Research and development Jobs in UAE

⚠️ Business Development Manager Forex/CFDs | Remote | Competitive Salary + 3-6% on Affiliate Earnings [No Cap]<br>????Location: Remote | Employment Type: Full-Time / Part-Time<br>???? About UsAnyone working in forex/CFD to promote copytrading, signals, PAMM, or any investment strategy legally needs a license to do it. Most affiliates and IBs operate in a grey area, exposed and unprotected.<br>Fintech Media Capital has solved this since 2018. We give affiliates legal licenses, higher-paying deals, on time payouts, and marketing & sales support under one regulatory umbrella across FCA, SCA, CNB, and FSCA — processing over $60M in annual broker payouts across 150+ affiliates worldwide, which is why we can offer it all for free. <br>We work alongside the world's leading brokers, and because we direct over $100M in annual deposits to our partners, we negotiate deals no individual affiliate or BD manager could ever access alone.<br>???? Your Role Bring the affiliates and IBs you already know into the FMC infrastructure Help them get legal protection, better deals, guaranteed payouts + marketing and sales support We handle compliance, negotiations, and payouts, you focus on the relationship Earn a permanent percentage of everything they produce, uncapped, forever Your portfolio stays with you forever, written into your contract from day one<br>???? What We Offer Salary + revenue share — competitive salary + 3% to 6% on your affiliates' commissions or $1.5/lot on IBs + custom deal markups (no ceiling, ever) Car Program — once you hit your targets, we pay for your dream car (Mercedes, BMW, Jaguar, and more) Direct Access — Work directly with our Head of Business Development as part of our new elite team, 100% remote, flexible schedule Office Setup — once you hit your targets, we setup you up a professional office in your country of residence, giving you and your team a local base and real presence.<br>Affiliate Example: Your affiliates earn $300,000/month in CPA commissions. Your month: competitive salary + $9,000–$18,000 commissions (3–6%). No ceiling, whether your portfolio earns $100k or $1M/month.<br>IB Example: Your IBs have a $50/lot rebate deal. We share $1.5/lot with you — lifetime and uncapped.<br>Same affiliates, same deposits, same effort, but working with FMC instead of directly with a broker means up to 18x more in commissions, because we pay you on what your affiliates earn, not on what's left as net deposit.<br>➡ What your affiliates / IBs get:FMC Licenses — full regulatory umbrella across FCA, SCA, CNB, FSCA. Your affiliates operate legally without purchasing their own license. FMC Deals — CPA up to $1,000 per FTD and IB revenue share up to $95/lot. Multi-broker access, never locked into one deal. FMC Payouts — instant daily payouts for IBs and once trust is built, weekly payouts for CPA Affiliates. No more disputed commissions or denied payouts from brokers. All at zero cost, for a profitable, long-lasting business relationship.<br>???? Requirements1-5 years in business development, IB management, or affiliate partnerships within Forex/CFDExisting network of affiliates, IBs, or sub-IBs you can license in the next 30 days Solid understanding of CPA, revenue share, MT4/MT5English required, extra languages a plus<br>????Important This isn't just a job opportunity. This is a high-level role for ambitious people who want to achieve in 6 months what would take 5 years anywhere else.<br>We are hiring 10 Business Development Managers for our new elite team. Once filled, applications close.<br>Confidentiality Notice: All applications are treated with full confidentiality. Your identity will never be shared with your current employer or any third party.

We are looking for an Organizational Development (OD) Manager for EDGE Group, Abu Dhabi<br>At EDGE Group, we are redefining the future of Advanced Technology and Defence industries. We are seeking an experienced Organizational Effectiveness Manager to lead enterprise-wide organizational transformation initiatives and help shape the future operating model of one of the region’s fastest-growing technology groups.<br>Job Summary:As an Organizational Effectiveness Manager, you will drive the design and transformation of operating models, organizational structures, workforce strategies, and functional accountabilities across the Group. You will partner closely with senior leaders to ensure organizational effectiveness initiatives align with strategic business priorities, enhance productivity, and enable sustainable growth.<br>Key Responsibilities:✔ Lead operating model design and organizational restructuring initiatives across business divisions and corporate functions.✔ Design future-state organizational structures, accountabilities, and role architectures aligned with business strategy.✔ Develop and implement strategic workforce planning frameworks to support future talent requirements.✔ Conduct organizational due diligence and support integration activities for mergers, acquisitions, and strategic partnerships.✔ Drive consistency and governance across organizational design, job architecture, role evaluation, and workforce frameworks.✔ Perform organizational effectiveness and productivity studies to identify efficiency opportunities and benchmark performance.✔ Partner with senior stakeholders to solve complex organizational challenges and implement fit-for-purpose solutions.✔ Lead large-scale transformation and change initiatives that support EDGE Group’s strategic objectives.<br>What We're Looking For:Bachelor's degree in business administration, Industrial Engineering, Organizational Development, or a related discipline. Master's degree preferred.7–10+ years of experience in Organizational Development, Organizational Design, Operating Model Design, or related disciplines. Proven expertise in organizational restructuring, workforce planning, and operating model transformation. Experience supporting M&A due diligence and integration activities. Strong consulting, stakeholder management, and project leadership capabilities. Excellent analytical, problem-solving, and communication skills. Experience working in consulting, professional services, or complex multinational organizations is highly desirable.<br>Why Join EDGE? This is a unique opportunity to influence the design and evolution of a rapidly growing global technology and Defence group. You will work alongside senior leaders, drive high-impact transformation initiatives, and play a key role in shaping the future of the organization. If you are passionate about organizational transformation, operating model excellence, and strategic workforce planning, we would love to hear from you.

【About Anton】Anton is a globally leading integrated service platform for energy asset enhancement solutions. We are committed to maximizing client resource value through three core pillars: technology, management and resources. Headquartered in Dubai with a worldwide business footprint, Anton employs approximately 7,000 professionals from over 30 countries and regions. Anton's long-term vision is to become a world-leading green energy technology service enterprise, growing together with clients and talent while driving high-quality development in the energy industry.<br>Position：Business Development Manager Location: Abu Dhabi Department: Oilfield Technical Service Company<br><br>Job Responsibilities:Conduct market research and business development for new markets and projects; collaborate closely with platform companies to drive order acquisition and project execution within the sector, ensuring annual targets are met. Manage key client visits, communications, and relationship maintenance; lead the organization of technical exchanges and promotional activities . Oversee the bidding process for key projects, including the preparation and submission of tenders. Independently manage the full-cycle project management for key projects within the sector. Direct and guide marketing activities within the sector, and lead the development of the marketing team.<br>Requirements:Bachelor's degree or above. Strong communication and technical presentation skills. Minimum of 15 years of experience in the oil and gas industry, with at least 8 years of business development experience in the Middle East. Proficiency in both Arabic and English as working languages.

⚠️ Business Development Manager Forex/CFDs | Remote | Competitive Salary + 3-6% on Affiliate Earnings [No Cap]<br>????Location: Remote | Employment Type: Full-Time / Part-Time<br>???? About UsAnyone working in forex/CFD to promote copytrading, signals, PAMM, or any investment strategy legally needs a license to do it. Most affiliates and IBs operate in a grey area, exposed and unprotected.<br>Fintech Media Capital has solved this since 2018. We give affiliates legal licenses, higher-paying deals, on time payouts, and marketing & sales support under one regulatory umbrella across FCA, SCA, CNB, and FSCA — processing over $60M in annual broker payouts across 150+ affiliates worldwide, which is why we can offer it all for free. <br>We work alongside the world's leading brokers, and because we direct over $100M in annual deposits to our partners, we negotiate deals no individual affiliate or BD manager could ever access alone.<br>???? Your Role Bring the affiliates and IBs you already know into the FMC infrastructure Help them get legal protection, better deals, guaranteed payouts + marketing and sales support We handle compliance, negotiations, and payouts, you focus on the relationship Earn a permanent percentage of everything they produce, uncapped, forever Your portfolio stays with you forever, written into your contract from day one<br>???? What We Offer Salary + revenue share — competitive salary + 3% to 6% on your affiliates' commissions or $1.5/lot on IBs + custom deal markups (no ceiling, ever) Car Program — once you hit your targets, we pay for your dream car (Mercedes, BMW, Jaguar, and more) Direct Access — Work directly with our Head of Business Development as part of our new elite team, 100% remote, flexible schedule Office Setup — once you hit your targets, we setup you up a professional office in your country of residence, giving you and your team a local base and real presence.<br>Affiliate Example: Your affiliates earn $300,000/month in CPA commissions. Your month: competitive salary + $9,000–$18,000 commissions (3–6%). No ceiling, whether your portfolio earns $100k or $1M/month.<br>IB Example: Your IBs have a $50/lot rebate deal. We share $1.5/lot with you — lifetime and uncapped.<br>Same affiliates, same deposits, same effort, but working with FMC instead of directly with a broker means up to 18x more in commissions, because we pay you on what your affiliates earn, not on what's left as net deposit.<br>➡ What your affiliates / IBs get:FMC Licenses — full regulatory umbrella across FCA, SCA, CNB, FSCA. Your affiliates operate legally without purchasing their own license. FMC Deals — CPA up to $1,000 per FTD and IB revenue share up to $95/lot. Multi-broker access, never locked into one deal. FMC Payouts — instant daily payouts for IBs and once trust is built, weekly payouts for CPA Affiliates. No more disputed commissions or denied payouts from brokers. All at zero cost, for a profitable, long-lasting business relationship.<br>???? Requirements1-5 years in business development, IB management, or affiliate partnerships within Forex/CFDExisting network of affiliates, IBs, or sub-IBs you can license in the next 30 days Solid understanding of CPA, revenue share, MT4/MT5English required, extra languages a plus<br>????Important This isn't just a job opportunity. This is a high-level role for ambitious people who want to achieve in 6 months what would take 5 years anywhere else.<br>We are hiring 10 Business Development Managers for our new elite team. Once filled, applications close.<br>Confidentiality Notice: All applications are treated with full confidentiality. Your identity will never be shared with your current employer or any third party.

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About Jack Westin<br><br>Jack Westin is a leading Medical College Admissions Test (MCAT) preparation company which is known for crafting high quality, but free, practice materials. The MCAT tests students on the scientific reasoning skills and scientific knowledge which can be learned during typical undergraduate coursework.<br><br>Psychology and Sociology Content Developer (Project-based)<br><br>Jack Westin | Remote | Project-based | $450<br><br>About The Role<br><br>Jack Westin is looking for a Psychology and Sociology Content Developer to write AAMC-standard solutions for MCAT Psychology/Sociology content. This is a short, focused project: 48 items to be completed by October 15, 2026.<br><br>You'll be writing the explanations students read after they answer a question. Strong candidates care as much about why a distractor is tempting as about why the credited answer is right.<br><br>Project details<br><br>Type: Project-based contract<br><br>Location: Remote<br><br>Start date: As soon as possible<br><br>Due date: October 15, 2026<br><br>Volume: 48 items (P/S passages and discrete sets)<br><br>Pace: ~12 items per week<br><br>Compensation: $450 total<br><br>Payment: 7 days after project completion<br><br>Deliverable: Written solutions for all assigned passages and discrete sets, 5–7 questions per passage, 3–4 questions per discrete set.<br><br>What you'll do<br><br>Write and refine AAMC-standard solutions for psychology and sociology passages and discrete question sets Write clear explanations for both the correct answer and each distractor Integrate relevant images and visual explanations into your solutions Follow the Jack Westin style guide and pedagogical approach Self-evaluate your work against our quality standards before submitting Participate in revision rounds as needed for acceptance Contribute to additional content development tasks as they come up<br><br>Who you'll work with<br><br>You'll report to the Director of Product and/or the Scientific Content Manager, who will provide regular feedback and approvals throughout the project.<br><br>What we're looking for<br><br>Strong grounding in psychology and sociology at the MCAT level Experience writing educational content, solutions, or explanations — MCAT or standardized test prep experience is a plus Ability to explain reasoning clearly and concisely for a student audience Comfortable working independently and hitting a weekly pace Receptive to editorial feedback and revision

Content Creator Intern Based in Al Ain3 to 6 months, starting in October Project-based<br>Leukeather is an authentic material made from the region's flora. Its distinctive pattern occurs naturally, celebrating the character and beauty of the region without artificial embossing. We are creating a locally made material for the global design industry.<br>We are looking for someone to tell that story.<br>What you'll actually do Your role is to capture how Leukeather is made and how it is used, and to publish it consistently. You will:Film and photograph in the workshop as the material is made, cut and finished Edit short videos and stills Publish three times a week on Instagram and Linked InWrite captions that sound like us Keep the media library organised, labelled and easy to search Cover events, including Qatar Design Week and Downtown Design Dubai, both in November Help build the press kit and keep our image library current Photograph new products and prototypes as they are completed<br>What we'll measure We will look at the quality of your images, how well the material is represented, and whether you publish consistently rather than in bursts. Three posts a week across both platforms. One filming session a week Able to maintain a rolling two-week posting calendar Edit and organize posts within 48 hours of capturing<br>Who we're looking for A final year student or recent graduate in media, film, communications, marketing or design Able to shoot and edit on a phone. Professional equipment is a bonus, not a requirement. A real eye for material, texture and light Reliable about scheduling. Consistency matters more here than brilliance. Comfortable writing clear, considered captions in English. Arabic is an advantage. Able to work independently and take ownership of a publishing schedule Must be based in Al Ain with some travel to factories in Sharjah Experience with video editing, photography, colour grading, motion graphics or social media management is an advantage, but you do not need experience in all of them.<br>What this role isn't This is not a strategy role. Brand voice and what we claim about the material remain with the founder. It is not paid advertising or performance marketing, and it is not a fully remote role. The material has to be filmed where it is made.<br>What you'll get A portfolio built around a subject nobody else is filming Full creative freedom on execution. We will tell you what matters, not how to shoot it. Direct mentorship from the founder, an architect and material designer A close look at how a design brand is built from the beginning The possibility of joining Leukeather permanently if the role works well for both of us<br>To apply Send your CV to contact@leukeather.com, along with links to anything you have shot or edited. Instagram is completely fine. Then, along with your application:Pick any material or object near you, film fifteen seconds of it, and send that to us as well.

<h2 class="h5">Job description</h2> <div class="t-break" data-jb-field="description"> <span> </span><p><span><span><span>Florist Team Leader, One and Only One Za'abeel</span></span></span>&nbsp;<br> <span><span>(<span>20683</span></span></span>)</p><br> <p><span><span>At One&amp;Only, we exist to create joy for our guests through anticipation, creativity, precision, empathy and warmth. We tailor every aspect of our guests’ stay to bring their dreams and desires to life. With an atmosphere that’s chic but wonderfully unstuffy™, and a team who are meticulous but warm, we seek to exceed our guests’ expectations at every possible turn.&nbsp;</span></span></p><br> <p><br> <span><span>Behold the dawn of a new, all-encompassing resort experience in Dubai – One&amp;Only One Za’abeel. A vibrant hub for business, a magnetic stage for entertainment, and a haven for inner-city wellness, this new Dubai resort will be more than a trailblazing icon of the skyline, and it will be an utterly unrivalled urban oasis. With abundant knowledge and generosity, we anticipate our guest’s every need and surpass expectations. Whether we are designing the perfect family day out or arranging a romantic private dinner, we approach everything with imagination to spark a sense of playfulness, discovery and adventure. This is not simply our job, it’s our passion.</span></span></p><br> <p><span><strong>About The Role&nbsp;</strong></span></p><br> <br> <p><span><span>The team leader florist will create professional and attractive floral arrangements for Public areas and Guest rooms and keeping with modern trends to meet the high quality &amp; expectation of One&amp;Only One Zaabeel. Produce and maintain seasonal decorations. Coordinate and check flower supplier delivery’s and installations.</span></span></p><br> <br> <p><span><span>Key Duties and Responsibilities</span></span></p><br> <br> <ul> <li> <p><span><span>Review and prepare daily and monthly flower standing orders / requests.</span></span></p><br> </li> </ul> <br> <ul> <li> <p><span><span><span>Ensure daily touch up of all floral arrangements in the various outlets and </span><span>guest rooms of the Hotel</span><span>.</span></span></span></p><br> </li> </ul> <br> <ul> <li> <p><span><span><span>Receives and </span><span>checks on the fresh flowers received and report large damages / spoilage</span><span>, </span><span>discrepancies to</span><span> Manager.</span></span></span></p><br> </li> </ul> <br> <ul> <li> <p><span><span><span>Orders</span><span> flowers according to </span><span>requirement</span><span>.</span></span></span></p><br> </li> </ul> <br> <ul> <li> <p><span><span><span>Establish flower replenishing schedules for public areas, F&amp;B </span><span>outlets,</span><span> and </span><span>guest rooms</span><span>.</span></span></span></p><br> </li> </ul> <br> <ul> <li> <p><span><span><span>Always ensure sufficient supplies</span><span>.</span></span></span></p><br> </li> </ul> <br> <ul> <li> <p><span><span><span>Keep up to date on </span><span>new trends</span><span> in floral displays and combinations, etc.</span></span></span></p><br> </li> </ul> <br> <br> <ul> <li> <p><span><span><span>Prepare, </span><span>review,</span><span> and verify monthly flower expense report and </span><span>submit</span><span> to Executive Housekeeper.</span></span></span></p><br> </li> </ul> <br> <ul> <li> <p><span><span>Prepares a monthly cross charge report to Finance.</span></span></p><br> </li> </ul> <br> <ul> <li> <p><span><span><span>Keep </span><span>accurate</span><span> records</span><span> and </span><span>applies</span><span> charges </span><span>with regards to orders, receiving and distribution to g</span><span>uest rooms</span><span>, public areas, F&amp;B outlets, </span><span>special events</span><span>.</span></span></span></p><br> </li> </ul> <br> <ul> <li> <p><span><span><span>Ensure flower </span><span>room and fridge</span> <span>is</span><span> well </span><span>always </span><span>maintained</span><span>.</span></span></span></p><br> </li> </ul> <br> <ul> <li> <p><span><span><span>Ensure flowers are </span><span>cleaned, </span><span>cut,</span><span> and </span><span>stored properly in the </span><span>flower room</span><span> to prolong the life of fres</span><span>h</span><span> flowers.</span></span></span></p><br> </li> </ul> <br> <ul> <li> <p><span><span><span>M</span><span>aintain</span><span>s </span><span>a</span><span> safe</span><span> work practices.</span></span></span></p><br> </li> </ul> <br> <ul> <li> <p><span><span><span>Work to </span><span>minimize the flower </span><span>wastage and maximize reuse when possible</span> <span>and </span><span>ensure to be within </span><span>the budget.</span></span></span></p><br> </li> </ul> <br> <ul> <li> <p><span><span><span>Coordinates daily with Flower </span><span>suppliers</span><span>.</span></span></span></p><br> </li> </ul> <br> <ul> <li> <p><span><span>Checks the quality of flowers and arrangement delivered to the Hotel.</span></span></p><br> </li> </ul> <br> <ul> <li> <p><span><span><span>Captures pictures and details of flower arrangements in </span><span>Hotel</span><span>.</span></span></span></p><br> </li> </ul> <br> <ul> <li> <p><span><span>Tracks guest flower preferences.</span></span></p><br> </li> </ul> <br> <p><span>About You</span></p><br> <br> <ul> <li> <p><span><span><span>Must</span><span> hold</span><span> Diploma in Hospitality or </span><span>(Be Fluent in Spoken &amp; Written English, any other foreign language is a plus factor) </span><span>or a Diploma in Floristry</span></span></span></p><br> </li> </ul> <br> <ul> <li> <p><span><span><span>Must </span><span>poses</span> <span>certificate</span><span> in </span><span>Floristry or </span><span>prove</span><span> extensive courses and training.</span></span></span></p><br> </li> </ul> <br> <ul> <li> <p><span><span>Must be skilled to perform the job of a florist.</span></span></p><br> </li> </ul> <br> <ul> <li> <p><span><span><span>Must </span><span>be creative</span><span> and artistic</span><span>, and passionate about flowers and decorations</span><span>.</span></span></span></p><br> </li> </ul> <br> <ul> <li> <p><span><span><span>Must have minimum 5 years job experience in a five</span><span>-star Hotel</span><span>.</span></span></span></p><br> </li> </ul> <br> <br> <p><span><span>Our brand is expanding faster than ever before. We are investing in the growth of our company, and that means we are committed to investing in you. Join a team that is open-hearted, intuitive, generous, and spontaneous in spirit. We believe in making our guests happy beyond anything they have ever imagined. We wow them at every turn and create memories that will last a lifetime. You will be at the heart of this vision, to constantly innovate to deliver Amazing Experiences and Everlasting Memories.</span></span></p><br> </div>

<h2 class="h5">Job description</h2> <div class="t-break" data-jb-field="description"> <p><span><span>A leading Financial Market Infrastructure (FMI) organization is seeking an experienced <strong>Head of Product and Network Management</strong> to drive the development and evolution of Central Securities Depository (CSD) products and services. This leadership role will be responsible for shaping the product roadmap, overseeing strategic market infrastructure relationships, and ensuring the delivery of innovative, compliant, and client-focused post-trade solutions.</span></span></p><br><br> <p><span><span><span><u><strong>Responsibilities</strong></u></span></span></span></p><br><br> <ul> <li><span><span><span>Lead the development of business requirements for core CSD functions, including Issuer CSD, Securities Settlement Systems, Central Maintenance Services, Asset Servicing, and Investor CSD services.</span></span></span> </li><li><span><span><span>Drive the end-to-end product development lifecycle in collaboration with internal technology teams and external vendors, translating business needs into functional and technical requirements.</span></span></span> </li><li><span><span><span>Define and execute product strategies, roadmaps, user stories, epics, and themes utilizing Agile methodologies including Scrum and MVP frameworks.</span></span></span> </li><li><span><span><span>Manage and coordinate product delivery, implementation, and ongoing enhancement initiatives across multiple stakeholder groups.</span></span></span> </li><li><span><span><span>Collaborate closely with internal and external development teams to ensure successful execution against strategic priorities and timelines.</span></span></span> </li><li><span><span><span>Establish and apply testing methodologies to validate product functionality, gather user feedback, and continuously improve customer experience.</span></span></span> </li><li><span><span><span>Develop product success metrics, KPIs, and performance measures to support informed decision-making and drive business value.</span></span></span> </li><li><span><span><span>Support go-to-market activities by coordinating testing, documentation, operational readiness, and stakeholder engagement across Operations, Customer Services, Technology, and external market participants.</span></span></span> </li><li><span><span><span>Align product development and implementation activities with broader organizational objectives and operational requirements.</span></span></span> </li><li><span><span><span>Lead the establishment of new links and relationships with external Central Securities Depositories (CSDs) and other Financial Market Infrastructures globally.</span></span></span> </li><li><span><span><span>Negotiate service enhancements, commercial arrangements, and cost optimization initiatives with market infrastructure partners.</span></span></span> </li><li><span><span><span>Oversee Service Level Agreements (SLAs) and ensure effective service delivery across network relationships.</span></span></span> </li></ul> <p><span><span><u><strong>Qualifications &amp; Skills</strong></u></span></span></p><br><br> <ul> <li><span><span>Bachelor's degree in Finance, Economics, Business Administration, Technology, or a related discipline. A Master's degree and/or professional certifications (PMP, PRINCE2, AgilePM, Scrum, CAPM) are advantageous.</span></span> </li><li><span><span>10+ years of experience within Capital Markets, Financial Services, or Financial Market Infrastructure environments, with deep expertise in post-trade services, securities settlement, custody, securities lending, repo, collateral management, or related areas.</span></span> </li><li><span><span>Strong knowledge of Central Securities Depository (CSD) operations, securities settlement processes, market infrastructure ecosystems, and industry best practices.</span></span> </li><li><span><span>Proven track record of leading product development and implementation initiatives, including large-scale technology and platform delivery programs from requirements definition through to deployment.</span></span> </li><li><span><span>Experience managing strategic relationships and operational links with external CSDs, custodians, market infrastructures, or financial institutions.</span></span> </li><li><span><span>Good understanding of international regulatory frameworks and standards, including CPMI-IOSCO Principles for Financial Market Infrastructures (PFMI), CSDR, and related post-trade regulations.</span></span> </li><li><span><span>Strong product management expertise with experience applying Agile methodologies, product roadmaps, user stories, testing frameworks, and continuous product improvement practices.</span></span> </li><li><span><span>Demonstrated ability to engage and influence senior stakeholders, clients, regulators, vendors, and industry participants.</span></span> </li><li><span><span>Strong communication, presentation, stakeholder management, and relationship-building skills, with the ability to translate complex concepts into business value.</span></span> </li><li><span><span>Experience with reporting, data analysis, and business intelligence tools; exposure to Python or advanced analytics is an advantage.</span></span> </li><li><span><span>Fluency in English is required. Arabic language skills would be a plus.</span></span> </li></ul> <p><br> <br> <span><span><strong>Halian Group:</strong><br> With over 28 years of experience, we have come to understand that innovation is the only way to provide agile, practical solutions that transform businesses and careers.<br> Our resourcing and smart services help you to realize tomorrow’s potential. Discover the amazing things possible when you bring the right people and the right technologies together.<br> At Halian, we recognize that diversity, equity, and inclusion (DEI) are essential to building high-performing teams for our clients. We are committed to connecting organizations with top talent from all backgrounds, ensuring that every individual feels valued, respected, and empowered to contribute their unique perspectives. We encourage applications from all qualified candidates, regardless of race, gender, disability, or any other characteristic that makes them unique. By fostering diverse and inclusive workplaces, we help our clients drive innovation, enhance collaboration, and better reflect the communities they serve.<br> #LI-JJ1</span></span></p><br><br> <br><br> </div>

<h2 class="h5">Job description</h2> <div class="t-break" data-jb-field="description"> Company:Oliver WymanDescription:<p>Oliver Wyman is looking to appoint consultants to support its continued expansion in the Energy sector, a strategic priority for the firm. Oliver Wyman’s Energy and Natural Resources team helps leading companies and government entities in the Energy sector to address strategic and operational challenges through proven, results-oriented approaches across all sectors of the market. This is an exciting opportunity to be part of a successful team in its development stage. Consultants are given the opportunity for rapid professional growth, to participate in entrepreneurial work, and to share in the success of the team.&nbsp; &nbsp;</p><br><p><b>THE ROLE AND RESPONSIBILITIES</b></p><br><p>Experienced professionals bring us the know-how to make lasting change for our clients and our company.&nbsp; We are not typical ‘management’ consultants. We provide industry- and discipline-specific knowledge and expertise, which amplifies our impact and helps us shape the future for our clients. Oliver Wyman is a diverse, entrepreneurial, non-competitive partnership of individuals who like to pursue new opportunities or build a unique franchise doing what they do best in a collegial, fun environment.</p><br><p><b>ASSOCIATE </b>break down complex problems into discrete tasks, identifying the key aspects of a problem and directing the focus of junior consultants to those elements. You will effectively plan and execute analysis as well as identify the core issues in complex analyses in order to be able to craft suitable recommendations. You’ll work side by side with clients and your project team members to move projects forward and manage small teams to get the work done. Clients and colleagues look to Associates for unique insight into the subject area which they have chosen.</p><br><p><b>YOUR ATTRIBUTES AND EXPERIENCE</b></p><br><p>Clients hire Oliver Wyman for specialized expertise, the ideal candidate will have most of the following:</p><br><ul><li><p>Minimum of&nbsp; 4 - 5 years of relevant experience, ideally with a top-tier strategy consulting firm (or other similar organizations) and / or a leading Energy company.</p><br></li><li><p>Specific consulting and operating experience in Energy (Oil &amp; Gas, Chemicals, Power &amp; Water, Environment, Mining &amp; Metals</p><br></li><li><p>Strong background in strategic problem solving with demonstrable analytical skills</p><br></li><li><p>Outstanding written and verbal communication skills in both formal and informal settings</p><br></li><li><p>Fluent in English, Arabic is a plus</p><br></li><li><p>Undergraduate or advanced degree from a top academic program</p><br></li><li><p>Willingness to travel</p><br></li><li><p>Know how to take the initiative, seeking out opportunities to learn new skills and put the ones you’ve already got to good use.</p><br></li><li><p>Are not just intelligent, but creative too: ready to come up with novel ideas to solve our clients’ biggest problems.</p><br></li><li><p>Have an aptitude for analytical work, like sniffing out clues in massive data sets or hunting down the key issues in a hugely complex challenge.</p><br></li><li><p>A willingness to work fluidly and respectfully with our incredibly talented team.</p><br></li></ul><p><b><u>Why work at Oliver Wyman?</u></b></p><br><p>Working as part of our global, entrepreneurial company, you will do meaningful work from day one. We are looking for individuals who challenge the norm, and constantly strive to build something new for the firm and the world around us.&nbsp;</p><br><p>At Oliver Wyman, there's no "one size fits all" - we hire exceptional people and help them thrive through a built-in support network, flexible career paths, and no artificial barriers to advancement.&nbsp;</p><br><p>We have a collaborative, supportive and impactful team environment - we want you to bring your authentic self and enjoy working alongside diverse and down-to-earth colleagues who do serious work, but don't take themselves too seriously.&nbsp;</p><br>Oliver Wyman is a business of Marsh (NYSE: MRSH), a global leader in risk, reinsurance and capital, people and investments, and management consulting, advising clients in 130 countries. With annual revenue of over $27 billion and more than 95,000 colleagues, Marsh helps build the confidence to thrive through the power of perspective. For more information, visit oliverwyman.com, or follow us on LinkedIn and X. Marsh is committed to embracing a diverse, inclusive and flexible work environment. We aim to attract and retain the best people and embrace diversity of age, background, disability, ethnic origin, family duties, nationality, parental status, personal or social status, political affiliation, race, religion and beliefs, sex/gender, skin color, or any other characteristic protected by applicable law. </div>

<h2 class="h5">Job description</h2> <div class="t-break" data-jb-field="description"> <p>Oliver Wyman is looking to appoint consultants to support its continued expansion in the Energy sector, a strategic priority for the firm. Oliver Wyman’s Energy and Natural Resources team helps leading companies and government entities in the Energy sector to address strategic and operational challenges through proven, results-oriented approaches across all sectors of the market. This is an exciting opportunity to be part of a successful team in its development stage. Consultants are given the opportunity for rapid professional growth, to participate in entrepreneurial work, and to share in the success of the team. </p><br><br><br><p><b>THE ROLE AND RESPONSIBILITIES</b></p><br><br><p>Experienced professionals bring us the know-how to make lasting change for our clients and our company. We are not typical ‘management’ consultants. We provide industry- and discipline-specific knowledge and expertise, which amplifies our impact and helps us shape the future for our clients. Oliver Wyman is a diverse, entrepreneurial, non-competitive partnership of individuals who like to pursue new opportunities or build a unique franchise doing what they do best in a collegial, fun environment.</p><br><br><br><p><b>ASSOCIATE </b>break down complex problems into discrete tasks, identifying the key aspects of a problem and directing the focus of junior consultants to those elements. You will effectively plan and execute analysis as well as identify the core issues in complex analyses in order to be able to craft suitable recommendations. You’ll work side by side with clients and your project team members to move projects forward and manage small teams to get the work done. Clients and colleagues look to Associates for unique insight into the subject area which they have chosen.</p><br><br><br><p><b>YOUR ATTRIBUTES AND EXPERIENCE</b></p><br><br><p>Clients hire Oliver Wyman for specialized expertise, the ideal candidate will have most of the following:</p><br><br><ul><li><p>Minimum of 4 - 5 years of relevant experience, ideally with a top-tier strategy consulting firm (or other similar organizations) and / or a leading Energy company.</p><br><br></li><li><p>Specific consulting and operating experience in Energy (Oil &amp; Gas, Chemicals, Power &amp; Water, Environment, Mining &amp; Metals</p><br><br></li><li><p>Strong background in strategic problem solving with demonstrable analytical skills</p><br><br></li><li><p>Outstanding written and verbal communication skills in both formal and informal settings</p><br><br></li><li><p>Fluent in English, Arabic is a plus</p><br><br></li><li><p>Undergraduate or advanced degree from a top academic program</p><br><br></li><li><p>Willingness to travel</p><br><br></li><li><p>Know how to take the initiative, seeking out opportunities to learn new skills and put the ones you’ve already got to good use.</p><br><br></li><li><p>Are not just intelligent, but creative too: ready to come up with novel ideas to solve our clients’ biggest problems.</p><br><br></li><li><p>Have an aptitude for analytical work, like sniffing out clues in massive data sets or hunting down the key issues in a hugely complex challenge.</p><br><br></li><li><p>A willingness to work fluidly and respectfully with our incredibly talented team.</p><br><br></li></ul><br><p><b><u>Why work at Oliver Wyman?</u></b></p><br><br><br><p>Working as part of our global, entrepreneurial company, you will do meaningful work from day one. We are looking for individuals who challenge the norm, and constantly strive to build something new for the firm and the world around us.&nbsp;</p><br><br><br><p>At Oliver Wyman, there's no "one size fits all" - we hire exceptional people and help them thrive through a built-in support network, flexible career paths, and no artificial barriers to advancement.&nbsp;</p><br><br><br><p>We have a collaborative, supportive and impactful team environment - we want you to bring your authentic self and enjoy working alongside diverse and down-to-earth colleagues who do serious work, but don't take themselves too seriously.&nbsp;</p><br><br><p> Oliver Wyman is a business of Marsh (NYSE: MRSH), a global leader in risk, reinsurance and capital, people and investments, and management consulting, advising clients in 130 countries. With annual revenue of over $27 billion and more than 95,000 colleagues, Marsh helps build the confidence to thrive through the power of perspective. For more information, visit oliverwyman.com, or follow us on LinkedIn and X. <br>Marsh is committed to embracing a diverse, inclusive and flexible work environment. We aim to attract and retain the best people and embrace diversity of age, background, disability, ethnic origin, family duties, nationality, parental status, personal or social status, political affiliation, race, religion and beliefs, sex/gender, skin color, or any other characteristic protected by applicable law.<br></p><br><br><br> </div>

<h2 class="h5">Job description</h2> <div class="t-break" data-jb-field="description"> <span><br>POSITION SUMMARY<br>Respond and attend to guest repair requests. Communicate with guests/customers to resolve maintenance issues. Perform preventive maintenance on tools and kitchen and mechanical room equipment, including cleaning and lubrication. Visually inspect tools, equipment, or machines. Carry equipment (e.g., tools, radio). Identify, locate, and operate all shut-off valves for equipment and all utility shut-offs for buildings. Maintain maintenance inventory and requisition parts and supplies as needed. Communicate each day’s activities and problems that occur to the other shifts using approved communication programs and standards. Display basic knowledge or ability to acquire knowledge in the following categories: air conditioning and refrigeration, electrical, mechanical, plumbing, pneumatic/electronic systems and controls, carpentry and finish skills, kitchen equipment, vehicles, energy conservation, and/or general building. Perform all surface preparation, painting, minor drywall and wood trim repair, light bulb and A/C filter replacement and the complete and thorough cleanup of the painting or repair area. Test, troubleshoot and perform basic repair on all types of equipment, plumbing (e.g., plunge toilets and unclog drains), electrical components including lamps, cosmetic items, extension cords, vacuum cleaners, internet devices, replace electrical switches and outlets, and other guestroom items. Program TV's and perform general housekeeping and engineering-related inventory duties. Use the Lockout/Tagout system before performing any maintenance work. Perform repairs on interior and exterior landscaping as well as external landscaping sprinklers. Display basic computer skills including inputting air handler schedules and making temperature changes.<br>Follow all company and safety and security policies and procedures; report any maintenance problems, safety hazards, accidents, or injuries; complete safety training and certifications; and properly store flammable materials. Ensure uniform and personal appearance are clean and professional, maintain confidentiality of proprietary information, and protect company assets. Welcome and acknowledge all guests according to company standards, anticipate and address guests’ service needs, assist individuals with disabilities, and thank guests with genuine appreciation. Adhere to quality expectations and standards. Develop and maintain positive working relationships with others, support team to reach common goals, and listen and respond appropriately to the concerns of other employees. Speak with others using clear and professional language. Move, lift, carry, push, pull, and place objects weighing less than or equal to 50 pounds without assistance and heavier lifting or movement tasks with assistance. Move up and down stairs, service ramps, and/or ladders. Reach overhead and below the knees, including bending, twisting, pulling, and stooping. Enter and locate work-related information using computers. Perform other reasonable job duties as requested.<br>PREFERRED QUALIFICATIONS&nbsp;<br>Education: High school diploma or G.E.D equivalent.<br>Related Work Experience: Some experience in general maintenance, exterior and interior surface preparation and painting.<br>Experience in hotel engineering or maintenance a plus.<br>Supervisory Experience: No supervisory experience.&nbsp;<br>REQUIRED QUALIFICATIONS<br>License or Certification: Driver’s License<br>At Marriott International, we are dedicated to being an equal opportunity employer, welcoming all and providing access to opportunity. We actively foster an environment where the unique backgrounds of our associates are valued and celebrated. Our greatest strength lies in the rich blend of culture, talent, and experiences of our associates. We are committed to non-discrimination on any protected basis, including disability, veteran status, or other basis protected by applicable law.<br>When you join the Sheraton family, you become a member of its global community. We’ve been a place to gather&nbsp;and connect since 1937. At Sheraton, associates create a sense of belonging in more than 400 communities around the world. We invite, we welcome, and we connect guests through engaging experiences and thoughtful service. If you’re a team player who is excited to deliver&nbsp;a&nbsp;meaningful guest experience, we encourage you to explore&nbsp;your next career opportunity&nbsp;with Sheraton. Join us on our mission to be ‘The World’s Gathering Place’. In joining Sheraton Hotels &amp; Resorts, you join a portfolio of brands with Marriott International. Be where you can do your best work,​&nbsp;begin&nbsp;your purpose,&nbsp;belong&nbsp;to an amazing global​&nbsp;team, and&nbsp;become&nbsp;the best version of you.</span> </div>

<h2 class="h5">Job description</h2> <div class="t-break" data-jb-field="description"> <span> <br></span><p><strong><span>About the Wealth and Retail Banking team </span></strong></p><br><br> <p><br><span>We serve more than 13 million individuals and small businesses, with a focus on the affluent segment which encompasses Private Banking, Priority Private, Priority Banking, and Premium Banking. Within the mass retail sector, our strategic focus is on emerging affluent clients who will progress in their wealth journey with us, forming the future pipeline of affluent clients.&nbsp; &nbsp;<br></span><br><span>We’re a leading wealth manager in Asia, Africa and the Middle East, and our deep local presence and international network enables us to capture the strong structural tailwinds which are driving cross-border wealth flows. Our comprehensive product offerings span across deposits, payments, financing, advisory, investments and bancassurance.</span></p><br><br> <br><p><strong><span>About the Graduate Programme – how you’ll learn and grow&nbsp; <br></span></strong><br><span>Join a skills-first organisation where your potential matters more than your background. From day one, you’ll build the skills that matter – through real-world projects, mentoring, and tailored learning journeys. &nbsp;Our 12-month graduate programme is designed to accelerate your development and set you up for long-term success. You’ll benefit from:&nbsp;<br></span><br><span>• &nbsp; &nbsp;<strong>Structured learning: </strong>Classroom training combined with hands-on experience</span><br><span>• &nbsp; &nbsp;<strong>Global collaboration: </strong>Work with diverse teams and experienced leaders</span><br><span>• &nbsp; &nbsp;<strong>Skill development: </strong>Build technical expertise and professional capabilities</span><br><span><br>In addition to continuous learning opportunities, you’ll be given early responsibilities and be able to make extensive connections across different teams, including: &nbsp;&nbsp;<br></span><br><span>• &nbsp; &nbsp;<strong>Affluent Banking: </strong>Accelerating wealth growth for our affluent clients – Personal, Premium, Priority, Priority Private and Private Banking.&nbsp;</span><br><span>• &nbsp; &nbsp;<strong>Wealth Solutions:</strong> Committed to building, managing and protecting client’s wealth.&nbsp;</span><br><span>• &nbsp; &nbsp;<strong>Digital Banking: &nbsp;</strong>Using data and NextGen technology to deliver personalised banking solutions. &nbsp;&nbsp;</span><br><span>• &nbsp; <strong>&nbsp;Bancassurance Performance and Analytics:</strong> Supports the business through the application of data, AI, and analytics to enhance performance.&nbsp;</span></p><br><br> <br><p><strong><span>Bring the skills and we’ll help you to grow&nbsp; <br></span></strong><br><span>We believe that diverse skills drive innovation, which is why we welcome students from all degree disciplines and encourage applicants from diverse backgrounds:&nbsp;&nbsp;<br></span><br><span>• &nbsp; &nbsp;Strong academic performance and extracurricular involvement</span><br><span>• &nbsp; &nbsp;Team players with agility and resilience</span><br><span>• &nbsp; &nbsp;Analytical thinkers with attention to detail</span><br><span>• &nbsp; &nbsp;Passion for dynamic, fast-paced environments</span><br><span>• &nbsp; &nbsp;Excellent project management and communication skills</span><br><span>• &nbsp; &nbsp;Have a permanent legal right to work in the country you’re applying to</span><br><span>• &nbsp; &nbsp;You must be a final year student, able to start full-time employment in July 2026.</span><br><span><br><strong>Key Dates&nbsp; <br></strong></span><br><span>• &nbsp; <strong>&nbsp;Assessment Centres: </strong>November 2025.</span><br><span>• &nbsp; &nbsp;<strong>Start Date: </strong>July 2026.&nbsp;</span><br><strong><span><br>Exceptions<br></span></strong><br><span>• &nbsp; &nbsp;<strong>UK &amp; UAE: </strong>Candidates requiring visa sponsorship will be considered.</span><br><span>• &nbsp; &nbsp;<strong>UAE: </strong>Priority is given to UAE nationals.</span></p><br><br><b>About Standard Chartered</b> <br><p><span>We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.&nbsp; &nbsp;<br></span></p><br><br> <p><span>Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.&nbsp;&nbsp;<br></span></p><br><br> <p><span>Together we:&nbsp;&nbsp;<br></span></p><br><br> <ul> <li><span><strong>Do the right thing</strong>&nbsp;and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do</span></li> <li><span><strong>Never settle,</strong>&nbsp;continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well</span></li> <li><span><strong>Are better together,</strong>&nbsp;we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term</span></li> </ul><br><b>What we offer</b> <br><p><span><strong>In line with our Fair Pay Charter,</strong> we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.&nbsp;<br></span></p><br><br> <ul> <li><span><strong>Core bank funding for retirement savings, medical and life insurance,</strong>&nbsp;with flexible and voluntary benefits available in some locations.</span></li> <li><span><strong>Time-off</strong>&nbsp;including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.</span></li> <li><span><strong>Flexible working</strong>&nbsp;options based around home and office locations, with flexible working patterns.</span></li> <li><span><strong>Proactive wellbeing support</strong>&nbsp;through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills,&nbsp;global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits</span></li> <li><span><strong>A continuous learning culture</strong>&nbsp;to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.</span></li> <li><span><strong>Being part of an inclusive and values driven organisation,</strong>&nbsp;one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.</span></li> </ul><br><b>Recruitment Assessments</b> <br><p><span>Some of our roles use assessments to help us understand how suitable you are for the role you've applied to. If you are invited to take an assessment, this is great news. It means your application has progressed to an important stage of our recruitment process.</span></p><br><br> <p><span>Visit our careers website&nbsp;www.sc.com/careers</span></p><br><br> </div>

← Back to All Insights<br><br>Investment<br><br>Why the Stock Market Isn’t the Economy (and Why It Matters to You)<br><br>July 22, 2025 By Bob Wolfe, CFP®, EA, CSLP®<br><br>Investment Economics<br><br>Listen to this article<br><br>Speed 1x<br><br>Do you find yourself scratching your head when the stock market hits record highs, but news headlines shout about rising unemployment or slowing economic growth? You’re not alone, many people assume the stock market and the economy go hand-in-hand. But here’s the reality: the stock market isn’t the economy, and understanding this distinction can be the key to smarter investment decisions.<br><br>Understanding the differences between the economy and the stock market not only clarifies these confusing moments, but it can also help you separate emotion from your investment decisions, focus on long-term goals, and plan your financial future with confidence.<br><br>What Does the Economy Measure?<br><br>The "economy" is essentially the big picture of a nation's financial health, and economists use several ways to measure it. One of the primary tools? Gross Domestic Product (GDP).<br><br>The GDP Snapshot<br><br>GDP Represents The Total Value Of Goods And Services Produced Within a Country During a Specific Period. The Formula For GDP Is<br><br>C + I + G + NX = GDP<br><br>C (Consumer Spending): All the things people buy, like groceries, clothing, and healthcare. I (Business Investment): Money businesses sink into land, equipment, or unsold inventory. G (Government Spending): Things like funding for national defense, infrastructure, and education. NX (Net Exports): Exports minus imports, the balance of what we sell to other countries versus what we buy.<br><br>GDP provides a snapshot of economic activity, and when that number shrinks, it often signals trouble, like weaker consumer or business spending.<br><br>Unemployment and Economic Inequality<br><br>Beyond GDP, other indicators, such as unemployment rates and wage growth, paint a more personal picture of economic health. For example, even when GDP grows, everyday people might still face stagnant wages, rising costs of living, or unemployment.<br><br>Nerd Note: While average wages in the US have grown by roughly 15% in the past decade, the median price of homes has skyrocketed, nearly doubling by around 100%. These disconnects impact how the economic "recovery" feels for working Americans, even when broad numbers look fine.<br><br>How Does the Stock Market Work?<br><br>If GDP gives you a bird’s-eye view of the economy, the stock market offers a radically different perspective. Think of it as a forward-looking indicator, it reflects investors’ sentiments, and more importantly, their expectations about the future.<br><br>A Forward-Looking Indicator<br><br>When you buy a stock, you’re not just investing in the company’s current performance. You’re buying into its future potential. Investors don’t sit around calculating last quarter’s earnings; they’re focused on tomorrow’s growth. Stock prices are built on predictions of a company’s future cash flow, discounted to present-day values.<br><br>If a company releases an exciting new product or reports strong growth forecasts, its stock price might jump, regardless of how the broader economy is doing.<br><br>The Role of Market Indices<br><br>Market indices like the S&P 500 provide a snapshot of stock market performance. They aggregate and weight the performance of multiple companies. But here's one thing to keep in mind, a few massive corporations can disproportionately influence an index like the S&P 500 that are not "equal weighted".<br><br>Take this for example during the COVID-19 pandemic: tech giants like Apple, Microsoft, Amazon, and Google surged while smaller companies struggled, creating the illusion that the stock market was booming, even though much of the economy was in shambles.<br><br>Nerd Note: Apple alone represents over 5.7% of the total market weight of the S&P 500. That’s one company out of 500 accounting for a big chunk of the market’s "performance."<br><br>The Big Disconnect, Why the Market and Economy Often Diverge<br><br>The differences between the stock market and the economy become crystal clear during tumultuous times. A perfect example? The COVID-19 pandemic.<br><br>The Pandemic Example<br><br>During the early days of the pandemic in 2020, GDP and unemployment numbers hit rock bottom. For example, GDP shrank by -7.53% in Q2 of 2020, while unemployment reached record highs. Yet the stock market returned 14.3% by year-end. Sounds contradictory, right?<br><br>This Divergence Happened For Several Reasons<br><br>Investors anticipated that the pandemic would be temporary and built optimism into stock prices. Fiscal policies (like government stimulus checks) and monetary interventions (such as slashed interest rates) injected confidence into markets. This was the equivalent to a bowl of punch splashed into the weary economy, where the sugar rush would ultimately dry up.<br><br>Who Feels It vs. Who Doesn’t<br><br>Here’s the harsh reality about market gains, they primarily benefit those who hold investments, like stocks or mutual funds. According to a Federal Reserve study, the wealthiest 10% of Americans own over 80% of the stock market.<br><br>Meanwhile, wage-earners, especially those in lower tax brackets, often don’t feel these gains because they don’t hold substantial assets. While a thriving stock market can enrich investors, it offers little solace to someone struggling to pay rent or keep their small business afloat.<br><br>Why Understanding the Difference Matters to You<br><br>Understanding why the economy and the stock market aren’t interchangeable can significantly refine your financial strategy.<br><br>Making Smarter Investment Decisions<br><br>Knowing the drivers behind stock market performance can help you avoid emotional decision-making. For instance, seeing a market dip doesn’t necessarily mean the economy is collapsing; it could be a temporary adjustment tied to investor sentiment. Stay educated, and you’ll be better equipped to avoid reactive decisions that could hurt your portfolio.<br><br>Financial Planning for Your Future<br><br>When planning your finances, knowledge of this disconnect allows you to think long-term. For example, concentrating solely on income generation (interest, dividends, etc.) might leave your wealth vulnerable to high taxation, whereas investing in capital markets benefits from significantly lower capital gains taxes.<br><br>Nerd Note: Did you know that long-term capital gains tax rates are often lower than regular income tax rates in the US? This is one of the reasons why building wealth often requires a mix of earned income and investments.<br><br>Looking Ahead, Make Financial Knowledge Your Advantage<br><br>At first glance, the stock market and the economy can seem like they go hand-in-hand, but the distinctions mean a lot for investors like you. The stock market reflects the optimism (or pessimism) and sentiment of investors about the future, while the broader economy captures the here and now of society’s financial realities.<br><br>By Understanding This Disconnect, You Can<br><br>Approach investments with a calm, informed & grounded perspective. Make decisions based on facts instead of fears. Avoid making large mistakes in times of uncertainty. Build a financial strategy that balances short-term needs and long-term wealth generation.<br><br>If you’re ready to deepen your financial knowledge and become an expert at managing your portfolio, subscribe to Healthy FP today. We’ll support you with expert advice, timely updates, and actionable guidance to grow your wealth.<br><br>Invest smarter, not harder<br><br>Get evidence-based investment insights and portfolio strategies delivered monthly.<br><br>');background-repeat:no-repeat;background-position:right 12px center;padding-right:36px;"> Which best describes you? 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← Back to All Insights<br><br>Investment<br><br>Why the Stock Market Isn’t the Economy (and Why It Matters to You)<br><br>July 22, 2025 By Bob Wolfe, CFP®, EA, CSLP®<br><br>Investment Economics<br><br>Listen to this article<br><br>Speed 1x<br><br>Do you find yourself scratching your head when the stock market hits record highs, but news headlines shout about rising unemployment or slowing economic growth? You’re not alone, many people assume the stock market and the economy go hand-in-hand. But here’s the reality: the stock market isn’t the economy, and understanding this distinction can be the key to smarter investment decisions.<br><br>Understanding the differences between the economy and the stock market not only clarifies these confusing moments, but it can also help you separate emotion from your investment decisions, focus on long-term goals, and plan your financial future with confidence.<br><br>What Does the Economy Measure?<br><br>The "economy" is essentially the big picture of a nation's financial health, and economists use several ways to measure it. One of the primary tools? Gross Domestic Product (GDP).<br><br>The GDP Snapshot<br><br>GDP Represents The Total Value Of Goods And Services Produced Within a Country During a Specific Period. The Formula For GDP Is<br><br>C + I + G + NX = GDP<br><br>C (Consumer Spending): All the things people buy, like groceries, clothing, and healthcare. I (Business Investment): Money businesses sink into land, equipment, or unsold inventory. G (Government Spending): Things like funding for national defense, infrastructure, and education. NX (Net Exports): Exports minus imports, the balance of what we sell to other countries versus what we buy.<br><br>GDP provides a snapshot of economic activity, and when that number shrinks, it often signals trouble, like weaker consumer or business spending.<br><br>Unemployment and Economic Inequality<br><br>Beyond GDP, other indicators, such as unemployment rates and wage growth, paint a more personal picture of economic health. For example, even when GDP grows, everyday people might still face stagnant wages, rising costs of living, or unemployment.<br><br>Nerd Note: While average wages in the US have grown by roughly 15% in the past decade, the median price of homes has skyrocketed, nearly doubling by around 100%. These disconnects impact how the economic "recovery" feels for working Americans, even when broad numbers look fine.<br><br>How Does the Stock Market Work?<br><br>If GDP gives you a bird’s-eye view of the economy, the stock market offers a radically different perspective. Think of it as a forward-looking indicator, it reflects investors’ sentiments, and more importantly, their expectations about the future.<br><br>A Forward-Looking Indicator<br><br>When you buy a stock, you’re not just investing in the company’s current performance. You’re buying into its future potential. Investors don’t sit around calculating last quarter’s earnings; they’re focused on tomorrow’s growth. Stock prices are built on predictions of a company’s future cash flow, discounted to present-day values.<br><br>If a company releases an exciting new product or reports strong growth forecasts, its stock price might jump, regardless of how the broader economy is doing.<br><br>The Role of Market Indices<br><br>Market indices like the S&P 500 provide a snapshot of stock market performance. They aggregate and weight the performance of multiple companies. But here's one thing to keep in mind, a few massive corporations can disproportionately influence an index like the S&P 500 that are not "equal weighted".<br><br>Take this for example during the COVID-19 pandemic: tech giants like Apple, Microsoft, Amazon, and Google surged while smaller companies struggled, creating the illusion that the stock market was booming, even though much of the economy was in shambles.<br><br>Nerd Note: Apple alone represents over 5.7% of the total market weight of the S&P 500. That’s one company out of 500 accounting for a big chunk of the market’s "performance."<br><br>The Big Disconnect, Why the Market and Economy Often Diverge<br><br>The differences between the stock market and the economy become crystal clear during tumultuous times. A perfect example? The COVID-19 pandemic.<br><br>The Pandemic Example<br><br>During the early days of the pandemic in 2020, GDP and unemployment numbers hit rock bottom. For example, GDP shrank by -7.53% in Q2 of 2020, while unemployment reached record highs. Yet the stock market returned 14.3% by year-end. Sounds contradictory, right?<br><br>This Divergence Happened For Several Reasons<br><br>Investors anticipated that the pandemic would be temporary and built optimism into stock prices. Fiscal policies (like government stimulus checks) and monetary interventions (such as slashed interest rates) injected confidence into markets. This was the equivalent to a bowl of punch splashed into the weary economy, where the sugar rush would ultimately dry up.<br><br>Who Feels It vs. Who Doesn’t<br><br>Here’s the harsh reality about market gains, they primarily benefit those who hold investments, like stocks or mutual funds. According to a Federal Reserve study, the wealthiest 10% of Americans own over 80% of the stock market.<br><br>Meanwhile, wage-earners, especially those in lower tax brackets, often don’t feel these gains because they don’t hold substantial assets. While a thriving stock market can enrich investors, it offers little solace to someone struggling to pay rent or keep their small business afloat.<br><br>Why Understanding the Difference Matters to You<br><br>Understanding why the economy and the stock market aren’t interchangeable can significantly refine your financial strategy.<br><br>Making Smarter Investment Decisions<br><br>Knowing the drivers behind stock market performance can help you avoid emotional decision-making. For instance, seeing a market dip doesn’t necessarily mean the economy is collapsing; it could be a temporary adjustment tied to investor sentiment. Stay educated, and you’ll be better equipped to avoid reactive decisions that could hurt your portfolio.<br><br>Financial Planning for Your Future<br><br>When planning your finances, knowledge of this disconnect allows you to think long-term. For example, concentrating solely on income generation (interest, dividends, etc.) might leave your wealth vulnerable to high taxation, whereas investing in capital markets benefits from significantly lower capital gains taxes.<br><br>Nerd Note: Did you know that long-term capital gains tax rates are often lower than regular income tax rates in the US? This is one of the reasons why building wealth often requires a mix of earned income and investments.<br><br>Looking Ahead, Make Financial Knowledge Your Advantage<br><br>At first glance, the stock market and the economy can seem like they go hand-in-hand, but the distinctions mean a lot for investors like you. The stock market reflects the optimism (or pessimism) and sentiment of investors about the future, while the broader economy captures the here and now of society’s financial realities.<br><br>By Understanding This Disconnect, You Can<br><br>Approach investments with a calm, informed & grounded perspective. Make decisions based on facts instead of fears. Avoid making large mistakes in times of uncertainty. Build a financial strategy that balances short-term needs and long-term wealth generation.<br><br>If you’re ready to deepen your financial knowledge and become an expert at managing your portfolio, subscribe to Healthy FP today. We’ll support you with expert advice, timely updates, and actionable guidance to grow your wealth.<br><br>Invest smarter, not harder<br><br>Get evidence-based investment insights and portfolio strategies delivered monthly.<br><br>');background-repeat:no-repeat;background-position:right 12px center;padding-right:36px;"> Which best describes you? 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<ul><li><p>Develop and deliver courses to students in the specified discipline areas of study.</p></li><li><p>Evaluate and monitor individual student progress and provide feedback to improve and sustain student success.</p></li><li><p>Ability to teach a variety of specialized courses, and other courses related to Nutrition and Dietetics specialization.</p></li><li><p>Engage and conduct quality research and publish in journals of high repute.</p></li><li><p>Support and engage in curriculum development, and course management aligned with University and college’s standards.</p></li><li><p>Contribute effectively to the college and university initiatives, and participate in constructive proposals and projects.</p></li><li><p>Support and participate in accreditation initiatives at local and international levels.</p></li><li><p>Promote and guide students to envision their future careers in a local, regional, and international context and ensure that they are equipped to meet this challenge.</p></li><li><p>Maintain relationships with students that are conducive to learning.</p></li><li><p>Initiate and participate in effective community engagement activities aiming to benefit the AAU and local community.<br></p></li></ul><p><strong>Desired Candidate Profile</strong></p><ul><li><p><strong>Qualification: </strong>Ph.D. in Nutrition and Dietetics<br></p></li><li><p>A proven track record of teaching excellence at the university level, having 2+ years of experience in university teaching.</p></li><li><p>Research published in journals indexed in the Scopus database.</p></li><li><p>Dedication to continued professional development.</p></li><li><p>Dedication to renewing, developing, and proposing curricula.</p></li><li><p>Ability to communicate effectively in English orally and in writing.</p></li><li><p>Advanced use of technology in the education process (delivering classes via presentations, using e-learning systems, reports, etc.).</p></li><li><p>Willingness to provide all necessary and required services to the university and college.</p></li></ul>

<p>We are seeking a Principal Avionics & Flight Control Systems Engineer to join an innovative eVTOL aircraft programme based in Dubai. This is a highly technical role focused on designing the aircraft's flight control system architecture and supporting the successful certification of safety critical avionics. Working closely with the Chief Engineer and multidisciplinary engineering teams, you will develop the detailed flight control system, define flight control architectures and produce the certification artefacts required for DO-178C DAL A compliance. This is an excellent opportunity to contribute to the development of a next generation aircraft from concept through certification. Key Responsibilities: • Develop detailed avionics and fly-by-wire flight control system architectures. • Design triple redundant flight control computer architectures, including voting logic, monitoring and cross-channel communications. • Define flight control modes, system states and transition logic for normal and degraded operating conditions. • Produce Interface Control Documents (ICDs) and systems integration documentation. • Develop DO-178C DAL A certification planning artefacts, including PSAC, SDP and SVP. • Collaborate with systems, software, hardware and safety engineering teams. • Support aircraft certification activities and regulatory compliance. • Apply ARP4754A/ARP4754B systems engineering principles throughout the development lifecycle. • Provide technical leadership across avionics and flight control system development.</p><p>We are looking for an experienced avionics and flight control systems engineer with extensive experience developing safety critical aircraft systems for certified aerospace programmes. Essential Requirements • Minimum 12 years' experience in avionics or flight control systems engineering. • Proven experience designing fly-by-wire flight control systems for certified aircraft. • Experience developing triple redundant flight control computer architectures. • Strong knowledge of DO-178C DAL A software certification. • Experience producing certification planning documentation including PSAC, SDP and SVP. • Experience authoring Interface Control Documents (ICDs). • Strong understanding of systems engineering and multidisciplinary integration. • Excellent technical communication and stakeholder management skills. Preferred Qualifications: • Experience applying ARP4754A or ARP4754B. • Experience with eVTOL, rotorcraft or advanced aircraft programmes. • Experience with over actuated flight control systems. • Bachelor's or Master's degree in Aerospace Engineering, Avionics, Systems Engineering or a related discipline.</p>

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About Agoda<br><br>At Agoda, we bridge the world through travel. Our story began in 2005, when two lifelong friends and entrepreneurs, driven by their passion for travel, launched Agoda to make it easier for everyone to explore the world.<br><br>Today, we are part of Booking Holdings [NASDAQ: BKNG], with a diverse team of over 7,000 people from 90 countries, working together in offices around the globe. Every day, we connect people to destinations and experiences, with our great deals across our millions of hotels and holiday properties, flights, and experiences worldwide.<br><br>No two days are the same at Agoda. Data and technology are at the heart of our culture, fueling our curiosity and innovation. If you’re ready to begin your best journey and help build travel for the world, join us.<br><br>About The Team<br><br>The People Team at Agoda is committed to attracting, developing, and retaining exceptional talent from across the globe. We work to create an inclusive, high-performing, and engaging environment where employees can grow, contribute meaningfully, and do their best work. Through a strong focus on people experience, service quality, and business partnership, we help Agoda scale while preserving what makes our culture distinctive.<br><br>Within the People Team, the People Experience and Services function is responsible for designing and delivering critical people experiences, services, and operating foundations that support employees and managers across the employee lifecycle. This includes enabling smooth onboarding and mobility experiences, delivering effective workplace and office services, and ensuring employees have access to timely, trusted, and high-quality support when they need it.<br><br>At the center of this model sits People Services & Help Desk — Agoda’s front door for People support — supported by specialist service teams such as People Relations Services. Together, these teams play a critical role in how employees and managers experience the People function day to day: through clear guidance, responsive support, effective issue resolution, and trusted handling of sensitive people matters.<br><br>Opportunity<br><br>We are looking for an Associate Director, Head of People Services & Help Desk to lead Agoda’s employee-facing People service delivery model across People Help Desk / Tier 1 support, Tier 0 / self-service foundations, and Global People Relations Services.<br><br>This is a key leadership role within People Experience and Services, responsible for shaping how employees and managers access support across a wide range of People topics — from day-to-day HR questions and lifecycle support to more complex and sensitive employee matters requiring specialist intervention.<br><br>In this role, you will lead the teams responsible for:<br><br>People Help Desk / Tier 1 services Tier 0 / self-service and knowledge foundations Global People Relations Services, including case governance and specialist support for complex employee relations matters <br><br>You will own the effectiveness of Agoda’s People support model from the employee and manager perspective, ensuring it is clear, trusted, scalable, and increasingly insight-driven. This includes strengthening service standards, improving routing and handoffs across teams, enabling greater self-service, and ensuring sensitive employee matters are handled with appropriate quality, consistency, and governance.<br><br>This role is ideal for a leader who combines strong service delivery and operational leadership with sound judgment, systems thinking, and the ability to build a modern, scalable People support model in a global, fast-moving organization.<br><br>This position is based in Bangkok. Agoda provides relocation support for successful candidates who are not currently located in Bangkok. Please note that we are not open to remote work or the possibility of being based in other locations.<br><br>What You’ll Do<br><br>Lead Agoda’s People Services front door and employee support model<br><br>Lead Agoda’s employee-facing People Services model across Tier 1 Help Desk support, Tier 0 self-service, and the interface into specialist support teams. Define and evolve how employees and managers access support across People topics, ensuring a clear, seamless, and trusted experience. Establish strong service principles, operating rhythms, and leadership across the teams responsible for day-to-day People support and complex employee issue resolution. Ensure Agoda’s People support model scales effectively with organizational growth, complexity, and global reach. <br><br>Lead the People Services & Help Desk team<br><br>Lead, manage, and develop the People Services & Help Desk team to deliver high-quality, consistent, and empathetic Tier 1 support across core HR topics such as policies, processes, employee data, benefits, onboarding, leaves, mobility, and general employee lifecycle support. Set service standards, KPIs, quality expectations, and operating controls to ensure timely, accurate, and compliant case handling. Build a strong service culture with clear accountability for employee experience, right-first-time resolution, responsiveness, and professionalism. Oversee workforce planning, capacity management, and prioritization across service demand, seasonal peaks, and new People initiatives. <br><br>Lead Global People Relations Services<br><br>Lead the Global People Relations Services team, ensuring high-quality and well-governed support across complex employee matters such as performance concerns, misconduct, grievances, investigations, disciplinary actions, involuntary exits, and employee matters arising from organizational change. Ensure clear service ownership, escalation pathways, and governance across People Relations case handling. Partner closely with HR Business Partners, Legal, Compliance, and other relevant stakeholders to ensure people relations matters are handled fairly, consistently, pragmatically, and in line with internal policies and local legal requirements. Drive high standards in case management, documentation, risk identification, and decision quality across the People Relations team. Use case trends and themes to inform improvements in manager guidance, policy design, service processes, and broader practices. <br><br>Own the operating interfaces across Tier 1, People Relations, and specialist teams<br><br>Serve as the senior operational owner for how work flows between Help Desk / Tier 1, People Relations Services, and other Tier 2 / specialist teams across the People organization. Define and continuously improve routing logic, escalation models, intake criteria, handoffs, service ownership, and resolution pathways. Ensure employees and managers experience a joined-up service model even when multiple People teams are involved. Clarify roles and interfaces across Help Desk, People Relations, Payroll, Rewards, Mobility, People Partners, CoEs, and other specialist teams. <br><br>Build Tier 0 / self-service and knowledge management foundations<br><br>Develop and execute Agoda’s roadmap for Tier 0 / self-service, moving the organization toward more proactive, intuitive, and self-directed resolution of common People queries. Own and strengthen the People knowledge ecosystem, including FAQs, help content, decision trees, agent guidance, and employee-facing support materials. Partner with policy owners and People SMEs to simplify complex topics into clear, scalable, and user-friendly content. Drive case deflection, knowledge reuse, content governance, and self-service adoption through disciplined measurement and continuous improvement. <br><br>Enable digital, conversational, and AI-supported service delivery<br><br>Partner with Product, Tech, Systems, and Data teams to improve People support platforms, workflows, and user journeys across self-service and case management. Identify and help shape practical use cases for conversational and agentic AI within People Services, ensuring they enhance employee experience and complement human support. Provide leadership input into the design, testing, rollout, and continuous refinement of AI-enabled and digital service solutions. Ensure appropriate controls, privacy, escalation paths, and trust mechanisms are in place for all digital and AI-supported support channels. <br><br>Drive operational excellence and continuous improvement<br><br>Monitor and improve key service performance metrics across Help Desk and People Relations Services, such as case volume, first contact resolution, time to resolution, service quality, customer satisfaction, escalation rates, re-open rates, and self-service deflection. Lead ongoing improvements in workflows, playbooks, standard responses, training, quality assurance, and reporting. Partner with People Service Excellence and other stakeholders to simplify processes, remove friction, and improve end-to-end employee and manager experiences. Ensure effective controls, compliance, documentation standards, and data privacy practices are embedded across service operations. <br><br>Lead through insight, stakeholder partnership, and change<br><br>Act as the senior People Services contact for service performance, priorities, risks, and transformation opportunities. Provide regular insight and reporting to People leaders on service trends, root causes, organizational pain points, and improvement opportunities. Partner with Communications and relevant People teams to coordinate messaging around policy changes, process updates, and new tools or services. Support broader People transformation by bringing an employee-service lens to operating model design, simplification, and capability building across the function. <br><br>What You’ll Need To Succeed<br><br>Bachelor’s degree in business, Human Resources, Operations, Law, Psychology, or a related field; advanced degree is a plus. Typically, 10+ years of relevant experience across HR shared services, employee services, People operations, employee relations, HRBP, service delivery, or related functions, including significant leadership experience. Demonstrated experience leading managers and/or multiple service teams in a complex, matrixed, and fast-paced environment. Strong experience running a service or support function with clear accountability for quality, responsiveness, service design, and stakeholder experience. Strong understanding of multi-tier service delivery models, including Tier 0 / self-service, Tier 1 support, and specialist / Tier 2 case management. Meaningful exposure to employee relations or complex people issue resolution, with sound judgment on sensitive matters and a strong appreciation for governance, risk, and consistency. Strong skills in service design, operating model improvement, process improvement, and cross-functional workflow design. Experience with HR technology platforms and service tools such as HRIS, case management systems, knowledge bases, and digital support tools. Demonstrated ability to use data and analytics to monitor performance, identify themes and root causes, and drive prioritization and decision-making. Excellent stakeholder management and communication skills, with the ability to build trust and influence across leaders, specialist teams, and cross-functional partners. Strong people leadership capability, including coaching leaders and managers, building team capability, and creating a high-performance, service-oriented culture. Comfort operating in a global, evolving, and ambiguous environment, with a strong bias for execution, improvement, and scale. <br><br>It’s great if you also have<br><br>Experience in a global or regional HR shared services / People services environment. Experience leading both broad employee support teams and specialist employee relations or case management teams. Experience in knowledge management, service content strategy, and self-service adoption. Hands-on exposure to conversational AI, chatbots, virtual assistants, or workflow automation in HR or customer support environments. Experience improving employee experience through service redesign, process simplification, or digital product thinking. Experience in a high-growth tech, internet, or digital business. Familiarity with global organizations operating across multiple countries, cultures, and regulatory environments. <br><br>Why this role matters<br><br>This role is a unique opportunity to shape how Agoda employees and managers experience People support at scale. From everyday HR queries to more complex and sensitive employee matters, the teams in this scope play an important role in making sure our people feel supported, informed, and able to navigate key moments in their Agoda journey with confidence.<br><br>As Associate Director, Head of People Services & Help Desk, you will help build a more connected, scalable, and future-ready support model, improving service quality, strengthening self-service, and ensuring complex cases are handled with care and consistency. Your work will directly influence employee experience, manager effectiveness, and how the People function continues to evolve as Agoda grows globally.<br><br>#People Services #HRShared Services #Singapore #Singapore #London #England #Hong Kong #Hong Kong #Berlin #Germany #Paris #France #Tokyo #Japan #Shanghai #China #Beijing #China #Sydney #Australia #Kuala Lumpur #Malaysia #Bangkok #Thailand #Seoul #South Korea #Amsterdam #Netherlands #Dublin #Ireland #Barcelona #Spain #Madrid #Spain #Warsaw #Poland #Prague #Czech Republic #Budapest #Hungary #Dubai #United Arab Emirates #Bangalore #India #Bengaluru #India #Hyderabad #India #New Delhi #India #Delhi #India #Gurgaon #India #Gurugram #India #Noida #India #Mumbai #India #Pune #India #Chennai #India #Jakarta #Indonesia #Manila #Philippines #HoChi Minh City #Vietnam #Hanoi #Vietnam #Taipei #Taiwan #Shenzhen #China #Munich #Germany #Zurich #Switzerland<br><br>Please review our Hiring Process Guidelines before your interview — click here to learn how interviewing at Agoda works.<br><br>Discover More About Working At Agoda<br><br>Agoda Careers https://careersatagoda.com Facebook https://www.facebook.com/agodacareers/Linked In https://www.linkedin.com/company/agoda You Tube https://www.youtube.com/agodalife<br><br>Equal Opportunity Employer <br><br>At Agoda, we pride ourselves on being a company represented by people of all different backgrounds and orientations. We prioritize attracting diverse talent and cultivating an inclusive environment that encourages collaboration and innovation. Employment at Agoda is based solely on a person’s merit and qualifications. We are committed to providing equal employment opportunity regardless of sex, age, race, color, national origin, religion, marital status, pregnancy, sexual orientation, gender identity, disability, citizenship, veteran or military status, and other legally protected characteristics.<br><br>We will keep your application on file so that we can consider you for future vacancies and you can always ask to have your details removed from the file. For more details please read our privacy policy.<br><br>Disclaimer<br><br>We do not accept any terms or conditions, nor do we recognize any agency’s representation of a candidate, from unsolicited third-party or agency submissions. If we receive unsolicited or speculative CVs, we reserve the right to contact and hire the candidate directly without any obligation to pay a recruitment fee.