• Design, develop, test and maintain software applications supporting lending and credit risk processes.

• Develop solutions for loan origination, loan servicing, credit assessment, collateral management and customer onboarding.

• Build and maintain integrations between core banking systems, lending platforms, credit risk systems and other enterprise applications.

• Develop data processing and reporting solutions to support regulatory reporting requirements.

• Collaborate with business, risk, compliance and finance teams to translate business requirements into technical solutions.

• Develop APIs and integration services for internal and external banking applications.

• Support the implementation of credit risk models, including data integration, calculation engines and reporting workflows.

• Ensure data accuracy, consistency and quality across lending and regulatory reporting systems.

• Participate in system design, code reviews, testing, deployment and production support activities.

• Identify opportunities to improve system performance, automation and operational efficiency.

• Troubleshoot application issues and provide timely resolution for production incidents.

• Maintain technical documentation, including system designs, APIs and operational procedures.

• Ensure applications comply with security, data privacy, governance and regulatory standards.

Desired Candidate Profile

Years of Experience *

Minimum 7+ years

Required Skills *

• Knowledge of ETL processes, data integration, data reconciliation, and troubleshooting.

• Strong hands-on experience with Oracle and SQL Server databases, including SQL/PLSQL development and troubleshooting.

• Experience with API integrations, REST/SOAP services, and SFTP-based file transfers.

• Experience supporting applications hosted on Microsoft Azure and hybrid environments.

• Understanding of Credit Origination processes and applications.

• Knowledge of Regulatory reporting and Credit Life Cycle.

• Experience with application monitoring, incident management, and batch processing support.

• Familiarity with ITIL processes, including Incident, Problem, Change, and Release Management.

Required Experience / Knowledge Areas *

• 3-5 years of production support experience in banking or financial services.

• Experience supporting collateral management, lending, credit risk, or regulatory reporting applications.

• Experience working in a 24x7 support environment supporting business-critical applications.

Certifications Required

• AWS / Microsoft Azure Cloud Certification – good to have

• SQL – PLSQL certification - preferred

• Relevant API or technology certification - preferred

Skills

ETL processes

Oracle and SQL Server databases

API integrations