Abu Dhabi Islamic Bank jobs
50 Jobs Found
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<p><strong>Role: Cyber Security Associate (UAE Nationals Only) </strong></p><br><p><strong>Location: Abu Dhabi </strong> </p><br><p><strong>Role Purpose:</strong></p><br><ul><li>The Cyber Security Associate is an entry Job and can perform a variety of positions across GISD including Cyber Defense Center, Cyber Operations, Governance Risk and Compliance, Resilience, PMO, Privacy Operations and Engineering Functions.</li><li>The Cyber Security Associate will be participating and leading projects delivery in a cross functional manner inside or outside GISD.</li></ul><p><strong>Key accountabilities of the role:</strong></p><br><ul><li>Support ADIB teams in data security assessments.</li><li>Work on a wide variety of tasks including research and internal process, engineering, and operations.</li><li>Create reports and recommendations based on trainee findings, including the security issues uncovered and level of risk.</li><li>Plan and create penetration methods, scripts, and tests.</li><li>Present security findings, risk and conclusions to management and other relevant parties</li><li>Understand how the flaws/Risks that is identified could affect a business, or business function, if they’re not fixed.</li><li>Monitor and report on new and emerging threats to security in the Technology arena.</li><li>Participate and assist in GISD projects and communication to stakeholders outside GISD.</li><li>Complete assigned training on time and with the acceptable success rate.</li></ul><p><strong>Specialist skills / technical knowledge required for this role:</strong></p><br><ul><li>Recent Graduates from a Reputable University in Computer Science, Cyber Security, IT or related education.</li><li>Quick learner and adaptable</li><li>Work in a highly motivated work environment</li><li>Basic knowledge of Cyber Security domains</li><li>Basic knowledge of Risk frameworks</li><li>Good communication, interpersonal, analytical and problem-solving skills.</li><li>Flexibility, persistence, and willingness to work on a variety of activities/ tasks.</li><li>Good understanding of trends and developments in the areas of Information Security and Risk Management.</li><li>Basic knowledge of Information Security principles and practices.</li></ul><br> </div>
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<p><strong>Role: Customer Relationship Officer </strong><br><strong>Location: BR-Al Khawaneej, Dubai </strong> <br><strong>Role Purpose:</strong><br>Managing products and service function to ensure the delivery of quality service to customers, while projecting the warm image of ADIB, maintenance of operational controls and continuous improvement in financial services and operational service efficiency<br> <br><strong>Key Accountabilities of the role </strong><br> <strong>RESPONSIBILITIES:</strong></p><br><p><strong>Deposit account documentation.</strong></p><br><p>Handle inquiries related to deposit accounts. Opening and closing of deposit accounts, ensure proper completion of forms, observe KYC policies and CB instructions.</p><br><p><strong>Finance account documentation.</strong></p><br><p>Handle inquiries related to finance and covered cards, proper maintenance of customer files, prepare finance applications and obtain necessary approvals, input of data in the system, ensure proper completion of forms<strong>.</strong></p><br><p><strong>Sales-Management of service delivery.</strong></p><br><p>Sell and cross sell ADIB’s products and promote ADIB’s image</p><br><p><strong>Staff Management and coordination.</strong></p><br><p>Management of subordinates, plan their trainingand appraisal.</p><br><p><strong>Perform other task specified by Management.</strong></p><br><p><strong>Results Required</strong></p><br><ol><li>Achieving Monthly Budget - Provide support to CRM to prepare the comments for budget variance on achievement of branch sale of financial product targets.</li><li>Continuous Improvement – Assist CRM to Recommend workflow changes leading to process improvements to the branch manager at least once a year</li><li>Internal Audit & ICD Comments - Provide support to CRM in preparing detailed responses to internal audit and ICD comments relating financial products and financial customer services.</li><li>Compliance of policies & procedures – Comply and perform Key operational controls as required in ADIB’s polices & procedures in day-to-day operations. </li></ol><p><strong>Specialist Skills / Technical Knowledge Required for this role:</strong> </p><br><ol><li>Broad knowledge of ADIB’s Retail Banking financial products & services</li><li>Thorough knowledge of ADIB’s Retail Credit & Operational Policies & Procedures</li><li>Good Knowledge of UAE banking practices, regulations & risks</li><li>Thorough Knowledge of all the Regulations issued by Central Bank of UAE</li><li>General awareness of competitors in the local market</li><li>Fair knowledge of service standards </li><li>Training skills</li><li>Sales skills</li><li>Management Information skills</li></ol><br> </div>
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<p><strong>Role: Credit Analyst</strong><br><strong>Location: Sharjah, UAE</strong><br><strong>Role purpose:</strong></p><br><p>Provide full support to branches and DSU’s by reviewing and processing proposed finance applications in a timely fashion and within approved polices </p><br><p><strong>This position is for UAE Nationals only.</strong><br> <br><strong>Key accountabilities of the role:</strong> </p><br><ol><li>Examining credit Application for completeness and timeliness of information, noting exceptions for correction.<ul><li>Preparation of error free credit docs</li><li>Vigilance in applying de-dupes</li><li>Observing agreed TAT.</li><li> Compliance policies and satisfactory Risk Rating.</li></ul></li><li>Analyze Bank Statements so as assess its genuineness, continuity, business turnovers, cheque returns, average balances and to observe if there is any chance of artificial fabrication of such statements.</li><li>Analyze applicant’s financial statements and comment on its findings (where required).</li><li> Check customer’s status through de-dupes/CBRB.</li><li>Meeting the minimum daily targets assigned by management while maintaining the lowest level of errors as measured by the score card. </li><li>Escalate cases requiring higher DP with full analysis and recommendations to facilitate their decision making </li><li>Demonstrate full and up to date knowledge of ADIB’s products, policies and procedures. </li><li>Proactively and continually make and recommend system changes and enhancements, also ensure that all procedures and policies are implemented and being followed in compliance with organization.</li><li>Demonstrate full team spirit and positive attitude.</li><li>Perform any other responsibilities entrusted by ADIB Management from time to time and any other task assigned by Management</li></ol><p><strong>Results required:</strong></p><br><ul><li>Support business in achieving monthly budget & targets while maintaining highest quality portfolio</li><li>Additional support to business in capturing customers within the acceptable parameters without violating CB regulations. </li><li>Contribute positively to the daily underwriting activities </li><li>Improve communication branches and DSU’s as being internal customers</li><li>Provide constructive comments and feedback on proposed finance applications </li><li>Compliance of policies & procedures – Comply and perform Key operational controls as required in ADIB’s polices & procedures in day-to-day operations.</li></ul><p><strong>Specialist skills / technical knowledge required for this role:</strong></p><br><ul><li>Good credit and analytical skills and knowledge </li><li>Minimum 3 years of practical banking experience preferably in the finance & credit field </li><li>Detailed knowledge of ADIB’s Retail Banking credit products & services</li><li>Broad knowledge of ADIB’s Retail Credit & Operational Policies & Procedures</li><li>Good Knowledge of UAE banking practices, regulations & risks</li><li>Good communication skills</li><li>Good Computer Skills</li></ul><p><strong>This position is for UAE Nationals only.</strong></p><br><br> </div>
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<p><strong>Role : Head of Cards Product</strong><br><strong>Location :</strong> Dubai <br><strong>Role Purpose:</strong><br><span><span>Lead the development and management of ADIB card products. Should have a deep understanding of the payments industry, exceptional leadership abilities, and a proven track record of driving product innovation and growth. The Cards Product Head will be responsible for shaping the strategic direction of card products, driving product development initiatives, and ensuring the delivery of best-in-class card solutions to customers</span></span><br> <br><strong>Key Accountabilities of the role </strong></p><br><p><span><span>RESPONSIBILITIES:</span></span></p><br><ul><li><span>Develop and execute a comprehensive product strategy and roadmap for ADIB card products portfolio, aligning with business objectives and market trends.</span></li><li><span>Identify opportunities for product differentiation and innovation to enhance ADIB competitive position in the market.</span></li><li><span>Continuously monitor industry developments and customer needs to take informed product strategy and roadmap decisions.</span></li><li><span>Lead cross-functional teams in the conceptualization, design, and development of new card products and features.</span></li><li><span>Collaborate with technology, marketing, compliance, and Sharia and operations teams to ensure timely and successful product launches.</span></li><li><span>Define product requirements, user stories, and acceptance criteria based on market research and customer feedback.</span></li><li><span>Establish key performance indicators (KPIs) and metrics to measure the performance and success of card products.</span></li><li><span>Analyze product performance data, user feedback, and market trends to identify opportunities for product optimization and enhancement.</span></li><li><span>Implement strategies to drive card product adoption, usage, and customer satisfaction.</span></li><li><span>Ensure compliance with regulatory requirements and industry standards governing card products and payments.</span></li><li><span>Work closely with compliance and risk management teams to mitigate regulatory and operational risks associated with card products.</span></li><li><span>Stakeholder Engagement and Relationship Management:</span></li><li><span>Build and maintain strong relationships with internal stakeholders, including senior management, sales teams, and customer support teams.</span></li><li><span><span>Collaborate with external partners, vendors, and payment networks to drive strategic partnerships and alliances that support the growth of ADIB card products business.</span></span><br> </li></ul><p><strong>Specialist Skills / Technical Knowledge Required for this role:</strong><br> </p><br><ul><li><span>Understand the market / industry dynamics and key drivers of market conditions.</span></li><li><span>Deep knowledge of UAE Banking practices, Regulations and Risks</span></li><li><p><span>Deep understanding of card payments, including credit cards, debit cards, prepaid cards, and emerging payment technologies.</span></p><br></li><li><p><span>Excellent leadership, communication, and interpersonal skills, with the ability to influence and inspire cross-functional teams.</span></p><br></li><li><p><span>Experience working in a fast-paced, agile environment with the ability to adapt to changing priorities and market dynamics.</span></p><br></li><li><p><span>Familiarity with regulatory requirements and compliance standards governing card products and payments (e.g., PCI DSS, EMVCo).</span></p><br></li><li><p><span><span>Strong analytical skills, with the ability to interpret data and market trends to inform product strategy and decision-making.</span></span></p><br><p><strong>Previous experience required (if any)</strong></p><br></li><li><p><span>Bachelor’s degree in business administration, Marketing, Finance, or related field</span></p><br></li><li><p><span>Minimum of 12 years of experience in product management, product development, or related roles within the payments industry.</span></p><br></li><li><p><span><span>Proven track record of successfully launching and managing card products in a competitive market environment</span></span><br> </p><br></li></ul><br> </div>
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<p><span><span><strong>Role: Logistic Specialist</strong></span></span></p><br><p><span><span><strong>Location: Abu Dhabi </strong></span></span></p><br><p><span><span><strong>This position is for UAE Nationals only. </strong></span></span></p><br><p><span><span><strong>Role purpose: </strong></span></span></p><br><ul><li><p><span><span>Organizing movement and storage of ADIB’s furniture equipment and appliances.</span></span></p><br></li></ul><p><span><span><strong>Responsibilities:</strong></span></span></p><br><ul><li><p><span><span>Ensure accountable, timely and cost-effective release of peacekeeping cargo along with personnel.</span></span></p><br></li><li><p><span><span>Develop and execute tools and methodologies to enable effective implementation of logistic plans</span></span></p><br></li><li><p><span><span>Liaising with Fixed assets section to inform the new location of Branches & Department - items /furniture which have been moved.</span></span></p><br></li><li><p><span><span>Coordinate logistics activities related to procurement, funding and substantive units.</span></span></p><br></li><li><p><span><span>Reviews and verifies documents and forms for accuracy, completeness and conformance to applicable rules. </span></span></p><br></li><li><p><span><span>Check and control the cost of maintenances and various services and products provided to the bank.</span></span></p><br></li><li><p><span><span>Ensure timely delivery of desired products and services to the end users while encouraging competition between the suppliers within ethical boundaries.</span></span></p><br></li><li><p><span><span>Ensure that warehouse inventory is managed efficiently and effectively in accordance with guidelines, policies and procedures.</span></span></p><br></li></ul><p><span><span><strong>Results required:</strong></span></span></p><br><ul><li><p><span><span>Establish and maintain cooperative working relationships.</span></span></p><br></li><li><p><span><span>Deal with all sections and branches with high cooperation.</span></span></p><br></li><li><p><span><span>To take up more responsibilities and discharge them effectively and efficiently.</span></span></p><br></li><li><p><span><span>Shifting secondhand furniture & miscellaneous items to & from ADIB's store.</span></span></p><br></li><li><p><span><span>Liaising with Fixed assets section to inform the new location of Branches & Department - items /furniture which have been moved.</span></span></p><br></li><li><p><span><span>Implement ADIB process and procedures for effective controls over Admin & purchasing activities as directed by Head of Operations.</span></span></p><br></li></ul><br> </div>
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<p><strong>Role: Design & Research Operations Lead</strong></p><br><p>Location: Abu Dhabi </p><br><p><strong>Role Purpose: </strong></p><br><ul><li><p>The Senior Design & Research Operations Coordinator is responsible for improving the effectiveness, visibility, and scalability of the Design & Experience function by managing design operations, research operations, tools, capacity, workflows, reporting, and governance.</p><br></li><li><p>The role acts as the central operational lead for the design organization, working closely with the Head of Design & Experience, designers, researchers, product teams, vendors, and delivery partners to ensure work is planned, distributed, tracked, and delivered efficiently.</p><br></li></ul><p><strong>Key Accountabilities of the role: </strong> </p><br><ul><li><p>Own design team capacity planning and work distribution, ensuring workload is visible, balanced, and aligned to business priorities.</p><br></li><li><p>Manage Jira workflows and operational boards, including sprint planning, intake management, status tracking, workflow administration, and reporting.</p><br></li><li><p>Provide capacity, utilization, and delivery dashboards that give leadership clear visibility of team workload, priorities, risks, and resource needs.</p><br></li><li><p>Coordinate design and research tool administration, including Jira, Figma, Confluence, Microsoft 365 access, license management, renewals, and payment coordination.</p><br></li><li><p>Support budget tracking and vendor management for tools, agencies, research partners, procurement activities, contracts, and renewals.</p><br></li><li><p>Lead research operations support, including participant recruitment, research scheduling, logistics, governance, consent management, repository management, and customer panel maintenance.</p><br></li><li><p>Manage design team onboarding and offboarding, ensuring employees, contractors, interns, and coordinators have the right access, documentation, tools, and process guidance.</p><br></li><li><p>Maintain operational documentation in Confluence, including ways of working, workflow guidance, templates, governance standards, and process updates.</p><br></li><li><p>Support asset and design system governance, ensuring shared files, templates, libraries, and operational standards remain organized and accessible.</p><br></li><li><p>Coordinate with vendors and agencies to support smooth execution of design and research activities, including timelines, access, delivery tracking, and budget control.</p><br></li><li><p>Identify opportunities for operational improvement and recommend practical ways to improve team efficiency, utilization, reporting, and governance.</p><br></li><li><p>Guide interns or junior coordinators, helping them follow team processes and maintain high standards of operational execution.</p><br></li></ul><p><strong>Specialist Skills / Technical Knowledge, Technical Competencies Required for this role:</strong></p><br><ul><li><p>Proven experience in Design Operations and Research Operations within a product, design, digital, or enterprise environment.</p><br></li><li><p>Advanced knowledge of Jira, including workflow administration, sprint planning, capacity management, intake tracking, and dashboards.</p><br></li><li><p>Strong working knowledge of Figma, including workspace administration, team access, license management, file organization, and design asset governance.</p><br></li><li><p>Proficiency in Confluence for documentation, knowledge management, process governance, and team ways of working.</p><br></li><li><p>Strong knowledge of Microsoft 365, including Teams, Excel, PowerPoint, Outlook, and SharePoint for operational coordination and reporting.</p><br></li><li><p>Experience in resource forecasting and workload planning, with the ability to translate capacity data into clear recommendations.</p><br></li><li><p>Understanding of Agile delivery practices and how design, research, product, and technology teams collaborate across sprints.</p><br></li><li><p>Experience with procurement, renewals, vendors, and budgets for tools, software, agencies, and research partners.</p><br></li><li><p>Knowledge of research operations processes, including participant recruitment, scheduling, logistics, governance, consent management, repository maintenance, and customer panels.</p><br></li><li><p>Strong communication and stakeholder management skills, with the ability to coordinate across design, product, technology, procurement, finance, and vendor teams.</p><br></li></ul><br> </div>
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<p><strong>Role : </strong><span><span>Manager - Priority Banking Proposition</span></span><br><strong>Location :</strong> Abu Dhabi<br><strong>Role Purpose:</strong><br><span><span>Lead the development, enhancement, and commercialization of Priority Banking customer value propositions, segment design, and customer engagement initiatives. The role is responsible for identifying growth opportunities through data-driven insights, proposition innovation, strategic partnerships, digital enablement, and business performance management to drive customer acquisition, portfolio deepening, fee income, and TRB growth.</span></span></p><br><p><span><span>The role will act as the central point of coordination across Product, Digital, Data Analytics, Marketing, Operations, IT, Procurement, Compliance, and Frontline teams to deliver market-leading customer experiences and commercial outcomes.</span></span><br> <br><strong>Key Accountabilities of the role </strong><br> </p><br><ul><li><p><span><span>Enhance Priority Banking propositions and benefits.</span></span></p><br></li><li><p><span><span>Identify customer needs, market trends, and opportunities.</span></span></p><br></li><li><p><span><span>Develop business cases and launch new initiatives.</span></span></p><br></li><li><p><span><span>Drive customer acquisition, engagement, and retention.</span></span></p><br></li></ul><p><span><span>Data Analytics & Business Insights</span></span></p><br><ul><li><p><span><span>Analyze portfolio performance and customer behavior.</span></span></p><br></li><li><p><span><span>Develop MIS, dashboards, and management reports.</span></span></p><br></li><li><p><span><span>Identify growth opportunities and performance gaps.</span></span></p><br></li><li><p><span><span>Provide data-driven recommendations.</span></span></p><br></li></ul><p><span><span>Partnership & Vendor Management</span></span></p><br><ul><li><p><span><span>Source and manage strategic partnerships.</span></span></p><br></li><li><p><span><span>Negotiate commercial agreements and benefits.</span></span></p><br></li><li><p><span><span>Monitor partner performance and value delivery.</span></span></p><br></li></ul><p><span><span>Digital & Innovation</span></span></p><br><ul><li><p><span><span>Drive digital and customer journey enhancements.</span></span></p><br></li><li><p><span><span>Lead system improvements, UAT, and automation initiatives.</span></span></p><br></li><li><p><span><span>Identify innovative solutions to improve customer experience.</span></span></p><br></li></ul><p><span><span>Campaign & Revenue Management</span></span></p><br><ul><li><p><span><span>Execute campaigns to drive growth and profitability.</span></span></p><br></li><li><p><span><span>Monitor results and optimize performance.</span></span></p><br></li><li><p><span><span>Support frontline engagement and proposition awareness.</span></span></p><br></li></ul><p><span><span>Governance & Project Management</span></span></p><br><ul><li><p><span><span>Maintain policies, procedures, and reporting.</span></span></p><br></li><li><p><span><span>Ensure regulatory and governance compliance.</span></span></p><br></li><li><p><span><span>Lead cross-functional projects and strategic initiatives.</span></span><br> </p><br></li></ul><p><strong>Specialist Skills / Technical Knowledge Required for this role:</strong><br> </p><br><ul><li><span><span>Advanced analytical skills with the ability to interpret large datasets and derive commercial insights.</span></span></li><li><span><span>Strong financial modelling and business case development capabilities.</span></span></li><li><span><span>Advanced Excel and PowerPoint skills.</span></span></li><li><span><span>Proficiency in Power BI, SQL, CRM analytics, or similar business intelligence tools.</span></span></li><li><span><span>Strong negotiation and vendor management skills.</span></span></li><li><span><span>Experience in proposition design, customer segmentation, customer journey development, and customer experience management.</span></span></li><li><span><span>Strong understanding of Retail Banking, Priority Banking, Wealth, and Liability products.</span></span></li><li><span><span>Experience managing digital initiatives, system enhancements, and UAT testing.</span></span></li></ul><p><span><span><strong>Previous experience: </strong>7 to 12 years of experience in Proposition Management, Analytics, Customer Experience, Banking (preferably Retail Priority or Wealth Management)</span></span></p><br><br> </div>
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<p><strong>Role : </strong><span><span><strong>Relationship Manager - Commercial Cards</strong></span></span><br><strong>Location :</strong> Dubai <br><strong>Role Purpose:</strong><br><span><span>Relationship Manager, Commercial Cards is responsible to drive acquisition, portfolio growth, and relationship management of Commercial Card solutions (Corporate, Purchasing, Travel & Expense cards) for corporate clients, ensuring Shariah-compliant structures, superior client experience, and sustainable revenue growth in line with the bank’s Islamic principles.</span></span><br> <br><strong>Key Accountabilities of the role </strong><br> </p><br><ul><li><span>Client Acquisition & Relationship Management</span></li><li><span>Acquire and manage corporate clients for commercial card solutions.</span></li><li><span>Build long-term relationships with CFOs, finance teams, and procurement heads.</span></li><li><span>Act as the primary point of contact for assigned clients, ensuring high service standards and retention.</span></li><li><span>Product Sales & Portfolio Growth</span></li><li><span>Promote Shariah-compliant Commercial Card products including Corporate, Purchase, and Expense Management cards.</span></li><li><span>Achieve assigned sales, revenue, and portfolio growth targets.</span></li><li><span>Assess client financials, creditworthiness, and card limit requirements in coordination with Credit Risk teams.</span></li><li><span>Ensure compliance with Islamic banking principles, internal policies, and UAE Central Bank regulations.</span></li><li><span>Monitor portfolio performance, utilization, delinquency, and take proactive corrective actions.</span></li><li><span>Client Onboarding & Account Management</span></li><li><span>Coordinate onboarding, documentation, and KYC/AML requirements.</span></li><li><p><span>Oversee card issuance, limit enhancements, renewals, and periodic reviews.</span></p><br></li><li><p><span>Resolve client queries, service issues, and escalations in a timely manner.</span></p><br></li><li><p><span>Work closely with Product, Operations, Compliance, Risk, and IT teams to deliver seamless client solutions.</span></p><br></li><li><p><span><span>Prepare regular MIS reports on sales performance, pipeline, and portfolio health.</span></span></p><br></li></ul><p><strong>Specialist Skills / Technical Knowledge Required for this role:</strong><br> </p><br><ul><li><span>3 – 5 years of experience in Commercial Cards, Transaction Banking, or Corporate/SME Banking</span></li><li><span>Prior experience in an Islamic Bank or Shariah-compliant products is highly desirable</span></li><li><span>Strong understanding of UAE corporate market and regulatory environment</span></li><li><span>Strong relationship management and consultative selling skills</span></li><li><span>Knowledge of commercial card solutions and expense management systems</span></li><li><span>Financial analysis and credit assessment skills</span></li><li><span>Excellent communication and presentation skills</span></li><li><span>Proficiency in MS Office and CRM systems</span></li><li><span>Client-centric and results-driven</span></li><li><span>Strong negotiation and problem-solving skills</span></li><li><span>Ability to work independently and collaboratively</span></li></ul><p><strong>Previous experience required (if any)</strong></p><br><ul><li><p><span>A minimum of 3-5 years’ industry experience</span> <span>of Commercial Cards, Transaction Banking, or Corporate/SME Banking</span></p><br></li><li><p><span>University degree</span></p><br></li><li><p><span>Understanding of marketing dynamics including demographic factors, competitor products and services and customer experience</span></p><br></li><li><p><span>Knowledge of the UAE Cards market and main competitors </span></p><br></li><li><p><span>Ability to identify opportunities, negotiate and analyze post campaign results </span></p><br></li></ul><br> </div>
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<p><strong>Role : </strong><span><span><strong>Relationship Manager - Commercial Cards</strong></span></span><br><strong>Location :</strong> Dubai <br><strong>Role Purpose:</strong><br><span><span>Relationship Manager, Commercial Cards is responsible to drive acquisition, portfolio growth, and relationship management of Commercial Card solutions (Corporate, Purchasing, Travel & Expense cards) for corporate clients, ensuring Shariah-compliant structures, superior client experience, and sustainable revenue growth in line with the bank’s Islamic principles.</span></span><br> <br><strong>Key Accountabilities of the role </strong><br> </p><br><ul><li><span>Client Acquisition & Relationship Management</span></li><li><span>Acquire and manage corporate clients for commercial card solutions.</span></li><li><span>Build long-term relationships with CFOs, finance teams, and procurement heads.</span></li><li><span>Act as the primary point of contact for assigned clients, ensuring high service standards and retention.</span></li><li><span>Product Sales & Portfolio Growth</span></li><li><span>Promote Shariah-compliant Commercial Card products including Corporate, Purchase, and Expense Management cards.</span></li><li><span>Achieve assigned sales, revenue, and portfolio growth targets.</span></li><li><span>Assess client financials, creditworthiness, and card limit requirements in coordination with Credit Risk teams.</span></li><li><span>Ensure compliance with Islamic banking principles, internal policies, and UAE Central Bank regulations.</span></li><li><span>Monitor portfolio performance, utilization, delinquency, and take proactive corrective actions.</span></li><li><span>Client Onboarding & Account Management</span></li><li><span>Coordinate onboarding, documentation, and KYC/AML requirements.</span></li><li><p><span>Oversee card issuance, limit enhancements, renewals, and periodic reviews.</span></p><br></li><li><p><span>Resolve client queries, service issues, and escalations in a timely manner.</span></p><br></li><li><p><span>Work closely with Product, Operations, Compliance, Risk, and IT teams to deliver seamless client solutions.</span></p><br></li><li><p><span><span>Prepare regular MIS reports on sales performance, pipeline, and portfolio health.</span></span></p><br></li></ul><p><strong>Specialist Skills / Technical Knowledge Required for this role:</strong><br> </p><br><ul><li><span>3 – 5 years of experience in Commercial Cards, Transaction Banking, or Corporate/SME Banking</span></li><li><span>Prior experience in an Islamic Bank or Shariah-compliant products is highly desirable</span></li><li><span>Strong understanding of UAE corporate market and regulatory environment</span></li><li><span>Strong relationship management and consultative selling skills</span></li><li><span>Knowledge of commercial card solutions and expense management systems</span></li><li><span>Financial analysis and credit assessment skills</span></li><li><span>Excellent communication and presentation skills</span></li><li><span>Proficiency in MS Office and CRM systems</span></li><li><span>Client-centric and results-driven</span></li><li><span>Strong negotiation and problem-solving skills</span></li><li><span>Ability to work independently and collaboratively</span></li></ul><p><strong>Previous experience required (if any)</strong></p><br><ul><li><p><span>A minimum of 3-5 years’ industry experience</span> <span>of Commercial Cards, Transaction Banking, or Corporate/SME Banking</span></p><br></li><li><p><span>University degree</span></p><br></li><li><p><span>Understanding of marketing dynamics including demographic factors, competitor products and services and customer experience</span></p><br></li><li><p><span>Knowledge of the UAE Cards market and main competitors </span></p><br></li><li><p><span>Ability to identify opportunities, negotiate and analyze post campaign results </span></p><br></li></ul><br> </div>
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<p><strong>Role: Wellbeing Associate Specialist</strong></p><br><p><strong>Location: Abu Dhabi </strong></p><br><p><strong>This position is for UAE Nationals only</strong></p><br><p><strong>Role Purpose: </strong></p><br><p>Reporting to Employee Engagement & Wellbeing Manager:</p><br><ul><li>Review Charity Related request for the documents required and for the staff employee profile preparation.</li><li>Execute Charity Committee Decisions related to payments. </li><li>Responsible for conducting staff well-related draws and raffles. </li><li>Responsible for Umra Trip (announcements, data preparation as per eligibility criteria, conducting the draw set up, communicate with staff on the Umra Trip Program and make sure all seats are filled properly and arrange for Visa requirements). </li><li>Turnover Quarterly report preparation and analysis </li><li>Responsible for conducting initiatives and campaigns for staff wellbeing. </li><li>Running Staff Competitions.</li></ul><p><strong>Key accountabilities of the role: </strong></p><br><p><strong>Review Charity Related request for the documents required and for the staff employee profile preparation:</strong></p><br><ul><li>Review the request on HR Systems and make sure all required documents are valid and available.</li><li>Gather employee related data and Prepare Employee profile to be reviewed by charity committee. </li><li>Shortlist the ready requests to share with the committee.</li></ul><p><strong>Execute the charity committee’s decisions:</strong></p><br><ul><li>Do the required communications. </li><li>Collect the required documents.</li><li>Execute the payments.</li></ul><p><strong>Responsible for conducting staff well-related draws and raffles. </strong></p><br><ul><li>Prepare the Memo or email for required approvals. </li><li>Conduct the set up. </li><li>Data extraction and preparation. </li><li>Conducting the raffle.</li><li>Distributing gifts and rewards. </li></ul><p><strong>Responsible for Umra Trip:</strong></p><br><ul><li>Execute vendor sourcing process.</li><li>Prepare Announcements. </li><li>Data preparation as per eligibility criteria to enter the draw. </li><li>Conducting the draw. </li><li>Communicate with staff and make sure the seats are filled properly.</li><li>Arrange for Visa requirements</li></ul><p><strong>Turnover quarterly report preparation and analysis for FTEs and OS:</strong></p><br><ul><li>Prepare the turnover data and Employee experience summary and fill in the new figures/numbers in the quarterly turnover presentation at the beginning of each quarter for the quarter before, or upon required. </li><li>Prepare the turnover/employee experience report summary with the required actions on quarterly basis Request </li><li>Provide insights and recommendations to management based on data analysis to enhance retention and employee experience.</li></ul><p><strong>Responsible for following up the arrangements and logistics required for campaigns for staff wellbeing:</strong></p><br><ul><li>Work across all departments at all levels to ensure arrangements/communications are delivered in line with well-being-related initiative.</li><li>Conduct meetings with work groups or departments to assess and discuss employee needs and wellbeing initiatives.</li></ul><p><strong>Running staff competitions:</strong></p><br><ul><li>Administering monthly competitions for staff</li><li>Run the data preparation and draw set up. </li></ul><p><strong>Specialist skills / technical knowledge required for this role:</strong></p><br><p><strong>Required experience: </strong></p><br><ul><li>Proven track record of working at a senior level in a business, developing and driving employee engagement strategies in a fast-moving business. </li><li>Minimum years of experience are 2 years in business field in staff health and wellbeing, customer engagement, experience development and satisfaction. </li></ul><p><strong>Required skills:</strong></p><br><p><strong>Communication:</strong> needs to be an effective communicator to be successful in this role. Communicate with many employees daily. And often communicate with business owners, executives and other wellness professionals to discuss health initiatives and programs. </p><br><p><strong>Leadership skills at beginner level:</strong> must show the interest to exercise leadership skills, to oversee wellbeing programs dispensing and arrangements. </p><br><p><strong>Marketing:</strong> marketing skills to promote the wellness initiatives and encourage employee participation. Needs to create engaging marketing collaterals.</p><br><p><strong>Strategic planning at beginner level: </strong>must show the interest to exercise strategic planning skills, to start exercising developing wellness programs and initiatives. </p><br><p>Resilience, empathy, and discretion when supporting sensitive cases.</p><br><p>Have good understanding of human resources sustainability </p><br><p><strong>Required education:</strong></p><br><ul><li>A bachelor’s degree in HR, Employee Engagement, sustainability, social sciences, banking or other relevant fields. </li></ul><br> </div>
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<p><strong>Role : Relationship Manager- Priority Banking</strong><br><strong>Location : Abu Dhabi</strong> <br><strong>Role Purpose:</strong><br>To attract, deepen, grow and manage financial relationships with affluent clients, using full range of banking products and tools, utilizing a team-based approach to provide complete solutions to clients’ financial needs.<br> <br><strong>Key Accountabilities of the role </strong><br><i><strong> Client/ Business Acquisition :</strong></i><br>• Generating of new business via out marketing activities, gold center contacts and existing network.<br>• Increasing team revenue and productivity by cross- selling and up-selling.<br>• Acquiring new to bank customers.<br>• Identifying new potential expansion locations.<br>• Converting in-bound and outbound leads to sales.<br>• Building a strong trust relationship with key customers.<br>• Maintaining a loyal pool of customers/alliances who refer potential customers.<br>• Carrying out the function(s) of promoting the financial products.<br>• Collection of the required information and data.<br>• Evaluation of the clients’ ability and appetite to handle the risks (Risk Profile) and the detailed functions associated therewith.</p><br><p><br><i><strong>2. Channels Cooperation:</strong></i><br>• Making referrals to other channels based on identified customer needs.<br>• Smoothly implementing of Priority Banking services across surrounding branches.</p><br><p><br><strong>3. Management of service delivery:</strong><br>• Monitoring service levels for customer satisfaction<br>• Customer retention efforts with personal involvement in complaint resolution, account closures and inquiries.<br>• Getting ad-hoc customer feedback.</p><br><p><br><i><strong>4. Control and Risk Mitigation:</strong></i><br>• Reviewing of credit applications<br>• Adhering to laid out processes and procedures <br>• Ensuring appropriate and adequate documentation <br>• Identifying trends of errors and proactively advice processes improvements <br> </p><br><p><strong>Specialist Skills / Technical Knowledge Required for this role:</strong></p><br>• University degree or a recognized professional certificate. <br>• Experience of no less than three years in the area of the financial analysis, financial markets, investment, wealth management, or financial planning. <br>• Detailed knowledge of ADIB’s Retail Banking products & services. <br>• Experience in sales, product development or wealth advisory to priority banking customers/ retail.<br><p><strong>HNIs</strong><br>• Broad knowledge of ADIB’s Retail Credit & Operational Policies & Procedures<br>• Specific Knowledge of UAE banking practices , regulations & risks<br>• UAE Financial Rules & Regulations Certification<br>• International Certificate in Wealth and Investment Management (Level 3)<br>• Risk in Financial Services Certification <br>• International Certificate in Advanced Wealth Management (Level 4)<br>• Good Knowledge of competitors in the local market<br>• Must have led a team of professionals<br>• Detailed knowledge of service standards <br>• Training & Presentation skills<br>• Computer Skills</p><br><p><strong>Previous experience: </strong></p><br><p>Minimum (5) years of Related Banking experience in U.A.E</p><br><br> </div>
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<p><span><span><strong>Role: HR Governance & MIS Specialist</strong></span></span></p><br><p><span><span><strong>Location: Abu Dhabi</strong></span></span></p><br><p><span><span><strong>This position is for UAE Nationals only.</strong></span></span></p><br><p><span><span><strong>Role purpose:</strong></span></span></p><br><ul><li><p><span><span>To support the HR Governance Manager in implementing and maintaining robust governance, compliance, and operational risk frameworks across the HR function. </span></span></p><br></li><li><p><span><span>The HR Governance Specialist ensures timely execution of control activities, supports disciplinary processes, and facilitates closure of governance-related actions in alignment with ADIB policies and regulatory standards and the ability to support the MIS and data analytics team.</span></span></p><br></li></ul><p><span><span><strong>Key accountabilities of the role:</strong></span></span></p><br><p><span><span><strong>Governance & Risk Management:</strong></span></span></p><br><ul><li><p><span><span>Assist in conducting HR risk assessments and control testing (RCSA).</span></span></p><br></li><li><p><span><span>Monitor and close Key Risk Indicators (KRIs) on the GRC system.</span></span></p><br></li><li><p><span><span>Support the execution and documentation of BRCC meetings.</span></span></p><br></li><li><p><span><span>Ensure compliance, Central Bank, and fraud-related risks are captured and mitigated within HR RCSA.</span></span></p><br></li><li><p><span><span>Maintain dashboards and trackers for governance actions and provide updates to the HR Governance Manager.</span></span></p><br></li></ul><p><span><span><strong>Disciplinary & Fraud Governance:</strong></span></span></p><br><ul><li><p><span><span>Support the HR Governance Manager in executing disciplinary actions and ensuring closure on the E-HR system.</span></span></p><br></li><li><p><span><span>Maintain confidentiality and integrity in handling disciplinary cases.</span></span></p><br></li><li><p><span><span>Assist in updating the HR Disciplinary Framework and creating awareness across HR sections.</span></span></p><br></li></ul><p><span><span><strong>Action Management & Operational Support:</strong></span></span></p><br><ul><li><p><span><span>Track and follow up on Corrective Action Plans (CAPs) and audit observations.</span></span></p><br></li><li><p><span><span>Ensure all actions tagged to HR are communicated and closed within agreed timelines.</span></span></p><br></li><li><p><span><span>Support HR Governance Manager in resolving governance-related issues.</span></span></p><br></li></ul><p><span><span><strong>MIS reporting & Balance scorecard Management:</strong></span></span></p><br><ul><li><p><span><span>Support the MIS team in preparing the Central Bank reports</span></span></p><br></li><li><p><span><span>Support in managing the HR group Balance scorecard and follow-up with all departments to ensure compliance with the agreed targets.</span></span></p><br></li><li><p><span><span>Coordinate with different HR departments to collect the updated KRIs and update it in the system.</span></span></p><br></li><li><p><span><span>Involved in HR Systems Information and HR Projects </span></span></p><br></li></ul><p><span><span><strong>Policy & Procedure Oversight:</strong></span></span></p><br><ul><li><p><span><span>Support in the development, review, and amendment of HR policies and procedures ensuring they are updated in line with regulations and approvals. </span></span></p><br></li></ul><p><span><span><strong>Professional skills:</strong></span></span></p><br><ul><li><p><span><span>Strong organizational and self-management skills.</span></span></p><br></li><li><p><span><span>High attention to detail and accuracy.</span></span></p><br></li><li><p><span><span>Effective communication and collaboration across teams.</span></span></p><br></li><li><p><span><span>Solid writing and documentation skills.</span></span></p><br></li><li><p><span><span>Project and process management capabilities.</span></span></p><br></li><li><p><span><span>Discretion and confidentiality in sensitive matters.</span></span></p><br></li><li><p><span><span>Creative thinking and problem-solving mindset.</span></span></p><br></li><li><p><span><span>Proven working experience as a data analyst or business data analyst</span></span></p><br></li><li><p><span><span>Excellent verbal and written communication skills</span></span></p><br></li></ul><p><span><span><strong>Required education: </strong></span></span></p><br><ul><li><p><span><span>Bachelor’s Degree: In Human Resource Management, Business Administration, Organizational Psychology, or a related field.</span></span></p><br></li></ul><p><span><span><strong>Previous experience required (if any): </strong></span></span></p><br><ul><li><p><span><span>1+ years in HR related role and experience in MIS or Operational Risk Management </span></span></p><br></li></ul><br> </div>
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<p><strong>Role : Support & Quality Officer</strong><br><strong>Location : Abu Dhabi</strong> <br><strong>Role Purpose:</strong><br><span><span>To provide centralized operational support, quality assurance, and governance oversight for Wealth Centers (Priority & Wealth Coverage), ensuring efficient service delivery, regulatory compliance, risk control, and continuous process improvement across all bank channels.</span></span></p><br><p> <br><strong>Key Accountabilities of the role </strong><br><span><i><span>Operational & Frontline Support</span></i></span></p><br><ul><li><p><span><span>Support Priority/Wealth Centers frontline teams in resolving customer service and operational issues.</span></span></p><br></li><li><p><span><span>Coordinate with frontline to close pending cases, discrepancies, and remediation items.</span></span></p><br></li><li><p><span><span>Act as a focal point between Priority/Wealth Centers and internal stakeholders (GCD, ICD, HR, Operations, Legal, ORM, Retail Control, Training, etc.).</span></span></p><br></li><li><p><span><span>Guide and support new joiners by addressing inquiries throughout their onboarding journey.</span></span></p><br></li><li><p><span><span>Highlighting critical issue and recommending corrective action plan.</span></span></p><br></li></ul><p><span><span>________________________________________</span></span></p><br><p><span><i><span>Complaints & Critical Case Management</span></i></span></p><br><ul><li><p><span><span>Coordinate resolution of VIP and critical customer cases to prevent escalation.</span></span></p><br></li></ul><p><span><span>________________________________________</span></span></p><br><p><span><i><span>Customer Segmentation, Upgrade & Retagging</span></i></span></p><br><ul><li><p><span><span>Execute and validate all Upgrade, Downgrade, and Retagging requests across all bank channels.</span></span></p><br></li><li><p><span><span>Process single and bulk retagging requests (Priority, Wealth, Real Estate, Collections, Call Center).</span></span></p><br></li><li><p><span><span>Manage RM change requests and temporary staff upgrades.</span></span></p><br></li><li><p><span><span>Act as the main point of contact for segmentation-related inquiries.</span></span></p><br></li><li><p><span><span>Submit monthly upgrade and tracking reports to Management.</span></span></p><br></li></ul><p><span><span>________________________________________</span></span></p><br><p><span><i><span>Reporting, Systems & Process Improvement</span></i></span></p><br><ul><li><p><span><span>Monitor daily account opening reports and follow up on pending branch actions.</span></span></p><br></li><li><p><span><span>Follow up on unarchived original files in BPM Centralized Account Opening.</span></span></p><br></li><li><p><span><span>Review and update Priority Banking and Wealth Coverage SOPs and SLAs.</span></span></p><br></li><li><p><span><span>Manage and enhance BPM, CRM Dynamics, CRM Next and other banks systems.</span></span></p><br></li><li><p><span><span>Design and implement process improvements to enhance efficiency and control.</span></span></p><br></li></ul><p><span><span>________________________________________</span></span></p><br><p><span><i><span>Governance, Risk & Compliance</span></i></span></p><br><ul><li><p><span><span>Maintain and annually review Wealth Access Matrix, and Authority (Delegation) Matrix.</span></span></p><br></li><li><p><span><span>Manage RCSA, KRIs, risk issues, controls, and action plans.</span></span></p><br></li><li><p><span><span>Ensure compliance with FATCA, CRS, and ODD requirements.</span></span></p><br></li><li><p><span><span>Support ICD court cases and regulatory follow-ups.</span></span></p><br></li><li><p><span><span>Oversee SCA exam bookings, licensing issuance, and completion of CPD hours for all RMs.</span></span></p><br></li><li><p><span><span>Deliver orientation presentations on Priority Banking systems, requirements, and SCA documentation.</span></span></p><br></li><li><p><span><span>Ensure all Priority & Wealth staff sign the MBO (Measurement Business Objectives).</span></span></p><br><p><span><span>________________________________________</span></span></p><br></li><li><p><span><i><span>Access Management & Training</span></i></span></p><br></li><li><p><span><span>Manage system access for new joiners and existing staff (activation, reactivation, troubleshooting).</span></span></p><br></li><li><p><span><span>Identify training needs and coordinate programs to enhance frontline performance.</span></span></p><br><p><span><span>________________________________________</span></span></p><br></li><li><p><span><i><span>Other Duties</span></i></span></p><br></li></ul><p><span><span>Perform any other responsibilities assigned by Head of Wealth Management.</span></span><br> </p><br><p><strong>Specialist Skills / Technical Knowledge Required for this role:</strong><br> </p><br><ul><li><span><span>Good knowledge of ADIB’s Retail Banking products & services and wealth management products and services</span></span></li><li><p><span><span>Broad knowledge of ADIB’s Retail Operational Policies & Procedures</span></span></p><br></li><li><p><span><span>Fair Knowledge of UAE banking practices, regulations & risks</span></span></p><br></li><li><p><span><span>Good Knowledge of Anti-Money laundering regulations issued by the UAE Central Bank and other regulatory authorities</span></span></p><br></li><li><p><span><span>General awareness of competitors in the local market</span></span></p><br></li><li><p><span><span>Fair knowledge of service standards </span></span></p><br></li><li><p><span><span>Training skills</span></span></p><br></li><li><p><span><span>Management Information skills</span></span></p><br></li><li><span><span>Computer skill</span></span></li></ul><p><span><span><strong>Previous experience: </strong></span></span></p><br><ul><li><p><span><span>Minimum five (5) years’ experience in Retail Banking Products & Operations, in a banking or service industry environment</span></span></p><br></li><li><p><span><span>Hands-on experience in frontline banking operations, including customer onboarding, KYC documentation, and account maintenance in line with internal policies and UAE Central Bank regulations.</span></span></p><br></li><li><p><span><span>Experience in supporting wealth and retail banking activities, including coordination with Relationship Managers, handling investment-related documentation, and managing discrepancies and follow-ups with internal stakeholders.</span></span><br> </p><br></li></ul><br> </div>
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<p><strong>Role: Senior IT Procurement Officer (UAE Nationals Only)</strong></p><br><p><strong>Location: Abu Dhabi</strong></p><br><p><strong>Job Description:</strong></p><br><ul><li>To manage end-to-end procurement lifecycle related to Information Technology Department.</li></ul><p><strong>Role Purpose:</strong></p><br><ul><li>Act as Senior Buyer for IT category.</li></ul><p><strong>Key Accountabilities of the role:</strong></p><br><p> <strong>IT Procurement & Vendor Management:</strong></p><br><ul><li>Receives RFQs/RFPs from IT requester, solicits proposals from vendors, vendor communication and negotiation</li><li>Attending meeting with senior stakeholder and vendors </li><li>Prepare procurement plan with end users </li><li>Create Contract for all engagement and Negotiate terms & condition with vendors</li><li>PO creation and issuance to vendors for execution and delivery.</li><li>Coordinator between IT and VMCP for vendor registration, vendor account updating, etc.</li><li>Initiate SPM for all engagement </li><li>Ensure closing all Open PO’s </li><li>Support vendors for pending payment by coordinating with requester and FCD</li><li>Ensure the best utilization of SAP Ariba (RFP, Contract Workspace, Reverse Auction)</li><li>Ensures to always maintain proper and intact vendor communication.</li><li>Fully adhere to VMCP P&P and support line manager in closing audit point</li><li>Work as SME to provide suggestion to enhance the process and to achieve savings </li><li>All IT-related procurement requests should be accommodated in a timely manner in order to avoid delay.</li><li>Acting as a SME in all meetings / deals with internal and external stakeholders.</li><li>Proper vendor communication should be well-maintained.</li></ul><p><strong>Financial & Contract Approval Management:</strong></p><br><ul><li>Lead contract drafting, review and execution with internal and external stakeholders.</li><li>Maintains and monitors Contract Database.</li><li>Ensures proper archiving of procurement file. </li></ul><p><strong>Special Tasks:</strong></p><br><ul><li>Provide assistance to all internal customers (other categories managed by VMCP), perform other tasks as required (attend meetings, attend calls, prepare reports etc.)</li><li>To ensure that good controls are maintained in all department-related functions and ensure that the Department Head is aware of all issues raised within the department.</li></ul><p><strong>Specialist Skills / Technical Knowledge Required for this role:</strong></p><br><ul><li>Must have IT procurement experience or IT by profession </li></ul><p><strong>Previous experience: </strong></p><br><ul><li>Preferred CIPS qualified or having active membership </li><li>Banking experience is preferred</li></ul><br> </div>
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<p><span><span><strong>Role: Associate Analyst - Risk Governance & Risk Policy </strong></span></span></p><br><p><span><span><strong>Location: Abu Dhabi</strong></span></span></p><br><p><span><span><strong>This position is for fresh graduates UAE Nationals only.</strong></span></span></p><br><p><span><span><strong>Role purpose:</strong></span></span></p><br><ul><li><p><span><span>Support Group Risk Management in coordinating risk governance, policy administration, regulatory and committee actions, management reporting and change initiatives. </span></span></p><br></li><li><p><span><span>The graduate role develops practical knowledge of enterprise risk governance while providing disciplined tracking, analysis and stakeholder support.</span></span></p><br></li><li><p><span><span>Under supervision, maintain governance calendars, policy and action trackers, change logs, committee materials and evidence repositories. </span></span></p><br></li><li><p><span><span>The role requires strong organization, professional communication, attention to detail and the ability to work across risk disciplines.</span></span></p><br></li><li><p><span><span>The role will also provide junior support to Risk Transformation & Risk Strategy workstreams, including risk operating model enhancements, risk appetite and strategy documentation, transformation portfolio tracking, benefits realization, process simplification, data-driven reporting and controlled adoption of digital tools across Group Risk.</span></span></p><br></li></ul><p><span><span><strong>Key accountabilities / responsibilities:</strong></span></span></p><br><ul><li><p><span><span>Maintain governance, policies, procedures and related registers across Group risk.</span></span></p><br></li><li><p><span><span>Support policy lifecycle activities, including consultation, version control, approval tracking, communication, review and archival.</span></span></p><br></li><li><p><span><span>Coordinate input and prepare materials for management and Board risk committees, governance forums and regulatory interactions.</span></span></p><br></li><li><p><span><span>Maintain action, decision, dependency and issue trackers and follow up with accountable owners.</span></span></p><br></li><li><p><span><span>Support regulatory obligation mapping, gap assessments, evidence collation, remediation plans and status reporting.</span></span></p><br></li><li><p><span><span>Support Risk Transformation & Risk Strategy initiatives by maintaining transformation roadmaps, milestone plans, benefits trackers, risk and dependency logs and status packs.</span></span></p><br></li><li><p><span><span>Assist in documenting target operating model changes, process improvements, control enhancements and implementation readiness across Group Risk.</span></span></p><br></li><li><p><span><span>Support risk strategy refresh activities, including collation of strategic priorities, balanced scorecard inputs, initiative updates, management actions and evidence of delivery.</span></span></p><br></li><li><p><span><span>Contribute to risk appetite, material risk identification and enterprise risk taxonomy updates by preparing working papers, data packs and stakeholder feedback logs.</span></span></p><br></li><li><p><span><span>Support change initiatives by documenting scope, stakeholders, milestones, risks, dependencies, decisions, benefits and implementation status.</span></span></p><br></li><li><p><span><span>Assess governance impacts of organisational, policy, process, system or regulatory changes under supervision.</span></span></p><br></li><li><p><span><span>Validate input and prepare clear management information, dashboards and executive summaries.</span></span></p><br></li><li><p><span><span>Support governance assurance reviews for approvals, records, evidence and traceability.</span></span></p><br></li><li><p><span><span>Promote consistent templates, taxonomy and reporting standards across Group Risk.</span></span></p><br></li><li><p><span><span>Automate trackers, workflows, reminders, document management and reporting using approved tools.</span></span></p><br></li><li><p><span><span>Escalate governance gaps, missed approvals, overdue actions and delivery risks promptly. </span></span></p><br></li></ul><p><span><span><strong>Specialist skills / technical knowledge required for this role:</strong></span></span></p><br><ul><li><p><span><span>Bachelor's degree in Risk Management, Business Administration, Finance, Economics, Law, Governance, Project Management, MIS or related discipline.</span></span></p><br></li><li><p><span><span>Fresh graduate or up to two years of relevant internship or work experience.</span></span></p><br></li><li><p><span><span>Strong writing, research, organisation, planning, stakeholder coordination and document-control skills.</span></span></p><br></li><li><p><span><span>Good knowledge of PowerPoint, Excel and Word. Exposure to SharePoint, Power BI, Power Automate, GRC or project tools is advantageous.</span></span></p><br></li><li><p><span><span>Ability to identify gaps, maintain accurate trackers and convert complex updates into concise management summaries.</span></span></p><br></li><li><p><span><span>Foundation awareness of risk management, corporate governance, policy management, compliance or change is advantageous.</span></span></p><br></li><li><p><span><span>Basic understanding of transformation disciplines such as initiative planning, benefits tracking, process mapping, operating model documentation and change governance is advantageous.</span></span></p><br></li><li><p><span><span>Interested in risk strategy, risk appetite, enterprise risk taxonomy, management reporting, data visualisation and digital enablement within a regulated banking environment.</span></span></p><br></li></ul><p><span><span><strong>Early career development expectations:</strong></span></span></p><br><ul><li><p><span><span>Complete required induction, risk, conduct, data protection and role-specific learning within agreed timelines.</span></span></p><br></li><li><p><span><span>Developed from supervised task execution to reliable preparation of analyses, working papers, trackers and management materials.</span></span></p><br></li><li><p><span><span>Seek feedback, demonstrate continuous learning and build practical knowledge of ADIB products, processes and risk governance.</span></span></p><br></li><li><p><span><span>Use approved data, systems and AI tools responsibly, maintaining confidentiality, evidence and appropriate human review.</span></span></p><br></li><li><p><span><span>Demonstrate integrity, professional judgement, collaboration and timely escalation of issues or uncertainty.</span></span></p><br></li></ul><p><span><span><strong>Indicative first-year success measures:</strong></span></span></p><br><ul><li><p><span><span>Accurate and timely completion of assigned analysis, documentation, reporting and follow-up activities.</span></span></p><br></li><li><p><span><span>Complete, traceable and well-organised records with minimal rework required.</span></span></p><br></li><li><p><span><span>Constructive engagement with stakeholders and consistent adherence to approved governance and control requirements.</span></span></p><br></li><li><p><span><span>Visible development of technical knowledge, analytical capability and professional communication.</span></span></p><br></li><li><p><span><span>Practical contributions to at least one controlled efficiency, automation or process-improvement opportunity.</span></span></p><br></li><li><p><span><span>Demonstrated support to Risk Transformation & Risk Strategy deliverables, including maintained initiative trackers, clear status reporting, documented process improvements and evidence of control implementation follow-up.</span></span></p><br></li></ul><br> </div>
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<p><strong>Role: </strong><span><span><strong>Associate Product Officer – Liabilities ( UAE National ) </strong></span></span></p><br><p><strong>Location: Abu Dhabi </strong></p><br><p><span><span><strong>ROLE PURPOSE:</strong></span></span></p><br><ul><li><p><span><span>To support Department / Unit Head in leading and managing the performance of existing products as well as launching new products. </span></span></p><br></li><li><p><span><span>This role must support new projects and existing key business objectives for products, which may include but are not limited to system changes, coordination among various stakeholders, creation/update of policy and procedure manual as well as Product Programs.</span></span></p><br></li></ul><p><span><span>Provide special focus on anchor products related communication and product development activities.</span></span></p><br><p><span><span><strong>RESPONSIBILITIES:</strong></span></span></p><br><ol><li><p><span><span><strong>New products / projects management:</strong></span></span></p><br></li></ol><p><span><span>• To represent Products in new project enhancements </span></span></p><br><ol><li><p><span><span><strong>Support Function:</strong></span></span></p><br></li></ol><p><span><span>• Support frontline on daily business queries and achieving product and business development objectives by helping the Head of </span></span><span><span>Department / Unit </span></span><span><span>in managing the existing and new products.</span></span></p><br><p><span><span>• Handling of all day-to-day product related tasks along with Product Manager. </span></span></p><br><p><span><span>• Support Head of </span></span><span><span>Department / Unit </span></span><span><span>in coordination with supporting departments (with Sharia, Legal, and ITD, ICD, ORM and Marketing departments) to ensure smooth functioning of products and processes. </span></span></p><br><p><span><span>• Coordinate with Marketing for any campaigns related to any products and management of Product collaterals e.g., FAQs, Website update, Digital Marketing etc.</span></span></p><br><p><span><span>• Prepare/Provide Monthly MIS reporting on products to stay updated and track product achievement, competition review and market research. </span></span></p><br><p><span><span>• Follow-up on monthly tracking reports received from ACE and ITD </span></span></p><br><ol><li><p><span><span><strong>Products and Business Development/Management:</strong></span></span></p><br></li></ol><p><span><span>• Assist the Head of Department / Unit in design, development, and enhancement of products to ensure that they are in line with the market needs. </span></span></p><br><p><span><span>• Provide inputs and market insights to Head of </span></span><span><span>Department / Unit </span></span><span><span>and recommend changes which are commercially viable that meets the market demand and external business partners.</span></span></p><br><p><span><span>• Revamp, repackage and update terms and conditions for all Products offers.</span></span></p><br><p><span><span>• Managing products related complaints and inquiries received through Customer Experience and Complaints teams and provide a solution to address the issue. </span></span></p><br><ol><li><p><span><span>Perform any other product development and management responsibilities entrusted by Bank’s management from time to time.</span></span></p><br></li></ol><ul><li><p><span><span>Prepare detailed competition scan and of new products being offered by other banks under Products.</span></span></p><br><p><span><span>• Prepare and renew product programs on a yearly basis that are aligned with the business goals.</span></span></p><br><p><span><span>• Prepare project plans and ensure timely implementation of new initiatives.</span></span></p><br><p><span><span>• Timely completion of all tasks & filing / record keeping of all material.</span></span></p><br><p><span><span>• Timely and error free responses to all Product related complaints and enquiries.</span></span></p><br><p><span><span>• Follow-up with Branches / Network on any exceptions </span></span></p><br><p><span><span>• Prepare and provide Product Related training</span></span></p><br><p><span><span>• Project involvement (first point of contact) in all Product related enhancements </span></span></p><br><p><span><span>• Delivery of all items per year </span></span><span><span>Department / Unit </span></span><span><span>Score Card / Objectives</span></span></p><br><p><span><span>• Timely and accurate update of Product related collateral, terms and conditions and other support processes.</span></span></p><br><p><span><span>• Assist the Line manager in implementing new product proposals and align policies procedures and process flow in coordination with Sharia, Legal, and ITD, ICD, ORM and Marketing departments.</span></span></p><br><p><span><span>• Propose and manage product communication in line with the Bank’s standard of communication through all the delivery channels.</span></span></p><br><p><span><span>• Initiate new processes and review of existing processes and enhancements by liaising and following up with other support departments to get the products approved and implemented.</span></span></p><br><p><span><span>• Regularly review all products on ADIB website, ATL/BTL Marketing content and update any changes i.e. leaflets, Flyers, outdoors Ads and Newspaper Ads.</span></span></p><br><p><span><span>• Launch on-going training programs for frontline officers.</span></span></p><br></li></ul><br><p><span><span>Specialist Skills / Technical Knowledge, Technical Competencies Required for this role:</span></span></p><br><ul><li><span><span>Basic MS office skills. </span></span></li><li><span><span>Knowledge of UAE Banking market and competition offering</span></span></li><li><span><span>Basics of project management </span></span></li><li><span><span>Knowledge of Islamic Banking is preferred 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<p><span><span><strong>Role: Associate Analyst- Model Risk Management </strong></span></span></p><br><p><span><span><strong>Location: Abu Dhabi</strong></span></span></p><br><p><span><span><strong>This position is for fresh graduates UAE Nationals only.</strong></span></span></p><br><p><span><span><strong>Role purpose:</strong></span></span></p><br><ul><li><p><span><span>The role supports the Model Risk Management and AI Risk team in day-to-day activities covering model governance, AI risk governance, independent review support, model inventory administration, monitoring, issue tracking and management information. </span></span></p><br></li><li><p><span><span>The position is designed for a fresh graduate or early-career hire who will develop a sound foundation in model lifecycle risk and the responsible use of artificial intelligence in banking.</span></span></p><br></li><li><p><span><span>Under supervision and with structured training, the role holder will assist with evidence gathering, analytical review, documentation and coordination across stakeholders. </span></span></p><br></li><li><p><span><span>The role requires curiosity, attention to detail, sound quantitative aptitude, integrity and the ability to communicate clearly with technical and non-technical colleagues.</span></span></p><br></li></ul><p><span><span><strong>Key accountabilities / Responsibilities:</strong></span></span></p><br><ul><li><p><span><span>Provide proactive administrative, analytical and coordination support to the Model Risk Management and AI Risk team.</span></span></p><br></li><li><p><span><span>Assist in maintaining complete and accurate model and AI use-case inventory, including ownership, purpose, status, risk tier, validation, monitoring and approval information.</span></span></p><br></li><li><p><span><span>Support model identification, risk classification, initial screening and lifecycle governance activities using approved templates and procedures.</span></span></p><br></li><li><p><span><span>Assist with independent model and AI review activities by collecting documentation, checking data completeness, reproducing basic analyses and documenting observations under supervision.</span></span></p><br></li><li><p><span><span>Support basic quantitative testing using Excel and, as capability develops, Python, R or SAS for data quality, performance, stability, sensitivity, fairness and monitoring analyses.</span></span></p><br></li><li><p><span><span>Help review AI use cases for responsible AI considerations, including data quality, fairness, transparency, explainability, human oversight, privacy, security, robustness and appropriate use.</span></span></p><br></li><li><p><span><span>Support preparation of committee packs, dashboards, risk appetite reporting, regulatory assessments and management information for model and AI risk oversight.</span></span></p><br></li><li><p><span><span>Track validation plans, monitoring submissions, model or AI changes, conditions, findings and remediation actions, and follow up with stakeholders on agreed timelines.</span></span></p><br></li><li><p><span><span>Maintain clear working papers, evidence, version control and audit trails in line with approved policies, procedures and information-handling requirements.</span></span></p><br></li><li><p><span><span>Contribute to automation and process improvement opportunities that improve the quality, consistency and efficiency of governance, validation and reporting activities.</span></span></p><br></li><li><p><span><span>Participate in training and progressively build knowledge of banking models, AI and machine learning, model risk, responsible AI, statistics, regulation and ADIB governance processes.</span></span></p><br></li><li><p><span><span>Escalate incomplete information, control concerns, missed timelines or potential policy breaches </span></span></p><br></li></ul><p><span><span><strong>Specialist skills / technical knowledge required for this role:</strong></span></span></p><br><ul><li><p><span><span>Bachelor's degree in Statistics, Mathematics, Data Science, Computer Science, Artificial Intelligence, Quantitative Finance, Economics, Engineering, Actuarial Science or a related quantitative discipline.</span></span></p><br></li><li><p><span><span>Fresh graduate or up to two years of relevant internship or work experience. Banking experience is advantageous but not mandatory.</span></span></p><br></li><li><p><span><span>Foundation knowledge of statistics, data analysis, machine learning or model development concepts, with a strong willingness to learn risk governance and validation.</span></span></p><br></li><li><p><span><span>Good working knowledge of Microsoft Office, particularly Excel and PowerPoint. Exposure to Python, R, SAS, SQL, Power BI or similar analytical tools is advantageous.</span></span></p><br></li><li><p><span><span>Strong analytical, research, problem-solving and documentation skills, with careful attention to data quality and detail.</span></span></p><br></li><li><p><span><span>Clear written and verbal communication, professional judgement, teamwork, adaptability and commitment to continuous development.</span></span></p><br></li><li><p><span><span>Awareness of responsible AI, model risk, data privacy, information security or banking regulation is advantageous but not mandatory.</span></span></p><br></li></ul><br> </div>
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<p><span><span><strong>Role: Associate Analyst - Fraud Risk Management </strong></span></span></p><br><p><span><span><strong>Location: Sharjah, UAE</strong></span></span></p><br><p><span><span><strong>This position is for fresh graduates UAE Nationals only.</strong></span></span></p><br><p><span><span><strong>Role purpose:</strong></span></span></p><br><ul><li><p><span><span>Support Fraud Risk Management in improving fraud detection, prevention, sampling, verification monitoring and control effectiveness through data analytics, automation and responsible use of AI and machine learning.</span></span></p><br></li><li><p><span><span>The graduate role combines fraud-risk development with hands-on analytical, sampling, MIS and process-improvement support.</span></span></p><br></li><li><p><span><span>Under supervision, assist fraud operations, model owners, technology, data and model risk teams with data preparation, performance analysis, testing, workflow automation and documentation. </span></span></p><br></li></ul><p><span><span><strong>Key accountabilities/Responsibilities: </strong></span></span></p><br><ul><li><p><span><span>Prepare, reconcile and quality-check approved fraud datasets while maintaining confidentiality and access controls.</span></span></p><br></li><li><p><span><span>Analyze fraud model and rule performance, including alert volumes, detection coverage, confirmed outcomes, false positives, false negatives, precision, recall and efficiency.</span></span></p><br></li><li><p><span><span>Support analysis of fraud typologies, products, channels, customer segments, payment types and emerging patterns.</span></span></p><br></li><li><p><span><span>Assist controlled testing and impact assessment of fraud rules, thresholds and analytical models.</span></span></p><br></li><li><p><span><span>Support AI and machine learning use cases for detection, prioritization, anomaly identification and investigation assistance.</span></span></p><br></li><li><p><span><span>Automate repetitive data preparation, reconciliation, alert-triage support, dashboard preparation and evidence collection using approved tools.</span></span></p><br></li><li><p><span><span>Maintain dashboards, KRIs and KPIs for fraud trends, model effectiveness and operational efficiency.</span></span></p><br></li><li><p><span><span>Capture investigation feedback and outcomes to support monitoring and future tuning.</span></span></p><br></li><li><p><span><span>Support validation requests, UAT evidence, change records, issue tracking and remediation.</span></span></p><br></li><li><p><span><span>Apply explainability, fairness, data quality, privacy, security, human oversight and auditability controls.</span></span></p><br></li><li><p><span><span>Escalate unusual patterns, data concerns, unexpected model behavior and potential customer impact.</span></span></p><br></li><li><p><span><span>Support fraud, risk sampling across products, sourcing channels and customer acquisition processes, including sample extraction, evidence collation, outcome tagging and follow-up of exceptions.</span></span></p><br></li><li><p><span><span>Assist sampling reviews for application fraud, contact point verification, documentary checks, impairment indicators, syndicate-fraud signals and vendor or agency control monitoring.</span></span></p><br></li><li><p><span><span>Prepare sampling MIS and trend analysis to highlight control gaps, recurring exceptions, turnaround-time adherence and areas requiring corrective action by Fraud Risk, Operations, Underwriting or business teams.</span></span></p><br></li><li><p><span><span>Support controlled mystery-shopping, seeding, queue monitoring and alert-review analytics where required, ensuring findings are documented, escalated and linked to control improvement actions.</span></span></p><br></li></ul><p><span><span><strong>Education and experience:</strong></span></span></p><br><ul><li><p><span><span>Bachelor's degree in Data Science, Statistics, Mathematics, Computer Science, Engineering, Business Analytics, Finance, Economics or related discipline.</span></span></p><br></li><li><p><span><span>Fresh graduate or up to two years of relevant internship or work experience.</span></span></p><br></li><li><p><span><span>Foundation knowledge of statistics, data analysis and machine learning. Classification metrics or anomaly detection exposure is advantageous.</span></span></p><br></li><li><p><span><span>Good knowledge of Excel and PowerPoint. Exposure to Python, SQL, R, SAS, Power BI or automation tools is advantageous.</span></span></p><br></li><li><p><span><span>Strong analytical curiosity, pattern recognition, documentation and attention to detail.</span></span></p><br></li><li><p><span><span>Ability to handle confidential information and follow data, access and change-control requirements.</span></span></p><br></li><li><p><span><span>Working understanding of fraud sampling, application verification, contact point verification, preliminary investigation support, fraud MIS preparation and control-exception tracking are advantageous.</span></span></p><br></li></ul><p><span><span><strong>Early career development expectations:</strong></span></span></p><br><ul><li><p><span><span>Complete required induction, risk, conduct, data protection and role-specific learning within agreed timelines.</span></span></p><br></li><li><p><span><span>Develop from supervised task execution to reliable preparation of analyses, working papers, trackers and management materials.</span></span></p><br></li><li><p><span><span>Seek feedback, demonstrate continuous learning and build practical knowledge of ADIB products, processes and risk governance.</span></span></p><br></li><li><p><span><span>Use approved data, systems and AI tools responsibly, maintaining confidentiality, evidence and appropriate human review.</span></span></p><br></li><li><p><span><span>Demonstrate integrity, professional judgement, collaboration and timely escalation of issues or uncertainty.</span></span></p><br></li></ul><p><span><span><strong>Indicative first-year success measures:</strong></span></span></p><br><ul><li><p><span><span>Accurate and timely completion of assigned analysis, documentation, reporting and follow-up activities.</span></span></p><br></li><li><p><span><span>Complete, traceable and well-organized records with minimal rework required.</span></span></p><br></li><li><p><span><span>Constructive engagement with stakeholders and consistent adherence to approved governance and control requirements.</span></span></p><br></li><li><p><span><span>Effective support to fraud sampling cycles, including accurate sample lists, evidence packs, exception trackers and concise MIS highlighting key themes and required follow-up.</span></span></p><br></li><li><p><span><span>Visible development of technical knowledge, analytical capability and professional communication.</span></span></p><br></li><li><p><span><span>Practical contributions to at least one controlled efficiency, automation or process-improvement opportunity.</span></span></p><br></li></ul><br> </div>
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<p><strong>Role: </strong><span><span>Agency Supervisor - Recovery</span></span><br> <br><strong>Role Purpose:</strong><br><span><span>Agency Supervisor is responsible to manage the external collection agencies which monitoring and coaching on daily workflow and performance. Agency Supervisor ensures customer communications, adheres to customer expectations and requirements. Moreover, he is responsible for motivating, coaching and developing associates to achieve optimal performance results and conducting regular performance note. Also resolves customer complaints in timely manner and completes other duties as assigned.</span></span></p><br><p><span><strong>KEY METRICS:</strong></span></p><br><ol><li><span><span>Agency meetings.</span></span></li><li><span><span>Coaching staff. </span></span></li><li><span><span>Achieving business financial targets.</span></span></li><li><span><span>Achieving non-financial targets as per process. </span></span></li></ol><p> <br><strong>Key Accountabilities of the role </strong></p><br><p><span><span>1.To ensure that agencies visits are done within the agreed TAT to achieve targets efficiently and same shall be documented to be shared with agency.</span></span></p><br><p><span><span>2.To monitor the agencies’ performance and ensure that agencies are following standards required by ADIB.</span></span></p><br><p><span><span>3.To conduct regular meetings by phone/visit with team members from agency to review and provide update on the progress, including reconciliation of allocated accounts and actions agreed during last visits.</span></span></p><br><p><span><span>4.All work-related visits/calls made to agency shall be documented over an email to be shared with the stakeholders.</span></span></p><br><p><span><span>5. To guide and support customers as a counsellor to manage their finance /covered card’s payments (including other facilities held with bank) along with other services like restructure, reschedule, re-age etc.</span></span></p><br><p><span><span>5.To review and provide feedback for TOP 20 accounts.</span></span></p><br><p><span><span>6.To ensure that accounts allocated to agencies are timely updated in the collections work system.</span></span></p><br><p><span><span>7.To share customer/work related data with agencies for assigned work as per pre-defined process of Collection Unit.</span></span></p><br><p><span><span>8.To ensure all the tasks assigned shall be performed as per the SOP (approved process manuals).</span></span></p><br><p><span><span>9.To attend, resolve and close all customer complaints within the TAT as per policy. </span></span></p><br><p><span><span>10.Meet the walk-in customers in the Collection Unit and resolve their issues by offering solutions as per policy. </span></span></p><br><p><span><span>11.Always adhere by ADIB’s and Collection Unit Code of Conduct and policies. </span></span><br> </p><br><p><strong>Specialist Skills / Technical Knowledge Required for this role:</strong><br> </p><br><ol><li><span><span>Knowledge of market and industry characteristics and trends</span></span></li><li><span><span>Knowledge of legal system, regulations, statutory requirements and legal recovery techniques</span></span></li><li><span><span>Strong business acumen</span></span></li><li><span><span>Strong communication, analytical, collection skills</span></span></li><li><span><span>High achievement in the collection department</span></span><br> </li></ol><p><span><strong>Previous experience:</strong></span></p><br><ul><li><span><span>At least 5 years relevant experience in banking</span></span></li></ul><br> </div>
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<p><strong>Role : E- Channels Accociate </strong></p><br><p><br><strong>Location :</strong> Abu Dhabi <br><strong>Role Purpose:</strong><br><span><span>The e-Channels Officer is responsible for providing operational, technical, and business support for alternate delivery channels, with a primary focus on Chatbanking and digital banking services. The role supports day-to-day channel operations, customer and staff inquiries, service performance monitoring, issue resolution, stakeholder coordination, requirements documentation, testing, and post-implementation validation. The role also contributes to improving customer experience, enhancing self-service adoption, maintaining approved content and customer communication, and ensuring compliance with internal policies, regulatory requirements, governance standards, and audit expectations.</span></span></p><br><p><br><strong>Key Accountabilities of the role </strong><br><span>Main Job functions include:</span></p><br><ul><li><p><span>Review unanswered Chatbanking bot queries, analyze recurring service gaps, and coordinate with relevant stakeholders to update bot responses, FAQs, scripts, and customer journeys.</span></p><br></li><li><p><span>Manage and support the daily business operations of the Chatbanking channel, ensuring service continuity, accuracy, and timely resolution of reported issues.</span></p><br></li><li><p><span>Coordinate with ITD, DTS, Operations, Call Center, Compliance, Sharia, Legal, Marketing, and other stakeholders for Chatbanking requirements, enhancements, approvals, and issue resolution.</span></p><br></li><li><p><span>Review, validate, document, and follow up on business requirements for new Chatbanking services, customer journeys, enhancements, and process improvements.</span></p><br></li><li><p><span>Monitor Chatbanking usage, service performance, availability, customer feedback, and incident trends, and provide regular updates to management and stakeholders.</span></p><br></li><li><p><span>Ensure Chatbanking content, customer communications, and service flows are reviewed, approved, documented, and maintained in line with internal policies, regulatory requirements, governance standards, and audit expectations.</span></p><br></li><li><span>Respond to customer complaints and service inquiries escalated by internal units, ensuring timely investigation, coordination, and closure.</span></li><li><p><span>Raise helpdesk tickets for production incidents, service disruptions, and customer-impacting issues identified across digital channels.</span></p><br></li><li><p><span>Follow up and monitor all tickets, requests, incidents, and enhancement items submitted to ITD and relevant support teams until closure.</span></p><br></li><li><span><strong>CUSTOMERS (INTERNAL & EXTERNAL)</strong></span></li><li><p><span>Verify, test, and schedule push notification, SMS, and customer communication campaigns in coordination with the relevant stakeholders.</span></p><br></li><li><p><span>Review and maintain Chatbanking scripts, FAQs, customer messages, service responses, and approved communication content.</span></p><br></li><li><p><span>Coordinate incident investigation, root cause clarification, production fixes, and post-resolution validation with the concerned teams.</span></p><br></li><li><p><span>Prepare reports, dashboards, and management updates covering Chatbanking usage, service performance, customer issues, enhancements, and closure status.</span></p><br></li><li><p><span>Identify opportunities to improve customer experience, increase automation, enhance self-service adoption, and reduce operational dependency through Chatbanking.</span></p><br></li><li><p><span>Maintain proper documentation, approvals, evidence, and records to support audit, governance, and regulatory requirements.</span></p><br></li><li><span><strong>INTERNAL (PROCESS, PRODUCTS & REGULATORY)</strong></span></li><li><span>Participate in digital banking projects, Chatbanking enhancements, and new service implementations from requirement gathering through post-implementation review.</span></li><li><p><span>Support the user requirement phase by documenting business needs, validating scope, and coordinating required stakeholder inputs and approvals.</span></p><br></li><li><p><span>Follow up on functional requirements, change requests, and enhancements related to online, mobile, and Chatbanking applications.</span></p><br></li><li><p><span>Organize and attend meetings related to e-Banking, Chatbanking, customer journeys, issue resolution, and project delivery.</span></p><br></li><li><p><span>Perform system testing, user acceptance testing, live testing, and post-implementation validation for new projects and enhancements.</span></p><br></li><li><p><span>Support the review and ongoing update of e-Banking policies, procedures, SOPs, and operational guidelines as required.</span></p><br></li><li><p><span>Ensure relevant departments and units are informed of approved changes, new services, customer communication updates, and operational impacts.</span></p><br></li><li><p><span>Carry out additional role-related tasks assigned by the line manager to support smooth implementation, operational readiness, and timely delivery.</span></p><br></li><li><p><span>Coordinate with Legal, Marketing, Sharia, Compliance, and other stakeholders for content, communication, and customer-facing text changes across digital channels.</span></p><br></li><li><p><span>Ensure required agreements, approvals, sign offs, and supporting documents are obtained and retained before implementation.</span></p><br></li><li><p><span>Prepare UAT reports, implementation updates, post-implementation reports, and closure summaries for monitoring, review, and audit purposes.</span></p><br></li><li><p><span><span>Maintain complete and accurate records of project documents, approvals, testing evidence, implementation records, and related correspondence.</span></span></p><br></li><li><span>Support internal teams by providing guidance and awareness on Chatbanking features, processes, customer journeys, escalation handling, and approved communication flows to ensure consistent customer support and service quality.</span></li><li><p><span><span>Plan and support awareness or training sessions for relevant departments and units on new products, enhancements, process changes, and operational procedures.</span></span></p><br></li><li><p><span>**This job description outlines the primary responsibilities of the role. Additional duties may be assigned as required by business priorities, provided they remain aligned with the role purpose and operational requirements.</span></p><br></li></ul><p><strong>Specialist Skills / Technical Knowledge Required for this role:</strong><br> </p><br><ul><li><span><span>Strong understanding of digital banking channels, Chatbanking services, customer journeys, and self-service adoption.</span></span></li><li><span><span>Good knowledge of business requirement gathering documentation, stakeholder coordination, and approval management.</span></span></li><li><span><span>Customer-focused mindset with strong analytical, investigation, and problem-solving capabilities.</span></span></li><li><span><span>Ability to coordinate with multiple internal and external stakeholders and follow up on actions until closure.</span></span></li><li><span><span>Knowledge of compliance, audit, governance, and regulatory requirements related to digital banking channels and customer communications.</span></span></li><li><span><span>Strong communication, reporting, documentation, presentation, and management update skills.</span></span></li></ul><p><span><span><strong>Ability to support UAT, live testing, post-implementation validation, incident tracking, and service performance monitoring.</strong></span></span></p><br><p><span><strong>Previous experience:</strong></span></p><br><p><span>Minimum 2–4 years of experience in digital banking, e-Channels, Chatbanking, customer service operations, business support, or related banking operations. Experience in requirements documentation, stakeholder coordination, UAT support, issue resolution, reporting, and customer communication management is preferred.</span><br> </p><br><br> </div>