Financial Analyst Jobs in UAE

<ul><li>Execute trades across various financial instruments, including equities, fixed income, currencies, and derivatives, adhering strictly to market regulations and internal policies.</li><li>Monitor market movements and news in real-time to identify profitable trading opportunities and manage risk effectively.</li><li>Develop and implement sophisticated trading strategies to maximize returns while minimizing exposure to adverse market conditions.</li><li>Maintain and grow relationships with institutional clients, providing them with timely market insights and execution services.</li></ul><p><strong>Desired Candidate Profile</strong></p><ul><li>Bachelor's degree in Finance, Economics, Mathematics, or a related quantitative field; Master's degree or MBA preferred.</li><li>Professional certifications such as CFA (Chartered Financial Analyst) or FRM (Financial Risk Manager) are highly advantageous.</li><li>Minimum of 5 years of progressive experience in a trading role within investment banking, asset management, or proprietary trading.</li><li>Proven track record of successful trading in at least two major asset classes (e.g., equities, FX, rates, commodities).</li></ul>

<strong>Financial Analyst– AMEA<br><br></strong><strong>Reporting line<br><br></strong>The Financial Analyst will report to Senior Financial Advisor or Head of AIFA.<br><br><strong>Objective<br><br></strong>Lead and be responsible for the valuation and risk analysis of new projects (including preparation of financial models). Assist with or (when delegated) be responsible for preparation of financing plans, selection of funding sources / banks, the structuring and execution of project financings. Be responsible for or (as the case may be) supervise and approve work on non-project related AIFA activities (e.g. annual impairment tests, lookbacks, etc.). Supervise, train and coach junior members of the team.<br><br><strong>Job responsibility <br><br></strong><ul><li>Assist in monitor and assess liquidity, terms and general trends of project finance debt markets (as applicable to the Region), including: international commercial banks, regional and local commercial banks, relevant export credit and multilateral agencies, other funding institutions.</li><li>Assist in monitoring and assessing competitors’ approaches to financing / funding projects.</li><li>Assist in monitoring relevant development in debt capital markets.</li><li>Ensure compliance with investment guidelines and methodology.</li><li>Responsible for the valuation of development projects.</li><li>Responsible for analysis of financial (or financing related) risks and impact of proposed transactions on accounting.</li><li>Assist with (or lead when delegated) the structuring and execution of financing plans for new projects.</li><li>Responsible for preparing with financing, accounting and tax related inputs in financial models (where required with the support of relevant expertise centers and/or external consultants)</li><li>Responsible for preparation of financial models / financial analyses or reviewing and/or audit financial models / financial analyses of financial models prepared by other team members.</li><li>Assist with the preparation of (or when delegated propose) appropriate financing plans, including alternatives.</li><li>Assist with the selection of or propose the selection of banks / financing institutions and/or agencies to be approved by Head of AIFA – AMEA.</li><li>Assist business development decision making process.</li><li>Assist with analysis or advice on risk allocation, bankability issues, optimization &amp; tax structuring.</li><li>Responsible for the management of Financial Analyst on an assignment basis.</li><li>Responsible for the training and coaching of junior members of the team.</li><li>Prepare financial models (or where applicable financing plans and/or deliver financing commitments / other relevant documentation) within the timeframe agreed with BD colleagues / senior members of the team (e.g. bid deadlines etc.)</li><li>Contributes to monitoring of internal procedures for the AIFA – AMEA team and responsible for adherence with Global AIFA procedures.</li><li>Contributes to the monitoring and/or review of internal methods for the AIFA – AMEA team and responsible for adherence with methods set or shared with Global AIFA. Responsible for proposing enhancements to financial modelling related / analytical methods.</li><li>Responsible for sharing information widely and openly with the team and with other AIFA teams on topics of common AIFA interest</li><li>Cooperation with Finance function in the preparation of medium term plan and budgets, including by providing macro-economic assumptions.</li><li>Responsible for (or assist with) preparing request for proposals for banks / advisors / etc.</li><li>Assist with (or lead under supervision of Head of AIFA or Senior Financial Advisor) negotiations with lenders / financial institutions.</li><li>When assisting with / proposing financing plans, responsible for preparation or review of relevant analysis (incl. impact on project economics, execution risks, etc.)</li><li>Report to Senior Financial Advisors / Head of AIFA – AMEA any material developments in banking / financing markets and any unusual / unexpected project-specific developments.</li><li>Support any group or external audit.<br><br></li></ul><strong>Degree / Experience<br><br></strong><ul><li>Finance / Economics based degree or a professional qualification such as CFA, CIMA, ACA, ACCA (or equivalent)</li><li>Minimum 6-8 years of relevant experience, including a minimum of 2 years spent working in AIFA / project finance and financial modeling.</li><li>Proven experience and demonstrable competency with complex financial modelling and proficiency and knowledge of financial valuation methodology.</li><li>Up-to-date proficiency in excel (incl. understanding and use of basic Macros)</li><li>Experience in leading or supporting the financing efforts for a bid (and/or leading a project to financial close) preferable.</li><li>Experience in planning and managing processes preferable.<br><br></li></ul><strong>Specific Knowledge / Skills<br><br></strong><ul><li>Strong and proven analytical skills, including proficient financial modelling.</li><li>Commercial acumen with good understanding of accounting topics and tax structures.</li><li>Planning ability and capacity to deliver on plans / work towards fixed deadlines.</li><li>Leadership qualities, people management skills and ability to motivate team members advantageous.</li><li>Able and willing to train, coach and support more junior team members, especially on modelling / technical aspects.</li><li>Presence and interpersonal credibility advantageous.</li><li>Ability to multitask and to work effectively under pressure.</li><li>Strong communication skills (incl. adequate knowledge/use of PowerPoint®)</li><li>Behavioral capabilities: problem solving, strong interpersonal skills.</li><li>Languages: English required. Arabic or French is an advantage.<br><br></li></ul><strong>Business Understanding<br><br></strong><ul><li>Good understanding of the power business and the IPP model.</li><li>Good understanding of contractual structure of a typical contracted-output IPP.</li><li>Good understanding of banking and funding processes / issues.<br><br></li></ul><strong>Location/travel<br><br></strong><ul><li> Dubai (UAE) / occasional travel within AMEA<br><br></li></ul><strong>Field: </strong>AIFA<br><br><strong>Schedule: </strong>Full-time<br><br><strong>Primary Location: </strong>UAE<br><br>ENGIE group is a global reference in low-carbon energy and services. Together with our employees, our customers, partners, and stakeholders, we are committed to accelerate the transition towards a carbon-neutral world, through reduced energy consumption and more environmentally friendly solutions. Inspired by our purpose (“raison d’être”), we reconcile economic performance with a positive impact on people and the planet, building on our key businesses (gas, renewable energy, services) to offer competitive solutions to our customers.<br><br>ENGIE’s Business for the Asia Middle East and Africa (AMEA) region is headquartered in Dubai. The region has activities in large scale power generation, water desalination, district cooling, energy solutions and renewables including wind and solar. We act throughout the value chain: strategy, design, engineering, energy-efficient asset construction, digital platforms, operations management, financing. And, by using globally leading technologies, we create innovative energy and smart solutions that help to make the world a better place.<br><br>Company Name: ENGIE Middle East<br><br>Minimum Base Salary:<br><br>Maximum Base Salary:<br><br>Pay Basis:

As a Senior Financial Analyst, you will provide strategic financial analysis and business insights to support organizational planning, performance optimization, and executive decision-making. The role involves evaluating financial data, developing forecasts, preparing financial models, and analyzing key performance indicators to identify trends, risks, and growth opportunities. You will collaborate with cross-functional teams to support budgeting, financial planning, business case evaluations, and strategic initiatives while ensuring the accuracy and integrity of financial reporting. Responsibilities include conducting variance analysis, preparing executive reports and presentations, monitoring financial performance, assessing investment opportunities, recommending process improvements, and supporting long-term financial strategies. You will also contribute to enhancing financial controls, improving reporting frameworks, and driving data-driven decision-making across the organization. This position offers the opportunity to influence business strategy, improve financial performance, and contribute to sustainable organizational growth in a collaborative and results-oriented environment. Qualifications Candidates should possess strong analytical, financial modeling, and problem-solving skills, with the ability to evaluate complex financial information and communicate meaningful insights to stakeholders. Excellent communication, presentation, and organizational abilities are essential, along with a high level of attention to detail and accuracy. A solid understanding of financial analysis, budgeting, forecasting, variance analysis, performance measurement, financial reporting, and business planning is highly valued. Familiarity with spreadsheet applications, financial systems, business intelligence platforms, data visualization tools, and reporting technologies is beneficial. The ideal applicant is proactive, adaptable, strategic, and capable of managing multiple priorities while maintaining professionalism and sound judgment. Applicants should demonstrate integrity, critical thinking, and a commitment to continuous improvement. The ability to collaborate effectively across departments and support informed business decisions will contribute significantly to success in this role.

<p>We are seeking a detail-oriented and analytical Business Analyst to join our team. The successful candidate will work closely with our Financial Director and other senior management to diagnose business performance issues, benchmark industry standards, and provide actionable insights to drive client success. This role requires a strong background in financial analysis, business performance evaluation, and client engagement.</p><p>• Bachelor’s degree in finance, Business Administration, Economics, or a related field. Advanced degree or relevant professional qualifications (e.g., CFA, CIMA) preferred. • Proven experience as a Business Analyst, Financial Analyst, or in a similar analytical role within a consulting environment. • Strong analytical skills with the ability to interpret complex financial data and provide actionable insights. • Experience in benchmarking and performance analysis, with a solid understanding of industry standards and best practices. • Excellent problem-solving skills, with the ability to diagnose issues and develop effective solutions. • Proficiency in data analysis tools and software (e.g., Excel, SQL, Power BI). • Strong communication and presentation skills, with the ability to convey complex information clearly and concisely. • Ability to work independently and as part of a team, with a proactive and collaborative approach. • Strong attention to detail and a commitment to accuracy and excellence.</p>

<p>The <strong>Financial Analyst – Retail and Brand Performance</strong> is responsible for providing key c<strong>ommercial insights, budgeting, forecasting, performance</strong> reporting and decision support for our Company <strong>Retail channel and Brands across UAE</strong>. The role acts as a <strong>key link between Finance, Business Channels, Marketing, Supply chain and key stakeholders</strong> by providing clear actionable insights and practical recommendations to support business decisions. <br><br><strong>1. Retail and Brand Performance Analysis<br>2. Budgeting and Forecasting<br>3. Incentives, Commercial Controls and System Enhancements</strong></p><p><strong>Desired Candidate Profile</strong></p><br><ol><li><p>Bachelor’s degree in Accounting, Finance, Commerce, or related field.</p></li><li><p><strong>Professional qualification, part-qualified CIMA, CMA or equivalent is preferred.</strong></p></li><li><p>Minimum 5-7 years of experience in financial analysis, FP&A or commercial finance.</p></li><li><p>Experience in F<strong>MCG, trading, wholesale, distribution, or beauty products industry</strong> is preferred.</p></li><li><p>Good understanding of margin analysis, planning, insights and performance measurement.</p></li><li><p><strong>Advanced user of Excel, experience of building dashboards, Power BI, Qlik Sense.</strong></p></li><li><p>Strong communication and ability to work across multiple channels and functions.</p></li><li><p>SAP experience is strongly preferred.</p></li></ol>

<h2 class="h5">Job description</h2> <div class="t-break" data-jb-field="description"> <p>Established in the 1930s as a trading business, Al-Futtaim Group today is one of the most diversified and progressive, privately held regional businesses headquartered in Dubai, United Arab Emirates. Structured into five operating divisions; automotive, financial services, real estate, retail and healthcare; employing more than 35,000 employees across more than 20 countries in the Middle East, Asia and Africa, Al-Futtaim Group partners with over 200 of the world's most admired and innovative brands. Al-Futtaim Group’s entrepreneurship and relentless customer focus enables the organization to continue to grow and expand; responding to the changing needs of our customers within the societies in which we operate.</p><br> <p>By upholding our values of respect, excellence, collaboration and integrity; Al-Futtaim Group continues to enrich the lives and aspirations of our customers each and every day</p><br> <p><b>Overview Of The Role:</b></p><br><p>The Financial Analyst will be responsible for providing analytical and commercial support to the management team, contributing to performance reviews, operational decision-making, and improvement plans. The role involves budgeting, forecasting, and producing detailed management reports to support the company's profitability and financial objectives. Additionally, the Financial Analyst will aid in working capital guidance, commercial financial evaluations, and support annual audits, all while driving system and process improvements within the organization.</p><br> <p><b>What You Will Do:</b></p><br> <ul> <li>Prepare annual budgets and periodic forecasts while ensuring adherence to agreed timelines.</li> <li>Provide quality support and structured reporting to the management team for accurate financial insights.</li> <li>Prepare daily, weekly, and monthly management reports and presentations for the management board.</li> <li>Support divisional performance reviews and conduct variance analysis.</li> <li>Coordinate with the finance team for general ledger reviews and manage accounting-related issues.</li> <li>Review, manage, and process incentives.</li> <li>Assist management in understanding financial metrics and influences.</li> <li>Advise the Finance Head on working capital planning and validate underlying assumptions.</li> <li>Prepare monthly cash flow statements and forecasts.</li> <li>Identify areas for improvement and provide early warning signals.</li> <li>Continuously follow up and update action initiated by business units.</li> <li>Offer analytical support for evaluating pricing for specific deals.</li> <li>Analyze monthly sales versus expected targets to gauge campaign and pricing decision effectiveness.</li> <li>Support stock and receivables analysis.</li> <li>Advise on capex and project evaluation.</li> <li>Recommend improvements to incentive models.</li> <li>Provide historical database maintenance and exception reporting for corrective actions.</li> <li>Support the finance team during year-end audits to ensure timely completion.</li> <li>Assist the team for overall development and deeper understanding of financial reports.</li> <li>Facilitate audit completion without delay.</li> <li>Advise on system and process development for new initiatives and improvements.</li> <li>Act as a SAP user and project member for group reporting updates.</li> <li>Support business units in process change coordination.</li></ul><p><b>Required Skills To Be Successful:</b></p><br> <ul> <li>Advanced accounting and analytical skills.</li> <li>Proficiency in MS Excel and ERP systems.</li> <li>Strong communication and teamwork abilities.</li> <li>Initiative and the ability to work independently.</li></ul><p><b>What Qualifies You For The Role:</b></p><br> <ul> <li>Qualified Accountant or equivalent post-graduate qualification.</li> <li>Minimum of 6 years of experience in finance-related roles.</li> <li>Strong accounting and analytical skills, with advanced proficiency in MS Excel and ERP systems.</li> <li>Excellent communication skills and the ability to function effectively in a complex, multi-branded business environment.</li> </ul> <p><b>About Al-Futtaim Automotive</b></p><br><p>A major division of the UAE-based Al-Futtaim Group of companies, <b>Al-Futtaim Automotive</b> is an industry leader with presence in 10 countries across the Middle East, Asia and Africa.</p><br><p>Our core business activities at Al-Futtaim Automotive include distribution, manufacturing, leasing and aftersales, and we are firmly established as the regional representative of some of the world’s most iconic automotive brands: Toyota, Lexus, Honda, Jeep, Chrysler, Dodge, Volvo and RAM.</p><br><p>We are driven by a customer-centric approach, constantly pushing the boundaries on innovation, quality standards, and value-added service across our vast universe of customers - right from motoring enthusiasts to fleet operators to contractors. Our mission is to become the leader in custom-made mobility solutions by delivering nothing less than world-class omni-channel experiences.</p><br><p>We channel our local expertise and global trust to deliver one of the most comprehensive portfolios of mobility products and solutions, from passenger cars to SUVs, electric vehicles to high-performance motorbikes, commercial vehicles to industrial &amp; construction equipment.</p><br><p>What keeps the company moving forward is a 9000-member strong team, with inspiring possibilities for growth, throughout the career path. <b>This is Al-Futtaim Automotive and we empower talent to move forward.</b></p><br><p>For further information, and to apply, please visit our website via the “Apply” button below.</p><br> <br> </div>

<ul><li><p>Review and reconcile monthly expense accruals and prepayment entries recorded by the Accounts Payable Accountant, and post adjustments across assigned entities</p></li><li><p>Maintain accrual and prepayment schedules in Odoo</p></li><li><p>Adjust and clear intercompany and recurring clearing accounts</p></li><li><p>Post monthly depreciation runs in Odoo and maintain the fixed asset register</p></li><li><p>Review and process asset additions, disposals, and transfers</p></li><li><p>Reconcile the fixed asset register to the general ledger</p></li><li><p>Review Asset Received Not Capitalised items and ensure timely capitalisation</p></li><li><p>Reconcile all bank accounts, overdraft accounts, and accounts holding deposits (petty cash, undeposited collections, cheques-in-hand) in Odoo</p></li><li><p>Resolve bank reconciliation discrepancies in a timely manner</p></li><li><p>Reconcile loan balances and calculate and post monthly interest accruals in coordination with the Junior Finance Analyst</p></li><li><p>Post and review monthly inventory adjustments in Odoo</p></li><li><p>Reconcile stock balances to the trial balance</p></li><li><p>Perform item cost review and month-on-month variance analysis</p></li><li><p>Reconcile intercompany and related party balances to the general ledger across assigned entities</p></li><li><p>Ensure amounts due to / from related parties are matched, agreed, and cleared</p></li><li><p>Coordinate with counterpart entities to resolve intercompany discrepancies</p></li><li><p>Review the trial balance for assigned entities; identify and correct misclassifications</p></li><li><p>Post adjusting journal entries as required</p></li><li><p>Reconcile all sub-ledgers (AP, AR, inventory, fixed assets) to the general ledger</p></li><li><p>Ensure VAT accuracy at the transactional level (correct tax codes, treatment, and supporting documentation)</p></li><li><p>Reconcile VAT-related GL accounts and resolve transactional discrepancies</p></li><li><p>Provide data and schedules to support tax review, filing, and entries performed by the Junior Financial Analyst</p></li><li><p>Prepare monthly income statement and balance sheet</p></li><li><p>Update the audit financial reporting template</p></li><li><p>Perform analytical review and explain material variances between periods and against budget</p></li><li><p>Prepare the annual budget and forecasts for Assigned entities in coordination with the Group Assistant Accounting Manager</p></li><li><p>Review Sales meeting slide content prepared by the Accounts Receivable Accountant for Assigned reporting entities</p></li><li><p>Prepare SMT meeting slide decks including income statement, balance sheet, cash flow, and variance analysis</p></li><li><p>Support the Group Assistant Accounting Manager in the preparation of consolidated management reports</p></li><li><p>Operate Odoo as the primary accounting system; support legacy system (SAP Business One) data requirements for historical audit periods as required</p></li><li><p>Identify and propose process improvements to the Group Assistant Accounting Manager</p></li><li><p>Participate in goal-setting, mid-year and year-end performance reviews via the Adrenalin HRMS PMS module</p></li></ul><p><strong>Desired Candidate Profile</strong></p><ul><li><p>Bachelor's Degree in Accounting or Finance / CA / CPA / ACCA</p></li><li><p>Minimum 5–7 years of total accounting experience</p><p>Minimum 3–5 years in a general ledger / senior accountant role</p></li><li><p>Hands-on experience in general ledger management, month-end closing, financial reporting, and complex reconciliations</p></li><li><p>Experience working in a multi-entity or group accounting environment</p></li><li><p>Knowledge of IFRS accounting standards</p></li><li><p>Knowledge of UAE VAT compliance; UAE Corporate Tax awareness is an advantage</p></li><li><p>Proficiency in ERP software — Odoo experience is a strong advantage; SAP Business One experience is beneficial</p></li><li><p>Advanced MS Excel skills (Pivot Tables, VLOOKUP, data analysis functions)</p></li><li><p>Knowledge of IFRS and UAE VAT compliance</p></li><li><p>Experience with financial reporting and management reporting pack preparation</p></li><li><p>Proficient in Microsoft Office suite</p></li><li><p>Ability to guide and review the work of junior team members as required</p></li><li><p>Attention to Detail: high level of accuracy in financial records, reports, and reconciliations</p></li><li><p>Analytical & Problem-Solving: ability to analyse financial data, identify discrepancies, and resolve complex accounting issues independently</p></li><li><p>Time Management & Organisation: ability to manage multiple tasks across entities and meet strict month-end deadlines</p></li><li><p>Communication: ability to clearly present financial information to both finance and non-finance stakeholders</p></li><li><p>Integrity & Professionalism: demonstrates high ethical standards in all professional dealings</p></li><li><p>Proactiveness & Ownership: takes initiative and accountability for outcomes without constant supervision</p></li><li><p>Adaptability: remains effective in a dynamic, multi-entity environment with evolving systems</p></li></ul>

<h2 class="h5">Job description</h2> <div class="t-break" data-jb-field="description"> <p><strong>Context of the Role</strong></p><br><p>We are seeking a highly strategic, commercially-minded Senior Corporate Finance Professional to join our global finance organization. This is a high-impact, visible, and senior individual contributor role that will be instrumental in shaping our long-term financial strategy, driving complex financial modeling, and leading critical investor relations activities.</p><br><p>This role is designed for a rigorous, analytical thinker who thrives in a fast-paced fintech environment. You will act as a trusted advisor to the executive leadership team, providing data-driven insights that influence pivotal business decisions, M&amp;amp;A evaluations, and capital allocation strategies.</p><br><p><strong>What You’ll Do</strong></p><br><p><strong>Strategy &amp;amp; Business Planning</strong></p><br><ul><li>Partner directly with the C-suite and executive leadership to define and refine Ezras’ long-term corporate strategy, financial goals, and operational metrics.</li><li>Evaluate strategic growth opportunities, including M&amp;amp;A targets, joint ventures, new market entries, and product expansions.</li><li>Act as a strategic sounding board for business leaders, driving alignment between finance, commercial, product, and operations teams to accelerate revenue growth and profitability.</li></ul><p><strong>Advanced Financial Modeling &amp;amp; Analytics</strong></p><br><ul><li>Build, maintain, and own complex, dynamic financial models from scratch to forecast corporate performance, evaluate investment ROI, and support capital allocation decisions.</li><li>Conduct deep-dive scenario analysis, stress testing, and unit economic modeling to guide pricing strategies, product profitability, and FX/Treasury impact.</li><li>Translate massive, complex data sets into clear, actionable insights and polished presentations for the Executive Team and Board of Directors.</li></ul><p>&amp;nbsp;</p><br><p><strong>Investor Relations &amp;amp; Capital Markets</strong></p><br><ul><li>Act as a key liaison between Ezra and our existing/prospective investors, ensuring clear, consistent, and compelling communication of our financial narrative and business strategy.</li><li>Lead the preparation of high-quality investor materials, including pitch decks, board packages, financial tear sheets, and management discussion &amp;amp; analysis (MD&amp;amp;A) reports.</li><li>Support future fundraising, debt financing, and potential capital market activities by preparing data rooms, managing rigorous due diligence processes, and coordinating with external advisors.</li></ul><p><strong>About You (Requirements)</strong></p><br><ul><li>At least 8 to 10 years of progressive, rigorous experience, primarily within top-tier Investment Banking, Tier-1 Management Consulting (MBB), or Private Equity, followed by highly strategic Corporate Finance/FP&amp;amp;A experience at a fast-growing tech/fintech company.</li><li>Deep understanding of the technology and financial services sectors; specific knowledge of FinTech, SaaS, or global payments (cross-border, FX, treasury) is highly advantageous.</li><li>Exceptional financial modeling capabilities. You must be completely comfortable building and dissecting complex models independently.</li><li>Exceptional verbal and written communication skills</li><li>A true 'full-stack' finance professional—comfortable operating at a highly strategic level in boardroom conversations, while being perfectly willing to roll up your sleeves and execute the detailed analytical work independently.</li></ul><p><strong>Required Qualifications &amp;amp; Certifications</strong></p><br><ul><li>Education: Bachelor’s degree in Finance, Economics, Accounting, Mathematics, or a highly quantitative field from a top-tier university.</li><li>Advanced Degree: A Master of Business Administration (MBA) from a leading, globally recognized business school is strongly preferred.</li><li>Professional Certifications:<ul><li>CFA (Chartered Financial Analyst) designation is highly desirable.</li><li>CPA (Certified Public Accountant), CA (Chartered Accountant), or equivalent accounting qualification is a strong plus.</li><li>Advanced Financial Modeling certifications (e.g., FMVA) are a bonus.</li></ul></li></ul><strong>Company overview:</strong><p>Ezra provides B2B digital lending solutions for emerging markets in partnership with mobile and digital wallet operators and financial service providers. Ezra supports 24 operations in 23 countries, across Africa, the Middle East and Asia. Our key office locations are in Nairobi, Kenya and Dubai, UAE.&amp;nbsp;</p><br><p>Our flagship products are Airtime Credit Services (ACS), Nano and BNPL.&amp;nbsp;</p><br><ul><li>ACS is an airtime or data advance offered to prepaid mobile subscribers at the point of low credit.&amp;nbsp;</li><li>Nano is a micro cash advance offered to mobile wallet users on demand.&amp;nbsp;</li><li>BNPL facilitates payment installments for products and services&amp;nbsp;</li></ul><p>As a FinTech company, our business is entirely technology and data driven, from determining subscriber eligibility, generating relevant offers, managing risk, loan issuance, recovery, optimizing performance and reporting, reconciliation and billing.&amp;nbsp;</p><br><p>Each day we process approximately 21M loan requests and 1.4 TB of data across our markets. This process needs to be robust, reliable and secure.&amp;nbsp;</p><br><p>But it doesn’t end there. We’re exploring new ways of using our platform and transactional data to improve our products and develop new product opportunities.</p><br> </div>

<p>One of our client an O&G industry is looking for the Team Leader, Transformation (Financial) with strong background of Port Operations / Logistics provider.</p><br><p>This will play a pivotal role in shaping the <strong>future of our business by identifying growth opportunities,</strong> fostering strategic partnerships, and leading transformative initiatives that enhance operational excellence and long-term value creation.</p><p><strong>Desired Candidate Profile</strong></p><br><ul><li><p>Spearhead the identification and development of new business opportunities, strategic alliances, and partnerships with major <strong><u>port operations and global logistics providers.</u></strong></p></li><li><p>Support the formulation and execution of commercial strategies and business transformation programmes.</p></li><li><p>Lead the development of business cases, financial models, and investment proposals to support executive and board-level decision-making.</p></li><li><p>Drive regional and international business development initiatives, partnership opportunities, and tender submissions.</p></li><li><p>Prepare high-impact executive reports, business performance analyses, and decision-support materials.</p></li><li><p>Champion digitalization and AI-driven initiatives that improve efficiency, modernize legacy processes, and unlock new capabilities.</p></li><li><p>Cultivate strong client relationships and promote service excellence across key stakeholders.</p></li></ul><p><br></p><ul><li><p>Master’s Degree in Business Administration, Finance, or a related discipline.</p></li><li><p>Minimum 10 years of experience within the Oil & Gas industry with Port Operations - mandatory</p><ul><li><p>At least 5 years of experience in Business Development, Corporate Planning, Strategy, or other closely related functions.</p></li></ul></li><li><p>CFA (Chartered Financial Analyst)</p><ul><li><p>CPA (Certified Public Accountant)</p></li></ul></li></ul>

<strong>About Fanatics Momentum<br><br></strong>Fanatics Momentum is building the UAE's leading regulated commercial gaming operator. Licensed by the General Commercial Gaming Regulatory Authority (GCGRA), we operate across lottery, iGaming, sportsbook, and digital content, combining Momentum's regional foundation with Fanatics' global product, technology, and scale. The business is ambitious, well-resourced, and moving fast. If you want to help build a category-defining operator in one of the world's most exciting regulated gaming markets, this is the right time to join.<br><br>Commercial Financial Analyst<br><br>Key Responsibilities<br><br><strong>Commercial /Financial Analysis<br><br></strong><ul><li>Perform detailed analysis of financial and operational performance to identify trends, opportunities, risks and key business drivers.</li><li>Analyse revenue, margins, customer behaviour, product performance, costs and profitability to support commercial decision-making.</li><li>Develop financial models and scenario analyses to assess new initiatives, investments and commercial opportunities.</li><li>Support analysis of key commercial metrics including customer acquisition cost (CAC), lifetime value (LTV), return on investment (ROI), payback periods, margins and profitability.</li><li>Analyse performance by product, customer segment, channel and other relevant business dimensions.</li><li>Perform variance analysis against budget, forecast and prior periods, identifying and clearly explaining the underlying drivers.</li><li>Turn large volumes of financial and operational data into meaningful, actionable business insights.</li><li>Work closely with FP&amp;A to support budgeting, forecasting and longer-term financial planning.<br><br></li></ul><strong>Management Reporting <br><br></strong><ul><li>Support the preparation of monthly and quarterly management reporting, including performance analysis and commentary.</li><li>Develop dashboards, KPIs and analytical reporting that provide management with clear visibility of business performance.</li><li>Identify emerging trends and proactively highlight areas requiring management attention.</li><li>Move beyond reporting what happened by providing insight into why it happened, what it means for the business, and what actions should be considered.</li><li>Support ad-hoc financial and commercial analysis requested by senior management.<br><br></li></ul><strong>Executive Presentations <br><br></strong><ul><li>Prepare high-quality, visually compelling PowerPoint presentations for the Finance, Strategy and Executive Leadership teams.</li><li>Translate complex financial and commercial analysis into clear executive-level messages, charts and visualisations.</li><li>Develop presentation materials for management meetings, Board discussions, strategic reviews and business performance reviews.</li><li>Ensure presentations have a strong narrative and clearly communicate the key message, rather than simply presenting financial data.</li><li>Maintain consistently high standards of presentation design, formatting, accuracy and visual communication.</li><li>Help establish templates and presentation standards across Finance to improve the quality and consistency of management reporting.<br><br></li></ul>Business Partnering<br><br><ul><li>Work closely with Finance, Commercial, Marketing, Strategy, Product and other functions to understand business performance and key commercial drivers.</li><li>Challenge assumptions constructively and provide fact-based analysis to support decision-making.</li><li>Support business cases for new products, initiatives, investments and strategic opportunities.</li><li>Develop a strong understanding of the underlying business model and use financial analysis to influence commercial decisions.</li><li>Act as a bridge between detailed financial/data analysis and senior management decision-making.<br><br></li></ul><strong>Skills &amp; Experience<br><br></strong><ul><li>Bachelor’s degree in Finance, Accounting, Economics, Business, Mathematics, Data Analytics or a related discipline.</li><li>Strong experience in FP&amp;A, commercial finance, financial analysis, business analysis or a similar analytical role.</li><li>Exceptional numerical and analytical skills with the ability to work confidently with large and complex datasets.</li><li>Advanced Excel skills, including financial modelling, scenario analysis and manipulation of large datasets.</li><li>Advanced PowerPoint skills, with demonstrated ability to create professional, visually engaging and executive-quality presentations.</li><li>Strong understanding of financial statements, budgeting, forecasting, variance analysis and commercial KPIs.</li><li>Ability to transform complex analysis into simple, clear and actionable insights.</li><li>Strong attention to detail and commitment to accuracy.</li><li>Excellent written and verbal communication skills.<br><br></li></ul>What Success Looks Like<br><br><ul><li>Success in this role means providing management with analysis that improves decision-making.</li><li>The Commercial Finance Analyst should not simply produce reports. They should be able to take financial and operational data, identify the commercial story behind the numbers, communicate it clearly and visually, and help management determine what action should be taken next.<br><br></li></ul>At Fanatics Momentum, we’re proud to be a fair, transparent, and inclusive employer. We value diversity, collaboration, and innovation, and we’re committed to creating an environment where every team member can thrive. If you’re ready to grow your career and help us build Momentum, we’d love to hear from you.

<ul><li><p>Prepare detailed financial analysis, reports, and management dashboards.</p></li><li><p>Develop and maintain <strong>financial forecasts, budgets, and financial models</strong>.</p></li><li><p>Analyze revenue, costs, profitability, cash flow, and business performance.</p></li><li><p>Create and manage <strong>Power BI dashboards and reports</strong> to support business decision-making.</p></li><li><p>Monitor actual performance against budgets and forecasts and investigate variances.</p></li><li><p>Provide insights and recommendations to management based on financial and operational data.</p></li><li><p>Analyze sales and profitability across different products, categories, channels, and business segments.</p></li><li><p>Support budgeting and annual planning processes.</p></li><li><p>Prepare monthly and periodic management reports.</p></li><li><p>Identify financial trends, risks, and opportunities for improving profitability.</p></li><li><p>Work closely with Finance, Sales, Procurement, and Operations teams to gather and analyze business data.</p></li><li><p>Assist in developing financial KPIs and performance metrics.</p></li><li><p>Ensure accuracy and integrity of financial data used for reporting and analysis.</p></li></ul><p><strong>Desired Candidate Profile</strong></p><ul><li><p>Minimum <strong>5 years of experience</strong> as a Financial Analyst or in a similar finance role.</p></li><li><p>Strong hands-on experience with <strong>Power BI</strong> and financial data visualization.</p></li><li><p>Proven experience in <strong>financial forecasting, budgeting, and variance analysis</strong>.</p></li><li><p>Strong Excel and financial modelling skills.</p></li><li><p>Experience in <strong>FMCG, cosmetics, retail, or wholesale</strong> is highly preferred.</p></li><li><p>Strong understanding of financial statements and business performance analysis.</p></li><li><p>Excellent analytical and problem-solving skills.</p></li><li><p>Strong attention to detail and ability to work with large datasets.</p></li><li><p>Good communication and presentation skills.</p></li><li><p>UAE experience is Mandatory.</p></li></ul>

<h2 class="h5">Job description</h2> <div class="t-break" data-jb-field="description"> <p><strong>JOB SUMMARY</strong>&nbsp;</p><br><p><strong>To provide investment research, financial analysis, and investment recommendations in support of First Abu Dhabi Global Private Bank and its clients. The role is responsible for conducting fundamental, macroeconomic, and market analysis across equity and fixed income markets, identifying investment opportunities and risks, supporting portfolio construction and investment recommendations, and contributing to investment committee discussions. The Executive Director will produce investment research and market insights to support informed investment decision-making, while maintaining a high standard of analytical rigor and investment governance.</strong></p><br><p><strong>The role operates within First Abu Dhabi Bank – Global Private Bank - Product and Services and supports delivery to Global Private Banking clients. The position plays a key role in maintaining the investment governance framework and contributes to the production of various investment research.</strong></p><br><p><strong>KEY RESPONSIBILITIES</strong></p><br><p><strong>Investment Research &amp; Analysis</strong></p><br><ul><li>Conduct macroeconomic, market, sector, and company-specific research across equity and fixed income markets.</li><li>Produce country reports and analysis on markets as requested.</li><li>Analyse financial statements, earnings reports, valuation metrics, and industry trends and developments.</li><li>Develop investment views and recommendations to support various investment strategies.</li><li>Identify and communicate emerging investment risks and opportunities across covered markets and sectors.</li><li>Monitor market developments, economic trends, and geopolitical events impacting investment opportunities.<br>&nbsp;</li></ul><p><strong>Investment Committee Support</strong><br>&nbsp;</p><br><ul><li>Prepare investment research and supporting materials for various committees including investment committee meetings.</li><li>Present investment views, market updates, and investment recommendations to relevant forums.</li><li>Support the ongoing review of investment strategies.<br>&nbsp;</li></ul><p><strong>Research Management</strong><br>&nbsp;</p><br><ul><li>Produce research reports, investment notes, market commentaries, and investment presentations.</li><li>Maintain research documentation and supporting records in accordance with internal governance requirements.<br>&nbsp;</li></ul><p><strong>Regulatory &amp; Governance Responsibilities</strong><br>&nbsp;</p><br><ul><li>Maintain the required CMA/SCA accreditation applicable to the role.</li><li>Ensure research activities are conducted in accordance with internal policies, regulatory requirements, and applicable governance standards.</li><li>Support regulatory inspections, audits, and information requests where required.<br>&nbsp;</li></ul><p><strong>Framework, Boundaries &amp; Decision-Making Authority</strong><br>&nbsp;</p><br><ul><li>Operates within the framework of FAB policies, investment governance standards, and applicable regulatory requirements.</li><li>Provides investment recommendations and research views to support investment decisionmaking.</li><li>Escalates material investment risks, conflicts, and governance matters through the appropriate channels.</li><li>Supports regulatory compliance and audit readiness activities relating to the licensed business.<br>&nbsp;</li></ul><p><strong>REQUIREMENTS / QUALIFICATIONS</strong></p><br><p><strong>Minimum Qualifications and Experience</strong><br>&nbsp;</p><br><ul><li>Bachelor's Degree or equivalent university qualification in Finance, Economics, Accounting, Business Administration, or a related discipline; and a minimum of three (3) years of experience in financial analysis or in the relevant fields.</li><li>Diploma qualification or equivalent; and a minimum of eight (8) years of experience in financial analysis or in the relevant fields.<br>&nbsp;</li></ul><p><strong>Alternative Qualifications and Experience</strong></p><br><p>Experience of at least three (3) years in financial analysis or related investment fields along with one of the following professional designations:</p><br><ul><li>Accredited Financial Analyst</li><li>Certified Investment Professional (CIP)</li><li>Certificate in Quantitative Finance (CQF)</li><li>Chartered Financial Analyst (CFA)<br>&nbsp;</li></ul><p><strong>Regulatory Requirements</strong></p><br><p>The successful candidate must satisfy the qualification, experience, accreditation, and ongoing competency requirements prescribed by the Capital Market Authority (CMA/SCA) for the function and maintain all required regulatory approvals throughout employment.</p><br><br> <b>About Us:</b><br> First Abu Dhabi Bank (FAB) is the largest bank in the UAE and one of the world's largest and safest financial institutions. We offer a comprehensive range of personal and private banking services, including credit cards, Islamic banking, investments, loans, and mortgages. Our commitment to excellence and innovation drives us to provide top-tier financial solutions to our clients.<br> <b>Life at FAB:</b><br> Working at FAB means being part of a team of talented and passionate individuals with a shared vision to support the ambitions of our stakeholders to "Grow Stronger." We embrace the needs of our customers across the globe with a sense of responsibility and confidence driven by extensive expertise that can only be delivered by an ambitious world-class organization<br> <b>Career Development:</b><br> FAB offers unique career choices, a chance to innovate, craft solutions for the future, and express yourself in a performance-based culture that will unleash the best in you. Whether you are an experienced professional or just starting your career, FAB provides a range of learning and development initiatives to support all employees through training and skill development.<br> <b>Our Values:</b><br> At FAB, we place our customers at the core of our activities, live our values each day in every way, celebrate achievements, and empower each other to deliver leading solutions. We have structured plans for the recruitment and career progression of Emirati talent to enable them to make a mark in the financial and banking sector both regionally and globaly that rewards your hard work and dedication.<br> Join our team and be part of a journey to shape the future of banking.<br> </div>

<ul><li><p>The Financial Analyst is responsible for evaluating project financial feasibility, monitoring working capital liquidity, and bridging on-site Daily Progress Reports (DPRs) with accounting ledgers. The role provides executive management with variance dashboards, sensitivity analyses, and Cost-to-Complete (CTC) forecasts to safeguard project profit margins.&nbsp;</p><p><strong>2. KEY RESPONSIBILITIES & DAY-TO-DAY ACCOUNTABILITIES</strong>&nbsp;</p><ul><li><p><strong>Project Financial Feasibility & Modeling: </strong>Develop dynamic financial models, cash flow forecasts, and IRR analyses for ongoing civil projects and upcoming tenders.&nbsp;</p></li></ul><ul><li><p><strong>Working Capital Analysis: </strong>Conduct weekly tracking of working capital cycles, project liquidity, unbilled receivables, and billing-versus-collection milestones.&nbsp;</p></li></ul><ul><li><p><strong>DPR Alignment & Revenue Analytics: </strong>Reconcile daily site progress data (DPRs) with financial revenue recognition, verifying physical completion milestones against budget allocations.&nbsp;</p></li></ul><ul><li><p><strong>Variance Analysis & CVR Oversight: </strong>Prepare monthly Cost-Value Reconciliation (CVR) and Cost-to-Complete (CTC) variance analyses, investigating major divergences across labor, materials, and plant.&nbsp;</p></li></ul><ul><li><p><strong>Executive Dashboards & Presentations: </strong>Build and present monthly executive MIS dashboards, Board variance reports, and KPI review packs for the CFO and executive committee.&nbsp;</p></li></ul><ul><li><p><strong>ERP Financial Optimization: </strong>Utilize enterprise ERP systems (SAP/Oracle) to extract, analyze, and structure project cost-accounting databases with strict data integrity.&nbsp;</p></li></ul><ul><li><p><strong>Commercial Subcontract & Vendor Reviews: </strong>Evaluate subcontractor progress commitments, major material purchase commitments, and cost variation impacts.&nbsp;</p></li></ul><ul><li><p><strong>Audit & Budget Support: </strong>Participate in the corporate annual budgeting cycle, project milestone financial reviews, and external statutory audit requirements.&nbsp;</p></li></ul></li></ul><p><strong>Desired Candidate Profile</strong></p><ul><li><p><strong>Required Qualification: </strong>CA (Chartered Accountant) or equivalent professional finance qualification (CPA, ACCA, CMA)&nbsp;</p></li></ul><ul><li><p><strong>Required Experience: </strong>Minimum 3 years of financial analysis experience in the contracting / construction industry&nbsp;</p></li></ul>

<br><p><strong>Job Purpose</strong></p><p>To support the Competent Authority’s obligations in Exchange of Information on Request (EOIR) and Automatic Exchange of Information (AEOI), as well as treaty-based cooperation, by processing incoming and outgoing information exchange requests in accordance with international standards, applicable domestic laws and regulations, and approved internal procedures.</p><p><br></p><p><strong>Key Responsibilities</strong></p><ul><li>Conduct initial screening of information exchange requests to ensure compliance with legal and procedural requirements, including the foreseeable relevance principle, scope of the request, and confidentiality requirements.</li><li>Prepare draft responses and supporting documentation for review and approval.</li><li>Receive, review, and process information exchange requests from foreign competent authorities under Double Taxation Agreements (DTAs), Tax Information Exchange Agreements (TIEAs), and multilateral agreements.</li><li>Contribute to key performance indicators (KPIs), including turnaround times and quality standards.</li><li>Strictly comply with confidentiality, data protection, and information security requirements.</li><li>Coordinate with internal stakeholders and relevant local authorities to obtain the required information within established timelines.</li><li>Maintain accurate case management records, audit trails, and statistics for reporting purposes.</li><li>Perform any other duties and responsibilities as assigned by the direct supervisor.</li><li>Support the implementation of other operational activities related to Exchange of Information on Request (EOIR) and other information exchange activities, as required.</li></ul><p><br></p><p><strong>Professional Certifications</strong></p><ul><li>Certified Professional Qualification in Market Risk</li><li>Certified Public Accountant (CPA)</li><li>Certified Treasury Professional (CTP)</li><li>UAE VAT Compliance Diploma</li><li>Certified Professional Compliance Certificate</li><li>Chartered Financial Analyst (CFA)</li><li>Association of Chartered Certified Accountants (ACCA) Qualification</li><li>Certificate in Real Estate and Financial Modelling</li><li>Master’s Certificate in Financial Control</li><li>Certified Management Accountant (CMA)</li></ul><p><br></p><p><strong>Qualifications and Experience</strong></p><ul><li>Bachelor’s degree in business administration</li><li>Bachelor’s degree in financial management</li></ul><p><br></p>

<ul><li><p>The Financial Analyst&nbsp;will provide comprehensive support to the BP&A Team in strategic planning, budgeting, forecasting, and financial analysis. The role involves consolidating and circulating financial reports, assisting with automation projects, and performing administrative duties to support the team's objectives. Success in this role requires timely and accurate completion of responsibilities, proactive business follow-ups, and effective interaction with team members and stakeholders.</p><p><br><strong>What You Will Do:</strong></p><p><strong>Planning, Budgeting & Forecasting</strong></p><ul><li><p>Assist the BP&A Team to manage the Strategic Plan, Budget, and Forecasts.</p></li><li><p>Ensure accurate and timely completion of planning responsibilities.</p></li></ul><br><p><strong>Reporting, Financial Analysis & Contingency Planning</strong></p><ul><li><p>Assist the BP&A Team in preparing, following up, and circulating regular and ad-hoc reports and financial analyses.</p></li><li><p>Ensure accurate and timely completion of reporting responsibilities.</p></li></ul><br><p><strong>Automation / Projects</strong></p><ul><li><p>Support the BP&A Team in following up, preparing, and circulating automation and project reports and analyses.</p></li><li><p>Ensure accurate and timely completion of automation/project responsibilities.</p></li></ul><br><p><strong>Administrative Support</strong></p><ul><li><p>Provide administrative support to BP&A Head and Team.</p></li><li><p>Ensure timely provision of required support.</p></li></ul></li></ul><p><strong>Desired Candidate Profile</strong></p><ul><li><p><strong>Required Skills To Be Successful:</strong></p><ul><li><p>Strategic planning and budgeting expertise</p></li><li><p>Proficiency in financial analysis and reporting</p></li><li><p>Experience with ERP systems like SAP</p></li><li><p>Strong interpersonal and communication skills</p></li></ul><p><br><strong>What Qualifies You For The Role:</strong></p><ul><li><p>Commerce graduate with specialization in Finance/Systems.</p></li><li><p>4 years of experience in budgeting, financial/management reporting, preferably in the retail sector in the Middle East.</p></li><li><p>Proficiency in accounting software packages, particularly ERP systems like SAP.</p></li><li><p>Excellent interpersonal, analytical, planning, and organizing skills with strong business acumen.</p></li></ul></li></ul>

<h2 class="h5">Job description</h2> <div class="t-break" data-jb-field="description"> <p><b>Overview Of The Role:</b></p><p>The Financial Analyst will provide comprehensive support to the BP&amp;A Team in strategic planning, budgeting, forecasting, and financial analysis. The role involves consolidating and circulating financial reports, assisting with automation projects, and performing administrative duties to support the team's objectives. Success in this role requires timely and accurate completion of responsibilities, proactive business follow-ups, and effective interaction with team members and stakeholders.</p><p><br></p><p><b>What You Will Do:</b></p><p>Planning, Budgeting &amp; Forecasting</p><ul><li>Assist the BP&amp;A Team to manage the Strategic Plan, Budget, and Forecasts.</li><li>Ensure accurate and timely completion of planning responsibilities.</li></ul><p>&nbsp;</p><p>Reporting, Financial Analysis &amp; Contingency Planning</p><ul><li>Assist the BP&amp;A Team in preparing, following up, and circulating regular and ad-hoc reports and financial analyses.</li><li>Ensure accurate and timely completion of reporting responsibilities.</li></ul><p>&nbsp;</p><p>Automation / Projects</p><ul><li>Support the BP&amp;A Team in following up, preparing, and circulating automation and project reports and analyses.</li><li>Ensure accurate and timely completion of automation/project responsibilities.</li></ul><p>&nbsp;</p><p>Administrative Support</p><ul><li>Provide administrative support to BP&amp;A Head and Team.</li><li>Ensure timely provision of required support.</li></ul><p><br></p> </div><h2 class="h5">Skills</h2> <div data-jb-field="skills"><p><b>Required Skills To Be Successful:</b></p><ul><li>Strategic planning and budgeting expertise</li><li>Proficiency in financial analysis and reporting</li><li>Experience with ERP systems like SAP</li><li>Strong interpersonal and communication skills</li></ul><p><br></p><p><b>What Qualifies You For The Role:</b></p><ul><li>Commerce graduate with specialization in Finance/Systems.</li><li>4 years of experience in budgeting, financial/management reporting, preferably in the retail sector in the Middle East.</li><li>Proficiency in accounting software packages, particularly ERP systems like SAP.</li><li>Excellent interpersonal, analytical, planning, and organizing skills with strong business acumen.</li></ul><p><br></p></div>

Executive Manager – Financial Markets Solutions<br>Embark on a journey where your unique contributions are celebrated, and your professional growth is embraced. At ADCB, we nurture a diverse, inclusive community where every voice is valued.<br>About the business area The Corporate & Investment Banking Group (CIBG) provides a portfolio of corporate banking services, including investment & transaction banking as well as financial market solutions. This sophisticated product suite is powered by efficient digital platforms and distribution channels. It serves a broad range of clients both domestically and across the MENA region, including government entities, financial institutions, large to mid-size corporates, and commercial clients (SMEs), and maintains strategic relationships with leading banks globally<br>In this role, your key responsibilities include: <br>- To manage all ADCB’s treasury sales desk, covering all products within the Bank’s investment and risk management solutions, ensuring compliance with internal policy and external regulations in order to deliver on the Bank’s commercial and customer priorities within the Bank’s agreed risk appetite - Manage the ADCB’s Treasury Structured Solutions team, including problem solving, structuring, execution, and account management covering all products across the Bank’s investment and risk management solutions in order to maximise the performance and profitability of the Bank - Collaborate in the development and direct the implementation of ADCB’s treasury product development and sales strategy in order to maximise profitability whilst effectively managing risk - Support in the development and update of the departments Standard Operating Procedures (SOPs) and practices for treasury sales, creating an action plan and overseeing its implementation to ensure compliance with both internal policy and external regulatory requirements - Contribute to the development and structuring of the Bank’s treasury products, providing client-specific input into the process, so that the Bank’s products and solutions remain client-focused and market competitive - Manage the delivery against financial, product, customer and risk-based targets for the desk, continuously review performance against these targets and take corrective action where appropriate in order to drive profitability and liquidity within an agreed risk appetite - Oversee the negotiation of trade prices with the Bank’s traders in order to drive market-competitive pricing and drive profitability <br>The ideal candidate should have the following experience <br>- Bachelor’s degree is now a mandatory requirement - At least 8 years of experience in progressively more complex and responsible roles in Banking sales - Chartered Financial Analyst (CFA) - Banking product knowledge<br>At ADCB, we are dedicated to creating a respectful, caring and disciplined work environment that aligns with your career ambitions.

<ul><li><p>Perform detailed calculations and assessments in various insurance domains such as business interruption, life insurance, and other insurance-related matters.</p></li><li><p>Draft decisions for the committee, ensuring each decision complies with the Civil Transactions Law, Commercial Law, Civil Procedure Law, Evidence Law, and foundational Insurance Principles.</p></li><li><p>Address and counter legal defences presented by dispute parties, utilizing legal appeals and principles to support comprehensive and balanced responses.</p></li><li><p>Conduct in-depth studies and analyses of disputes, including the review of responsive, commentary, and closing memorandums to ensure a thorough understanding and effective resolution process.</p></li><li><p>Evaluate expert reports across different domains including vehicles, fire incidents, health issues, investment, and life insurance, recommending amendments or accepting findings in line with general insurance principles.</p></li><li><p>Analyze dispute files thoroughly from both technical and legal viewpoints, offer opinions, and categorize disputes based on complexity (simple, medium, complex).</p></li><li><p>Review and stay updated with legal appeals issued by the Supreme Federal Courts and the Courts of Cassation, applying this knowledge to current cases and decisions. Self-Management Responsibilities</p></li><li><p>Defines performance goals at the start of the year in discussion with the reporting manager and ensures that the goals are achieved during the course of the year</p></li><li><p>Identifies the training and development requirements for self and agrees on them with the reporting manager to ensure that the required trainings are arranged and attended</p></li><li><p>Strives to achieve the highest levels of proficiency on all the competencies and skills required to perform the role.</p></li><li><p>Keeps abreast of professional developments, new techniques and current issues through continued education and professional growth.</p></li></ul><br><p><strong>Desired Candidate Profile</strong></p><ul><li>Possesses a Bachelor's degree in Finance, Accounting, Economics, or a related field; a Master's degree is preferred.</li><li>Holds relevant professional certifications such as Certified Public Accountant (CPA), Chartered Financial Analyst (CFA), or similar.</li><li>Demonstrates a minimum of 10 years of progressive experience in financial institutions supervision or a related field.</li><li>Exhibits in-depth knowledge of banking regulations, including Basel III, Dodd-Frank, and other relevant frameworks.</li></ul>

<h2 class="h5">Job description</h2> <div class="t-break" data-jb-field="description"> <span>Job Summary: We are seeking a detail-oriented and analytical Financial Analyst to support financial reporting, analysis, and business decision-making.<br> The ideal candidate will have strong experience in P&amp;L and Balance Sheet analysis, financial reporting, budgeting/forecasting, and IFRS standards .<br> Experience within the banking or financial services sector is highly desirable.<br> Key Responsibilities Prepare and analyze monthly, quarterly, and annual financial reports .<br> Perform detailed P&amp;L and Balance Sheet analysis , identifying key variances and trends.<br> Support financial planning, budgeting, forecasting, and variance analysis .<br> Ensure financial reporting is accurate, timely, and compliant with IFRS and applicable accounting standards .<br> Prepare management reports, financial dashboards, and analytical insights for senior stakeholders.<br> Investigate financial variances and provide clear explanations and recommendations.<br> Support month-end and year-end financial closing activities .<br> Review financial data and perform reconciliations to ensure accuracy and completeness.<br> Collaborate with Finance, Accounting, Risk, Operations, and Business teams to gather and validate financial information.<br> Assist with financial modelling and scenario analysis to support business decisions.<br> Identify opportunities to improve financial processes, controls, and reporting efficiency.<br> Support internal and external audit requirements as needed.<br> Mandatory Requirements Bachelor’s degree in Finance, Accounting, Economics, or a related discipline .<br> 4–8 years of relevant experience in financial analysis, reporting, or management accounting.<br> Strong hands-on experience in P&amp;L and Balance Sheet analysis .<br> Good understanding of IFRS and financial reporting principles .<br> Experience in financial planning, budgeting, forecasting, and variance analysis .<br> Strong analytical and problem-solving skills with excellent attention to detail.<br> Advanced MS Excel skills, including financial analysis and reporting.<br> Strong communication and stakeholder management skills.<br> Preferred Experience Prior experience in banking, financial services, or other regulated financial institutions .<br> Exposure to banking products, financial operations, or regulatory reporting.<br> Experience with ERP systems, financial reporting tools, or BI platforms .<br> Professional qualification such as CA, ACCA, CMA, CPA, or CFA is an advantage.<br> Financial Analysis | P&amp;L Analysis | Balance Sheet Analysis | Financial Reporting | IFRS | Budgeting &amp; Forecasting | Variance Analysis | Financial Modelling | Reconciliation | Excel | Banking &amp; Financial Services</span> </div>

<p>Involvement in Trade finance and working capital-related treasury operations, managing the issuance of funded</p><p>and unfunded instruments to support project delivery, supply chain finance program activity, and capital</p><p>structuring. Provide accurate reporting and support decision-making to ensure compliance with the company's treasury</p><p>controls.</p><p>Focus Areas</p><ul><li><p>Trade Finance & Working Capital</p></li><li><p>Treasury Reporting & Compliance</p></li><li><p>Process Efficiency & Control</p></li></ul><p>Responsibilities</p><ul><li><p>As part of the treasury front office, support trade finance activities of the group - Guarantees, Letters of</p></li></ul><p>Credit, and Supply Chain Finance.</p><ul><li><p>Prepare and process trade finance operations in accordance with the Company’s Delegation of Authority.</p></li><li><p>Liaise with banks on transactional matters, facility renewals and compliance documentation.</p></li><li><p>Support Treasury Front Office Manager to evaluate SCF and bond syndication opportunities. Maintain and</p></li></ul><p>update data within Enterprise Resource Planning (ERP) systems such as Construction Management</p><p>Integrated Controls (CMiC) and Kyriba (Treasury Management System)</p><ul><li><p>Identify process improvement opportunities within trade finance and working capital procedures.</p></li><li><p>Ensure compliance with treasury policies, banking mandates, and audit requirements.</p></li><li><p>Manage resources, implement strategies, and provide leadership to teams and departments to achieve</p></li></ul><p>business performance goals.</p><ul><li><p>Promote Environmental, Social, and Governance (ESG) practices within departments, ensuring compliance</p></li></ul><p>with sustainability standards and contributing to corporate responsibility goals.</p><ul><li><p>Implement and manage continuous improvement and innovation projects within teams and functions,</p></li></ul><p>streamlining workflows, optimising resources, and delivering measurable efficiency gains.</p><ul><li><p>Apply technical expertise and discipline-specific knowledge to deliver high-quality outcomes within your area of specialisation.</p></li><li><p>Undertake any other reasonable duties and/or responsibilities as required by management, to meet the</p></li></ul><p>needs of the business</p><p><strong>Desired Candidate Profile</strong></p><p>Essential:</p><ul><li><p>Arabic speaking, writing, and reading is essential to support KSA operations</p></li><li><p>Strong Treasury Operations & Trade Finance Skills</p></li><li><p>Excellent Attention to Detail & Accuracy</p></li><li><p>ERP System Proficiency</p></li><li><p>Sound Understanding of Treasury Controls & Processes</p></li><li><p>Professional Qualification such as Association of Corporate Treasurers (ACT), Certified Treasury Professional</p></li></ul><p>(CTP), Chartered Financial Analyst (CFA), or Association of Chartered Certified Accountants (ACCA)</p><ul><li><p>Proficiency in MS Office Suite (Word, Excel, PowerPoint).</p></li><li><p>Excellent Written & Verbal Communication Skills.</p></li><li><p>Thorough understanding of Trade finance instruments and processes</p></li></ul><p>Desirable:</p><ul><li><p>Experience in Construction or Corporate Treasury Environments.</p></li></ul>