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Job Details

Job Description

Roles & Responsibilities


About Company:

Established in the 1930s as a trading business, Al-Futtaim Group today is one of the most diversified and progressive, privately held regional businesses headquartered in Dubai, United Arab Emirates. Structured into five operating divisions; automotive, financial services, real estate, retail and healthcare; employing more than 35,000 employees across more than 20 countries in the Middle East, Asia and Africa, Al-Futtaim Group partners with over 200 of the world's most admired and innovative brands. Al-Futtaim Group’s entrepreneurship and relentless customer focus enables the organization to continue to grow and expand; responding to the changing needs of our customers within the societies in which we operate. 


By upholding our values of respect, excellence, collaboration and integrity; Al-Futtaim Group continues to enrich the lives and aspirations of our customers each and every day


Job Description:


The Enterprise Architect (EA) will play a critical role in shaping and governing the enterprise-wide technology architecture for the Property & Casualty (P&C) Insurance business. This role focuses on Agentic AI adoption, digital solution architecture, API-first strategy, and core systems modernization, ensuring alignment between business strategy and technology execution.


The EA will act as a strategic partner to business leaders, product teams, and delivery organizations—driving a future-ready, AI-enabled, composable insurance architecture that accelerates time-to-market, improves operational efficiency, and supports new business models.


What you will do


1. Enterprise & Domain Architecture (P&C Insurance)


  • Define and maintain the target enterprise architecture for P&C insurance across underwriting, policy administration, claims, billing, reinsurance, and distribution.

  • Develop domain-level reference architectures aligned to business capabilities, value streams, and operating models.

  • Ensure architectural consistency across lines of business while enabling controlled flexibility and innovation.

  • Translate business strategy into clear architectural roadmaps and investment-guiding principles.


2. Agentic AI & Intelligent Automation


  • Define the enterprise architecture for Agentic AI, including autonomous agents, orchestration layers, decision engines, and human-in-the-loop models.

  • Partner with data, AI, and business teams to embed AI agents into core insurance processes (e.g., FNOL, claims handling, underwriting triage, fraud detection, agent assist).

  • Establish guardrails for AI governance, ethics, security, explainability, and regulatory compliance.

  • Drive reuse of AI capabilities via platforms, services, and APIs rather than point solutions.


3. Digital & Experience Architecture


  • Architect digital platforms supporting omnichannel experiences for customers, agents, brokers, and partners.

  • Guide the evolution of portals, mobile apps, workflow tools, and low-code/no-code platforms.

  • Ensure digital solutions are scalable, API-driven, event-enabled, and aligned with experience and journey design.


4. API & Integration Strategy


  • Own the API-first and event-driven architecture strategy across the enterprise.

  • Define standards for REST, event streaming, and async integration patterns.

  • Enable ecosystem integration with partners, insurtechs, intermediaries, and regulators.

  • Govern API lifecycle, security, versioning, and developer enablement.


5. Core Systems Modernization


  • Lead architectural strategy for modernizing core P&C systems (policy, claims, billing), including:

    • Legacy decomposition and strangler patterns

    • SaaS / packaged core platforms

    • Microservices and composable architectures

  • Ensure coexistence and transition strategies between legacy and modern platforms.

  • Balance technical modernization with business continuity and regulatory obligations.


6. Architecture Governance & Delivery Enablement


  • Establish and lead architecture governance, including standards, principles, and design reviews.

  • Work closely with product owners, engineers, and delivery teams to ensure architecture is executable.

  • Provide architectural decision support for major initiatives, vendor selections, and investment cases.

  • Act as a technology thought partner for senior leadership and transformation programs.

Desired Candidate Profile


Required Skills to be successful


Education

  • Bachelor’s or Master’s degree in Computer Science, Engineering, or a related field.


Experience

  • 12+ years of experience in enterprise or solution architecture roles.

  • Strong experience in P&C insurance (carrier-side preferred).

  • Proven track record in large-scale digital transformation and core modernization.

  • Hands-on experience with API platforms, integration architecture, and cloud-native designs.

  • Solid understanding of AI/ML architectures, with practical exposure to intelligent automation or agent-based systems.


Technical Knowledge

  • Enterprise architecture frameworks (e.g., TOGAF, ArchiMate).

  • Cloud platforms (Azure, AWS, or GCP).

  • Microservices, event-driven architectures, and integration middleware.

  • Core insurance platforms and ecosystem tooling.

  • Data, AI, and analytics platforms (conceptual and architectural depth).


What equips you for the role


Desired Attributes

  • Strategic thinker with strong business–technology translation skills.

  • Comfortable influencing senior stakeholders without direct authority.

  • Pragmatic, outcome-oriented architect—not ivory-tower.

  • Strong communication and storytelling skills, especially for executives.

  • Passion for AI-enabled transformation and future insurance models.

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About toto
UAE, United Arab Emirates (UAE)