Job Description

Roles & Responsibilities

Position: Banking Products Relationship Officer- Auto Loans/Personal Loans/Credit cards
Location: Dubai Oud Mehta

Salary: AED 4,000 per month (plus performance incentives)
Employment Type: Permanent | Full-time

Role Summary:
The Banking Relationship Officer is responsible for generating new business and achieving sales targets for Credit Cards & Auto loans This role involves prospecting, customer acquisition, relationship management, and providing financial solutions tailored to customer needs. The ideal candidate should have strong communication skills, a results-oriented mindset, and a solid understanding of retail banking products.

Key Responsibilities:

• Identify and approach potential customers through cold calls, referrals, field visits, and networking.

• Promote and sell Credit Cards / Auto Loans to customers.

• Meet and exceed monthly sales targets and KPIs.

• Generate leads and maintain a healthy sales pipeline.

• Conduct product presentations and explain key features, benefits, and eligibility criteria.

Desired Candidate Profile

Key Skills & Competencies

• Strong sales and negotiation skills

• Excellent communication & interpersonal abilities

• Good knowledge of retail banking products (Credit Cards/PL/Auto Loans)

• Ability to work under pressure and achieve targets

• Customer-centric approach

• Basic understanding of credit assessment and documentation processes

• Excellent communication skills in English (other languages are an advantage)

• Target-driven, professional, and customer-focused.

• Understand customer financial needs and provide suitable lending solutions.

• Maintain strong customer relationships to drive repeat business and referrals.

• Ensure high levels of customer satisfaction and service quality.

• Handle customer queries, documentation guidance, and loan/credit card application support.

Requirements:

• Age: 20 to 35 years

• Bachelor’s degree in Finance, Business Administration, or related field.

• Experience in retail or corporate banking, preferably in product sales or relationship management.

• Strong interpersonal and communication skills.

• Customer-focused with problem-solving abilities.

• Knowledge of banking products and regulations.

• Clear credit history.

Compensation and Benefits

• Training and development support.

• Career growth opportunities within the UAE banking sector.

• Multicultural and professional work environment.

• Visa & Insurance Provide by a company