Role Overview We are looking for an experienced Business Analyst / Techno-Functional Consultant with strong knowledge of Individual Life Insurance (Ind Life) and ULIP products .
The ideal candidate should have hands-on experience working with life insurance policy administration systems , preferably Premia , and be capable of bridging the gap between business stakeholders and technical teams.
Key Responsibilities Work closely with business stakeholders to understand life insurance processes and product requirements , particularly Individual Life and ULIP products .
Gather, analyse, and document business and functional requirements .
Translate business requirements into functional specifications and technical documentation .
Support implementation and configuration of life insurance core systems , preferably Premia .
Collaborate with development and testing teams to ensure correct implementation of business requirements.
Conduct gap analysis, system impact analysis, and solution design .
Participate in SIT and UAT testing , ensuring solutions meet business needs.
Provide functional support during production issues, enhancements, and system upgrades .
Prepare documentation including BRD, FRD, process flows, and user manuals .
Required Skills Strong understanding of Individual Life Insurance products , including ULIP (Unit Linked Insurance Plans) .
Experience working with life insurance core systems .
Knowledge of policy lifecycle , underwriting, policy servicing, claims, and premium management.
Experience in business analysis, requirement gathering, and stakeholder management .
Ability to work with technical teams and translate functional requirements into system specifications .
Experience in Agile or Waterfall project environments .
Preferred Skills Hands-on experience with Premia Insurance System .
Exposure to insurance integrations, APIs, or reporting tools .
Experience working on digital transformation or system implementation projects in the insurance domain.
Education Bachelor’s degree in Computer Science, Information Technology, Business, or related field .