About the business area - Group Risk Management ADCB prioritises a disciplined approach to risk, recognising its fundamental importance to the Bank’s long-term organisational and financial resilience. Group Risk Management oversees the implementation of ADCB's risk objectives, identifying and addressing gaps in the bank's risk infrastructure/framework. Their responsibilities include nurturing the independence of the risk function, establishing provisioning policies, and introducing changes to energise risk awareness among front office personnel and decision-makers. Continuously tuning the risk organisation in line with market best practices, they manage ADCB's portfolio and associated risks to international standards, while establishing a clear risk culture across all areas of operation.
In this role, your key responsibilities include:The Head of Governance, Strategy and Group Subsidiary Oversight is a senior leadership role responsible for driving robust governance, strategic alignment, and risk oversight across ADCB Group and its subsidiaries. This position ensures effective governance of risk committees, harmonization of enterprise risk management policies, and proactive engagement with regulators and subsidiary CROs. The role is pivotal in consolidating ICAAP and risk appetite frameworks, managing emerging risks across jurisdictions, and aligning governance practices with the Group’s overall business strategy. To receive direction and strategic guidance from the Senior Head Integrated Risk, implement the Group CRO’s risk strategy, and ensure objectives are met through effective execution. To discuss and align on system changes, data requirements, and performance parameters, securing necessary approvals and oversight. To review performance across risk verticals, subsidiaries ensuring integration of ICAAP, stress testing, and consolidated reporting. To collaborate on risk governance, review and recommend risk appetite, embedding enterprise-wide standards and driving consistency across Group subsidiaries To engage with CBUAE and regulatory college as and when needed. To implement the Group CRO’s risk strategy through proactive regulatory alignment, ICAAP and stress testing submissions, and consolidated risk reporting. To develop and deliver integrated risk insights and strategy, consolidating credit, market, operational, ESG, reputational, strategic, Sharia non-compliance, internal Sharia risk control, and model risk into a unified view that informs Board and Executive decisions and drives resilience. To establish and enforce integrated risk governance frameworks, policies, ensuring alignment of policies, risk appetite, and controls across all risk types and Group subsidiaries, delivering consistent standards and consolidated reporting. Provide comprehensive oversight of all ADCB subsidiaries, including Meedaf, Private Banking, and international entities in Kazakhstan (KZ), Egypt (EGP), and Al Hilal Bank (AHB). Ensure subsidiaries adhere to Group governance standards and risk management frameworks. To oversee the governance of all risk committees, including the Risk Management Committee (RMC) and Board Risk Committee (BRC). Including putting together decks, agendas and following up actions and risk acceptances. To establish and maintain risk profiling for all countries where ADCB operates. To collaborate with Chief Risk Officers (CROs) across subsidiaries to identify and address emerging risks. To develop and implement an umbrella Integrated/Enterprise Risk Management (ERM) policy applicable across all subsidiaries. To consolidate ICAAP (Internal Capital Adequacy Assessment Process) and risk appetite statements for the Group To provide leadership for managing strategic risk within the integrated risk framework. To set governance standards, influence risk appetite, and oversee enterprise-wide model risk policies, ensuring robust validation, performance monitoring, and compliance with ICAAP and stress testing requirements. To align governance and risk oversight with overall business strategy. To identify and escalate strategic or operational issues impacting subsidiaries or Group risk posture. To act as the primary liaison with regulatory colleges and the Central Bank of the UAE (CBUAE) on all CRO-related matters. To ensure compliance with regulatory requirements and maintain proactive engagement with external stakeholders To consolidate ICAAP and stress testing across all risk verticals identifying cross functional risk synergies and risk optimisation, ensuring comprehensive scenario analysis and capital adequacy assessments within the integrated risk framework. Ensure regulatory submission with predefined frequency in a timely manner to all regulatory/external bodies in order to share accurate information Manage self and team in line with ADCB’s people management policies, procedures, processes and practices to ensure adherence and to maximise own and employee contribution to business performance Manage the effective achievement of the team’s objectives through setting individual objectives, managing performance, developing the team and providing formal and informal feedback to maximise overall performance, engagement and motivation Devise an umbrella integrated risk policy in relation to the framework that is used group-wise. To produce and implement departmental policies, procedures and processes covering all areas of activity so that all relevant procedural requirements are fulfilled while ensuring that ADCB delivers best-in-class services, products and innovation Identify opportunities to contribute to organisational and departmental change initiatives, programmes and projects taking into account best practice and standards in the business environment Demonstrate Our Promise and apply the ADCB Service Standards to deliver the Bank’s required levels of service in all internal and external customer interactions The ideal candidate should have the following experience Bachelor’s degree in related field Minimum 10 years of progressive risk management experience in leading financial institutions, including at least 5 years in the GCC region, with global exposure across major international banks. Strategic thinking and leadership. Deep knowledge of regulatory requirements and risk governance. Excellent stakeholder management and communication skills. Ability to drive alignment across diverse subsidiaries and geographies

What we offer:Competitive Salary & Additionally, all employees are eligible to participate in one of our rewarding variable pay plans. Comprehensive Benefits Package: This includes market-leading medical insurance, group life and personal accident insurance, paid leave and leave airfare, employee preferential rates on loans and finance facilities, staff discounts and offers, and children education assistance (for certain job levels). Flexible and Remote Working Options: We understand the importance of work-life balance and offer flexible working arrangements, subject to eligibility and job requirements. Learning and Development Opportunities: We value and facilitate continuous learning and personal development through a variety of exciting learning opportunities, such as structured instructor-led courses, a comprehensive e-learning catalog, on-the-job training, and professional development programs.

At ADCB, we are dedicated to creating a respectful, caring and disciplined work environment that aligns with your career ambitions.