- Develop and implement robust credit risk policies and procedures tailored to the UAE market and Al Futtaim Finance's strategic objectives.
- Conduct in-depth analysis of credit applications for corporate and retail clients, assessing financial health, market risks, and collateral adequacy.
- Monitor and manage the existing credit portfolio, identifying early warning signs of distress and implementing proactive mitigation strategies.
- Design and oversee stress testing and scenario analysis to evaluate the impact of adverse economic conditions on the credit portfolio.
Desired Candidate Profile
- Bachelor's degree in Finance, Economics, Accounting, or a related field from a reputable university.
- Minimum of 7-10 years of progressive experience in credit risk management within the UAE banking or financial services sector.
- Strong understanding of UAE credit regulations, market dynamics, and economic indicators.
- Professional certifications such as FRM, PRM, or CFA are highly desirable.