Job Description

Roles & Responsibilities

• Ensure that all credit related transactions are timely processed as per stipulated standards.

  • Raising Limit Extensions (post security pack handed over to the customer) till FRS release.

  • Adhoc limit requests for temporary overdraft, Trade transactions, one off transaction, etc

  • Process daily referrals (Smart business, RMWB transactions (trade, referrals, clearing/onus) with relevant approvals

  • Timely Loan disbursements in compliance with approved conditions and bank laid applicable policies

  • Loan Rollovers/ Pre-settlement/ Repayments.

  • Intense engagement with clients’ finance managers, CFOs, authorized signatories, other for documentation execution, disbursement, collateral perfection, others.

  Minimum of 5-8 years Wholesale Banking incl Credit, trade products and operations

  In-depth Knowledge of Banking with knowledge of products and services and operational procedures

  Managing Internal and External Customer relationships

Desired Candidate Profile

• Bachelor's degree in Finance, Economics, Accounting, or a related quantitative field; MBA or advanced degree preferred.
• Minimum of 5-7 years of progressive experience in corporate credit analysis, underwriting, or portfolio management within the financial services industry.
• Proven track record in leading and developing credit teams, fostering a high-performance culture.
• Strong understanding of financial statement analysis, cash flow modeling, and valuation techniques.