Title: Credit Risk Analyst (UAEN) Location: DubaiAbout the Client Our client, a prominent financial institution in Dubai, is seeking a Credit Risk Analyst to join their Risk Management team. This role focuses on evaluating credit proposals, monitoring portfolio risk, and ensuring compliance with internal policies and regulatory standards.Key Responsibilities Review and analyze credit proposals, assessing financials, repayment capacity, and collateral adequacy. Conduct due diligence and creditworthiness assessments for individuals and corporate clients. Prepare detailed credit reports with recommendations. Assign risk ratings using internal scoring models and ensure compliance with credit policies and regulations. Support Credit Committee preparations and approvals. Monitor portfolio performance, identify early warning signals, and suggest risk mitigation measures. Prepare regular credit risk reports, dashboards, and Key Risk Indicators (KRIs). Ensure adherence to Central Bank regulations and assist with ICAAP, IFRS9, and stress testing data. Contribute to credit policy reviews and development of risk models and frameworks. Collaborate with Relationship Managers and business teams to ensure quality credit submissions and compliance.Key Requirements Bachelor’s degree in Finance, Accounting, Economics, Business, or related field.1–5 years’ experience in Credit Risk or Corporate Credit Analysis - fresh graduates with strong academics may be considered. Strong financial analysis and credit assessment skills. Good understanding of financial statements, ratios, and cash flow analysis. Proficient in MS Excel and Power Point; experience with risk systems is a plus. Knowledge of IFRS9, risk rating models, and credit regulations preferred. Detail-oriented with strong analytical and problem-solving skills. Excellent communication and report-writing abilities.