Treasury Manager (Fast Growing Fintech across APAC)
Our client is a high-growth fintech group operating across SME lending and B2B commerce, with a complex capital structure spanning equity, structured debt, securitization facilities, and multi-currency funding arrangements. As part of its continued growth across the Middle East and South Asia, the business is seeking a hands-on Treasury Manager to support liquidity management, covenant compliance, lender reporting, and capital structure execution.
Reporting directly to the Group CFO, this is a high-impact role suited to a commercially minded treasury professional who is comfortable operating in a fast-moving, multi-entity environment and engaging directly with banks, lenders, investors, and senior stakeholders.
Key Responsibilities:Own cash and liquidity management across group entities, subsidiaries, and currencies, ensuring operating businesses are funded in line with business needs. Build and maintain rolling cash-flow forecasts, including short-term liquidity planning and early identification of funding gaps. Manage daily cash positioning, payment runs, intercompany funding, sweeps, pooling, and bank account governance. Monitor and report on debt covenants across the group’s debt facilities, including leverage, DSCR, gearing, borrowing-base, and portfolio-quality covenants. Prepare covenant compliance certificates, lender reporting packs, and reporting calendars accurately and on time. Conduct covenant headroom analysis and support remediation, waiver, amendment, or refinancing discussions where required. Support the Group CFO in managing the group’s capital structure across debt and equity instruments, including structured debt, warehouse facilities, securitisation, mezzanine notes, and convertibles. Manage facility lifecycle activities including drawdowns, repayments, borrowing-base reporting, conditions precedent, amendments, and debt register updates. Support debt and equity fundraising workstreams, including data room preparation, lender due diligence, investor reporting, and financial modelling. Act as a key contact for lenders, debt funds, securitisation counterparties, investors, and regional banking partners. Manage multi-currency exposure across markets and support FX, liquidity, counterparty, and interest-rate risk management. Strengthen treasury controls, approval workflows, reporting processes, audit readiness, and treasury systems improvement.
Qualifications & Experience:Bachelor’s degree in Finance, Accounting, Economics, or related field; CFA, CTP, ACT, CA, CPA, or equivalent qualification is advantageous.6–10+ years of experience in treasury, debt capital markets, structured finance, corporate finance, or related finance roles. Proven experience managing liquidity, cash forecasting, debt facilities, covenant compliance, and lender reporting in a complex environment. Hands-on exposure to structured finance, asset-backed facilities, warehouse lines, securitisation, or leveraged funding structures is strongly preferred. Experience in fintech, lending, technology, high-growth businesses, or emerging markets would be advantageous. Strong financial modelling skills, with the ability to model cash flows, covenant headroom, financing structures, and liquidity scenarios. Excellent stakeholder management skills, with the confidence to engage with lenders, auditors, investors, banks, and senior leadership. Hands-on, detail-oriented, commercially sharp, and comfortable operating in a fast-paced and ambiguous environment.