• Define and champion the product vision and strategy for digital products, aligning with overarching business goals and market opportunities.
• Lead the product discovery process, conducting in-depth user research and market analysis to identify unmet needs and validate product concepts.
• Translate complex business requirements into clear, actionable user stories and acceptance criteria for the development team, ensuring a shared understanding.
• Prioritize the product backlog effectively, balancing stakeholder demands, technical feasibility, and strategic objectives to maximize value delivery.

Desired Candidate Profile

• · 10-12+ years of experience in digital product ownership/management within banking or financial services; demonstrated delivery of mobile-first products. · Minimum 5 years in banking domain (BFSI) focused on digital transformation and process automation projects. · Strong mortgage/retail lending domain expertise covering onboarding, credit policy, collateral/valuation, disbursement, and servicing; ability to translate policy into scalable digital rules and workflows. · Proven record of delivering outcomes using Agile at scale (multiple squads or multiple systems), including release governance and dependency management. · Deep experience driving enterprise integrations (CRM such as Microsoft Dynamics 365, onboarding/eKYC, Core Banking, document management, workflow/BPM, and project management systems such as Primavera Unifier). · Strong communication, executive stakeholder management, and negotiation skills; ability to lead decision-making under risk, regulatory constraints, and delivery trade-offs. · Strong documentation and product operations discipline: BRDs/FSDs, interface contracts, data/analytics requirements, acceptance criteria, and controls evidence. · Bachelor’s degree in business, Computer Science, Engineering, or a related field (or equivalent experience). Nice to Have (Preferred): · Experience with modern architecture patterns (API management, event streaming, microservices) and data/analytics enablement for digital products. · Experience implementing workflow/BPM platforms and decisioning/rules engines in regulated environments. · Understanding of security, privacy, and regional regulatory requirements (e.g., data residency, audit trails, consent). · Certifications: PSPO/PSPO II or CSPO, PMP/PRINCE2, or equivalent. Skills Agile Methodologies Digital Transformation Enterprise Integrations