he bank is seeking a branch officer who is analytical, results-oriented and able to communicate and collaborate with other bank employees, team members and customers. Candidates with a graduate degree in mathematics, finance or accounting and two years of client-interaction experience are eligible to apply. Proficiency in customer service, communication, spreadsheet use and finance management is essential. And because you may attend various meetings and make important decisions as a banking officer, you may also need a management degree.

Skills

Here are the key responsibilities of a banking officer:

• Supervising the team of product specialists and directing other bank personnel to provide quality customer service
• Accepting customer deposits or posting deposits to customer accounts
• Checking loan interest rates and advising clients on ways to reduce interest expenses on outstanding balances
• Collecting deposits from business account holders to manage cash flow
• Evaluating risk in lending decisions and investment opportunities by analysing financial statements
• Reporting to upper management on loan status, lending and other important transaction activity
• Communicating with high-value customers regarding account management and other matters relating to loans or deposits
• Processing loan applications, reviewing credit reports and analysing financial statements to determine lending suitability
• Analysing, understanding and implementing banking guidelines, regulations and laws to help ensure compliance with the regulations of the Reserve Bank of India