than 20 countries, the Group spans automotive, financial services, real estate, retail and health. With more than 40,000 employees, Al-Futtaim represents over 200 of the world’s most recognised brands, including Toyota, Lexus, IKEA, ACE and Marks & Spencer. Driven by its purpose to enrich lives and elevate communities, Al-Futtaim focuses on digital innovation, AI, sustainable growth and strategic partnerships, creating long-term value for customers, communities and partners while building a responsible legacy for future generations.

Overview of the role

Lead the corporate finance, new business and credit control agenda for Automotive across UAE and overseas operations. You will safeguard liquidity, optimize working capital and evaluate strategic investments while maintaining robust credit governance. This role balances commercial growth with funding capacity, collectability and risk-adjusted returns.

What you will do

• Lead liquidity planning, cash-flow forecasting and working-capital improvements across inventory, receivables and payables.
• Partner with Treasury, Tax, FP&A and business teams on cash conversion, funding requirements and currency exposures.
• Evaluate investments and capital expenditure through financial modelling, valuation, scenario analysis and post-investment reviews.
• Develop business cases for new businesses, market entries, partnerships, joint ventures and acquisitions, supporting due diligence, transaction structuring and approvals.
• Own credit-risk governance, including customer assessment, credit limits, payment terms, securities and exception management.
• Improve receivables and collections performance through portfolio reviews, dispute resolution and recovery escalation.
• Maintain effective policies, controls, approval standards and management reporting.
• Lead and develop the team, driving digitalization, analytics and continuous improvement.

Required skills to be successful

• Strong expertise in corporate finance, cash-flow forecasting, working-capital management and investment appraisal.
• Advanced financial modelling, valuation and business-case development capabilities.
• Sound knowledge of credit assessment, security structures, receivables analytics and collections governance.
• Commercial judgement and the ability to translate complex analysis into clear executive recommendations.
• Strong stakeholder management, influencing and negotiation-support skills.
• Collaborative leadership, constructive challenge, integrity and delivery discipline.

About the team

Reporting to the General Manager – Divisional Finance, you will lead a team with five direct reports within Automotive Finance, supporting UAE and overseas operations. You will work closely with the Automotive CFO, business leaders, FP&A, Group Finance, Treasury, Tax, Legal, Internal Audit and shared services, alongside external advisers, lenders and partners where relevant.

What equips you for the role

• Chartered Accountant, CPA, CFA, ACCA, MBA in Finance, or an equivalent professional qualification.
• 10 to 15 years of relevant finance experience, including leadership responsibility in corporate finance, treasury-facing roles, investments, new business, credit risk or collections governance.
• Demonstrated experience in financial modelling, business-case development, liquidity management, senior approvals and cross-functional collaboration.
• Treasury exposure covering cash forecasting, currency exposures and funding requests to a group treasury function.
• Experience owning or governing a customer credit framework, including risk appetite, limits, securities, delegated authority and portfolio reporting.
• Working knowledge of IFRS, funding concepts, transaction evaluation and enterprise finance systems; advanced Excel and SAP experience preferred.
• Experience in automotive, distribution, retail, financial services or another asset- and working-capital-intensive sector is advantageous.

Al-Futtaim Automotive is one of the region's leading mobility businesses, operating across eight countries in the Middle East, Asia and North Africa.

With a portfolio of more than 25 world-leading brands, we deliver one of the region's most comprehensive mobility ecosystems.

Our capabilities span passenger vehicles, commercial vehicles and industrial equipment, backed by integrated logistics, leasing, aftersales and financial services that deliver a seamless customer experience across every stage of the mobility journey.

Our vision is to become a world-class mobility player, creating better experiences for our customers through innovation, digital transformation and a relentless focus on customer experience. We work alongside some of the world's most trusted automotive brands to shape the future of mobility, delivering solutions that meet the evolving needs of individuals, businesses and communities.

Behind everything we do is a team of more than 9,000 colleagues united by ambition, collaboration and a shared commitment to progress. Together, we're shaping the future of mobility, embracing new technologies and creating better experiences for our customers. At Al-Futtaim Automotive, you'll be empowered to turn ambition into action and help move our customers, our business and your career forward.

For further information, and to apply, please visit our website via the “Apply” button below.