Job Description

The Assistant Vice President – Property Insurance is responsible for leading and overseeing Property underwriting operations, managing strategic broker and client relationships, ensuring disciplined risk selection, and achieving sustainable portfolio growth in line with the company’s underwriting guidelines and market strategy.

What you will do 

Underwriting & Risk Management

• Lead underwriting of large and complex Property risks, ensuring adherence to approved underwriting guidelines and risk appetite.
• Oversee technical evaluation of risks including high‑value commercial, industrial, and Strata portfolios.
• Ensure quality, consistency, and sustainability of underwriting decisions across the team.

Portfolio & Revenue Management

• Drive achievement of departmental revenue targets while maintaining profitable growth.
• Monitor portfolio performance, loss experience, pricing adequacy, and accumulation exposure.
• Balance growth opportunities with disciplined risk selection in a competitive market environment.
• 
  

Broker & Client Relationship Management

• Manage and service key broker relationships, including major MNC and regional brokers.
• Act as a senior point of contact for strategic and complex accounts requiring high‑level engagement.
• Support retention and expansion of key accounts through technical credibility and market insight.

Leadership & Team Management

• Provide leadership and technical direction to the underwriting team.
• Align team objectives with departmental and organizational goals.
• Foster a culture of continuous improvement, technical excellence, and compliance.
• 
  

Strategy & Process Improvement

• Develop and implement underwriting and risk management objectives aligned with market developments.
• Optimize resource utilization to achieve underwriting and operational efficiency.
• Support enhancement of underwriting processes, controls, and KPIs.
• 
  

Governance & Compliance

• Ensure underwriting practices comply with internal policies, regulatory requirements, and reinsurance obligations.
• Support management in presenting complex or out‑of‑authority risks for senior approval where required.

Skills

Required Skills to be successful

• Extensive experience in Property / Fire underwriting within the UAE. Regional market experience will be an added qualification.
• Strong technical knowledge of complex commercial and industrial risks.
• Proven leadership and stakeholder management capability.
• Deep understanding of broker‑driven markets and reinsurance structures.

What equips you for the role

Academic Qualifications

• Bachelor’s degree in:
• Insurance
• Risk Management
• Engineering
• Finance, Business Administration, or related discipline
• (Engineering background is considered as strong advantage for property underwriting)
• Professional Insurance Qualifications (considered as added qualification)
• One or more of the following:
• ACII / FCII – Chartered Insurance Institute (UK)
• ANZIIF (Senior Associate / Fellow)
• CPCU – Chartered Property Casualty Underwriter
• Dip CII / Cert CII
• Other recognized insurance or reinsurance qualifications

Work Experience:

Minimum – 5 to 8 years in Core Underwriting Experience including minimum 5 years regional experience