General Practitioner Jobs in UAE
2018 Jobs Found
<h2 class="h5">Job description</h2>
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Company Description<br><p><strong>Work with Us. Change the World.</strong></p><br><p>At AECOM, we're delivering a better world. Whether improving your commute, keeping the lights on, providing access to clean water, or transforming skylines, our work helps people and communities thrive. We are the world's trusted infrastructure consulting firm, partnering with clients to solve the world’s most complex challenges and build legacies for future generations.</p><br><p>There has never been a better time to be at AECOM. With accelerating infrastructure investment worldwide, our services are in great demand. We invite you to bring your bold ideas and big dreams and become part of a global team of over 50,000 planners, designers, engineers, scientists, digital innovators, program and construction managers and other professionals delivering projects that create a positive and tangible impact around the world.</p><br><p>We're one global team driven by our common purpose to deliver a better world. Join us.</p><br><br>Job Description<br><p>We are seeking an experienced Senior Land Surveyor to join our team in Dubai, United Arab Emirates. In this role, you will lead surveying operations and provide critical technical expertise for sewerage treatment plant projects. The ideal candidate will demonstrate exceptional attention to detail, strong analytical capabilities, and the ability to manage complex surveying tasks efficiently while maintaining the highest standards of accuracy and organization.</p><br><p><strong>Responsibilities:</strong></p><br><ul><li>Conduct comprehensive land surveys and site assessments for sewerage treatment plant projects, utilizing advanced surveying equipment and technology</li><li>Analyze survey data and prepare detailed technical reports, site plans, and documentation in compliance with UAE construction standards and regulations</li><li>Manage and oversee surveying teams, ensuring efficient project execution and adherence to timelines and quality benchmarks</li><li>Utilize AutoCAD, GIS software, and surveying instruments to create accurate site maps and technical drawings</li><li>Coordinate with civil engineers, project managers, and contractors to ensure surveying data aligns with project specifications and design requirements</li><li>Perform quality control checks on all surveying work to maintain precision and accuracy standards</li><li>Maintain organized records of all survey data, measurements, and project documentation</li><li>Stay current with advancements in surveying technology, including GPS/GNSS systems and drone surveying applications</li><li>Ensure compliance with local surveying regulations, safety protocols, and environmental requirements specific to Dubai and the UAE</li><li>Provide technical guidance and mentorship to junior surveying staff</li></ul><br>Qualifications<br><ul><li>Minimum 8 years of professional experience in land surveying with at least 5 years dedicated to wastewater or sewerage treatment plant projects</li><li>Proficiency in AutoCAD, GIS software, and surveying data analysis tools</li><li>Strong understanding of civil engineering principles and sewerage treatment plant design and construction</li><li>Demonstrated expertise in site analysis, measurement accuracy, and technical documentation</li><li>Candidates with previous Dubai Municipality approval preferred.</li></ul><br>Additional Information<br><p><em>At AECOM, we are committed to maintaining a secure and trustworthy recruitment process and take any fraudulent hiring activity seriously. <strong>To support this commitment, all newly hired employees are required to attend an in-person Day 1 onboarding at an AECOM office location as a condition of employment.</strong></em></p><br><p><strong>About AECOM</strong> </p><br><p>AECOM is proud to offer comprehensive benefits to meet the diverse needs of our employees. Depending on your employment status, AECOM benefits may include medical, dental, vision, life, AD&D, disability benefits, paid time off, leaves of absences, voluntary benefits, perks, flexible work options, well-being resources, employee assistance program, business travel insurance, service recognition awards, retirement savings plan, and employee stock purchase plan. </p><br><p>AECOM is the global infrastructure leader, committed to delivering a better world. As a trusted professional services firm powered by deep technical abilities, we solve our clients’ complex challenges in water, environment, energy, transportation and buildings. Our teams partner with public- and private-sector clients to create innovative, sustainable and resilient solutions throughout the project lifecycle – from advisory, planning, design and engineering to program and construction management. AECOM is a Fortune 500 firm that had revenue of $16.1 billion in fiscal year 2025. Learn more at aecom.com. </p><br><p><strong>What makes AECOM a great place to work</strong> </p><br><p>You will be part of a global team that champions your growth and career ambitions. Work on groundbreaking projects - both in your local community and on a global scale - that are transforming our industry and shaping the future. With cutting-edge technology and a network of experts, you’ll have the resources to make a real impact. Our award-winning training and development programs are designed to expand your technical expertise and leadership skills, helping you build the career you’ve always envisioned. Here, you’ll find a welcoming workplace built on respect, collaboration and community - where you have the freedom to grow in a world of opportunity. </p><br><p>As an Equal Opportunity Employer, we believe in your potential and are here to help you achieve it. All your information will be kept confidential according to EEO guidelines. </p><br><br><br> </div>
Fuse Energy is an energy startup on a mission to make energy abundant and affordable, fast. We combine first-principles thinking with cutting-edge technology to build a radically better energy system.<br><br>We've raised over $200M from top-tier investors including Balderton, Lakestar, Accel, Creandum, Lowercarbon, Ribbit, 20VC, Hummingbird and Collaborative Fund, alongside strategic angels including Nico Rosberg and GPs behind Meta, Revolut, Spotify and Uber.<br><br>We're building a fully integrated energy company: developing our own solar, batteries and other generation projects, building our own hardware, improving and developing grid infrastructure, trading power in real time, using AI across the business, and installing distributed energy in homes. By selling directly to consumers we cut out the middleman, lower costs and pass the savings on to our customers.<br><br>We're hiring a Database Reliability Engineer to own the reliability, performance and scalability of Fuse's data infrastructure. This is a remote role.<br><br>Responsibilities<br><br>Own the reliability, performance and scalability of Fuse's database infrastructure across Postgres and Click House Build and maintain scalable, reliable data pipelines to support analytics, reporting and product needs Own the design and evolution of analytical schemas, translating business logic into structured, intuitive data models Migrate and transform data from Postgres into Click House, ensuring performance and reliability Develop and maintain DBT models that reflect our business domain and make data easily accessible for teams Implement tests and data quality checks to ensure reliable, trustworthy datasets Identify and eliminate duplicates, improve data consistency and enforce clean modelling standards Manage all database and infrastructure changes through IaC, minimising direct DB modifications<br><br>Requirements<br><br>3+ years in a backend engineering or data-focused engineering role Excellent SQL; proficiency in Python and SQL is non-negotiable Hands-on experience with relational databases, particularly Postgres Experience designing schemas and building data models that reflect real-world business logic Familiarity with DBT or similar data transformation frameworks Strong understanding of data validation, testing and quality assurance practices Manages all infrastructure through IaC tooling (Pulumi, AWS CDK), treating the database as code Grasps new business domains quickly, translating unfamiliar logic into clean, intuitive data models Bonus: Click House or columnar databases; cloud-based data orchestration (Dagster, Step Functions); CI/CD for data pipelines and transformations; operating databases at scale in production<br><br>Benefits<br><br>Competitive salary and eligibility for equity Biannual bonus scheme Fully expensed tech to match your needs Private health insurance Breakfast and dinner allowance for office-based employees<br><br>As we hire globally, benefits vary by location.
<p>Operations & Sales Coordinator
Location: Dubai, UAE
Department: Region EMEA – Local Operations
Industry: Road Transport | Trucking | Container Logistics | Port Operations
About the Role
We are looking for an experienced Operations & Sales Coordinator with a strong background in road trucking and container transportation. This role is ideal for candidates who have worked with transport/trucking companies managing heavy truck operations, container movements, port logistics, and domestic road freight, while also supporting sales by maximizing fleet utilization.
Please note: This is NOT a general logistics role. We are specifically seeking candidates with experience in road trucking operations and container transportation.
Key Responsibilities
• Coordinate daily road trucking operations and ensure smooth transportation of containers across the UAE.
• Plan and optimize truck schedules to maximize fleet utilization.
• Coordinate with drivers, carriers, subcontractors, workshops, and port operators.
• Monitor container movements between ports, warehouses, and customer locations.
• Act as the primary point of contact for customers regarding transport operations.
• Resolve operational issues and ensure agreed KPIs and SLAs are achieved.
• Prepare operational and performance reports.
• Maintain excellent customer service while ensuring timely deliveries.
Sales Responsibilities
• Generate business by utilizing available truck capacity for domestic transportation jobs.
• Develop relationships with freight forwarders, shipping lines, import/export companies, and transport customers.
• Identify new business opportunities within the UAE road transport market.
• Negotiate transport rates and service agreements.
• Support revenue growth by maximizing truck utilization and reducing empty return trips.</p><p>• Bachelor's Degree in Business, Supply Chain, Logistics, or a related field.
• Minimum 3–5 years of UAE experience in a Road Transport/Trucking company (Mandatory).
• Hands-on experience managing heavy truck operations and container transportation.
• Experience coordinating port operations and container movements.
• Proven sales experience in generating domestic trucking business and utilizing excess fleet capacity.
• Strong understanding of UAE road transport operations and container logistics.
• Excellent communication and customer service skills.
• Experience using transport management systems, GPS tracking, or fleet management software.
• UAE Driving License is mandatory.
• Fluency in English is required. Hindi and Urdu are highly preferred.
Preferred Background
Candidates with experience from companies such as:
• DP World Logistics
• Tristar Group
• GAC Logistics
• Emirates Transport (Trucking Division)
• RSA Global (Road Transport)
• Noatum Logistics
• Al Masaood Logistics
• Al Naboodah Logistics
• Bin Hafeez General Transport
• Al Faris Group
• Al Marwan Heavy Transport
• Ghantoot Transport
• Important
We are only considering candidates with experience in road trucking, container transport, and port operations. General logistics, courier, warehouse, bus, van, bike delivery, passenger transport, or 3-ton pickup experience will not be considered.</p>
<p>Operations & Sales Coordinator
Location: Dubai, UAE
Department: Region EMEA – Local Operations
Industry: Road Transport | Trucking | Container Logistics | Port Operations
About the Role
We are looking for an experienced Operations & Sales Coordinator with a strong background in road trucking and container transportation. This role is ideal for candidates who have worked with transport/trucking companies managing heavy truck operations, container movements, port logistics, and domestic road freight, while also supporting sales by maximizing fleet utilization.
Please note: This is NOT a general logistics role. We are specifically seeking candidates with experience in road trucking operations and container transportation.
Key Responsibilities
• Coordinate daily road trucking operations and ensure smooth transportation of containers across the UAE.
• Plan and optimize truck schedules to maximize fleet utilization.
• Coordinate with drivers, carriers, subcontractors, workshops, and port operators.
• Monitor container movements between ports, warehouses, and customer locations.
• Act as the primary point of contact for customers regarding transport operations.
• Resolve operational issues and ensure agreed KPIs and SLAs are achieved.
• Prepare operational and performance reports.
• Maintain excellent customer service while ensuring timely deliveries.
Sales Responsibilities
• Generate business by utilizing available truck capacity for domestic transportation jobs.
• Develop relationships with freight forwarders, shipping lines, import/export companies, and transport customers.
• Identify new business opportunities within the UAE road transport market.
• Negotiate transport rates and service agreements.
• Support revenue growth by maximizing truck utilization and reducing empty return trips.</p><p>• Bachelor's Degree in Business, Supply Chain, Logistics, or a related field.
• Minimum 3–5 years of UAE experience in a Road Transport/Trucking company (Mandatory).
• Hands-on experience managing heavy truck operations and container transportation.
• Experience coordinating port operations and container movements.
• Proven sales experience in generating domestic trucking business and utilizing excess fleet capacity.
• Strong understanding of UAE road transport operations and container logistics.
• Excellent communication and customer service skills.
• Experience using transport management systems, GPS tracking, or fleet management software.
• UAE Driving License is mandatory.
• Fluency in English is required. Hindi and Urdu are highly preferred.
Preferred Background
Candidates with experience from companies such as:
• DP World Logistics
• Tristar Group
• GAC Logistics
• Emirates Transport (Trucking Division)
• RSA Global (Road Transport)
• Noatum Logistics
• Al Masaood Logistics
• Al Naboodah Logistics
• Bin Hafeez General Transport
• Al Faris Group
• Al Marwan Heavy Transport
• Ghantoot Transport
• Important
We are only considering candidates with experience in road trucking, container transport, and port operations. General logistics, courier, warehouse, bus, van, bike delivery, passenger transport, or 3-ton pickup experience will not be considered.</p>
<p><strong>A. Survey Planning and Project Control</strong></p><ul><li><p>Establish and maintain project survey control networks, reference points, and benchmarks.</p></li><li><p>Review approved project drawings, coordinates, levels, and survey data before commencing construction activities.</p></li><li><p>Develop and implement survey plans and schedules aligned with project requirements and construction programs.</p></li><li><p>Ensure all surveying activities comply with approved drawings, project specifications, and applicable authority requirements.</p></li><li><p>Coordinate survey requirements with project engineers, construction teams, consultants, and subcontractors.</p></li></ul><p><strong>B. Setting-Out and Construction Surveying</strong></p><ul><li><p>Supervise and verify setting-out works for:</p><ul><li><p>Roads and highways.</p></li><li><p>Interchanges and roundabouts.</p></li><li><p>Utility networks and corridors.</p></li><li><p>Drainage and stormwater systems.</p></li><li><p>Culverts and related structures.</p></li><li><p>Earthworks and pavement works.</p></li><li><p>Other associated infrastructure activities.</p></li></ul></li><li><p>Verify road centerlines, horizontal and vertical alignments, elevations, profiles, and cross-sections.</p></li><li><p>Ensure survey data and setting-out information are accurate before construction activities commence.</p></li><li><p>Monitor survey operations throughout construction to identify and resolve discrepancies promptly.</p></li><li><p>Verify that completed works conform to approved drawings, levels, coordinates, and project specifications.</p></li></ul><p><strong>C. Topographic, Boundary, and As-Built Surveys</strong></p><ul><li><p>Conduct and supervise topographic surveys, boundary surveys, and site verification activities.</p></li><li><p>Prepare, review, and maintain accurate as-built survey records.</p></li><li><p>Verify completed infrastructure works and document actual site conditions.</p></li><li><p>Prepare survey reports and supporting documents for inspections, approvals, and project handover.</p></li><li><p>Maintain organized records of survey data, field notes, calculations, and related documentation.</p></li></ul><p><strong>D. Survey Team Supervision</strong></p><ul><li><p>Manage and supervise surveyors, assistant surveyors, and survey crews.</p></li><li><p>Assign daily responsibilities and allocate survey resources according to project priorities.</p></li><li><p>Monitor team productivity, work quality, and compliance with established procedures.</p></li><li><p>Train and mentor junior survey personnel on surveying techniques, equipment operation, and documentation requirements.</p></li><li><p>Ensure effective coordination among survey teams working across different project areas.</p></li></ul><p><strong>E. Survey Equipment and Technical Accuracy</strong></p><ul><li><p>Operate and oversee the use of:</p><ul><li><p>Total Stations.</p></li><li><p>GPS/GNSS systems.</p></li><li><p>Digital Levels.</p></li><li><p>Surveying software and data-processing applications.</p></li></ul></li><li><p>Review survey calculations, coordinate geometry, and field measurements.</p></li><li><p>Perform regular checks to ensure the accuracy and reliability of survey equipment and survey data.</p></li><li><p>Ensure surveying instruments are properly maintained, calibrated, and suitable for project requirements.</p></li><li><p>Identify and report discrepancies affecting survey accuracy or construction compliance.</p></li></ul><p><strong>F. Measurements and Quantity Verification</strong></p><ul><li><p>Assist project teams with field measurements and quantity calculations.</p></li><li><p>Verify earthwork volumes, excavation quantities, and completed construction works.</p></li><li><p>Support engineering and commercial teams with survey information required for progress assessments and quantity verification.</p></li><li><p>Provide accurate survey data for inspections, payment applications, and project reporting.</p></li></ul><p><strong>G. Quality, Health, Safety, and Environmental Compliance</strong></p><ul><li><p>Ensure surveying activities comply with company quality, health, safety, and environmental policies and procedures.</p></li><li><p>Conduct survey operations safely within active construction zones and high-risk work areas.</p></li><li><p>Ensure survey personnel use appropriate personal protective equipment and follow approved safety requirements.</p></li><li><p>Support quality inspections, corrective actions, and project handover documentation.</p></li><li><p>Execute work that adheres to quality, health, safety, and environmental considerations, as well as commitment and excellence.</p></li></ul><p><strong>Desired Candidate Profile</strong></p><ul><li><p>Minimum of 10 years of progressive experience in land surveying.</p></li></ul><p><br></p>
Fuse Energy is an energy startup on a mission to make energy abundant and affordable, fast. We combine first-principles thinking with cutting-edge technology to build a radically better energy system.<br><br>We've raised over $200M from top-tier investors including Balderton, Lakestar, Accel, Creandum, Lowercarbon, Ribbit, 20VC, Hummingbird and Collaborative Fund, alongside strategic angels including Nico Rosberg and GPs behind Meta, Revolut, Spotify and Uber.<br><br>We're building a fully integrated energy company: developing our own solar, batteries and other generation projects, building our own hardware, improving and developing grid infrastructure, trading power in real time, using AI across the business, and installing distributed energy in homes. By selling directly to consumers we cut out the middleman, lower costs and pass the savings on to our customers.<br><br>We're hiring Mobile Engineers to join a small, high-ownership team. You won't be handed fully-specced tickets: you'll own features end to end, from customer-facing product to internal tools, including shipping consumer-facing AI features into production on mobile. You'll work in Swift and Kotlin across i OS and Android alongside a tight team of mobile and web engineers. Our infrastructure and backend are already excellent; we're looking for mobile engineers who bring the same bar of craft and ownership.<br><br>Responsibilities<br><br>Design, build and maintain responsive, reusable and reliable mobile applications for i OS and Android Own features end to end, from shaping the product idea through to shipping and iterating in production Work closely with designers to implement high-quality UI/UX and ensure design consistency, with a real focus on craft and polish Ship consumer-facing AI features into production on mobile, from on-device ML to in-app AI assistants Contribute to architectural decisions to ensure scalability, maintainability and flexibility of the mobile codebase Test, debug and resolve issues to maintain app stability and reliability Troubleshoot production issues and provide timely resolutions for smooth user experiences<br><br>Requirements<br><br>5+ years of professional experience building mobile applications for i OS and Android Proficiency in Swift or Kotlin, with deep expertise in at least one platform and the range to work across both Strong grasp of mobile UI/UX principles and best practices for intuitive, responsive experiences, with a real eye for craft and detail A track record of owning features end to end and contributing product ideas, not just executing specs Hands-on experience integrating RESTful APIs with mobile applications Familiarity with push notifications, messaging services and related mobile frameworks Understanding of mobile security fundamentals and ability to implement secure data handling<br><br>Benefits<br><br>Competitive salary and eligibility for equity Biannual bonus scheme Fully expensed tech to match your needs Private health insurance Breakfast and dinner allowance for office-based employees<br><br>As we hire globally, benefits vary by location.
<h2 class="h5">Job description</h2>
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<span><b>About Us</b> <br></span><p>Our team consists of 25,000 colleagues, spread across 35 countries. We believe in transformation – embracing agile and new ways of working together, which helps us to truly ‘think client’ and serve millions of our affluent and emerging affluent clients, across the world. Our clients include individuals and small businesses, and we support them with a range of traditional banking services, including investment, credit and wealth planning solutions.</p><br><br>
<p>We offer career opportunities for relationship managers, customer service specialists, product and segment management, sales and wealth planning.</p><br><br>
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<p><strong>If you’re looking to unlock new job growth opportunities, Standard Chartered Bank is the place for you. We are currently seeking an experienced professional to join our team. </strong></p><br><br>
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<p><strong>About Wealth and Retail Banking</strong></p><br><br>
<p>Wealth and Retail Banking (WRB) serves more than 11 million clients in many of the world’s fastest-growing markets. Our client continuum spans from Mass Retail to Affluent, including high-net worth clients served by our Private Bank. We leverage digital banking channels with a human touch to provide clients with differentiated products and services such as deposits, payments, financing, wealth management and personalised advice. We also support small business clients with their business banking needs.</p><br><br>
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<br><b>About the Job </b> <br><p>To become a strategic professional within our team, while utilizing your experience in building and managing client relationships, across the region. Your focus will be on developing new relationships, to onboard new clients while maintaining and servicing a portfolio, through excellent communication, negotiation and customer service.</p><br><br>
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<p><strong>Responsibilities </strong></p><br><br>
<ul>
<li>Creation of strategic plans for revenue generation and business development while driving the Digital Agenda.</li>
<li>Generate new business to achieve defined targets in terms of the number of customers, volumes and revenue, including product mix, active/ passive ratio, liability targetsAbo, transactions.</li>
<li>Induction of all (NTB) new customers brought in by the Branches & Direct Sales team.</li>
<li>Creation of sales call plans to acquire large prospective customers through referrals.</li>
<li>Update & maintain all Sales MIS (Calls, Prospects, Attritions, Business done, etc.)</li>
<li>Effectively meeting customer expectations and handling/ reduction of customer complaints while providing professional customer service to achieve a high percentage of customer satisfaction and retention.</li>
<li>Lead through example and build the appropriate culture and values. Set appropriate tone and expectations for your team and work in collaboration with risk and control partners.</li>
<li>Ensure KYC/AML updates, proper zero error documentation.</li>
<li>To be able to detect any suspicious transactions, Money laundering, forgeries etc.</li>
<li>Highest compliance with reference to Anti Bribery, Anti Money Laundering & Combating Financial Crime Risk procedures.</li>
<li>Obtain Security & Commodity Authority (SCA) license (within 6 months of joining) and timely completion of Continuous Program Development (CPD) requirement post SCA licensing. This is a mandatory requirement for the role.</li>
</ul><br><b>Our Ideal Candidate</b> <br><ul>
<li>Experienced Sales and Relationship Manager with background in handling all Banking & Investment Products. Strong communication and negotiation skills with the ability to influence outcomes.</li>
<li>Networking ability to manage interdepartmental deliverables.</li>
<li>Strong inter-personal skills and leadership ability, which encourages and promotes enthusiasm and team spirit.</li>
<li>Good understanding of the business environment in UAE preferably with direct contacts with the local HNI community.</li>
<li>Adapting to multi-cultural environment.</li>
<li>In-depth knowledge of capital markets and financial planning</li>
<li>SCA certified (or completion of certificate within 6 months)</li>
</ul>
<br> <br><p><span><strong>Risk Management</strong></span><br><span>• Ensure KYC/AML updates, proper zero error documentation.</span><br><span>• Updating the C – Manager, adhering to the Contact Management Plan.</span><br><span>• Ensure full awareness of all policies and procedures issued in relation to money laundering prevention and KYC.</span><br><span>• Ensure compliance with the above policies on an ongoing basis and reported any suspicious transaction immediately to the supervising officer.</span><br><span>• Ensure full awareness of all policies relating to operational risk, sales processes, anti-misselling, etc and comply with the same.</span><br><span>• Read, understand and comply with all provisions of the Group Code of Conduct.</span></p><br><br>
<p><strong><span>Governance </span></strong><br><span>• To be able to detect any suspicious transactions, Money laundering, forgeries etc </span><br><span>• Highest compliance with reference to Anti Bribery, Anti Money Laundering & Combating Financial Crime Risk procedures. </span><br><span>• Ensure all GPS standards are followed and adhered.</span></p><br><br>
<p><strong><span>Regulatory & Business Conduct </span></strong><br><span>• Display exemplary conduct and live by the Group’s Values and Code of Conduct. </span><br><span>• Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.</span><br><span>• Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.</span><br><span>• Good knowledge groups policies, standards, local regulations and legislations of the prevention of money laundering and adherence to group code of conduct.</span><br><span>• Obtain Security & Commodity Authority (SCA) license and timely completion of Continuous Program Development (CPD) requirement post SCA licensing. This is a mandatory requirement for the role.</span></p><br><br><b>About Standard Chartered</b> <br><p>We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.<br> <br>Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.<br> <br>Together we:<br> <br>Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do<br>Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well<br>Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term</p><br><br><b>What we offer</b> <br><p>In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.<br> <br>Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.<br>Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.<br>Flexible working options based around home and office locations, with flexible working patterns.<br>Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits<br>A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.<br>Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.</p><br><br>
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<h2 class="h5">Job description</h2>
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<span><b>Job Summary</b> <br></span><p><strong><span>Strategy</span></strong><br><span>• Supporting the Senior/Associate Director for Revenue generation and business development. Drive the Digital Agenda </span></p><br><br>
<p><strong><span>Business</span></strong></p><br><br>
<p><strong><span>Acquisition & Sales Management</span></strong><br><span>• Supporting in induction of all (NTB) new customers brought in by the Senior/Associate Director. </span><br><span>• Achieve “best in class” productivity in order to maximize the efficacy of the sales process by providing support to Senior/Associate Director</span><br><span>• Update & maintain all MIS (Calls, Prospects, Attritions etc.)</span><br><span>• Maintain and update customer information on CEMS. Accurate and timely generation of reports.</span><br><span>• Activation of dormant accounts.</span><br><span>• Constantly updated product and process knowledge by successfully attending Tests/ Quizzes/ Certifications.</span></p><br><br>
<p><strong><span>Customer Relationship Building</span></strong><br><span>• Build and deepen relationships with existing Priority Customers </span><br><span>• Effectively meeting customer expectations and handling/ reduction of customer complaints.</span><br><span>• Provide professional customer service to achieve a high percentage of customer satisfaction and retention.</span><br><span>• Have complete knowledge of the customer base in terms of the profile, demographics & psychographics and assets in the Bank and in other places.</span><br><span>• Serve as the one-point contact to the High Net Worth customers of the Bank</span></p><br><br><b>Key Responsibilities</b> <br><p><strong><span>Processes</span></strong><br><span>• Ensure compliance of laid down process and procedures.</span><br><span>• Facilitate and Implement work process improvements.</span><br><span>• To ensure compliance with Global Process Standards on Customer Data Confidentiality.<br></span><span><strong>People & Talent</strong> </span><br><span>• Lead through example and build the appropriate culture and values. Set appropriate tone and expectations from their team and work in collaboration with risk and control partners.</span><br><span>• Ensure the provision of ongoing training and development of people, and ensure that holders of all critical functions are suitably skilled and qualified for their roles ensuring that they have effective supervision in place to mitigate any risks.</span><br><span>• Employ, engage and retain high quality people, with succession planning for critical roles.</span><br><span>• Responsibility to review team structure/capacity plans.</span><br><span>• Set and monitor job descriptions and objectives for direct reports and provide feedback and rewards in line with their performance against those responsibilities and objectives.</span></p><br><br>
<p><strong><span>Risk Management</span></strong><br><span>• Ensure KYC/AML updates, proper zero error documentation.</span><br><span>• Updating the C – Manager, adhering to the Contact Management Plan.</span><br><span>• Ensure full awareness of all policies and procedures issued in relation to money laundering prevention and KYC.</span><br><span>• Ensure compliance with the above policies on an ongoing basis and reported any suspicious transaction immediately to the supervising officer.</span><br><span>• Ensure full awareness of all policies relating to operational risk, sales processes, anti-misselling, etc and comply with the same.</span><br><span>• Read, understand and comply with all provisions of the Group Code of Conduct.</span></p><br><br> <br><p><strong><span>Governance </span></strong></p><br><br>
<p><span>• To be able to detect any suspicious transactions, Money laundering, forgeries etc </span><br><span>• Highest compliance with reference to Anti Bribery, Anti Money Laundering & Combating Financial Crime Risk procedures. </span><br><span>• Ensure all GPS standards are followed and adhered.</span></p><br><br>
<p><strong><span>Regulatory & Business Conduct </span></strong><br><span>• Display exemplary conduct and live by the Group’s Values and Code of Conduct. </span><br><span>• Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.</span><br><span>• Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.</span><br><span>• Good knowledge groups policies, standards, local regulations and legislations of the prevention of money laundering and adherence to group code of conduct.</span></p><br><br>
<p><strong><span>Key stakeholders</span></strong><br><strong><span>Internal:</span></strong><br><span>• Product Manager – Priority Banking - for Launch and implementation of product campaigns</span><br><span>• Customer Service Manager - WM - for Product services to the customers</span><br><span>• Unit Heads – Treasury - Implementation of sales strategies</span><br><span>• Branch Managers - Implementation of sales strategies</span><br><span>• Marketing Manager - WM - Coordinate marketing and research activities.</span><br><span>• Country Money Laundering Prevention Officer.</span><br><strong><span>External:</span></strong><br><span>• Existing and Prospective Customers - for Acquisition and retention of business</span></p><br><br>
<p><strong><span>Other Responsibilities</span></strong><br><span>• Ability to maintain a highly decent professional environment in the Priority Centre. <br>• Educate Clients on using of other delivery channels.</span><br></p><br><br><b>Skills and Experience</b> <br><p><span>• Manage Conduct </span><br><span>• Manage Risk</span><br><span>• Manage People</span><br><span>• Spot Opportunities</span><br><span>• Solve Problems</span><br><span>• Take the Lead</span><br><span>• Build Resilience </span></p><br><br><b>Qualifications</b> <br><p><span>• University Graduate.</span><br><span>• Relevant experience in relationship management.</span><br><span>• Experience in handling all Banking Customer Services & Investment Products.</span><br><span>• Strong communication and negotiation skills with the ability to influence outcomes.</span><br><span>• Networking ability to manage interdepartmental deliverables.</span><br><span>• Good understanding of the business environment in UAE preferably with direct contacts with the local HNI community.</span><br><span>• Proficiency in Computers.</span><br><span>• Adapting to multi-cultural environment.</span><br><span>• Good knowledge of banking practises and regulations.</span><br><span>• Anti-Money laundering, Sanctions/Compliance Training and Basic Banking Practice.</span></p><br><br><b>About Standard Chartered</b> <br><p><span>We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.</span></p><br><br>
<p><span>Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.</span></p><br><br>
<p><span>Together we:</span></p><br><br>
<ul>
<li><span><strong>Do the right thing</strong> and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do</span></li>
<li><span><strong>Never settle,</strong> continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well</span></li>
<li><span><strong>Are better together,</strong> we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term</span></li>
</ul><br><b>What we offer</b> <br><p><strong>In line with our Fair Pay Charter,</strong> we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.</p><br><br>
<ul>
<li><strong>Core bank funding for retirement savings, medical and life insurance,</strong> with flexible and voluntary benefits available in some locations.</li>
<li><strong>Time-off</strong> including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.</li>
<li><strong>Flexible working</strong> options based around home and office locations, with flexible working patterns.</li>
<li><strong>Proactive wellbeing support</strong> through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits</li>
<li><strong>A continuous learning culture</strong> to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.</li>
<li><strong>Being part of an inclusive and values driven organisation,</strong> one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.</li>
</ul><br>
</div>
<h2 class="h5">Job description</h2>
<div class="t-break" data-jb-field="description">
<b>Job Description</b>Overview<p>AtkinsRéalis is looking for a Land Surveyor (Site Operations), in UAE.</p><br>Your role<p><b>Surveying and Data Collection</b></p><br><ul><li><p>Conduct land surveys, including boundary surveys, topographical surveys, and construction staking.</p><br></li><li><p>Provide precise measurements, data, and analysis to ensure compliance with project specifications.</p><br></li></ul><p><b>Setting Out</b></p><br><ul><li><p>Perform setting out and marking of control points and boundaries for construction works as per design documents.</p><br></li></ul><p><b>Monitoring and Adjustments</b></p><br><ul><li><p>Monitor and adjust survey equipment, as needed, for accuracy, ensuring that all instruments are calibrated and maintained to meet project standards.</p><br></li></ul><p><b>Site Operations Support</b></p><br><ul><li><p>Collaborate with site engineers, project managers, and other team members to ensure efficient site operations and accurate reporting of survey results.</p><br></li></ul><p><b>Reporting</b></p><br><ul><li><p>Prepare and maintain clear, concise survey reports, including measurement calculations and layout plans, for review and approval by senior management and project teams.</p><br></li></ul><p><b>Compliance and Quality Assurance</b></p><br><ul><li><p>Ensure that all surveying work adheres to the relevant industry standards, local regulations, and AtkinsRéalis quality assurance procedures.</p><br></li></ul><p><b>Problem-Solving</b></p><br><ul><li><p>Identify and resolve any issues or discrepancies related to surveys, land measurements, or site conditions, proposing practical solutions in consultation with senior staff.</p><br></li></ul><p><b>Health and Safety</b></p><br><ul><li><p>Follow and enforce all safety procedures to maintain a safe working environment on site, in line with AtkinsRéalis and local regulatory requirements.</p><br></li></ul><p><b>Collaboration and Communication</b></p><br><p>Communicate effectively with all site personnel, clients, and stakeholders, ensuring a smooth flow of information between team members.</p><br>About you<p><b>Educational Qualification</b></p><br><ul><li><p>Bachelor’s degree or diploma in Land Surveying, Civil Engineering, or a related field.</p><br></li></ul><p><b>Professional Experience</b></p><br><ul><li><p>Minimum 8-10 years of relevant experience in land surveying, particularly within cycle track projects in the UAE.</p><br></li><li><p>Experience with modern surveying tools, including Total Stations, GPS, and 3D scanning equipment.</p><br></li><li><p>Familiarity with the UAE’s local land survey standards and regulations is highly advantageous.</p><br></li></ul><p><b>Skills and Competencies</b></p><br><ul><li><p>Strong technical proficiency in surveying equipment and software (e.g., AutoCAD, Civil 3D, LSS).</p><br></li><li><p>Good knowledge of surveying techniques, data analysis, and topographical surveys.</p><br></li><li><p>Strong attention to detail and ability to work in a fast-paced environment.</p><br></li><li><p>Excellent problem-solving abilities and critical thinking skills.</p><br></li><li><p>Ability to work independently and as part of a collaborative team.</p><br></li><li><p>Good communication and interpersonal skills, with the ability to interact effectively with colleagues, clients, and other stakeholders.</p><br></li></ul><p><b>Language Requirements</b></p><br><ul><li><p>Fluency in English (both written and verbal). Knowledge of Arabic is a plus.</p><br></li></ul>Rewards & benefits<p>Explore the rewards and benefits that help you thrive – at every stage of your life and your career.</p><br><p>This includes:</p><br><ul><li><p>Tax-free salary.</p><br></li><li><p>Life insurance coverage.</p><br></li><li><p>Medical insurance.</p><br></li><li><p>Annual leave balance.</p><br></li><li><p>Annual flight contribution.</p><br></li><li><p>Employee Wellbeing Program: 24/7 access to specialists in finance, legal matters, family care, personal health, fitness, and nutrition.</p><br></li></ul><p>Seize every opportunity to sharpen your skills, expand your expertise, and be recognized for the impact you make.</p><br>About AtkinsRéalis<p>We're AtkinsRéalis, a world-class engineering services and nuclear organization. We connect people, data and technology to transform the world's infrastructure and energy systems. Together, with our industry partners and clients, and our global team of consultants, designers, engineers and project managers, we can change the world. We're committed to leading our clients across our various end markets to engineer a better future for our planet and its people.</p><br><p>Find out more.</p><br><b>Worker Type</b>Employee<b>Job Type</b>Regular<p><span><i>At </i></span> <i><span>AtkinsRéalis</span></i><span><i>, we seek to hire individuals with diverse characteristics, backgrounds and perspectives. We strongly believe that world-class talent makes no distinctions based on gender, ethnic or national origin, sexual identity and orientation, age, religion or disability, but enriches itself through these differences. </i></span></p><br> </div>
← Back to All Insights<br><br>Investment<br><br>How Portfolio Rebalancing Helps Manage Risk and Optimize Returns<br><br>June 30, 2025 By Bob Wolfe, CFP®, EA, CSLP®<br><br>Investment General<br><br>Listen to this article<br><br>Speed 1x<br><br>The Balancing Act Most Investors Overlook<br><br>Imagine walking a tightrope without a safety net, terrifying, isn’t it? Now, imagine your investment portfolio as that tightrope. Without regular rebalancing, you risk tipping toward unnecessary danger or away from promising opportunities.<br><br>Enter portfolio rebalancing. It’s not just a strategy; it’s your safety net that aligns your investments with your financial goals. Plus, it provides a smoother ride through the financial markets' unpredictable twists and turns. Whether you're saving for retirement, a college fund, or just long-term growth, understanding rebalancing can transform your approach to risk and reward.<br><br>Why Rebalance? The Value of Stability and Control<br><br>What is Portfolio Rebalancing?<br><br>At its core, rebalancing is the process of realigning your portfolio back to its intended allocation. Think of it as a GPS for your investments, it keeps you from straying too far off course.<br><br>The principle behind rebalancing is simple yet powerful: "sell high, buy low." When one asset type outperforms (say, stocks), you sell some of that to invest in an under-performing asset (like bonds).<br><br>This strategy isn’t about chasing trends. It’s about maintaining a consistent risk profile that fits your goals. Research from Vanguard shows that a diversified portfolio rebalanced annually produces similar returns to one left unbalanced but with significantly reduced risk.<br><br>Balancing Risk and Reward<br><br>Over time, portfolios naturally drift. For example, your stocks may outperform your bonds, creating an imbalance where stocks dominate your total allocation. While exciting in a bull market, this imbalance introduces unintended risks.<br><br>An unbalanced portfolio could become overly exposed to market volatility, especially during downturns. For a conservative investor, this added risk might lead to emotional decisions like panic selling.<br><br>Achieving Consistency for Long-Term Success<br><br>Consistency is key to any financial plan, and rebalancing provides just that. By avoiding wild swings in risk exposure, you’re less likely to make impulsive decisions driven by fear or market hype.<br><br>Whether you’re saving for retirement or funding your child’s education, rebalancing ensures your portfolio reflects your long-term goals and risk tolerance. It’s a simple yet effective way to maintain stability and control.<br><br>Nerd Note: Rebalancing works like tuning a car. New tires (readjusting for risk) won’t make your car faster, but they’ll keep the ride smoother and safer during unexpected turns.<br><br>When, How, and How Often to Rebalance<br><br>How Often Do You Need to Rebalance?<br><br>There’s no one-size-fits-all answer. Common approaches include annual, semiannual, or even quarterly rebalancing. However, Vanguard research suggests that frequent checking combined with opportunistic rebalancing (only when thresholds like a 5%, 10% drift occur) minimizes unnecessary costs while controlling risk.<br><br>For most investors, this means checking your portfolio twice a year and rebalancing only if the allocations exceed your set tolerance range.<br><br>Step-by-Step Guide to Rebalancing<br><br>Assess Your Target Allocation: Define your ideal balance. For instance, if you’re aiming for 60% stocks and 40% bonds, this forms your guideline. Review Portfolio Performance Regularly: Examine which asset classes have strayed from your target. Tools from brokers or financial platforms make this easy. Sell and Buy Strategically: Sell portions of the over performing assets and reinvest in the underperforming ones to restore balance. Monitor Costs: Keep trading fees and potential tax implications in check, these can erode your returns if unchecked.<br><br>Nerd Note: Adopting semiannual reviews with a 5%-10% tolerance band is a sweet spot for limiting costs but maintaining alignment with your goals.<br><br>The Benefits of Rebalancing Beyond Risk Control<br><br>Improved Risk-Adjusted Returns<br><br>While rebalancing isn’t designed to maximize returns, it optimizes your risk-adjusted performance. By maintaining a steady level of risk, you reduce variability and volatility over time.<br><br>A study by Vanguard found that portfolios rebalanced annually experienced similar returns to unbalanced ones but with significantly less volatility, a win for the risk-averse investor.<br><br>Behavioral Benefits for Investors<br><br>Human emotions often interfere with sound financial decision-making. Many investors panic-sell during downturns or chase overvalued assets during market highs. Rebalancing introduces discipline, encouraging logical, systematic decisions instead of impulsive ones.<br><br>Think of it as an emotional anchor, a structured approach to rebalancing keeps your long-term goals in focus, even during uncertain times.<br><br>Nerd Note: Joel Greenblatt famously said, “The secret to investing is sticking to your strategy.” Rebalancing helps you do just that amidst market noise.<br><br>Lessons from Research: What the Experts Say<br><br>Opportunistic Rebalancing for Enhanced Returns<br><br>Research by Gobind Daryanani suggests that rebalancing less often but checking portfolios frequently leads to better results. This “opportunistic rebalancing” approach allows you to act when allocations drift beyond your target without sticking to rigid schedules.<br><br>For example, while monitoring your portfolio monthly, you might only rebalance when a certain asset drifts beyond a 20% tolerance threshold. Daryanani’s research found that this method enhanced portfolio returns while maintaining risk levels.<br><br>Avoiding Common Pitfalls<br><br>Over-Rebalancing: Rebalancing too frequently can rack up transaction costs and disrupt compounding returns. Less is often more. Impulsive Adjustments: Emotional reactions to market swings can lead to poor decision-making. Stick to your plan, and avoid rebalancing in response to short-term noise.<br><br>Nerd Note: Think of opportunistic rebalancing as snorkeling versus scuba-diving. You’re keeping an eye on things without constantly overcorrecting.<br><br>Closing Thoughts on Rebalancing’s Role in Your Financial Journey<br><br>Portfolio rebalancing won’t promise the highest returns. But what it does promise is infinitely more valuable, stability, control, and alignment with your financial goals.<br><br>Whether you’re gearing up for retirement or building a legacy for future generations, rebalancing is one of the simplest tools to keep your investments on track.<br><br>If you’re ready to create a smoother, more intentional financial future, don’t go it alone. Subscribe to our newsletter at Healthy Insights for expert advice, or speak with a financial planner to start balancing the tightrope of investing with confidence.<br><br>Your financial health rests on the balance you find, so start rebalancing today.<br><br>Invest smarter, not harder<br><br>Get evidence-based investment insights and portfolio strategies delivered monthly.<br><br>');background-repeat:no-repeat;background-position:right 12px center;padding-right:36px;"> Which best describes you? Early Career Professional Mid-Late Career Professional Healthcare Provider Business Owner Retiree Caregiver<br><br>You May Also Find Helpful<br><br>Investment<br><br>Smarter Portfolio Design: The Case for Factor Investing<br><br>5 min read<br><br>Investment<br><br>Direct Indexing Explained: Should You Consider It for Your Portfolio?<br><br>5 min read<br><br>Investment<br><br>What Happens to Employee Equity When a Company Gets Acquired<br><br>5 min read<br><br>Investment<br><br>Navigating Financial Innovations Through the Ages<br><br>5 min read
← Back to All Insights<br><br>Investment<br><br>How Portfolio Rebalancing Helps Manage Risk and Optimize Returns<br><br>June 30, 2025 By Bob Wolfe, CFP®, EA, CSLP®<br><br>Investment General<br><br>Listen to this article<br><br>Speed 1x<br><br>The Balancing Act Most Investors Overlook<br><br>Imagine walking a tightrope without a safety net, terrifying, isn’t it? Now, imagine your investment portfolio as that tightrope. Without regular rebalancing, you risk tipping toward unnecessary danger or away from promising opportunities.<br><br>Enter portfolio rebalancing. It’s not just a strategy; it’s your safety net that aligns your investments with your financial goals. Plus, it provides a smoother ride through the financial markets' unpredictable twists and turns. Whether you're saving for retirement, a college fund, or just long-term growth, understanding rebalancing can transform your approach to risk and reward.<br><br>Why Rebalance? The Value of Stability and Control<br><br>What is Portfolio Rebalancing?<br><br>At its core, rebalancing is the process of realigning your portfolio back to its intended allocation. Think of it as a GPS for your investments, it keeps you from straying too far off course.<br><br>The principle behind rebalancing is simple yet powerful: "sell high, buy low." When one asset type outperforms (say, stocks), you sell some of that to invest in an under-performing asset (like bonds).<br><br>This strategy isn’t about chasing trends. It’s about maintaining a consistent risk profile that fits your goals. Research from Vanguard shows that a diversified portfolio rebalanced annually produces similar returns to one left unbalanced but with significantly reduced risk.<br><br>Balancing Risk and Reward<br><br>Over time, portfolios naturally drift. For example, your stocks may outperform your bonds, creating an imbalance where stocks dominate your total allocation. While exciting in a bull market, this imbalance introduces unintended risks.<br><br>An unbalanced portfolio could become overly exposed to market volatility, especially during downturns. For a conservative investor, this added risk might lead to emotional decisions like panic selling.<br><br>Achieving Consistency for Long-Term Success<br><br>Consistency is key to any financial plan, and rebalancing provides just that. By avoiding wild swings in risk exposure, you’re less likely to make impulsive decisions driven by fear or market hype.<br><br>Whether you’re saving for retirement or funding your child’s education, rebalancing ensures your portfolio reflects your long-term goals and risk tolerance. It’s a simple yet effective way to maintain stability and control.<br><br>Nerd Note: Rebalancing works like tuning a car. New tires (readjusting for risk) won’t make your car faster, but they’ll keep the ride smoother and safer during unexpected turns.<br><br>When, How, and How Often to Rebalance<br><br>How Often Do You Need to Rebalance?<br><br>There’s no one-size-fits-all answer. Common approaches include annual, semiannual, or even quarterly rebalancing. However, Vanguard research suggests that frequent checking combined with opportunistic rebalancing (only when thresholds like a 5%, 10% drift occur) minimizes unnecessary costs while controlling risk.<br><br>For most investors, this means checking your portfolio twice a year and rebalancing only if the allocations exceed your set tolerance range.<br><br>Step-by-Step Guide to Rebalancing<br><br>Assess Your Target Allocation: Define your ideal balance. For instance, if you’re aiming for 60% stocks and 40% bonds, this forms your guideline. Review Portfolio Performance Regularly: Examine which asset classes have strayed from your target. Tools from brokers or financial platforms make this easy. Sell and Buy Strategically: Sell portions of the over performing assets and reinvest in the underperforming ones to restore balance. Monitor Costs: Keep trading fees and potential tax implications in check, these can erode your returns if unchecked.<br><br>Nerd Note: Adopting semiannual reviews with a 5%-10% tolerance band is a sweet spot for limiting costs but maintaining alignment with your goals.<br><br>The Benefits of Rebalancing Beyond Risk Control<br><br>Improved Risk-Adjusted Returns<br><br>While rebalancing isn’t designed to maximize returns, it optimizes your risk-adjusted performance. By maintaining a steady level of risk, you reduce variability and volatility over time.<br><br>A study by Vanguard found that portfolios rebalanced annually experienced similar returns to unbalanced ones but with significantly less volatility, a win for the risk-averse investor.<br><br>Behavioral Benefits for Investors<br><br>Human emotions often interfere with sound financial decision-making. Many investors panic-sell during downturns or chase overvalued assets during market highs. Rebalancing introduces discipline, encouraging logical, systematic decisions instead of impulsive ones.<br><br>Think of it as an emotional anchor, a structured approach to rebalancing keeps your long-term goals in focus, even during uncertain times.<br><br>Nerd Note: Joel Greenblatt famously said, “The secret to investing is sticking to your strategy.” Rebalancing helps you do just that amidst market noise.<br><br>Lessons from Research: What the Experts Say<br><br>Opportunistic Rebalancing for Enhanced Returns<br><br>Research by Gobind Daryanani suggests that rebalancing less often but checking portfolios frequently leads to better results. This “opportunistic rebalancing” approach allows you to act when allocations drift beyond your target without sticking to rigid schedules.<br><br>For example, while monitoring your portfolio monthly, you might only rebalance when a certain asset drifts beyond a 20% tolerance threshold. Daryanani’s research found that this method enhanced portfolio returns while maintaining risk levels.<br><br>Avoiding Common Pitfalls<br><br>Over-Rebalancing: Rebalancing too frequently can rack up transaction costs and disrupt compounding returns. Less is often more. Impulsive Adjustments: Emotional reactions to market swings can lead to poor decision-making. Stick to your plan, and avoid rebalancing in response to short-term noise.<br><br>Nerd Note: Think of opportunistic rebalancing as snorkeling versus scuba-diving. You’re keeping an eye on things without constantly overcorrecting.<br><br>Closing Thoughts on Rebalancing’s Role in Your Financial Journey<br><br>Portfolio rebalancing won’t promise the highest returns. But what it does promise is infinitely more valuable, stability, control, and alignment with your financial goals.<br><br>Whether you’re gearing up for retirement or building a legacy for future generations, rebalancing is one of the simplest tools to keep your investments on track.<br><br>If you’re ready to create a smoother, more intentional financial future, don’t go it alone. Subscribe to our newsletter at Healthy Insights for expert advice, or speak with a financial planner to start balancing the tightrope of investing with confidence.<br><br>Your financial health rests on the balance you find, so start rebalancing today.<br><br>Invest smarter, not harder<br><br>Get evidence-based investment insights and portfolio strategies delivered monthly.<br><br>');background-repeat:no-repeat;background-position:right 12px center;padding-right:36px;"> Which best describes you? Early Career Professional Mid-Late Career Professional Healthcare Provider Business Owner Retiree Caregiver<br><br>You May Also Find Helpful<br><br>Investment<br><br>Smarter Portfolio Design: The Case for Factor Investing<br><br>5 min read<br><br>Investment<br><br>Direct Indexing Explained: Should You Consider It for Your Portfolio?<br><br>5 min read<br><br>Investment<br><br>What Happens to Employee Equity When a Company Gets Acquired<br><br>5 min read<br><br>Investment<br><br>Navigating Financial Innovations Through the Ages<br><br>5 min read
About Steer AI<br>Steer AI is an autonomous mobility technology company powered by Venture One, the commercialization arm of the Advanced Technology Research Council. Steer AI’s advanced AI-powered autonomy stack, developed by the Technology Innovation Institute, empowers the logistics and defense industries by turning industrial vehicles into autonomous powerhouses that can handle complex off-road missions, transform operations and protect organizations' most important assets: their workforce.<br>About the role<br>Steer AI builds off-road autonomy for defense: ground vehicles and robots that perceive, plan, and operate in unstructured, GPS-degraded, and contested terrain. We are seeking a Principal Systems Engineer to serve as the senior technical steward for systems engineering across our autonomy programs and to lead the Systems and Design team of systems engineers and systems architects. You will be ultimately responsible for systems engineering across the company, writing and driving the system requirements across the autonomy stack, our unmanned ground vehicles (UGVs), and our command and control (C2) systems. In this role you will drive the systems engineering at Steer AI, including establishing the standards, processes, and rigor that scale across multiple programs. You will work as a hands-on technical leader, setting requirements and architectural direction, mentoring engineers, and partnering with the Growth and Product teams to translate customer and mission requirements into fielded capability. <br>Key Responsibilities<br>Systems Engineering Ownership: Take ultimate responsibility for systems engineering at Steer AI, owning and evolving the architecture for our off-road autonomous systems and ensuring designs meet performance, reliability, safety, and survivability goals across a range of mission profiles and platforms. Systems Engineering Standards (Org-Wide): Define and govern the systems engineering practice across products and programs, covering requirements management, interface control, verification and validation strategy, MBSE methodology, and architecture review gates, so that rigor and traceability scale as the company grows. Team Leadership: Lead the Systems and Design team of systems engineers and systems architects. Set technical direction, allocate work across programs, develop the team's capabilities, and hold accountability for the quality and consistency of systems engineering deliverables. System Requirements and Traceability: Author and drive the top-level system requirements across the full autonomy stack, our unmanned ground vehicles (UGVs), and our command and control (C2) systems. Establish and maintain the system and subsystem requirements (SRS, ICDs) that flow from top-level system requirements so they are clear, traceable, and verifiable, owning the requirements lifecycle from elicitation through validation against mission needs. Model-Based Systems Engineering (MBSE): Drive adoption of Sys ML and MBSE to model system behavior, structure, and interfaces, creating an authoritative system model that anchors design decisions and cross-team alignment. Risk, Safety, and Assurance: Partner with the safety and cybersecurity tams to drive system-level risk management and safety case development, applying functional safety and autonomy assurance standards such as ISO 26262, ISO 21448 (SOTIF), and UL 4600, along with applicable defense and regulatory requirements for autonomous and unmanned ground systems. Prototyping, Verification, and Field Test: Define the verification and validation strategy spanning simulation, hardware-in-the-loop and software-in-the-loop testing, and real-world field testing. Guide prototype development and test campaigns against defined requirements and performance indicators in representative off-road environments. Customer and Program Support: Work alongside the Growth and Product teams to support proposals, technical reviews (SRR, PDR, CDR), capability demonstrations, and roadmaps, translating customer and mission requirements into executable engineering plans. Technical Mentorship: Mentor other systems engineers and adjacent disciplines, strengthening systems thinking, design rigor, and technical decision-making across the organization through influence rather than direct management of every engineer. Cross-Functional Collaboration: Coordinate across engineering development, verificationa nd validation and product teams to ensure clean integration, well-defined interfaces, and architectural alignment from concept through deployment. <br>Qualifications <br>Education: Bachelor's or Master's degree in Systems Engineering, Robotics, Mechatronics, Electrical Engineering, Computer Science, or a related field. Advanced degree preferred. Experience: 8 to 12 or more years in systems engineering or system architecture, including demonstrated principal-level ownership of complex system architectures for autonomous vehicles, UGVs, or field robotics, with a record of taking systems from concept to fielded deployment. Leadership: Experience leading and developing systems engineering teams or functions, setting technical standards across multiple programs, and mentoring senior engineers. Technical Expertise: Strong command of systems engineering principles, including the ISO 15288 lifecycle and V-model, Sys ML, MBSE, sensor fusion, and autonomous-vehicle technologies, with the judgment to apply them pragmatically in a fast-moving startup. Software and Tools: Proficiency with MATLAB, Simulink, and ROS, and with architecture-modeling tools such as Cameo Systems Modeler or Enterprise Architect, along with familiarity with requirements management tools such as DOORS, Jama, or Polarion. Autonomous Systems: Hands-on experience with autonomous vehicles, unmanned ground vehicles (UGVs), or field robotics operating in unstructured or off-road environments. Safety Standards: Strong familiarity with functional safety and autonomy assurance standards such as ISO 26262, ISO 21448 (SOTIF), and UL 4600, and with the application of safety cases to autonomous systems. Emerging Technologies: Working knowledge of AI/ML, edge computing, and cloud computing as applied to autonomous systems, including the architectural trade-offs they introduce. Simulation and Testing: Experience defining verification and validation strategy across simulation tools such as MATLAB and Simulink, software-in-the-loop and hardware-in-the-loop testing, and real-world field testing of robotic systems. Defense Context: Experience supporting defense programs, government customers, or structured acquisition and milestone review processes is strongly preferred. Communication: Strong verbal and written communication, with the ability to present complex technical concepts clearly to engineering teams, executives, and defense customers. Problem-Solving: Strong analytical and systems-thinking ability, particularly in integrating complex, multidisciplinary systems and resolving difficult design and safety challenges. Agile Development: Comfortable working in Agile development environments and balancing engineering rigor with startup pace<br>What we offer<br>We offer a competitive salary, a comprehensive benefits package, and the opportunity to work alongside some of the brightest minds in the Autonomous Robotics industry. Our work culture is collaborative and inclusive, with a strong focus on innovation and personal growth. If you're passionate about advancing the frontiers of Autonomous Robotics and eager to leave a lasting mark in this domain, seize the opportunity and apply today to join us in sculpting the future of this dynamic field!
<h2 class="h5">Job description</h2>
<div class="t-break" data-jb-field="description">
<span><b>Key Responsibilities</b> <br></span><p><span><strong>Strategy</strong></span><br><span>• Strategies for Revenue generation and business development</span><br><span>• Business objectives and goals </span><br><span>• Drive the Digital Agenda</span></p><br><br>
<br>
<p><span><strong>Acquisition & Sales Management</strong></span><br><span>• Generate new business to achieve defined targets in terms of no. of customers, volumes and revenue.</span><br><span>• Achieve the Targets set in terms of product mix, active/ passive ratio, liability targets, no. of transactions.</span><br><span>• Induction of all (NTB) new customers brought in by the Branches & Direct Sales team. </span><br><span>• Achieve “best in class” productivity in order to maximize the efficacy of the sales process. </span><br><span>• Achieve the budgeted cross sell targets, consistency and penetration.</span><br><span>• Aggressive Sales call plans to acquire large prospective customers through referrals.</span><br><span>• Ensure coverage of customer base in accordance with the approved contact plans.</span><br><span>• Update & maintain all Sales MIS (Calls, Prospects, Attritions, Business done, etc.)</span><br><span>• Maintain and update customer information on C Manager. Accurate and timely generation of reports.</span><br><span>• Activation of dormant accounts.</span><br><span>• Constantly updated product and process knowledge by successfully attending Tests/ Quizzes/ Certifications.</span></p><br><br> <br><p><span><span><strong>Customer Relationship Building</strong></span></span><br><span>• Build and deepen relationships with existing Priority Customers to achieve increase in share of wallet and revenues.</span><br><span>• Effectively meeting customer expectations and handling/ reduction of customer complaints.</span><br><span>• Provide professional customer service to achieve a high percentage of customer satisfaction and retention.</span><br><span>• Manage the portfolio to de-risk against attrition and achieve stability of book.</span><br><span>• Have complete knowledge of the customer base in terms of the profile, demographics & psychographics and assets in the Bank and in other places.</span><br><span>• Serve as the one-point contact to the High Net Worth customers of the Bank</span></p><br><br>
<br>
<p><span><span><strong>Processes</strong></span></span><br><span>• Ensure compliance of laid down process and procedures.</span><br><span>• Facilitate and Implement work process improvements.</span><br><span>• To ensure compliance with Global Process Standards on Customer Data Confidentiality.</span></p><br><br> <br><p><span><strong><span>People & Talent</span> </strong></span><br><span>• Lead through example and build the appropriate culture and values. Set appropriate tone and expectations from their team and work in collaboration with risk and control partners.</span><br><span>• Ensure the provision of ongoing training and development of people, and ensure that holders of all critical functions are suitably</span><br><span> skilled and qualified for their roles ensuring that they have effective supervision in place to mitigate any risks.</span><br><span>• Employ, engage and retain high quality people, with succession planning for critical roles.</span><br><span>• Responsibility to review team structure/capacity plans.</span><br><span>• Set and monitor job descriptions and objectives for direct reports and provide feedback and rewards in line with their performance against those responsibilities and objectives.</span></p><br><br>
<p><br><span><span><strong>Risk Management</strong></span></span><br><span>• Ensure KYC/AML updates, proper zero error documentation.</span><br><span>• Updating the C – Manager, adhering to the Contact Management Plan.</span><br><span>• Ensure full awareness of all policies and procedures issued in relation to money laundering prevention and KYC.</span><br><span>• Ensure compliance with the above policies on an ongoing basis and reported any suspicious transaction immediately to the supervising officer.</span><br><span>• Ensure full awareness of all policies relating to operational risk, sales processes, anti-misselling, etc and comply with the same.</span><br><span>• Read, understand and comply with all provisions of the Group Code of Conduct.</span></p><br><br> <br><p><span><span><strong>Governance </strong></span></span><br><span>• To be able to detect any suspicious transactions, Money laundering, forgeries etc </span><br><span>• Highest compliance with reference to Anti Bribery, Anti Money Laundering & Combating Financial Crime Risk procedures. </span><br><span>• Ensure all GPS standards are followed and adhered.</span></p><br><br>
<p><br><span><span><strong>Regulatory & Business Conduct</strong> </span></span><br><span>• Display exemplary conduct and live by the Group’s Values and Code of Conduct. </span><br><span>• Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across </span><br><span> Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.</span><br><span>• Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.</span><br><span>• Good knowledge groups policies, standards, local regulations and legislations of the prevention of money laundering and adherence to group code of conduct.</span><br><span>• Obtain Security & Commodity Authority (SCA) license and timely completion of Continuous Program Development (CPD) requirement post SCA licensing. This is a mandatory requirement for the role.</span></p><br><br> <br><p><span><span><strong>Key stakeholders</strong></span></span><br><span><span><strong>Internal:</strong></span></span><br><span>• Product Manager – Priority Banking - for Launch and implementation of product campaigns</span><br><span>• Customer Service Manager - WM - for Product services to the customers</span><br><span>• Unit Heads – Treasury - Implementation of sales strategies</span><br><span>• Branch Managers - Implementation of sales strategies</span><br><span>• Marketing Manager - WM - Coordinate marketing and research activities.</span><br><span>• Country Money Laundering Prevention Officer.</span></p><br><br>
<p><br><span><span><strong>External</strong></span>:</span><br><span>• Existing and Prospective Customers - for Acquisition and retention of business</span></p><br><br>
<br>
<p><span><span><strong>Other Responsibilities</strong></span></span><br><span>• Ability to maintain a highly decent professional environment in the Priority Centre. </span><br><span>• Educate Clients on using of other delivery channels.</span></p><br><br><b>Skills and Experience</b> <br><p><span>• Manage Conduct </span><br><span>• Manage Risk</span><br><span>• Manage People</span><br><span>• Spot Opportunities</span><br><span>• Solve Problems</span><br><span>• Take the Lead</span><br><span>• Build Resilience </span></p><br><br><b>Qualifications</b> <br><p><br><span>• University Graduate.</span><br><span>• Relevant experience in sales and relationship management.</span><br><span>• Experience in handling all Banking & Investment Products.</span><br><span>• Demonstrated ability in sales planning.</span><br><span>• Strong communication and negotiation skills with the ability to influence outcomes.</span><br><span>• Networking ability to manage interdepartmental deliverables.</span><br><span>• Strong inter-personal skills and leadership ability, which encourages and promotes enthusiasm and team spirit.</span><br><span>• Good understanding of the business environment in UAE preferably with direct contacts with the local HNI community.</span><br><span>• Computer literacy at the user level.</span><br><span>• Adapting to multi-cultural environment.</span><br><span>• In-depth knowledge of capital markets and financial planning. </span></p><br><br><b>About Standard Chartered</b> <br><p>We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.</p><br><br>
<p>Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.</p><br><br>
<p>Together we:</p><br><br>
<ul>
<li><b>Do the right thing</b> and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do</li>
<li><b>Never settle,</b> continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well</li>
<li><b>Are better together,</b> we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term</li>
</ul><br><b>What we offer</b> <br><p><b>In line with our Fair Pay Charter,</b> we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.</p><br><br>
<ul>
<li><b>Core bank funding for retirement savings, medical and life insurance,</b> with flexible and voluntary benefits available in some locations.</li>
<li><b>Time-off</b> including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.</li>
<li><b>Flexible working</b> options based around home and office locations, with flexible working patterns.</li>
<li><b>Proactive wellbeing support</b> through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits</li>
<li><b>A continuous learning culture</b> to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.</li>
<li><b>Being part of an inclusive and values driven organisation,</b> one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.</li>
</ul><br>
</div>
<h2 class="h5">Job description</h2>
<div class="t-break" data-jb-field="description">
<span>Fuse Energy is a forward-thinking renewable energy startup on a mission to deliver a terawatt of renewable energy - fast.<br> We're combining first-principles thinking with cutting-edge technology to build a radically better energy system.<br> We raised $210M from top-tier investors including Multicoin, Balderton, Lakestar, Accel, Creandum, Lowercarbon, Ribbit, Box Group and strategic angels like Nico Rosberg, the Co-Founder of Solana and GPs behind Meta, Revolut, Spotify, Uber and more.<br> As data centres become one of the largest and fastest-growing sources of electricity demand, Fuse is expanding into high-performance compute infrastructure that sits at the intersection of energy and AI.<br> We're building the GPU/CUDA performance layer and the inference serving layer at the same time, from scratch - and we're looking for the founding engineer to own the latter.<br> We're looking for a Founding AI Inference Engineer to define and build how Fuse serves AI inference workloads at scale, reporting directly to the CTO.<br> Where our CUDA and GPU engineering hires own kernel-level and hardware performance, this role owns the layer above it: how models actually get served, scaled, and delivered against committed performance targets.<br> The Opportunity Fuse is seeing significant demand for data centre capacity across the markets we operate in, primarily for inference.<br> Few companies in the world can pair real power delivery with real compute the way Fuse can, which puts inference serving at the heart of how we turn that advantage into the best offering in the market.<br> That's this role.<br> Responsibilities Define Fuse's inference serving strategy and architecture from first principles.<br> Design and build the serving stack: request routing, batching, scheduling, and autoscaling for high-throughput, latency-sensitive inference workloads.<br> Own model-level optimisation strategy for serving - deciding where and how to apply quantisation, distillation, speculative decoding, and similar techniques to improve throughput and cost per token, partnering with the CUDA/GPU engineers.<br> Make the core software architecture calls on serving frameworks and orchestration (e.<br>g. vLLM, TensorRT-LLM, SGLang, Triton Inference Server, or equivalents).<br> Translate throughput, latency, and uptime commitments into concrete technical specifications and serving capacity plans.<br> Act as a direct technical owner of inference performance and reliability.<br> Work closely with the CUDA and GPU engineering teams to ensure custom kernels and hardware performance work are integrated cleanly into the serving layer.<br> Set the standards, tooling, and benchmarks this function will run on as it grows.<br> Competitive salary and an equity sign-on bonus.<br> Biannual bonus scheme.<br> Fully expensed tech to match your needs.<br> Breakfast and dinner allowance for office based employees.<br> 4+ years of experience building or operating large-scale inference serving systems, or equivalent strong project/industry experience.<br> Deep, hands-on experience with inference serving frameworks and the techniques used to optimise them (batching, KV-cache management, quantisation, speculative decoding).<br> Strong systems thinking - able to reason about the full path from incoming request to served response across a large cluster.<br> Comfortable working directly with GPU/CUDA engineers to integrate low-level performance work into a serving system.<br> A track record of making high-stakes architecture calls and owning the outcome.<br> Comfort operating without a playbook - this is a founding role shaping a new function around architecture that's still early-stage, not joining an established one.<br> Nice to Have Experience with Triton or custom ML inference/training frameworks.<br> Experience with autoscaling or capacity planning for large-scale inference workloads.<br> Exposure to multi-tenant serving or SLA-driven infrastructure.<br> Background at a hyperscaler, frontier AI lab, or large-scale distributed inference system.<br> Familiarity with Kubernetes/Slurm for cluster orchestration.<br> Interest or experience in energy markets, grid systems, or sustainability-focused compute.<br></span> </div>
<h2 class="h5">Job description</h2>
<div class="t-break" data-jb-field="description">
<span><b>Job Summary</b> <br></span><p><span><strong>Strategy</strong></span><br><span>• Strategies for Revenue generation and business development</span><br><span>• Business objectives and goals</span><br><span>• Drive the Digital Agenda</span></p><br><br>
<p><span><strong>Business</strong></span><br><span>Acquisition & Sales Management</span><br><span>• Generate new business to achieve defined targets in terms of no. of customers, volumes and revenue.</span><br><span>• Achieve the Targets set in terms of product mix, active/ passive ratio, liability targets, no. of transactions.</span><br><span>• Induction of all (NTB) new customers brought in by the Branches & Direct Sales team.</span><br><span>• Achieve “best in class” productivity in order to maximize the efficacy of the sales process.</span><br><span>• Achieve the budgeted cross sell targets, consistency and penetration.</span><br><span>• Aggressive Sales call plans to acquire large prospective customers through referrals.</span><br><span>• Ensure coverage of customer base in accordance with the approved contact plans.</span><br><span>• Update & maintain all Sales MIS (Calls, Prospects, Attritions, Business done, etc.)</span><br><span>• Maintain and update customer information on C Manager. Accurate and timely generation of reports.</span><br><span>• Activation of dormant accounts.</span><br><span>• Constantly updated product and process knowledge by successfully attending Tests/ Quizzes/ Certifications.</span></p><br><br><b>Key Responsibilities</b> <br><p><span><strong>Customer Relationship Building</strong></span><br><span>• Build and deepen relationships with existing Priority Customers to achieve increase in share of wallet and revenues.</span><br><span>• Effectively meeting customer expectations and handling/ reduction of customer complaints.</span><br><span>• Provide professional customer service to achieve a high percentage of customer satisfaction and retention.</span><br><span>• Manage the portfolio to de-risk against attrition and achieve stability of book.</span><br><span>• Have complete knowledge of the customer base in terms of the profile, demographics & psychographics and assets in the Bank and in other places.</span><br><span>• Serve as the one-point contact to the High Net Worth customers of the Bank</span></p><br><br>
<p><span><strong>Processes</strong></span><br><span>• Ensure compliance of laid down process and procedures.</span><br><span>• Facilitate and Implement work process improvements.</span><br><span>• To ensure compliance with Global Process Standards on Customer Data Confidentiality.</span><br><br><span><strong>People & Talent </strong></span><br><span>• Lead through example and build the appropriate culture and values. Set appropriate tone and expectations from their team and work in collaboration with risk and control partners.</span><br><span>• Ensure the provision of ongoing training and development of people, and ensure that holders of all critical functions are suitably skilled and qualified for their roles ensuring that they have effective supervision in place to mitigate any risks.</span><br><span>• Employ, engage and retain high quality people, with succession planning for critical roles.</span><br><span>• Responsibility to review team structure/capacity plans.</span><br><span>• Set and monitor job descriptions and objectives for direct reports and provide feedback and rewards in line with their performance against those responsibilities and objectives.</span></p><br><br> <br><p><br><span><strong>Risk Management</strong></span><br><span>• Ensure KYC/AML updates, proper zero error documentation.</span><br><span>• Updating the C – Manager, adhering to the Contact Management Plan.</span><br><span>• Ensure full awareness of all policies and procedures issued in relation to money laundering prevention and KYC.</span><br><span>• Ensure compliance with the above policies on an ongoing basis and reported any suspicious transaction immediately to the supervising officer.</span><br><span>• Ensure full awareness of all policies relating to operational risk, sales processes, anti-misselling, etc and comply with the same.</span><br><span>• Read, understand and comply with all provisions of the Group Code of Conduct.</span><br><br><span><strong>Governance </strong></span><br><span>• To be able to detect any suspicious transactions, Money laundering, forgeries etc </span><br><span>• Highest compliance with reference to Anti Bribery, Anti Money Laundering & Combating Financial Crime Risk procedures. </span><br><span>• Ensure all GPS standards are followed and adhered.</span><br><br><span><strong>Regulatory & Business Conduct </strong></span><br><span>• Display exemplary conduct and live by the Group’s Values and Code of Conduct. </span><br><span>• Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.</span><br><span>• Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.</span><br><span>• Good knowledge groups policies, standards, local regulations and legislations of the prevention of money laundering and adherence to group code of conduct.</span><br><span>• Obtain Security & Commodity Authority (SCA) license and timely completion of Continuous Program Development (CPD) requirement post SCA licensing. This is a mandatory requirement for the role.</span></p><br><br> <br><p><span><strong>Key stakeholders</strong></span><br><span>Internal</span><br><span>• Product Manager – Priority Banking - for Launch and implementation of product campaigns</span><br><span>• Customer Service Manager - WM - for Product services to the customers</span><br><span>• Unit Heads – Treasury - Implementation of sales strategies</span><br><span>• Branch Managers - Implementation of sales strategies</span><br><span>• Marketing Manager - WM - Coordinate marketing and research activities.</span><br><span>• Country Money Laundering Prevention Officer.</span><br><span>External</span><br><span>• Existing and Prospective Customers - for Acquisition and retention of business</span></p><br><br>
<p><span><strong>Other Responsibilities</strong></span><br><span>• Ability to maintain a highly decent professional environment in the Priority Centre. </span><br><span>• Educate Clients on using of other delivery channels.</span></p><br><br><b>Skills and Experience</b> <br><p><span>• Manage Conduct </span><br><span>• Manage Risk</span><br><span>• Manage People</span><br><span>• Spot Opportunities</span><br><span>• Solve Problems</span><br><span>• Take the Lead</span><br><span>• Build Resilience</span></p><br><br><b>Qualifications</b> <br><p><span>• University Graduate.</span><br><span>• Relevant experience in sales and relationship management.</span><br><span>• Experience in handling all Banking & Investment Products.</span><br><span>• Demonstrated ability in sales planning.</span><br><span>• Strong communication and negotiation skills with the ability to influence outcomes.</span><br><span>• Networking ability to manage interdepartmental deliverables.</span><br><span>• Strong inter-personal skills and leadership ability, which encourages and promotes enthusiasm and team spirit.</span><br><span>• Good understanding of the business environment in UAE preferably with direct contacts with the local HNI community.</span><br><span>• Computer literacy at the user level.</span><br><span>• Adapting to multi-cultural environment.</span><br><span>• In-depth knowledge of capital markets and financial planning.</span></p><br><br><b>About Standard Chartered</b> <br><p>We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.</p><br><br>
<p>Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.</p><br><br>
<p>Together we:</p><br><br>
<ul>
<li><b>Do the right thing</b> and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do</li>
<li><b>Never settle,</b> continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well</li>
<li><b>Are better together,</b> we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term</li>
</ul><br><b>What we offer</b> <br><p><b>In line with our Fair Pay Charter,</b> we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.</p><br><br>
<ul>
<li><b>Core bank funding for retirement savings, medical and life insurance,</b> with flexible and voluntary benefits available in some locations.</li>
<li><b>Time-off</b> including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.</li>
<li><b>Flexible working</b> options based around home and office locations, with flexible working patterns.</li>
<li><b>Proactive wellbeing support</b> through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits</li>
<li><b>A continuous learning culture</b> to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.</li>
<li><b>Being part of an inclusive and values driven organisation,</b> one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.</li>
</ul><br>
</div>
<h2 class="h5">Job description</h2>
<div class="t-break" data-jb-field="description">
<b>Overview</b><br><p>Microsoft Industry Solutions Delivery (ISD) is a global organization hosting over 7,000 strategic sellers, industry and security experts, elite engineers, world-class data scientists and architects, consultants, and delivery specialists. Together with our partners, we help Microsoft’s most strategic customers worldwide to address their specific challenges and provide comprehensive and industry-specific solutions that meet their unique needs. Our organization is at the forefront of innovation, driving value across the entirety of the customers’ digital and AI transformation journey through repeatable and customized innovative solutions powered by Microsoft Technologies.We are seeking an Industry Solutions Delivery Area/Organizational Unit Partner Commercial Lead.</p><br><p>In this role, you will execute the Industry Solutions Delivery (ISD)partner strategy for your Area/Organizational Unit (OU), turning strategic priorities into structured operating rhythms, clear governance, and measurable business outcomes. You will work across sales and delivery motions, with partners and stakeholders to ensure Microsoft engages the right partners, structures the right commercials, and drives strong delivery performance at scale, positively impacting the ISD Area/OU key business metrics.Your role is pivotal in marrying Microsoft’s delivery capabilities with an empowered partner network to accelerate cloud consumption and customer success . You will bring deep experience in partner management within a consulting services environment, commercial deal structuring, and performance governance within a complex services or technology environment. By expertly managing partner collaborations – from initial contract through steady-state delivery – the Partner Commercial Lead ensures that ISD’s engagements with partners are strategic, efficient, and ultimately drive significant business impact for Microsoft.</p><br><p>Microsoft’s mission is to empower every person and every organization on the planet to achieve more. As employees, we come together with a growth mindset, innovate to empower others, and collaborate to realize our shared goals. Each day we build on our values of respect, integrity, and accountability to create a culture of inclusion where everyone can thrive at work and beyond.</p><br><br><br><br><br><b>Responsibilities</b><br><p><strong>Execute Partner Strategy</strong></p><br><ul><li>Lead execution of the ISD global partner strategy within a specific Area or OU by aligning partner engagement to business priorities, embedding the strategy into operating rhythms, and driving adoption across sales and delivery teams</li><li>Track progress through defined milestones, governance forums, and data-driven insights to ensure timely course correction and measurable results</li></ul><p><strong>Lead Partner Selection</strong></p><br><ul><li>Serve as a trusted advisor during pursuits to recommend the right partner for the right work based on capability, capacity, past performance, risk, and compliance requirements. Ensure partner selection decisions are objective, well documented, and aligned to sourcing policies, including mini-RFP or RFx processes when required</li></ul><p><strong>Own Commercials</strong></p><br><ul><li>Lead commercial structuring and negotiations with selected partners prior to deal closure, including scope, pricing, milestones, SLAs, and contract flow-down requirements. Ensure partner agreements protect margin, align to customer commitments, and create the right incentives for delivery quality, compliance, and commercial cloud growth outcomes.</li></ul><p><strong>Drive Partner Performance</strong></p><br><ul><li>Act as the single point of accountability for partner performance across the Area/OU portfolio. Monitor delivery quality, timeliness, compliance, and business KPIs; run regular performance reviews; lead remediation and escalation where needed; and increase opportunity with high-performing partners while addressing chronic underperformance.</li></ul><p><strong>Partner with key stakeholders</strong></p><br><ul><li>Act as a trusted commercial partner across all aspects of ISD sales and delivery with partners, working closely with ADL, the OU Leader, and their leadership teams to maximise impact against key Area and OU business metrics. Build strong alignment with CE&S and GPS partner organisations to drive consistency, amplify impact, and share best practices across regions.</li></ul><p><strong>Drive Cloud Growth via Partners</strong></p><br><ul><li>Align every partner engagement with Microsoft’s cloud growth ambitions. Work with deal teams to embed consumption-focused incentives and/or outcome-based elements into partner contracts, ensuring partners are motivated to deliver projects faster and drive Azure usage (e.g. milestone bonuses linked to cloud adoption)</li></ul><br><b>Qualifications</b><br><p><strong>Required/minimum qualifications</strong></p><br><ul><li>Bachelor's Degree in Business, Operations, Finance, or related field AND experience in enterprise technology partner management, consulting, or outsourcing roles OR equivalent experience.</li><li>Proven experience structuring large subcontractor agreements or strategic alliances and managing partner performance at scale</li><li>Well-developed negotiation and contract management skills, with demonstrated ability to develop complex commercial terms that balance risk and value.</li><li>Emirati National holding UAE Family Book.</li><li>You must be legally authorised to work in UAE to be eligible for this role. (Legally authorised = has citizenship or has been granted a valid visa or work permit) for your employment with Microsoft and the country where you work.</li></ul><p><strong>Additional or preferred qualifications</strong></p><br><ul><li>Master's Degree in Business, Operations, Finance, or related field AND experience in program management, process management, or process improvement </li></ul> <br><p>This position will be open for a minimum of 5 days, with applications accepted on an ongoing basis until the position is filled.</p><br><br><br><p>Microsoft is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to age, ancestry, citizenship, color, family or medical care leave, gender identity or expression, genetic information, immigration status, marital status, medical condition, national origin, physical or mental disability, political affiliation, protected veteran or military status, race, ethnicity, religion, sex (including pregnancy), sexual orientation, or any other characteristic protected by applicable local laws, regulations and ordinances. If you need assistance with religious accommodations and/or a reasonable accommodation due to a disability during the application process, read more about <b><u>requesting accommodations.</u></b></p><br> </div>
Job Summary<br><br>To support the Senior/Associate Director in revenue generation, customer acquisition, relationship deepening, portfolio growth and business development across both the Premium and Priority Banking segments through a dedicated virtual engagement model. The Assistant Relationship Manager (Virtual) is responsible for managing and servicing an assigned portfolio of Premium and Priority Banking customers through proactive telephone, video and digital engagement channels. The role will execute a disciplined Contact Management Plan to deepen customer relationships, enhance customer experience, identify financial needs and deliver appropriate banking, wealth, insurance and investment solutions. The role will support the growth of Priority Banking by developing Premium Banking customers towards Priority qualification through consistent customer engagement, portfolio reviews, needs-based conversations and wallet share expansion. The role will also ensure existing Priority Banking customers remain actively engaged, serviced and retained through regular relationship reviews and proactive outreach. The Assistant Relationship Manager (Virtual) acts as the primary virtual point of contact for assigned customers and is responsible for maintaining high levels of customer activity, relationship penetration, service excellence and sales productivity while adhering to all regulatory, compliance and conduct requirements. The role forms a critical part of the ARM Channel operating model and serves as a key enabler for customer servicing, acquisition, retention, portfolio growth and Priority Banking qualification across the Premium and Priority customer segments. This role forms part of the UAE National Talent Development pathway within Priority Banking and provides a structured progression route to Assistant Relationship Manager, Associate Relationship Manager and Senior Associate Relationship Manager positions within the ARM Channel.<br><br>Key Responsibilities<br><br>Strategy<br><br>Supporting in induction of all (NTB) new customers brought in by the Senior/Associate Director. Achieve “best in class” productivity in order to maximize the efficacy of the sales process by providing support to Senior/Associate Director. Update & maintain all MIS (Calls, Prospects, Attritions etc.). Maintain and update customer information on CEMS. Accurate and timely generation of reports. Activation of dormant accounts. Constantly update product and process knowledge by successfully attending Tests/Quizzes/Certifications. Conduct proactive outbound calling activities to Premium and Priority Banking customers in accordance with the Contact Management Plan. Identify customer needs and opportunities through regular customer engagement and financial conversations Generate opportunities across Investments, Insurance, Deposits, Liabilities and Wealth Management solutions. Support acquisition and retention activities through virtual engagement channels. Identify Premium Banking customers with Priority qualification potential and actively support their progression into Priority Banking. Increase customer wallet share, Assets Under Management and product penetration through structured customer engagement. Execute daily calling activities to drive customer servicing, relationship deepening and business generation.<br><br>Business<br><br>Acquisition & Sales Management<br><br>Supporting in induction of all (NTB) new customers brought in by the Senior/Associate Director. Achieve “best in class” productivity in order to maximize the efficacy of the sales process by providing support to Senior/Associate Director. Update & maintain all MIS (Calls, Prospects, Attritions etc.). Maintain and update customer information on CEMS. Accurate and timely generation of reports. Activation of dormant accounts. Constantly update product and process knowledge by successfully attending Tests/Quizzes/Certifications. Conduct proactive outbound calling activities to Premium and Priority Banking customers in accordance with the Contact Management Plan. Identify customer needs and opportunities through regular customer engagement and financial conversations. Generate opportunities across Investments, Insurance, Deposits, Liabilities and Wealth Management solutions. Support acquisition and retention activities through virtual engagement channels. Identify Premium Banking customers with Priority qualification potential and actively support their progression into Priority Banking. Increase customer wallet share, Assets Under Management and product penetration through structured customer engagement. Execute daily calling activities to drive customer servicing, relationship deepening and business generation.<br><br>Customer Relationship Building<br><br>Build and deepen relationships with existing Priority Customers. Build and deepen relationships with Premium Banking customers to support future Priority qualification. Effectively meeting customer expectations and handling/reduction of customer complaints. Provide professional customer service to achieve a high percentage of customer satisfaction and retention. Have complete knowledge of the customer base in terms of the profile, demographics & psychographics and assets in the Bank and in other places. Serve as the one-point contact to the High-Net-Worth customers of the Bank. Conduct regular customer reviews through telephone, video and digital engagement channels. Develop long-term customer relationships through consistent and proactive engagement. Support customer retention and relationship growth across both Premium and Priority Banking portfolios. Ensure customers receive timely servicing and relevant financial solutions aligned to their needs and objectives.<br><br>Processes<br><br>Ensure compliance of laid down process and procedures. Facilitate and Implement work process improvements. To ensure compliance with Global Process Standards on Customer Data Confidentiality. Ensure all customer interactions are accurately documented within approved Bank systems. Maintain quality customer engagement standards across all virtual communication channels. Execute customer contact activities in line with the Contact Management Plan and applicable service standards.<br><br>People & Talent<br><br>Lead through example and build the appropriate culture and values. Set appropriate tone and expectations from their team and work in collaboration with risk and control partners. Ensure the provision of ongoing training and development of people and ensure that holders of all critical functions are suitably skilled and qualified for their roles ensuring that they have effective supervision in place to mitigate any risks. Employ, engage and retain high quality people, with succession planning for critical roles. Responsibly delegate work to staff, providing coaching and support where required. Set and monitor job descriptions and objectives for direct reports and provide feedback and rewards in line with their performance against those responsibilities and objectives. Participate actively in learning, certification and development programmes. Support the development of UAE National talent and contribute positively to the ARM talent pipeline.<br><br>Risk Management<br><br>Ensure KYC/AML updates, proper zero error documentation. Updating the C-Manager, adhering to the Contact Management Plan. Ensure full awareness of all policies and procedures issued in relation to money laundering prevention and KYC. Ensure compliance with the above policies on an ongoing basis and report any suspicious transaction immediately to the supervising officer. Ensure full awareness of all policies relating to operational risk, sales processes, anti-misselling, etc and comply with the same. Read, understand and comply with all provisions of the Group Code of Conduct. Ensure all virtual customer interactions are conducted in accordance with approved sales processes, regulatory requirements and customer suitability standards. Maintain accurate records of customer conversations, recommendations and engagement activities.<br><br>Governance <br><br>To be able to detect any suspicious transactions, Money laundering, forgeries etc. Highest compliance with reference to Anti Bribery, Anti Money Laundering & Combating Financial Crime Risk procedures. Ensure all GPS standards are followed and adhered. Ensure all customer engagement activities conducted through telephone and digital channels comply with internal governance standards and regulatory requirements.<br><br>Regulatory & Business Conduct<br><br>Display exemplary conduct and live by the Group’s Values and Code of Conduct. Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct. Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters. Good knowledge of group policies, standards, local regulations and legislations of the prevention of money laundering and adherence to group code of conduct. Ensure fair customer outcomes through all customer interactions and recommendations. Adhere to customer suitability, sales quality and conduct requirements during all virtual engagements.<br><br>Key stakeholders<br><br>Internal<br><br>Product Manager – Priority Banking – for Launch and implementation of product campaigns. Customer Service Manager – WM – for Product services to the customers. Unit Heads – Treasury – Implementation of sales strategies. Branch Managers – Implementation of sales strategies. Marketing Manager – WM – Coordinate marketing and research activities. Country Money Laundering Prevention Officer. Assistant Relationship Managers. Associate Relationship Managers. Senior Associate Relationship Managers. Team Leaders. Priority Banking and Wealth Management teams.<br><br>External<br><br>Existing and Prospective Customers – for Acquisition and retention of business. Premium Banking Customers. Priority Banking Customers.<br><br>Other Responsibilities<br><br>Ability to maintain a highly decent professional environment within the Priority Centre. Educate Clients on using of other delivery channels. Conduct structured outbound customer engagement activities on a daily basis. Support customer servicing, acquisition, retention and portfolio growth through virtual engagement. Support qualification of Premium Banking customers into Priority Banking. Drive customer activity, relationship deepening and customer satisfaction through proactive customer contact. Act as an ambassador of the Priority Banking proposition through every customer interaction.<br><br>Skills And Experience<br><br>Manage Conduct Manage Risk Manage People Spot Opportunities Solve Problems Take the Lead Build Resilience<br><br>Qualifications<br><br>University Graduate. Relevant experience in relationship management, virtual relationship management, wealth management, contact centre banking, customer engagement or financial services. Experience in handling all Banking Customer Services & Investment Products. Strong communication and negotiation skills with the ability to influence outcomes. Excellent telephone-based relationship management and customer engagement skills. Networking ability to manage interdepartmental deliverables. Good understanding of the business environment in UAE preferably with direct contacts with the local HNI community. Proficiency in Computers. Proficiency in CRM, customer engagement and digital communication platforms. Adapting to multi-cultural environment. Good knowledge of banking practises and regulations. Anti-Money laundering, Sanctions/Compliance Training and Basic Banking Practice. Strong understanding of Premium and Priority Banking customer propositions. UAE National preferred. Arabic language capability preferred.<br><br>About Standard Chartered<br><br>We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.<br><br>Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.<br><br>Together We<br><br>Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term<br><br>What We Offer<br><br>In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.<br><br>Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations. Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum. Flexible working options based around home and office locations, with flexible working patterns. Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning. Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.