Job description

Role Overview

We are seeking a senior, hands-on SAP FICO Banking SME to provide specialist solution leadership across banking, payments and cash-management processes. The resource will engage directly with VP-level and senior business stakeholders, understand business requirements, recommend SAP-standard solutions and reduce unnecessary customization. This is an SME role requiring deep functional knowledge, practical configuration experience and the ability to independently guide business and delivery teams.

Mandatory Functional Scope

• End-to-end payment processes, including payment methods, payment runs, payment media and exception handling.
• Electronic Bank Statement configuration and processing, including interpretation algorithms, posting rules and exception resolution.
• Bank reconciliation processes and controls.
• Cash Management and cash-flow reporting.
• House Bank, bank account and related configuration.
• Bank connectivity and interfaces.
• Data Medium Exchange and bank-file-related processes.
• Integration of banking processes with Accounts Payable, Accounts Receivable and General Ledger.

Key Responsibilities

• Lead discussions with VP-level stakeholders, finance process owners and delivery teams to clarify Banking and Cash Management requirements and expected business outcomes.
• Assess requirements against SAP-standard capabilities and recommend fit-to-standard solutions before considering enhancements or custom development.
• Design, configure and validate payment, EBS, bank reconciliation, Cash Management, House Bank, bank connectivity and DME solutions.
• Provide hands-on solution guidance to the existing team and resolve complex banking-related functional or configuration issues.
• Review current processes, identify control or efficiency gaps and recommend practical improvements.
• Prepare functional designs, configuration documentation, test scenarios, reconciliation procedures and operational guidance.
• Support system integration testing, user acceptance testing, cutover, go-live and production stabilization.
• Coordinate with technical, integration, security, finance and external banking teams to deliver end-to-end solutions.
• Engage Cognizant COE specialists when deeper Banking or Cash Management expertise or demonstrations of SAP-standard functionality are required.
• Communicate risks, decisions, dependencies and recommendations clearly to senior stakeholders.

Skills

Required Experience and Competencies

• Typically 15+ years of SAP FICO experience, with significant recent responsibility for SAP Banking and Cash Management.
• Deep hands-on expertise in payments, EBS, BRS, cash-flow reporting, House Banks, bank connectivity and DME.
• Strong understanding of accounting entries, controls, clearing and reconciliation impacts associated with banking processes.
• Experience delivering or supporting SAP S/4HANA Finance solutions in a complex enterprise environment.
• Demonstrated ability to advise senior business stakeholders and explain solution options, impacts and trade-offs clearly.
• Strong fit-to-standard mindset, with evidence of maximizing standard SAP functionality and reducing avoidable customization.
• Ability to work independently as an SME while collaborating effectively with functional, technical, COE and business teams.
• Strong analytical, problem-solving, facilitation, documentation and communication skills.

Preferred Experience

• Experience in aviation, travel, transportation or another high-volume, multi-bank environment.
• Exposure to complex bank interfaces, payment formats and regional banking requirements.
• SAP S/4HANA Finance certification.
• Experience conducting demonstrations of SAP-standard Banking and Cash Management capabilities.CogAE106