???? We're Hiring: Insurance Risk Manager???? Location: United Arab Emirates (Remote)???? Employment Type: Full-Time???? Experience Level: Mid-Level to Senior???? Work Arrangement: Fully Remote About UsWe are a risk-focused organization dedicated to protecting our business, customers, and stakeholders through proactive risk management and insurance strategies. Our distributed teams collaborate across Enterprise Risk Management, Insurance, Finance, Legal, Compliance, Operations, Internal Audit, Procurement, Health & Safety, and Executive Leadership to strengthen organizational resilience, optimize insurance coverage, and minimize financial exposure. The Role We are seeking an experienced Insurance Risk Manager to lead insurance risk strategies, corporate insurance programs, and enterprise risk mitigation initiatives. The ideal candidate will oversee insurance portfolio management, policy administration, claims governance, risk assessments, and cross-functional collaboration while ensuring adequate protection against operational, financial, and strategic risks. Key Responsibilities Develop and implement enterprise insurance risk strategies, insurance governance frameworks, and risk financing programs aligned with organizational objectives. Lead the management of corporate insurance programs, including property, casualty, liability, professional indemnity, cyber, marine, business interruption, directors and officers (D&O), workers' compensation, and other commercial insurance policies. Collaborate with Enterprise Risk Management, Finance, Legal, Compliance, Operations, Procurement, Human Resources, Health & Safety, Internal Audit, and Executive Leadership to identify, assess, and mitigate organizational risks. Conduct enterprise-wide insurance risk assessments, exposure analyses, coverage evaluations, and risk modeling to identify protection gaps and optimize insurance strategies. Review insurance policy terms, endorsements, renewals, exclusions, deductibles, and coverage limits to ensure appropriate protection and cost efficiency. Manage insurance renewals, broker relationships, underwriting submissions, insurer negotiations, and policy placement activities. Oversee claims management processes, including incident reporting, claim investigations, insurer coordination, loss recovery, reserve monitoring, and claims resolution. Develop risk mitigation recommendations and loss prevention initiatives in partnership with business units to reduce claim frequency and severity. Monitor key performance indicators (KPIs) including claims frequency, claims cost, loss ratios, insurance premium trends, policy compliance, renewal success, risk reduction performance, and insurer service levels. Conduct insurance audits, policy compliance reviews, benchmarking studies, catastrophe exposure assessments, and continuous improvement initiatives. Ensure compliance with UAE insurance regulations, corporate governance standards, contractual insurance requirements, international insurance practices, and organizational policies. Manage insurance budgets, broker agreements, insurer relationships, third-party risk consultants, claims administrators, and strategic insurance initiatives. Drive digital transformation initiatives through artificial intelligence (AI)-powered risk analytics, predictive claims modeling, insurance management platforms, workflow automation, digital claims processing, enterprise risk management (ERM) systems, and business intelligence solutions. Utilize Origami Risk, Riskonnect, Logic Gate, SAP, Oracle ERP, Microsoft 365, Power BI, Tableau, Service Now GRC, insurance management systems, claims platforms, and document management solutions to monitor risk performance and generate actionable insights. Prepare executive dashboards, insurance portfolio reports, claims analyses, risk assessments, coverage reviews, renewal summaries, and strategic recommendations for senior leadership. Lead, mentor, and develop insurance specialists, risk analysts, claims coordinators, compliance professionals, and cross-functional teams while fostering a culture of accountability, resilience, collaboration, innovation, and continuous improvement. Requirements Bachelor's degree in Risk Management, Insurance, Finance, Business Administration, Accounting, Law, Economics, or a related field. Master's degree in Risk Management, Business Administration (MBA), Finance, Insurance, or a related discipline is highly advantageous. Professional certifications such as Chartered Property Casualty Underwriter (CPCU), Associate in Risk Management (ARM), Certified Risk Manager (CRM), Chartered Insurance Institute (CII), Financial Risk Manager (FRM), or equivalent are preferred. Minimum 5 years of experience in insurance risk management, corporate insurance, enterprise risk management, underwriting, claims management, or related roles. At least 2 years of experience managing corporate insurance programs, enterprise risk initiatives, insurance portfolios, or multidisciplinary risk teams preferred. Strong understanding of commercial insurance policies, enterprise risk management, claims administration, insurance underwriting, risk financing, regulatory compliance, contract review, and loss prevention principles. Experience with Origami Risk, Riskonnect, Logic Gate, SAP, Oracle ERP, Microsoft Office Suite, Power BI, Tableau, Service Now GRC, insurance management systems, claims platforms, and enterprise risk management software. Familiarity with AI-powered risk analytics, predictive claims technologies, digital insurance platforms, automated compliance monitoring, data visualization tools, and advanced business intelligence solutions is highly advantageous. Strong leadership, communication, negotiation, stakeholder management, analytical thinking, financial analysis, organizational, project management, and problem-solving skills. Ability to manage multiple insurance and risk initiatives while balancing regulatory requirements, operational priorities, budgets, policy renewals, claims activities, and organizational objectives. Ability to work effectively in a remote environment with distributed teams, insurance brokers, insurers, legal advisors, regulatory authorities, external auditors, and global stakeholders. What We Offer Fully remote work arrangement with flexible collaboration across global risk management and insurance teams. Competitive compensation package with performance-based incentives. Professional development and insurance leadership growth opportunities. Exposure to AI-powered risk analytics, digital insurance technologies, enterprise risk management platforms, and advanced claims management solutions. Collaborative culture focused on resilience, innovation, accountability, integrity, and continuous improvement. Opportunity to strengthen organizational resilience by leading insurance risk initiatives that protect business assets, optimize risk financing, and support sustainable growth.