At Mal, we are pioneering the world's first Sharia-compliant digital bank, delivering ethical, AI-powered financial solutions to customers globally. As we grow in the dynamic fintech landscape, ensuring the integrity and transparency of our AI models is paramount to our mission. We are seeking a Model Risk & AI Analytics Manager to build and lead our Model Risk Management Framework in compliance with Central Bank of UAE (CBUAE) regulations.

In this strategic role, you will work cross-functionally to establish model governance, oversee validation, and champion responsible AI within a regulated, high-trust environment. You will play a critical part in shaping how Mal balances innovative analytics with unwavering commitment to Islamic finance principles and regulatory expectations.

• Design and implement Mal s Model Risk Management Framework in line with CBUAE regulatory requirements and Islamic finance principles

• Develop and maintain model inventory, risk rating, and lifecycle documentation for all AI, analytics, and risk models

• Lead model validation, performance monitoring, and periodic reviews to ensure accuracy, reliability, and fairness

• Collaborate with data science, engineering, compliance, and product teams to embed model governance best practices

• Prepare and present model risk reports to senior leadership, audit, and regulatory stakeholders

• Define model risk policies, procedures, and escalation protocols

• Champion responsible and ethical AI practices across the organization

• Complete gap analysis of Mal s current model governance practices against CBUAE requirements

• Develop and secure approval for the Model Risk Management Framework and associated policies

• Establish initial model inventory and classification for all key models in use

• Launch model validation and monitoring processes for priority models

• Deliver first model risk report for executive and regulatory review

Desired Candidate Profile

• Demonstrated experience in model risk management, model governance, or risk analytics within regulated financial institutions

• Strong knowledge of CBUAE or similar regulatory frameworks related to model risk

• Familiarity with AI/ML model lifecycle, validation, and monitoring processes

• Ability to translate regulatory requirements into practical frameworks and controls

• Excellent project management and cross-functional collaboration skills

• Strong communication skills, able to engage technical and non-technical stakeholders

• Bachelor s degree in a quantitative, business, or risk-related field

• Experience working in Islamic finance or Sharia-compliant financial institutions

• Exposure to AI/ML explainability and ethical AI best practices

• Understanding of digital banking business models and products

• Prior experience engaging with financial regulators

• Professional certifications in risk management or model validation (e.g., FRM, PRM, CFA)