Job description

Ensure that all credit related transactions are timely processed as per stipulated standards. 

• Raising Limit Extensions (post security pack handed over to the customer) till FRS release. 
• Adhoc limit requests for temporary overdraft, Trade transactions, one off transaction, etc
• Process daily referrals (Smart business, RMWB transactions (trade, referrals, clearing/onus) with relevant approvals 
• Timely Loan disbursements in compliance with approved conditions and bank laid applicable policies
• Loan Rollovers/ Pre-settlement/ Repayments.

Intense engagement with clients’ finance managers, CFOs, authorized signatories, other for documentation execution, disbursement, collateral perfection, others

Regular account monitoring for exceptions and manage exceptions incl. one off credit requests for smooth client operations.

• Lodgment of perfected security pack to CRAD DLT and ensuring observations raised are addressed in a timely manner.

  
  

• Document deficiencies remediation within approved timeline

  
  

• WB Reports: Expired Valuation & Insurance Management remediation with minimal cases exceeding approved deferral timeline. Escalation in case of non-submission by clients and.  Valid approvals/communications in place for expired items, 

  
  

• Daily monitoring of exception reports e.g. Past Due, Excess, others and follow up with the client for timely settlement cc coverage team and timely escalation to BU / Management

  
  

• Early Alert report preparation 

  
  

• Liaison with Group Legal on documentation queries / clarification or as required by stakeholders.

  
  

• Prepare report / data as and when required for Central Bank & other auditors.

  
  

Pricing Check to be undertaken once FRS is released and as required

Preferred candidate

Nationality

United Arab Emirates