· 10-12+ years of experience in digital product ownership/management within banking or financial services; demonstrated delivery of mobile-first products.
· Minimum 5 years in banking domain (BFSI) focused on digital transformation and process automation projects.
· Strong mortgage/retail lending domain expertise covering onboarding, credit policy, collateral/valuation, disbursement, and servicing; ability to translate policy into scalable digital rules and workflows.
· Proven record of delivering outcomes using Agile at scale (multiple squads or multiple systems), including release governance and dependency management.
· Deep experience driving enterprise integrations (CRM such as Microsoft Dynamics 365, onboarding/eKYC, Core Banking, document management, workflow/BPM, and project management systems such as Primavera Unifier).
· Strong communication, executive stakeholder management, and negotiation skills; ability to lead decision-making under risk, regulatory constraints, and delivery trade-offs.
· Strong documentation and product operations discipline: BRDs/FSDs, interface contracts, data/analytics requirements, acceptance criteria, and controls evidence.
· Bachelor’s degree in business, Computer Science, Engineering, or a related field (or equivalent experience).
Nice to Have (Preferred):
· Experience with modern architecture patterns (API management, event streaming, microservices) and data/analytics enablement for digital products.
· Experience implementing workflow/BPM platforms and decisioning/rules engines in regulated environments.
· Understanding of security, privacy, and regional regulatory requirements (e.g., data residency, audit trails, consent).
· Certifications: PSPO/PSPO II or CSPO, PMP/PRINCE2, or equivalent.
Skills
Agile Methodologies
Digital Transformation
Enterprise Integrations