وظائف بنوك في الإمارات

<h2 class="h5">Job description</h2> <div class="t-break" data-jb-field="description"> <span>Apt Resources is looking for an experienced and astute Financial Controller on behalf of their client, a multinational company based in DIFC who are into International Trade.<br> This position is ideal for a professional with strong expertise in financial reporting, budgeting, compliance, and internal controls, and a proven ability to lead and collaborate effectively within a finance team.<br> The successful candidate will play a key role in driving business growth through accurate financial insights and strategic recommendations.<br> Key Responsibilities Prepare, review, and analyze monthly, quarterly, and annual financial statements.<br> Manage full accounting operations: General Ledger, Accounts Payable, Accounts Receivable, Fixed Assets, and Bank Reconciliations.<br> Prepare and maintain accurate Balance Sheets, Profit &amp; Loss statements, and Cash Flow reports.<br> Lead annual budgeting and periodic forecasting.<br> Monitor budgets, control costs, and provide variance analysis with practical recommendations.<br> Ensure compliance with UAE VAT, IFRS, and financial regulations.<br> Coordinate internal and external audits and ensure timely completion.<br> Develop and implement financial policies, internal controls, and risk management procedures.<br> Manage cash flow, treasury operations, and working capital.<br> Provide financial analysis and strategic recommendations to senior management.<br> Prepare management reports, dashboards, and financial KPIs.<br> Support business planning, financial modeling, and investment analysis.<br> Ensure statutory compliance with UAE laws and regulatory requirements.<br> Liaise with banks, auditors, tax consultants, and government authorities.<br> Lead and mentor the finance and accounting team.<br> Salary: AED 18,000 – 20,000 per month (depending on experience and qualifications) Visa and other company benefits as per UAE Labour Law.<br> Bachelor's Degree in Accounting, Finance, or Commerce.<br> Chartered Accountant (CA) qualification is preferred, but strong relevant experience is also con.<br> Minimum of10 years of progressive finance and accounting experience.<br> At least 5 years of UAE experience in a Finance Controller, Finance Manager, or similar leadership role.<br> Strong knowledge of Balance Sheet Management, Budgeting &amp; Forecasting, Financial Reporting, and Cash Flow Management.<br> Solid understanding of IFRS, UAE VAT regulations, and financial compliance.<br> Experience handling audits and statutory reporting.<br> Strong analytical and financial planning skills.<br> Proficiency in Microsoft Excel and ERP systems (SAP, Oracle, Microsoft Dynamics, Zoho, Odoo, or similar).<br> Excellent communication and leadership skills.<br> Ability to work independently and manage multiple priorities.<br> Currently in UAE</span> </div>

<h2 class="h5">Job description</h2> <div class="t-break" data-jb-field="description"> <p><span><span><strong>Job Responsibility:</strong></span></span></p><br><p><span><span>Activities that are necessary to govern the successful delivery of Tablet Banking roadmap and strategy by playing an integral role in the projects, initiatives, and changes / enhancements in terms of requirement gathering, documentation, processes, policies, &amp; procedures finalization.</span></span></p><br><ul><li><span><span>Drive achievement of Tablet Banking objectives across delivery, adoption, migration, usage, and performance metrics.</span></span></li><li><span><span>Ensure STP grows year</span></span><span><span>‑</span></span><span><span>on</span></span><span><span>‑</span></span><span><span>year, and discrepancy rates are reduced through process improvements, automation, and enhanced validation.</span></span></li><li><span><span>Continuously monitor channel KPIs and identify improvement opportunities.</span></span></li><li><span><span>Liaise with business, IT, operations, product, compliance, and branch teams for end</span></span><span><span>‑</span></span><span><span>to</span></span><span><span>‑</span></span><span><span>end alignment.</span></span></li><li><span><span>Maintain deep knowledge of all relevant processes, system flows, policies, and procedures.</span></span></li><li><span><span>Lead the design, development, and rollout of innovative features for retail products on the Tablet channel.</span></span></li><li><span><span>Drive digital automation initiatives to strengthen STP, reduce manual interventions, and improve Turnaround Time (TAT).</span></span></li><li><span><span>Ensure product and technology deliverables are launched within planned timelines and quality benchmarks.</span></span></li><li><span><span>Develop and execute strategies to enhance frontline adoption and user engagement.</span></span></li><li><span><span>Ensure adoption initiatives translate into higher STP contribution and lower discrepancy ratios.</span></span></li><li><span><span>Partner with branch leadership to reinforce consistent usage across locations.</span></span></li><li><span><span>Lead regular technology upgrades and enhancements to ensure a seamless digital experience.</span></span></li><li><span><span>Own issue triaging and collaborate with engineering, testing, and support teams for prompt resolution.</span></span></li><li><span><span>Conduct root-cause analysis to prevent recurring issues and reduce operational discrepancies.</span></span></li><li><span><span>Coordinate research and documentation for internal/external audits.</span></span></li><li><span><span>Maintain strong governance and process controls in alignment with regulatory expectations.</span></span></li><li><p><span><span>Manage end-to-end production support for Tablet Banking across sourcing, operations, and product teams.</span></span></p><br></li></ul><p><span><span><strong><u>Job Skills &amp; Qualifications:</u></strong>&nbsp;</span></span></p><br><ul><li><span><span>Minimum 2 years of Senior Digital Transformation related experience</span></span></li><li><span><span>Bachelor /Master Graduate</span></span></li><li><span><span>UAE National with Family Book</span></span></li></ul><p><span><span><strong><u>What we offer you:</u></strong></span></span></p><br><ul><li><span><span>Competitive salary package&nbsp;</span></span></li><li><span><span>Strong emphasis on work-life balance and wellbeing across the bank&nbsp;</span></span></li><li><span><span>World-class Learning &amp; Development platform and career development&nbsp;</span></span></li><li><span><span>Generous annual leave entitlement and Private Healthcare&nbsp;</span></span></li><li><span><span>Preferential banking facilities for employees&nbsp;</span></span></li></ul><br><p>EIB</p><br><p><br>Emirates Islamic was launched in 2004 to deliver the highest standards of banking services in line with Shari'a principles.</p><br><p>As one of the leading Islamic banks in the UAE, Emirates Islamic offers exciting career opportunities for highly motivated professionals and graduates. At Emirates Islamic, we believe that our Employees are our biggest asset and we continuously invest in Talent Management &amp; Training and Development programmes to help them excel professionally and achieve success in their chosen career.</p><br><p>Emiratization is a key strategic objective at Emirates Islamic. We provide training to talented, young Emaratis under dedicated programmes that shape their ambition, passion &amp; commitment and guide them to become the future leaders of the organization as well as the overall financial sector.</p><br><p>We are driven by our values of Innovation, Customer Service, Ambition &amp; Ownership and are always looking for talent to add to our diverse work environment comprising of over 60 nationalities.</p><br> </div><h2 data-automation-id="subHeaderPreferredCandidate" class="h5"> Preferred candidate </h2> <div class="row is-m v-align-top t-small bg-mute"> <div class="col is-3 p5" data-automation-id="label_Nationality"> <b>Nationality</b> </div> <div class="col is-9 p5" data-automation-id="data_Nationality"> United Arab Emirates </div> </div>

<h2 class="h5">Job description</h2> <div class="t-break" data-jb-field="description"> <p><b>Company:</b> Almas Financial Services</p><p><b>Location:</b> Dubai, United Arab Emirates</p><p><b>Job Type:</b> Full-Time</p><p><b>Career Level:</b> Entry Level / Mid-Level</p><p><b>Experience:</b> Freshers &amp; Experienced Candidates Welcome</p><p><b>Languages:</b> English required | Arabic speakers preferred</p><p><b>Gender:</b> Female candidates preferred </p><p>salary + Attractive Commission &amp; Incentives</p><p><br></p><p><br></p><p>About the Role</p><p>Almas Financial Services is looking for a <b>Tally Sales Executive</b> to join our growing sales team in Dubai.</p><p>The successful candidate will be responsible for <b>handling customer enquiries, following up with potential clients, converting leads into customers, and generating new business</b> for our <b>Business Bank Account and POS Machine solutions</b>.</p><p>This is a <b>sales and customer-facing position</b> that involves both <b>office-based sales and occasional field sales/client meetings</b>. The ideal candidate should be confident communicating with customers, comfortable meeting business owners, and motivated to achieve sales targets.</p><p><b>Freshers are welcome to apply.</b> We provide the necessary product knowledge and training to suitable candidates who have strong communication skills, confidence, a positive attitude, and a willingness to learn.</p><p><b>Arabic-speaking candidates are preferred</b>, and female candidates are encouraged to apply.</p><p>Key Responsibilities</p><ul><li>Handle incoming enquiries received through <b>Facebook, Instagram, WhatsApp, website, referrals, and other marketing channels</b>.</li><li>Contact potential customers and understand their requirements for <b>Business Bank Accounts and POS Machines</b>.</li><li>Clearly explain the company's banking and POS solutions, benefits, requirements, and application process.</li><li>Convert qualified leads and enquiries into <b>successful customers and completed applications</b>.</li><li>Follow up with prospects through <b>phone calls, WhatsApp, email, and face-to-face meetings</b>.</li><li>Build and maintain professional relationships with <b>business owners, entrepreneurs, and decision-makers</b>.</li><li>Identify customer needs and recommend suitable solutions.</li><li>Handle customer questions, concerns, and objections professionally.</li><li>Close sales and achieve assigned <b>monthly sales and conversion targets</b>.</li><li>Arrange and attend <b>client meetings and occasional field visits</b>.</li><li>Generate new business through <b>cold calling, networking, referrals, direct sales, and field visits</b>.</li><li>Maintain an updated sales pipeline and ensure timely follow-up on all enquiries.</li><li>Coordinate with the internal operations team regarding customer documents and application processing.</li><li>Follow up with customers until the <b>Business Bank Account or POS application is successfully completed</b>.</li><li>Maintain accurate records of leads, customer interactions, follow-ups, meetings, and conversions.</li><li>Submit regular sales activity and performance reports to management.</li></ul><p>Candidate Requirements</p><ul><li><b>Freshers are welcome to apply.</b></li><li>1–3 years of sales experience is an advantage, especially in <b>banking, financial services, fintech, POS, payment solutions, B2B sales, or telesales</b>.</li><li><b>Arabic-speaking candidates are preferred.</b></li><li>Strong English communication skills.</li><li>Excellent verbal communication, negotiation, persuasion, and interpersonal skills.</li><li>Confident speaking with customers and business owners.</li><li>Comfortable handling <b>telephone/WhatsApp enquiries and client meetings</b>.</li><li>Willing to travel for occasional <b>field visits and customer meetings</b>.</li><li>Strong follow-up and lead-conversion skills.</li><li>Target-oriented, self-motivated, energetic, and confident.</li><li>Ability to manage multiple leads and follow-ups effectively.</li><li>Basic knowledge of <b>Microsoft Office, WhatsApp, email, CRM, or sales management tools</b>.</li><li>UAE sales experience is an advantage but <b>not mandatory</b>.</li><li>Knowledge of <b>UAE business banking, POS machines, payment solutions, or merchant services</b> is an added advantage.</li><li>UAE driving license is an advantage but <b>not mandatory</b>.</li></ul><p>What We Offer</p><ul><li>Competitive monthly salary</li><li><b>Attractive commission structure</b></li><li>Performance-based incentives and bonuses</li><li>Company-generated leads</li><li>Product and sales training</li><li>Supportive working environment</li><li>Career growth and development opportunities</li><li>Opportunity to build experience in <b>business banking, financial services, and payment solutions</b></li></ul><p><br></p> </div><h2 class="h5">Skills</h2> <div data-jb-field="skills"><p>Ideal Candidate</p><p>We are looking for someone who is <b>confident, energetic, hardworking, and motivated by sales</b>.</p><p>The ideal candidate should be able to take a customer enquiry from the <b>first conversation through regular follow-up and ultimately convert it into a successful Business Bank Account or POS customer</b>.</p><p>You should be comfortable working from the office, speaking with customers by phone and WhatsApp, and meeting clients in person when required.</p><p>Whether you are an <b>experienced sales professional or a fresher looking to start your career in sales</b>, we encourage you to apply.</p><p>Key Skills / Keywords</p><p><b>Sales Executive | Tally Sales Executive | Telesales | B2B Sales | Business Development | Banking Sales | Business Bank Account | POS Machine | POS Sales | Payment Solutions | Lead Generation | Lead Conversion | Customer Relationship Management | Cold Calling | Field Sales | Client Meetings | UAE Sales | Arabic Speaker | Sales Target | Commission Sales</b></p><p><b>Apply Now:</b></p><p>Join Almas Financial Services and build your career in <b>Business Banking &amp; Payment Solutions</b>.</p></div>

<h2 class="h5">Job description</h2> <div class="t-break" data-jb-field="description"> <span>Binance is a leading global blockchain ecosystem behind the world’s largest cryptocurrency exchange by trading volume and registered users. We are trusted by 300+ million people in 100+ countries for our industry-leading security, user fund transparency, trading engine speed, deep liquidity, and an unmatched portfolio of digital-asset products. Binance offerings range from trading and finance to education, research, payments, institutional services, Web3 features, and more. We leverage the power of digital assets and blockchain to build an inclusive financial ecosystem to advance the freedom of money and improve financial access for people around the world.</span><br><br><p><b>Responsibilities</b></p><br><ul> <li><ul> <li> <p><span>Act as the primary point of contact for financial regulators and supervisory authorities.</span></p><br> </li> <li> <p><span>Lead regulatory inspections, inquiries, audits, and ongoing supervisory engagements.</span></p><br> </li> <li> <p><span>Manage remediation programs arising from regulatory reviews, audits, or internal assessments.</span></p><br> </li> <li> <p><span>Coordinate cross-functional responses to regulatory requests and ensure timely delivery of required documentation.</span></p><br> </li> <li> <p><span>Draft and maintain regulatory submissions, including Client Money Policies, fund flow reports, risk assessments, and other regulatory documentation.</span></p><br> </li> <li> <p><span>Monitor regulatory developments and assess their impact on the business.</span></p><br> </li> <li> <p><span>Develop and maintain compliance frameworks supporting key payment and fiat activities</span></p><br> </li> <li> <p><span>Conduct compliance assessments of payment service providers, payment agents, settlement agents, and other financial partners.</span></p><br> </li> <li> <p><span>Perform due diligence and risk evaluations for payment-related business relationships.</span></p><br> </li> <li> <p><span>Ensure compliance with cross-border payment regulations and applicable financial crime requirements.</span></p><br> </li> <li> <p><span>Support and lead the expansion of payment Licences into new jurisdictions</span></p><br> </li> <li> <p><span>Lead the development, review, and enhancement of internal compliance policies, procedures, and controls, supporting business growth but ensuring regulatory compliance and best practice</span></p><br> </li> <li> <p><span>Conduct gap analyses against regulatory requirements and industry best practices.</span></p><br> </li> <li> <p><span>Perform onboarding risk assessments for new partners, vendors, and strategic business relationships.</span></p><br> </li> <li> <p><span>Cross function collaboration, including&nbsp; with Legal, Risk, Operations, Product, and Business teams to ensure regulatory requirements are appropriately embedded into business processes.</span></p><br> </li> </ul><br></li></ul><br><p><b>Requirements</b></p><br><ul> <li><ul> <li> <p><span>Bachelor's degree in Law, Finance, Accounting, Business Administration, or a related discipline.</span></p><br> </li> <li> <p><span>10+ years of experience in Regulatory Compliance, Regulatory Affairs, Business Compliance, or related functions within regulated financial institutions.</span></p><br> </li> <li> <p><span>Demonstrated experience directly engaging with financial regulators and PSP/EMI/MSB type licensing frameworks. Crypto compliance expertise is an additional advantage</span></p><br> </li> <li> <p><span>Proven experience managing regulatory inspections, examinations, audits, and remediation programs.</span></p><br> </li> <li> <p><span>Proven experience leading policy development and compliance gap analysis initiatives.</span></p><br> </li> <li> <p><span>Experience in driving new licensing opportunities</span></p><br> <ul> <li> <p><span>Experience within cryptocurrency, digital asset, or virtual asset service provider (VASP) environments.</span></p><br> </li> <li> <p><span>Experience in Middle East, or Southeast Asian regulatory environments</span></p><br> </li> <li> <p><span>Previous experience as a Compliance Officer or Regulatory Affairs professional within a licensed bank, payment institution, securities firm, or regulated financial services company.</span></p><br> <ul> <li> <p><span>Strong regulatory communication and stakeholder management skills.</span></p><br> </li> <li> <p><span>Excellent commercial and business acumen, preferable in Payments / Fintech environments</span></p><br> </li> <li> <p><span>Ability to serve as the company's primary representative in interactions with regulators.</span></p><br> </li> <li> <p><span>Excellent analytical, policy drafting, and risk assessment capabilities.</span></p><br> </li> <li> <p><span>Ability to thrive in a fast-paced, high-growth, and highly regulated environment.</span></p><br> </li> <li> <p><span>Resilient, detail-oriented, and capable of managing multiple priorities under pressure.</span></p><br> </li> </ul></li> </ul></li> </ul><br></li></ul><br> </div>

<h2 class="h5">Job description</h2> <div class="t-break" data-jb-field="description"> <span>We are seeking a highly skilled Senior Payments Engineer (Cards &amp; Cards Acquiring) to join a leading enterprise banking technology team in Dubai.<br> Operating within the Software Engineering Chapter, this role is dedicated to the end-to-end delivery, orchestration, and production support of our critical Business Platforms &amp; Payments infrastructure.<br> As a Senior Payments Engineer, you will own the technical delivery of strategic Cards Platform projects, major enhancements, and Business-As-Usual (BAU) demands.<br> This role requires a strong engineering background in credit/debit card processing systems, merchant/acquiring solutions, and high-performance payment switch integrations, working seamlessly within fast-paced Agile squads.<br> Key Responsibilities1.<br> Product Engineering &amp; Lifecycle Management Drive end-to-end technical delivery for card platforms, managing complex requirement analysis, systems design, and seamless third-party vendor integrations.<br> Lead technical execution across card lifecycle initiatives, including enhancements to payment processing, clearing, settlement, and chargeback workflows.<br> Collaborate actively within cross-functional Agile squads to translate business requirements into highly secure, stable, and scalable payment solutions.<br> 2. Cards Acquiring &amp; Payment Systems Integration Design and maintain robust components supporting the Cards Acquiring ecosystem, merchant processing frameworks, and payment gateways.<br> Oversee system integrations with global card schemes (e.<br>g., Visa, Mastercard) and regional payment networks, ensuring strict compliance with financial standards.<br> Support continuous improvement initiatives to enhance transaction success rates, lower latency, and modernize merchant onboarding platforms.<br> 3. Testing, Release &amp; Production Stability Provide advanced technical oversight during system integration testing (SIT) and user acceptance testing (UAT), quickly resolving critical engineering defects.<br> Coordinate complex code release management activities, ensuring zero-downtime deployments across highly regulated payment platform environments.<br> Act as a Tier-3 escalation point for production support, driving rapid incident management, root-cause analysis (RCA), and continuous platform stability.<br> Technical Specifications &amp; SkillsCore Cards &amp; Payments Expertise (Essential) Cards Domain: Comprehensive technical knowledge of Cards Issuing or Cards Acquiring platform engineering.<br> Acquiring Systems: Solid hands-on experience with merchant processing, POS/mPOS terminals, e-commerce payment gateways, and clearing/settlement protocols.<br> Financial Protocols: Deep understanding of messaging standards and payment switch protocols (e.<br>g., ISO 8583 , AS2805, or EMV compliance frameworks).<br> Core Engineering: Strong database skills (SQL/Oracle) and experience with backend application frameworks used to build high-throughput, low-latency transaction processing services.<br> Engineering &amp; Framework Practices Strong experience working inside Agile/Scrum software delivery environments.<br> Familiarity with enterprise ticketing and defect tracking systems (e.<br>g., Jira, ServiceNow).<br> Understanding of security and compliance frameworks mandatory in payment card industries (e.<br>g., PCI-DSS ).<br> Qualifications &amp; Experience Education: Bachelor’s or Master’s degree in Computer Science, Software Engineering, Information Technology, or a strictly equivalent technical discipline.<br> Experience: Proven track record in a Senior Software or Product Engineering role explicitly focused on Cards and Payments systems within a Bank, Fintech, or Payment Service Provider (PSP).<br> Soft Skills: Exceptional analytical and debugging capabilities, a proactive problem-solving mindset, and the interpersonal skills necessary to coordinate effortlessly between business units and core engineering teams.<br></span> </div>

<h2 class="h5">Job description</h2> <div class="t-break" data-jb-field="description"> <p><strong>Role&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; : </strong>Analyst <span><span>WBG / Treasury Business Finance&nbsp;</span></span><br><strong>Location :</strong> <span><span>Abu Dhabi Head Office</span></span> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</p><br><p><strong>Role Purpose:</strong></p><br><ul><li><span>Assist LM in providing financial analytics, performance management, planning &amp; support to respective businesses within ADIB.</span></li><li><span>Support LM in providing timely business insights to business / senior management to meet financial targets driven by budgets and forecasts.</span></li><li><span>Produce monthly business analysis including budget variance analysis and share it with respective stakeholders.</span></li><li><span>Support a disciplined cost culture with cost intelligence that allows the senior team to tightly manage direct/controllable costs.</span></li><li><span>Minotir RWA, RoRWA, and RoRAC along with other business profitability metrics on business and client levels.&nbsp;</span></li><li><span>Produce weekly business forecast/flash</span></li><li><span>Monitor movements in financing and deposits on a daily basis, and identify key changes by client.&nbsp;</span></li><li><span>Support LM and Perofrmance Management Team in preparing the annual corporate plan in coordination with Business senior management.</span><br>&nbsp;&nbsp;&nbsp;&nbsp;<br><strong>Key Accountabilities of the role&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;</strong><br>&nbsp;</li><li><span><span>Assist LM in supporting strategic plans set by WBG / Treasury / IBG Heads to achieve business goals</span></span></li><li><p><span><span>Run weekly flash collection exercise in coordination with businesses, FP&amp;A and BF team.&nbsp;</span></span></p><br></li><li><span><span>Prepare daily/weekly trackers of Balance Sheet movements&nbsp;</span></span></li><li><span><span>Enhance the quality &amp; drill-down capabilities for (profitability patterns, Risk ratings, Sectors, Products &amp; services across the corporate business Group).</span></span></li><li><span><span>In coordination with LM produce WBG / Treasury /IBG budgets and ensure it is aspirational and reflects the bank overall strategy and vision.&nbsp;</span></span></li><li><span><span>Monitor and explain budget variances including but not limited to rate-volume analysis.&nbsp;</span></span></li><li><span><span>Understand business drivers and product offerings. &nbsp;</span></span></li><li><span><span>Develop and monitor the underlying cost allocation rules for each cost center.</span></span></li><li><span><span>Track contingent exposures and analyse profitability.</span></span></li><li><span><span>Refresh scorecards and monitor KPIs.</span></span></li><li><p><span><span>Analyze classified exposures, cost of credit, and other relevant credit matters.</span></span></p><br></li><li><p><span><span>Collaborate with ACE on businesses customer genome and management insights/dashboards.</span></span></p><br></li><li><span><span>Produce analytical reports to support key Senior Management's everyday operations.</span></span></li><li><span><span>Work closely with business stakeholders to review and analyse cases presented to seniors.</span></span></li><li><span><span>Provide strong analytical support in delivering team’s financial analysis.</span></span></li><li><span><span>Review projects and BRDs financial commitments.&nbsp;</span></span></li><li><span><span>Maintain internal control standards</span></span></li><li><span><span>Contribute to other ad hoc initiatives as they arise and/or when required by LM/management.</span></span></li></ul><p><strong>Specialist Skills / Technical Knowledge Required for this role:</strong><br>&nbsp;</p><br><ul><li><span><span>2 - 5 years of experience in Business/Finance analytics role</span></span></li><li><span><span>BA in Finance/Accounting or relevant field&nbsp;</span></span></li><li><span><span>Analytical and financial skills</span></span></li><li><span><span>Adequate communication skills blended with strong work ethics</span></span></li><li><span><span>Proficient in all MS office applications</span></span></li><li><span><span>Balanced attention to detail with swift execution</span></span></li><li><span><span>Research skills</span></span></li><li><span><span>Finance qualification (i.e. CMA, ACCA …etc.)</span></span></li></ul><br> </div>

<h2 class="h5">Job description</h2> <div class="t-break" data-jb-field="description"> <b><br><b>Job Summary</b></b><br>We are seeking a skilled and analytical Auditor to join Group Internal Audit (GIA), supporting the Wealth &amp; Retail Banking (WRB) portfolio. The role is responsible for delivering risk-based audits, providing independent assurance on key risks and controls, identifying opportunities for improvement, and supporting continuous monitoring activities. The successful candidate will use data-driven audit techniques, contribute to innovation within the audit function, and help strengthen the Bank’s risk and control environment.<b><br><b>Key Responsibilities</b></b><br><b>Audit Planning and Risk Assessment</b><br> <ul> <li>Support the development and maintenance of risk assessments and risk-based audit plans.</li> <li>Identify emerging risks, control weaknesses, and changes in the business environment requiring audit focus.</li> <li>Contribute to audit scoping, planning, and testing programmes.</li> <li>Provide insights to support audit prioritisation and coverage decisions.</li> </ul> <b>Audit Delivery</b><br> <ul> <li>Deliver audit engagements in line with Group Internal Audit methodology and professional standards.</li> <li>Conduct fieldwork, review evidence, draft audit findings, and support audit report preparation.</li> <li>Ensure audits are completed within agreed timelines and quality standards.</li> <li>Promote efficiency, consistency, and continuous improvement in audit execution.</li> </ul> <b>Issue Management and Validation</b><br> <ul> <li>Monitor audit issues and management action plans through to closure.</li> <li>Validate remediation actions to ensure root causes have been appropriately addressed.</li> <li>Escalate overdue, ineffective, or high-risk remediation matters where required.</li> <li>Provide guidance on evidence requirements and effective issue resolution.</li> </ul> <b>Continuous Monitoring and Stakeholder Engagement</b><br> <ul> <li>Perform ongoing monitoring to identify emerging risks and control concerns.</li> <li>Build constructive relationships with stakeholders while maintaining independence and objectivity.</li> <li>Clearly communicate audit findings, risk impacts, root causes, and recommendations.</li> </ul> <b>Analytics, Innovation and Data Insights</b><br> <ul> <li>Apply data analytics to enhance risk identification, testing coverage, and audit efficiency.</li> <li>Support the development of automated and data-led audit approaches.</li> <li>Use data visualisation and analytical techniques to identify trends, anomalies, and control indicators.</li> <li>Contribute to audit innovation, methodology enhancements, and digital transformation initiatives.</li> </ul> <b>Non-Audit Activities and Departmental Contribution</b><br> <ul> <li>Support regulatory reviews, external audit engagements, and quality assurance activities.</li> <li>Contribute to audit committee, risk, and governance forum papers where required.</li> <li>Participate in knowledge-sharing, training, and cross-functional collaboration activities.</li> <li>Support annual planning, risk assessment updates, and continuous improvement initiatives.</li> </ul> <b>People, Culture and Conduct</b><br> <ul> <li>Demonstrate professional scepticism, integrity, and the highest standards of ethical conduct.</li> <li>Take ownership of continuous professional development across audit, business, risk, and analytics disciplines.</li> <li>Proactively identify, escalate, and support the resolution of risk, conduct, and compliance matters.</li> </ul> <b>Regulatory &amp; Business Conduct</b><br> <ul> <li>Champion the Group’s Values and Code of Conduct.</li> <li>Maintain the highest standards of ethics, regulatory compliance, and business conduct.</li> <li>Ensure compliance with all applicable laws, regulations, and internal policies.</li> <li>Collaboratively identify, escalate, mitigate, and resolve risk and compliance concerns.</li> </ul> <b>Other Responsibilities</b><br> <ul> <li>Embed the Group’s brand promise, <b>Here for good</b>, in daily activities.</li> <li>Undertake additional responsibilities as required under Group, Country, Business, or Functional policies.</li> <li>Maintain an up-to-date understanding of role requirements, regulatory expectations, and business developments.</li> </ul> <b><b>Skills and Experience</b></b><br> <ul> <li>Audit Methodology and Audit Systems</li> <li>Risk Assessment</li> <li>Audit Planning</li> <li>Audit Fieldwork</li> <li>Audit Report Writing</li> <li>Stakeholder Management</li> <li>Continuous Monitoring</li> <li>Data Analytics and Insight Generation</li> </ul><b><b>Qualifications</b></b><br> <ul> <li>Bachelor’s degree in Accounting, Finance, Business Administration, Risk Management, Information Systems, Economics, or a related field.</li> <li>Professional certifications such as: <ul> <li>Certified Internal Auditor (CIA)</li> <li>Chartered Accountant (CA)</li> <li>Certified Public Accountant (CPA)</li> <li>Association of Chartered Certified Accountants (ACCA)</li> <li>Certified Information Systems Auditor (CISA)</li> <li>Certified Anti-Money Laundering Specialist (CAMS)</li> <li>Financial Risk Manager (FRM)</li> <li>Or other relevant audit, risk, or compliance qualifications.</li> </ul> </li> <li>Membership of a recognised professional accounting or auditing body is advantageous.</li> </ul><b><b>About Standard Chartered</b></b><br> <p>We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.</p><br> <p>Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.</p><br> <p><b>Together we:</b></p><br> <ul> <li><b>Do the right thing&nbsp;</b>and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do</li> <li><b>Never settle,&nbsp;</b>continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well</li> <li><b>Are better together,&nbsp;</b>we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term</li> </ul><b><b>What we offer</b></b><br> <p><b>In line with our Fair Pay Charter,&nbsp;</b>we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.</p><br> <ul> <li><b>Core bank funding for retirement savings, medical and life insurance,&nbsp;</b>with flexible and voluntary benefits available in some locations.</li> <li><b>Time-off&nbsp;</b>including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.</li> <li><b>Flexible working&nbsp;</b>options based around home and office locations, with flexible working patterns.</li> <li><b>Proactive wellbeing support&nbsp;</b>through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits</li> <li><b>A continuous learning culture&nbsp;</b>to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.</li> <li><b>Being part of an inclusive and values driven organisation,&nbsp;</b>one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.</li> </ul><p><b>End Date:</b> 17/08/2026 </p><br> <p>For further information, and to apply, please visit our website via the “Apply” button below. </p><br><br> </div><h2 data-automation-id="subHeaderPreferredCandidate" class="h5"> Preferred candidate </h2> <div class="row is-m v-align-top t-small bg-mute"> <div class="col is-3 p5" data-automation-id="label_Nationality"> <b>Nationality</b> </div> <div class="col is-9 p5" data-automation-id="data_Nationality"> United Arab Emirates </div> </div>

<h2 class="h5">Job description</h2> <div class="t-break" data-jb-field="description"> <p>As a Specialist, Asset Servicing, you will be a key player in our SSO team, dedicated to delivering exceptional custody services. Your expertise will be instrumental in managing client relationships, ensuring compliance, and driving the overall efficiency of our custody operations.</p><br><ul><li>Responsible for the end to end corporate actions processing in accordance with regulatory and compliance requirements, with an increased focus on accurate and timely execution to enhance the client experience.</li><li>Responsible for daily monitoring and processing of Corporate Actions processes covering Domestic and Regional and International Market for both mandatory and voluntary specific corporate actions functions of diverse products like equities mutual funds, fixed income , hedge fund , structured funds , ETF and ensuring highest quality of client service delivery as per international standards.</li><li>Responsible for handling moderately intricate to extremely complex corporate action events across Local, Regional, International Markets. Processing responsibilities include the receipt of market / sub custodian announcements, the scrubbing/comparison of data, and the notification of corporate action events to client. Reconciliation of client positions with respective sub custodians and markets and monitors appropriate posting of accruals and entitlements to client accounts. For all voluntary events is responsible for soliciting and receiving responses from the clients and for submitting these instructions to the respective sub custodians / markets / agents / processing bank prior to their deadline dates.</li><li>Ensure to track and respond to internal and external clients queries by providing clear detailed corporate actions information in line with the relevant market rules and regulations and corporate actions best practise.</li><li>Responsible for communicating with various stakeholders like Markets, Sub Custodians, Agents, Companies, Depositories, Brokers, Issuers to ensure smooth accurate timely corporate actions processing.&nbsp;</li><li>Responsible to have excellent knowledge related to corporate actions swift messages and usages of the same.</li><li>Demonstrates reliability by taking necessary actions to continuously meet required deadlines and goals.</li><li>Articulates information clearly and presents information effectively and confidently when working with others.</li><li>Convinces others by making a strong case, bringing others along to their viewpoint; maintains strong, trusting relationships while at the same time is comfortable challenging ideas.</li><li>Participation in section related projects, system changes and upgrades and new client’s requirements and implementation of sub custodian / client SLA.</li><li>Review processes and suggest and implement changes to enhance client satisfaction and reduce manual intervention and reduce overall cost.</li><li>Asset Services: Responsible for Corporate Actions, support Tax Reclaims, Proxy Services, Network Management Support, Income Management, Reconciliation. </li><li>Cash / FX Settlement: Review and validate all transactions inputted by the officer / another specialist. Escalate all mismatches to AVP. Validate all data entered into the system and forward to AVP for review. On settlement date of transaction ensure transaction settled and all appropriate accounting entries executed. Escalate any settlement issues / discrepancies to AVP Validate and Sign any vouchers that need to be passed for FX / Cash execution for review by the AVP.</li><li>Corporate Actions / support Tax Reclaims/ Proxy: Monitoring sources for Corporate Action Announcements (Newspapers, Bloomberg, Reuters, Sub-Custodians, Local Market Websites) and submitting information to officer / another specialist for input into the system, supporting Tax Reclaims and Proxy Services. Validate all transactions entered by officer / another specialist into the custody system and ensuring that transactions are processed appropriately.</li><li>Position / Cash Management: Review clients’ positions and holdings daily and reconcile positions with sub-custodians and market to ensure there are no discrepancies. Escalate any discrepancies to AVP. Daily review of client’s cash positions to ensure all clients have appropriate funding and escalating to AVP and Middle Office any potential over drafts or if client is at risk of being insufficient.</li><li>SWIFTS: Validate swift instructions inputted by officer / another specialist into the system for AVP to Authorize. Second Level of SWIFT generation process.</li><li>Reconciliation: Second level of reconciliation ensuring all appropriate checks are done to ensure there are no discrepancies and escalating any issues to the AVP.&nbsp;</li><li>Ad Hoc Requests: Supporting the AVP as required for business-as-usual matters and projects and initiatives.</li><li>Risk Indicators: Responsible to ensure controls and procedures are being adhered to by the section. Monitor all KPIs, KRIs, Capacity Planning. Submit any incidents and issues to AVP for review. Monitoring transactions to ensure they are being processed according to Compliance / Audit standards (requirements).<br>&nbsp;</li></ul><p>Minimum Qualification<br>University Graduate / Bachelor’s Degree (or 5 years related work experience)&nbsp;<br>&nbsp;</p><br><p>Minimum Experience&nbsp;</p><br><ul><li>5 + years related experience in security services and / or back-office operations e.g. managing corporate actions / securities settlements&nbsp;</li><li>Solid understanding of security services and operations and accounting activity related to security services</li><li>Ability to work under pressure, to prioritise and to manage several tasks at the same time</li><li>Team oriented and ability to work under pressure </li><li>Ability to achieve business objectives without compromising controls and risk parameters established</li><li>Strong execution skills in a multi-tasking mode and follow-up effectively</li><li>Self-starter with excellent attitude, communication and interpersonal skills</li><li>High level of accuracy &amp; attention to detail and excellent team working skills</li><li>Specific experience in Securities related functions eg Client Services, Corporate Actions, Settlement, Data Maintenance &amp; Billing or Custody Account Opening will be an added advantage<br>&nbsp;</li></ul><br> <b>About Us:</b><br> First Abu Dhabi Bank (FAB) is the largest bank in the UAE and one of the world's largest and safest financial institutions. We offer a comprehensive range of personal and private banking services, including credit cards, Islamic banking, investments, loans, and mortgages. Our commitment to excellence and innovation drives us to provide top-tier financial solutions to our clients.<br> <b>Life at FAB:</b><br> Working at FAB means being part of a team of talented and passionate individuals with a shared vision to support the ambitions of our stakeholders to "Grow Stronger." We embrace the needs of our customers across the globe with a sense of responsibility and confidence driven by extensive expertise that can only be delivered by an ambitious world-class organization<br> <b>Career Development:</b><br> FAB offers unique career choices, a chance to innovate, craft solutions for the future, and express yourself in a performance-based culture that will unleash the best in you. Whether you are an experienced professional or just starting your career, FAB provides a range of learning and development initiatives to support all employees through training and skill development.<br> <b>Our Values:</b><br> At FAB, we place our customers at the core of our activities, live our values each day in every way, celebrate achievements, and empower each other to deliver leading solutions. We have structured plans for the recruitment and career progression of Emirati talent to enable them to make a mark in the financial and banking sector both regionally and globaly that rewards your hard work and dedication.<br> Join our team and be part of a journey to shape the future of banking.<br> </div>

<h2 class="h5">Job description</h2> <div class="t-break" data-jb-field="description"> <span><b>Job Summary</b> <br></span><p>• &nbsp; &nbsp;The client service executive will be responsible for handling client queries/complaints and ask for any information via the digital channel eg Social media handles like face book, twitter, LinkedIn etc and the Chat Bot options. This will also include calling the client and engaging the client for any information required and provide resolution /clear queries.<br>• &nbsp; &nbsp;The team will also be responsible for working with the marketing and social media team to understand opportunities and supporting the business to launch , track and social media/digital campaigns and posts .<br>• &nbsp; &nbsp;The role will also be focused on analysing client feedback on the digital/other channels and supporting the manager to make the required changes to the process /product to fix the issue</p><br><br><b>Key Responsibilities</b> <br> <ul> <li>To handle customer social media posts, calls &amp; issues while providing consistent customer delight relating to queries / requests / financial needs / problem resolution keeping focus on SCB policies.&nbsp;</li> <li>Moderate, review and respond to comments concerning support issues made on our social channels in a timely, friendly, and professional manner and provide end-to-end resolution (as applicable), to create positive connections with our customer community</li> <li>Engage social media commentary directly in carefully phrased social media responses seen by a broad audience.</li> <li>Moderate all user-generated content on social media in line with the moderation policy for each community</li> <li>Ensure proper follow up / tracking of cases and closure within turnaround time (if applicable) and follow up frequently with customers throughout the life of their complaint resolution.</li> <li>Sign up customers for value added services and digital education (as applicable)</li> <li>Tag the social media posts &amp; calls accurately as per internal guidelines &amp; policies</li> <li>Initiate and strive towards achieving set targets and service standards&nbsp;</li> <li>Probe &amp; identify financial needs on service calls and pitch relevant solutions in line with customer requirements (if applicable)</li> <li>Participation in operational or technical platform trainings, as needed</li> <li>Additional duties as assigned</li> <li>Give accurate information to customers on his/her queries &amp; concerns</li> <li>Have high awareness levels on KYC and anti-money laundering policy</li> <li>Multi-skilled to handle both social media posts and outbound calls (as applicable)&nbsp;</li> <li>Ensure KPI’s (Key Performance Indicator) &amp; KRI’s (Key Risk Indicator, eg – proper authentication, no rejects, maintained turnaround time, etc as define by the group) &nbsp;are achieved and work towards the improvement</li> </ul> <br> <br> <ul> <li>Ability to write, think and work quickly without losing focus.</li> <li>Maintain the highest level of professionalism while managing sensitive issues.&nbsp;</li> <li>Demonstrate personal ownership and accountability.</li> <li>Show empathy while providing thoughtful and prompt resolutions.</li> <li>Initiate and strive towards achieving set targets and service standards</li> <li>Should be able to identify potential disputes / escalation / specific trends noticed while handling of cases / process gaps and highlight to the management</li> <li>Ensure all sales pitches are made without mis-selling and achieve targets in term of leads / self closure (if applicable)</li> <li>Adhere to customer data confidentiality policy</li> <li>Adhere to all applicable rules / regulations and group policies</li> <li>Support the identification, development and implementation of continuous improvement ideas.</li> <li>Provides timely feedback to management concerning operational changes/ideas, and recommends solutions to customer service failures.</li> <li>Report on activity and findings, concisely summarizing important community trends and insights that are relevant to social care, team, SCB products and the overall bran</li> <li>Display exemplary conduct and live by the Group’s Values and Code of Conduct.&nbsp;</li> <li>Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.</li> <li>Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters</li> </ul> <br> <br><b>Skills and Experience</b> <br><ul> <li>Good communication skills</li> <li>Social media management - Understanding of Social Media platforms and jargon</li> <li>Knowledge of Microsoft Suite – Excel, Word, PPT&nbsp;</li> <li>Strong interpersonal skills m which encourages and promotes enthusiasm and team spirit</li> </ul><br><b>Qualifications</b> <br><p>• &nbsp; &nbsp;Minimum qualification should be diploma holder /graduate</p><br><br><b>About Standard Chartered</b> <br><p>We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.</p><br><br> <p>Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.</p><br><br> <p>Together we:</p><br><br> <ul> <li><b>Do the right thing</b>&nbsp;and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do</li> <li><b>Never settle,</b>&nbsp;continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well</li> <li><b>Are better together,</b>&nbsp;we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term</li> </ul><br><b>What we offer</b> <br><p><b>In line with our Fair Pay Charter,</b>&nbsp;we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.</p><br><br> <ul> <li><b>Core bank funding for retirement savings, medical and life insurance,</b>&nbsp;with flexible and voluntary benefits available in some locations.</li> <li><b>Time-off</b>&nbsp;including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.</li> <li><b>Flexible working</b>&nbsp;options based around home and office locations, with flexible working patterns.</li> <li><b>Proactive wellbeing support</b>&nbsp;through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills,&nbsp;global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits</li> <li><b>A continuous learning culture</b>&nbsp;to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.</li> <li><b>Being part of an inclusive and values driven organisation,</b>&nbsp;one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.</li> </ul><br> </div><h2 data-automation-id="subHeaderPreferredCandidate" class="h5"> Preferred candidate </h2> <div class="row is-m v-align-top t-small bg-mute"> <div class="col is-3 p5" data-automation-id="label_Nationality"> <b>Nationality</b> </div> <div class="col is-9 p5" data-automation-id="data_Nationality"> United Arab Emirates </div> </div>

Head of Shariah Compliance Location: Abu Dhabi, UAE<br>About the Role<br>Our client, an innovative AI banking firm based in Abu Dhabi, is seeking an experienced Head of Shariah Compliance to establish and lead its Shariah governance and compliance framework. This is a senior leadership opportunity within a technology-led environment that is reimagining how ethical and Shariah-compliant financial services are designed, delivered and scaled. The successful candidate will act as the firm’s principal Shariah compliance adviser, partnering closely with the Internal Shariah Supervision Committee, executive leadership, product, legal, risk, compliance and technology teams. They will ensure that the firm’s products, services, contracts, digital journeys and AI-enabled processes comply with applicable Shariah principles and UAE regulatory requirements.<br>Key Responsibilities:Establish and lead the firm’s Shariah compliance function, policies, governance framework and operating procedures. Ensure compliance with the standards and resolutions of the Central Bank of the UAE’s Higher Shari’ah Authority and other applicable regulatory requirements. Act as the principal liaison between management and the Internal Shariah Supervision Committee. Coordinate Shariah committee meetings, including preparing papers, product submissions and supporting analysis. Ensure that decisions and rulings issued by the Internal Shariah Supervision Committee are implemented throughout the firm. Advise senior management and business stakeholders on Shariah matters relating to strategy, product development and commercial activity. Review products, structures, legal agreements, customer documentation, marketing materials, policies and operating processes from a Shariah compliance perspective. Partner with product and technology teams to embed Shariah requirements throughout the complete digital product lifecycle. Provide Shariah oversight of AI-enabled processes, automated decision-making, customer journeys and technology-supported product recommendations. Assess whether algorithms, data usage and automated workflows remain consistent with approved Shariah structures, ethical principles and intended customer outcomes. Translate Shariah rulings into clear, practical and scalable controls that can be incorporated into the firm’s technology platforms. Develop and maintain the Shariah compliance monitoring and testing programme. Identify, investigate and resolve potential Shariah non-compliance events, including remediation, escalation and regulatory reporting where required. Oversee the calculation, treatment and disposal of any income arising from Shariah non-compliant activities. Support internal and external Shariah audits and ensure that agreed findings are addressed appropriately. Maintain comprehensive records of Shariah rulings, approvals, product decisions and supporting documentation. Deliver regular reporting to the Internal Shariah Supervision Committee, executive management, relevant board committees and regulators. Provide Shariah training and awareness programmes across the firm. Monitor developments in Islamic finance, AI, digital banking and regulatory expectations. Recruit, develop and lead the Shariah compliance team as the firm continues to grow.<br>Experience and Qualifications Significant Shariah compliance, Shariah governance or Islamic finance experience gained within a regulated bank, financial institution or Fin Tech. Previous experience leading, or playing a senior role within, an Internal Shariah Compliance Department or equivalent function. Strong working knowledge of the CBUAE Higher Shari’ah Authority framework and applicable UAE Islamic finance regulations. Detailed knowledge of Islamic banking products and structures, potentially including Murabaha, Ijarah, Mudarabah, Musharakah, Wakala, Tawarruq and Sukuk. Experience reviewing financial products, customer contracts, policies and operating processes for Shariah compliance. Practical experience working with Internal Shariah Supervision Committees and senior regulatory stakeholders. A relevant degree in Shariah, Islamic jurisprudence, Islamic finance, law, banking or a related discipline. A postgraduate qualification or recognised professional certification in Shariah or Islamic finance would be advantageous. Knowledge of AAOIFI standards and other recognised Islamic finance frameworks. Experience supporting AI banking, digital banking, Fin Tech or technology-led product development would be highly desirable. An understanding of AI governance, automated decision-making and data-led financial services would be beneficial. Arabic and English language capabilities are strongly preferred.<br>Personal Attributes Strong technical understanding of Shariah principles, combined with sound commercial judgement. Able to translate complex Shariah requirements into practical business and technology solutions. Comfortable operating within a fast-moving, entrepreneurial and highly innovative environment. Credible when engaging with Shariah scholars, regulators, board members and executive leadership. Curious about emerging technologies and their responsible application within Islamic financial services. Able to challenge constructively while enabling responsible product innovation. Strong communication, stakeholder-management and leadership skills. Comfortable building a function, framework and team from the ground up.

<p>One of the key flagship products of the division is Oson Neo, a state—of-the-art digital fintech solution developing in a regulated environment (DFSA). To bring the product to a new stage and ensure its full technological independence, we are creating a dedicated, sovereign engineering team from scratch, led by the Head of Engineering. Responsibilities • Development and Product Management: Full technical responsibility for the architecture, stability and continuous development of the Oson Neo fintech product. Interact with the Head of Product to synchronize the product roadmap and technical priorities. • Building a team from scratch: Designing the target structure and processes of a new engineering team. Independent recruitment, adaptation, and development of technical specialists (starting with backend and integration engineers). Formation of a strong engineering culture (code review, CI/CD, quality standards). • Integrations and vendors: Technical coordination and management of integration processes with BaaS providers, partner bank (Emirates NBD) and Visa (Visa issuing) payment system. • Regulatory compliance: Fruitful cooperation with the Compliance department to ensure full compliance of the technical architecture and data security with the strict requirements of the DFSA financial regulator, and preparation of the system for audits. • Cross-team partnership: Diplomatic coordination with the group's CTO on issues of common standards and the holding's infrastructure to maintain a balance of interests and avoid duplication, without operational subordination to the current technical structure.</p><p>• Experience and leadership: More than 7 years of total experience in software development, including at least 3 years as a technical leader (Head of Engineering, Engineering Manager, Tech Lead). Having successful practical experience building and scaling engineering teams from scratch or almost from scratch. • Fintech expertise: A deep understanding of the specifics of Fintech and the payment sector. Experience working with payment system architecture, integrations with traditional banks, IBAN providers, and BaaS platforms. The experience of working with core banking/wallet solutions (for example, Crassula or analogues) and Visa/Mastercard issuing processes will be a great advantage. • Regulated environment: Practical experience in designing and maintaining systems operating in highly regulated jurisdictions (DFSA, FCA, MAS or similar). Understanding data security standards and auditing. • Technical stack and architecture: High level of personal technical competence. The ability to dive deeply into code and architectural solutions, act as an expert for the team, and not just perform managerial functions. • Required knowledge of Russian and English languages! knowledge of Arabic will be an advantage.</p>

<h2 class="h5">Job description</h2> <div class="t-break" data-jb-field="description"> <p><span><span>The result areas have been divided into two distinct areas as described below:</span></span></p><br><p><span><span><strong>Conduct Risk</strong></span></span></p><br><ul><li><p><span><span>Develop and Implement Risk Strategies: Create, implement, and review strategies and policies to mitigate conduct risk within the organization, ensuring alignment with regulatory requirements and industry best practices.</span></span></p><br></li><li><p><span><span>Risk Assessment and Monitoring: Conduct regular risk assessments, monitoring, and analysis of potential conduct risk areas within different business units. Develop procedures to detect and address potential risks.</span></span></p><br></li><li><p><span><span>Policy and Procedure Management: Develop and maintain conduct risk policies and procedures, ensuring that they are communicated, understood, and implemented across the organization.&nbsp;</span></span></p><br></li><li><p><span><span>Compliance and Reporting: Ensure compliance with regulatory requirements and internal policies. Prepare and present reports to management, outlining risk assessments and mitigation strategies.</span></span></p><br></li><li><p><span><span>Training and Awareness Programs: Develop and deliver training programs to enhance employee awareness of conduct risk issues, ethical practices, and regulatory requirements.</span></span></p><br></li><li><p><span><span>Collaboration and Communication: Collaborate with various departments, including legal, compliance, business, and operational teams, to ensure a cohesive approach to managing conduct risk. Provide guidance and advice on risk-related matters.</span></span></p><br></li></ul><p><span><span><strong>Consumer Protection</strong></span></span></p><br><ul><li><p><span><span>Clear understanding of Consumer Protection Regulations along with its implications and responsibilities towards the Banks Governance requirements on Products &amp; Services offered.</span></span></p><br></li><li><p><span><span>Provide strategic and execution support on policy enhancements, new products and process development, Consumer communications, monitoring, reporting including submissions to the Senior Management, Mashreq Board, and the Central Bank of the UAE on Consumer Protection Regulation requirements.</span></span></p><br></li><li><p><span><span>Assist and facilitate Consumer Protection related risk and event/incident identification, support on appropriate reporting, Governance, action plan and tracking across the Bank (including non-UAE locations)</span></span></p><br></li><li><p><span><span>Remaining vigilant and identify potential breach of the Regulatory Standards and reporting them within the Operational Risk Framework of the Bank</span></span></p><br></li><li><p><span><span>Actively involve in creating and delivery of training, communication campaigns for awareness specific to roles within the UAE Retail Banking, CXCG, Credit and Operations stakeholders.</span></span></p><br></li><li><p><span><span>Remain focal point for stakeholder engagement i.e. Compliance, Marketing, Shari’ah Governance, Legal, Risk and Credit etc on Regulatory matters</span></span></p><br></li><li><p><span><span>Provide consultative support to Retail Banking stakeholders applicable interpretation to the Regulation and Standards</span></span></p><br></li><li><p><span><span>Regular review and Consumer Protection Regulation checklists, associated policies / processes including the Banks Consumer Protection Policy</span></span></p><br></li><li><p><span><span>Facilitate the collation and creation of Consumer Protection Regulatory reporting requirements (i.e. internal to the Senior Management / Board within Mashreq and including Regulatory Reporting requirements)</span></span></p><br></li><li><p><span><span>Work with Organization stakeholders including Policy Owners and other Divisions across Mashreq to strengthen process, policy and Governance established to uphold Consumer Protection requirements.</span></span></p><br></li><li><p><span><span>Analyze and identify Consumer Call / contact, feedback, and complaint reasons for root-cause to address barriers on Consumer Products and Service, breach of Consumer Protection Regulatory requirements, topics on Consumer Education &amp; Awareness and improvement of disclosure / transparency material across</span></span></p><br></li><li><p><span><span>Regularly communicate at Organization level on Consumer Protection requirements, Senior Management / Board setting “Tone from Top”, Mashreq Values, Complaint Management awareness etc</span></span></p><br></li></ul><br><br> The leading financial institution in MENA<br> <span>While more than half a century old, we proudly think like a challenger, startup, and innovator</span><br> <span>in banking and finance, powered by a diverse and dynamic team who put customers first.</span><br> <span>Together, we pioneer key innovations and developments in banking and financial services.</span><br> <span>Our mandate? To help customers find their way to Rise Every Day, partnering with them through</span><br> <span>the highs and lows to help them reach their goals and unlock their unique vision of success.</span><br> <span>Delivering superior service to clients by leading with innovation, treating colleagues with dignity and fairness while pursuing opportunities that grow shareholders value.&nbsp;</span><br> <span>We actively contribute to the community through responsible banking in our mission to inspire more people to Rise.</span><br> </div>

<h2 class="h5">Job description</h2> <div class="t-break" data-jb-field="description"> <span> <br></span><p><strong><span>About the Wealth and Retail Banking team </span></strong></p><br><br> <p><br><span>We serve more than 13 million individuals and small businesses, with a focus on the affluent segment which encompasses Private Banking, Priority Private, Priority Banking, and Premium Banking. Within the mass retail sector, our strategic focus is on emerging affluent clients who will progress in their wealth journey with us, forming the future pipeline of affluent clients.&nbsp; &nbsp;<br></span><br><span>We’re a leading wealth manager in Asia, Africa and the Middle East, and our deep local presence and international network enables us to capture the strong structural tailwinds which are driving cross-border wealth flows. Our comprehensive product offerings span across deposits, payments, financing, advisory, investments and bancassurance.</span></p><br><br> <br><p><strong><span>About the Graduate Programme – how you’ll learn and grow&nbsp; <br></span></strong><br><span>Join a skills-first organisation where your potential matters more than your background. From day one, you’ll build the skills that matter – through real-world projects, mentoring, and tailored learning journeys. &nbsp;Our 12-month graduate programme is designed to accelerate your development and set you up for long-term success. You’ll benefit from:&nbsp;<br></span><br><span>• &nbsp; &nbsp;<strong>Structured learning: </strong>Classroom training combined with hands-on experience</span><br><span>• &nbsp; &nbsp;<strong>Global collaboration: </strong>Work with diverse teams and experienced leaders</span><br><span>• &nbsp; &nbsp;<strong>Skill development: </strong>Build technical expertise and professional capabilities</span><br><span><br>In addition to continuous learning opportunities, you’ll be given early responsibilities and be able to make extensive connections across different teams, including: &nbsp;&nbsp;<br></span><br><span>• &nbsp; &nbsp;<strong>Affluent Banking: </strong>Accelerating wealth growth for our affluent clients – Personal, Premium, Priority, Priority Private and Private Banking.&nbsp;</span><br><span>• &nbsp; &nbsp;<strong>Wealth Solutions:</strong> Committed to building, managing and protecting client’s wealth.&nbsp;</span><br><span>• &nbsp; &nbsp;<strong>Digital Banking: &nbsp;</strong>Using data and NextGen technology to deliver personalised banking solutions. &nbsp;&nbsp;</span><br><span>• &nbsp; <strong>&nbsp;Bancassurance Performance and Analytics:</strong> Supports the business through the application of data, AI, and analytics to enhance performance.&nbsp;</span></p><br><br> <br><p><strong><span>Bring the skills and we’ll help you to grow&nbsp; <br></span></strong><br><span>We believe that diverse skills drive innovation, which is why we welcome students from all degree disciplines and encourage applicants from diverse backgrounds:&nbsp;&nbsp;<br></span><br><span>• &nbsp; &nbsp;Strong academic performance and extracurricular involvement</span><br><span>• &nbsp; &nbsp;Team players with agility and resilience</span><br><span>• &nbsp; &nbsp;Analytical thinkers with attention to detail</span><br><span>• &nbsp; &nbsp;Passion for dynamic, fast-paced environments</span><br><span>• &nbsp; &nbsp;Excellent project management and communication skills</span><br><span>• &nbsp; &nbsp;Have a permanent legal right to work in the country you’re applying to</span><br><span>• &nbsp; &nbsp;You must be a final year student, able to start full-time employment in July 2026.</span><br><span><br><strong>Key Dates&nbsp; <br></strong></span><br><span>• &nbsp; <strong>&nbsp;Assessment Centres: </strong>November 2025.</span><br><span>• &nbsp; &nbsp;<strong>Start Date: </strong>July 2026.&nbsp;</span><br><strong><span><br>Exceptions<br></span></strong><br><span>• &nbsp; &nbsp;<strong>UK &amp; UAE: </strong>Candidates requiring visa sponsorship will be considered.</span><br><span>• &nbsp; &nbsp;<strong>UAE: </strong>Priority is given to UAE nationals.</span></p><br><br><b>About Standard Chartered</b> <br><p><span>We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.&nbsp; &nbsp;<br></span></p><br><br> <p><span>Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.&nbsp;&nbsp;<br></span></p><br><br> <p><span>Together we:&nbsp;&nbsp;<br></span></p><br><br> <ul> <li><span><strong>Do the right thing</strong>&nbsp;and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do</span></li> <li><span><strong>Never settle,</strong>&nbsp;continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well</span></li> <li><span><strong>Are better together,</strong>&nbsp;we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term</span></li> </ul><br><b>What we offer</b> <br><p><span><strong>In line with our Fair Pay Charter,</strong> we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.&nbsp;<br></span></p><br><br> <ul> <li><span><strong>Core bank funding for retirement savings, medical and life insurance,</strong>&nbsp;with flexible and voluntary benefits available in some locations.</span></li> <li><span><strong>Time-off</strong>&nbsp;including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.</span></li> <li><span><strong>Flexible working</strong>&nbsp;options based around home and office locations, with flexible working patterns.</span></li> <li><span><strong>Proactive wellbeing support</strong>&nbsp;through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills,&nbsp;global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits</span></li> <li><span><strong>A continuous learning culture</strong>&nbsp;to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.</span></li> <li><span><strong>Being part of an inclusive and values driven organisation,</strong>&nbsp;one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.</span></li> </ul><br><b>Recruitment Assessments</b> <br><p><span>Some of our roles use assessments to help us understand how suitable you are for the role you've applied to. If you are invited to take an assessment, this is great news. It means your application has progressed to an important stage of our recruitment process.</span></p><br><br> <p><span>Visit our careers website&nbsp;www.sc.com/careers</span></p><br><br> </div>

<h2 class="h5">Job description</h2> <div class="t-break" data-jb-field="description"> <p><span><strong>Job Purpose:</strong></span></p><br><p><span>To perform all financial transactions in risk free manner while maintaining the set service standards always Ensure adherence to policies and processes whilst trying to minimize operational losses. To handle branch related counter transactions and replace CSM during his/ her absence.</span></p><br><p><span><strong>Key Responsibilities:</strong></span></p><br><ul><li><span>Manage cash counter transactions of a branch with a customer base between &gt;7K, portfolio size of AED. I00M in assets and 200M in liabilities</span></li><li><span>Process all counter transactions accurately and swiftly and in accordance with the laid down Procedures.</span></li><li><span>Strive towards reducing waiting time and serving time by efficient processing of all transactions.</span></li><li><span>Strive towards managing customer expectation for each interaction.</span></li><li><span>Ensure zero risk of cash differences by diligently, accurately and attentively processing all cash transactions.</span></li><li><span>Be vigilant and alert to any possible fraud and risks.</span></li><li><span>Provide continuous feedback and seek guidance and assistance and approval from direct supervisor on any irregular / or suspicious transaction.</span></li><li><span>Adhere to transactions limit, override approval and call back processes at the counter.</span></li><li><span>Errors free transactional report checking.</span></li><li><span>Investigate thoroughly any differences in balancing and reconciliation of cash and other security items by following the standard process of checking/ scrutiny / investigation.</span></li><li><span>Adhere to all policies and processes to ensure an acceptable risk rating of the counter area by Audit.</span></li><li><span>Ensure accurate delivery/ receipt of cash to / from customers at all times.</span></li><li><span>&nbsp;•&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Assist&nbsp;CSM&nbsp;in&nbsp;handling&nbsp;day-to-day&nbsp;transactional&nbsp;and&nbsp;branch&nbsp;related&nbsp;activities.</span></li><li><span>• Endeavour to reduce customer wait time and serve time by efficient and risk-free processing of all counters related transactions at the branch.</span></li><li><span>Ensure effective and timely implementation of changes / modifications to the processes and policies made by Head Office.</span></li><li><span>Ensure 100% score at counter area with mystery shoppers.</span></li><li><span>Cross sells MMC and other products.</span></li><li><span>Ensure proper custodianship of all security items related to counter transactions<strong>.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</strong></span></li></ul><p><span>.</span></p><br><p><br><span><strong>Key Qualifications &amp; Skills:</strong></span></p><br><ul><li><p><span>In depth knowledge of counter-related and dependent process Basic accounting and reporting knowledge</span></p><br></li><li><p><span>Must possess good customer service and interpersonal skills.</span></p><br></li><li><p><span>Ability to handle pressure</span></p><br></li><li><p><span>Should be detail oriented, quick with numbers, very vigilant</span></p><br></li><li><p><span>Ability to handle routine work with the same enthusiasm and vigor</span></p><br></li><li><p><span>Process related to financial transactions</span></p><br></li><li><p><span>Possess good communication and interpersonal skills</span></p><br></li><li><p><span>3-4 years of experience as a teller within banking industry.</span></p><br></li></ul><p><br><span><strong>Core Competencies:</strong></span></p><br><ol><li><p><span><strong>Customer Focus:</strong> Demonstrates dedication to providing excellent service and achieving TNPS goals.</span></p><br></li><li><p><span><strong>Accuracy &amp; Efficiency:</strong> Ensures cash and transaction handling is accurate and efficient.</span></p><br></li><li><p><span><strong>Compliance &amp; Security:</strong> Adheres to all bank policies, regulations, and security protocols.</span></p><br></li><li><p><span><strong>Teamwork:</strong> Works collaboratively with the team to ensure smooth operations and adherence to service benchmarks.</span></p><br></li><li><p><span><strong>Integrity:</strong> Upholds ethical standards, ensuring no cash discrepancies or security breaches.</span></p><br></li></ol><br> </div><h2 data-automation-id="subHeaderPreferredCandidate" class="h5"> Preferred candidate </h2> <div class="row is-m v-align-top t-small bg-mute"> <div class="col is-3 p5" data-automation-id="label_Nationality"> <b>Nationality</b> </div> <div class="col is-9 p5" data-automation-id="data_Nationality"> United Arab Emirates </div> </div>

<h2 class="h5">Job description</h2> <div class="t-break" data-jb-field="description"> Job Summary: <br> <p>We are seeking a highly experienced and detail-oriented Senior Accountant to oversee the accounting and financial reporting functions within our real estate business. The ideal candidate will have strong expertise in full-cycle accounting, financial reporting, property and project accounting, and regulatory compliance.</p><br><br> Key Responsibilities: <br> <ul> <li><ul><li>Manage the complete accounting cycle for real estate projects, property investments, and corporate entities.</li><li>Prepare and finalize monthly, quarterly, and annual financial statements, including Trial Balance, Profit &amp; Loss Statement, Balance Sheet, and Cash Flow Statement.</li><li>Ensure timely month-end, quarter-end, and year-end closing activities.</li><li>Maintain accurate books of accounts in compliance with IFRS and applicable local regulations.</li><li>Prepare management reports, financial analysis, and variance reports for senior management.</li><li>Record and monitor project costs, construction expenses, land acquisition costs, and development expenditures.</li><li>Maintain project-wise cost allocations and monitor budget utilization.</li><li>Account for property sales, customer collections, escrow accounts, and revenue recognition in accordance with applicable accounting standards.</li><li>Reconcile project-related transactions, contractor payments, retention amounts, and customer receivables.</li><li>Monitor fixed assets, investment properties, and depreciation schedules.</li><li>Review and reconcile bank accounts, general ledger accounts, intercompany balances, and project accounts.</li><li>Monitor accounts payable and receivable to ensure timely collections and vendor payments.</li><li>Review journal entries and supporting documentation to ensure accuracy and completeness.</li><li>Ensure proper expense classification, cost allocation, and accounting treatment.</li><li>Ensure compliance with company policies, accounting standards (IFRS), VAT, corporate tax, and other applicable regulatory requirements.</li><li>Prepare audit schedules and supporting documents for internal and external audits.</li><li>Coordinate with auditors, tax consultants, banks, and regulatory authorities.</li><li>Strengthen internal controls and recommend process improvements to enhance operational efficiency.</li><li>Assist in the preparation of annual budgets, project budgets, forecasts, and cash flow projections.</li><li>Monitor project cash flows and working capital requirements.</li><li>Provide financial analysis and business insights to support strategic decision-making.</li></ul></li> </ul> <br> Requirements: <br> <ul> <li><ul><li>Bachelor's degree in Accounting, Finance, or a related discipline.</li><li>Professional qualification such as ACCA, CPA, CA, or CMA will be an added advantage.</li><li>5–8 years of relevant accounting experience, preferably within the real estate, property development, construction, or property investment sector.</li><li>Strong knowledge of IFRS, financial reporting, project accounting, and revenue recognition.</li><li>Hands-on experience managing a full set of accounts, trial balance, and financial statement preparation.</li><li>Experience in project costing, property accounting, and cost control is preferred.</li><li>Strong understanding of VAT, corporate tax, and statutory compliance.</li><li>Experience supervising junior accounting staff.</li><li>Proficiency in ERP/accounting software such as SAP, Oracle, Microsoft Dynamics, Tally, or similar systems.</li><li>Advanced Microsoft Excel skills with strong analytical and problem-solving abilities.</li><li>Excellent communication, organizational, and time management skills.</li><li>Ability to work independently, prioritize multiple tasks, and meet strict reporting deadlines.</li></ul></li> </ul> <br> <br><br> </div>

<h2 class="h5">Job description</h2> <div class="t-break" data-jb-field="description"> <span><b>Job Summary</b> <br><span>We are seeking an experienced <strong>Director, Digital Assets (DA) Risk</strong> to serve as the Group’s second-line risk Subject Matter Expert (SME) for Digital Assets. This role will lead the evolution of the <strong>Digital Assets Risk Management Approach (DARMA)</strong>, providing oversight, challenge, and expert guidance across key risk types including Reputational, Traded/Market, Treasury/Capital &amp; Liquidity, Operational, Technology, Cyber Security and Credit Risk. The successful candidate will help shape the Group's Digital Assets strategy, ensure compliance with regulatory expectations, and strengthen the risk framework governing Digital Asset activities.</span><br><b>Key Responsibilities</b> <br> <span>Strategy</span> </span><ul> <li><span>Influence the Group’s Digital Assets strategy, ensuring alignment with risk frameworks, policies, standards, risk appetite and governance requirements.</span></li> <li><span>Provide regulatory interpretation and risk assessments for Digital Asset initiatives, products and investments.</span></li> <li><span>Engage with industry stakeholders and emerging technologies to enhance risk understanding and support innovation.</span></li> <li><span>Assess risks associated with blockchain technologies, tokenomics and Digital Asset ecosystems, ensuring effective mitigation strategies.</span></li> </ul> <span>Business</span> <ul> <li><span>Guide the ongoing development of the Group’s Digital Assets Risk Management Approach (DARMA).</span></li> <li><span>Advise stakeholders on Digital Asset activities, client engagements and business initiatives within approved risk parameters.</span></li> <li><span>Support stress testing and scenario analysis related to Digital Asset exposures.</span></li> <li><span>Provide timely risk guidance to ensure compliance with legal, regulatory and internal requirements.</span></li> </ul> <span>Processes</span> <ul> <li><span>Oversee the identification, governance and effectiveness of processes within the Digital Assets Risk Management function.</span></li> <li><span>Review and challenge the Digital Assets risk profile and related control environment.</span></li> <li><span>Ensure appropriate oversight of risk management activities and reporting frameworks.</span></li> </ul> <br> <br> <span>People &amp; Talent</span> <ul> <li><span>Promote a culture of continuous learning, innovation and collaboration.</span></li> <li><span>Lead by example and foster an inclusive, high-performing team environment.</span></li> <li><span>Partner closely with risk and control stakeholders to strengthen risk awareness and accountability.</span></li> </ul> <span>Risk Management</span> <ul> <li><span>Lead Digital Assets risk assessments and provide expert challenge across key banking risk disciplines.</span></li> <li><span>Review and challenge enhanced due diligence assessments for Digital Asset clients, products, partnerships and investments.</span></li> <li><span>Evaluate blockchain platforms, Digital Asset infrastructure, custodians, exchanges, staking providers and related third-party arrangements.</span></li> <li><span>Oversee Digital Asset risk appetite considerations, monitoring, reporting and escalation of breaches where required.</span></li> <li><span>Drive the development of infrastructure and governance needed to support effective Digital Asset risk oversight.</span></li> </ul> <br> <br> <span>Governance</span> <ul> <li><span>Maintain governance forums and committee structures that provide effective oversight of the Group’s Digital Assets risk profile.</span></li> <li><span>Conduct regular effectiveness reviews of the risk control environment.</span></li> <li><span>Monitor emerging and evolving Digital Asset risks and assess management actions to address them.</span></li> <li><span>Ensure ongoing compliance with established risk frameworks and standards.</span></li> </ul> <span>Regulatory &amp; Business Conduct</span> <ul> <li><span>Champion the Group’s Values and Code of Conduct.</span></li> <li><span>Ensure adherence to all applicable laws, regulations and supervisory requirements.</span></li> <li><span>Proactively identify, escalate and resolve risk, conduct and compliance matters.</span></li> </ul> <br> <span>Key Stakeholders</span> <span>Internal</span> <ul> <li><span>Digital Assets Centre of Excellence</span></li> <li><span>Cluster Management Teams</span></li> <li><span>Business Heads</span></li> <li><span>Group and Country Risk Framework Owners (RFOs)</span></li> <li><span>Digital Assets SMEs</span></li> <li><span>Group Internal Audit</span></li> </ul> <br> <br><span>External</span> <ul> <li><span>Home and host regulators including the <strong>Prudential Regulation Authority (PRA)</strong> and <strong>Financial Conduct Authority (FCA)</strong></span></li> <li><span>External auditors</span></li> </ul> <br><b>Skills and Experience</b> <br><ul> <li><span>Digital Assets Risk Management</span></li> <li><span>Traded Risk</span></li> <li><span>Credit Risk</span></li> <li><span>Operational &amp; Cyber Security Risk</span></li> <li><span>Reputational Risk</span></li> <li><span>Compliance</span></li> <li><span>Treasury Risk</span></li> <li><span>Risk Governance and Frameworks</span></li> <li><span>Stakeholder Management and Influencing</span></li> <li><span>Programme and Project Management</span></li> </ul><br><b>Qualifications</b> <br><ul> <li><span>Strong academic background.</span></li> <li><span>Over 15 years' experience in banking or financial services with expertise in Capital, Liquidity, Traded and Credit Risk.</span></li> <li><span>Experience in emerging digital technologies and Digital Asset ecosystems.</span></li> <li><span>Strong knowledge of blockchain technologies, tokens, Central Bank Digital Currencies (CBDCs), stablecoins and cryptocurrencies.</span></li> <li><span>Proven understanding of Digital Asset risks across multiple risk types including Reputational, Traded/Market, Treasury/Capital &amp; Liquidity, Operational, Technology, Cyber Security and Credit Risk.</span></li> <li><span>Experience across banking, fintech and complex financial services environments.</span></li> <li><span>Strong risk management, governance and Board-level communication capabilities.</span></li> <li><span>Understanding of global regulatory and supervisory frameworks impacting Digital Assets.</span></li> <li><span>Excellent stakeholder management, communication and leadership skills.</span></li> <li><span>Experience preparing papers for senior leadership and governance committees.</span></li> </ul><br><b>About Standard Chartered</b> <br><p>We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.</p><br><br> <p>Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.</p><br><br> <p>Together we:</p><br><br> <ul> <li><b>Do the right thing</b>&nbsp;and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do</li> <li><b>Never settle,</b>&nbsp;continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well</li> <li><b>Are better together,</b>&nbsp;we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term</li> </ul><br><b>What we offer</b> <br><p><b>In line with our Fair Pay Charter,</b>&nbsp;we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.</p><br><br> <ul> <li><b>Core bank funding for retirement savings, medical and life insurance,</b>&nbsp;with flexible and voluntary benefits available in some locations.</li> <li><b>Time-off</b>&nbsp;including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.</li> <li><b>Flexible working</b>&nbsp;options based around home and office locations, with flexible working patterns.</li> <li><b>Proactive wellbeing support</b>&nbsp;through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills,&nbsp;global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits</li> <li><b>A continuous learning culture</b>&nbsp;to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.</li> <li><b>Being part of an inclusive and values driven organisation,</b>&nbsp;one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.</li> </ul><br> </div>

<h2 class="h5">Job description</h2> <div class="t-break" data-jb-field="description"> <p><strong><span>Guest Services Officer UAE (50087)<br></span></strong></p><br><br><p><strong><span>Some careers grow faster than others.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br></span></strong></p><br><br><p><strong><span>If you’re looking for further opportunities to develop your career, take the next step in fulfilling your potential right here at HSBC.<br></span></strong></p><br><br><p><span>The role of Guest Services Officer reports to Workplace Experience, Hospitality and Events Manager and key responsibilities are to manage the primary office site, DIFC Office, HSBC Tower Reception desk (Ground, Level 5, Level 15 and Level 20) acting as the face of HSBC to a range of external clients and customers. The role holder will focus on providing professional and seamless visitor experience and facilitate senior client meetings between regular customers and internal staff members.<br></span></p><br><br><p><strong><span>Duties &amp; Responsibilities:<br></span></strong></p><br><br><ul><li><span>Deliver a professional, consistent and seamless end-to-end visitor experience across all reception points.</span></li><li><span>Manage reception desk activities, including greeting, registration, access/visitor protocols, and directing visitors efficiently.</span></li><li><span>Coordinate and facilitate senior client meetings, ensuring meeting rooms and hospitality requirements are prepared to standard.</span></li><li><span>Act as a liaison between visiting clients and internal stakeholders to support smooth engagement and timely hosting.</span></li><li><span>Maintain a high standard of presentation, service etiquette and brand representation always.</span></li><li><span>Demonstrate strong timekeeping and adhere to agreed office hours and shift schedules.</span></li><li><span>Handle all incoming calls promptly, professionally, and courteously.</span></li><li><span>Maintain a consistently professional appearance in line with the required attire (black abaya and sheila).</span></li><li><span>Register visitors and arrange access passes for tenants and HSBC visitors, including parking coordination where applicable.</span></li><li><span>Support tenant requests via the Tower Reception mailbox, including luggage storage coordination and facilities-related work orders.</span></li><li><span>Where appropriate, ensure clients and customers are offered refreshments on Levels 5 and 20.</span></li><li><span>Manage the HSBC Tower Reception email inbox and ensure queries are acknowledged and actioned within the working day.</span></li><li><span>Ensure Reception colleagues deliver consistently excellent customer service to internal and external clients and support them in handling and escalating issues appropriately.</span></li><li><span>Proactively identify and implement opportunities to improve customer service and the visitor experience.</span></li><li><span>Foster a positive, motivated team environment through attending regular huddles, 1:1s, “Exchanges”, and on-the-job learning opportunities to broaden capability and remit.</span></li><li><span>Work closely with the reception team, JLL, and Security—keeping stakeholders engaged and informed of changes to ensure a consistently high standard of service.</span></li><li><span>Work seamlessly with Security colleagues at Reception, sharing duties and providing cover when required.<br></span></li></ul><p><span>&nbsp;<strong>Experience &amp; Qualifications:<br></strong></span></p><br><br><ul><li><span>A graduation degree is essential for obtaining a UAE visa and work permit. If your university certificate is from outside the UAE, up-to-date attestations and equivalency are also mandatory (Recognition of Higher Education Qualifications Issued Outside The UAE)</span></li><li><span>Experience in Guest services / front-of-house / hospitality / corporate reception</span></li><li><span>Client servicing, facilities coordination, workplace experience, or operations support</span></li><li><span>Vendor/service partner coordination roles</span></li><li><span>Success in communications and outreach (writing and PR). </span></li><li><span>Excellent verbal and written communicator and presenter, creative thinker and team player.&nbsp;<br></span></li></ul><p><span>For further details and application information please visit our careers site, searching for reference number <strong>50087.<br></strong></span><span>We support our staff to adopt flexible and alternative ways of working where possible, including working from home and different hours subject to approvals.<br></span></p><br><br><p><span>HSBC is committed to building a culture where all employees are valued, respected and opinions count. We take pride in providing a workplace that fosters continuous professional development, flexible working, and opportunities to grow within an inclusive and diverse environment. Personal data held by the Bank relating to employment applications will be used in accordance with our Privacy Statement, which is available on our website.<br></span></p><br><br><p><span>Issued by The Hong Kong and Shanghai Banking Corporation Limited</span></p><br><br><br><br><br> </div>

<h2 class="h5">Job description</h2> <div class="t-break" data-jb-field="description"> <p>JPMorganChase Payments brings together Treasury Services, Merchant Services, and Trade Solutions to support Corporate clients, Financial Institutions, and Governments within the Commercial &amp; Investment Bank. You will join the Payments Sales Business Management team, partnering with Sales and Product leaders to shape client strategy, define growth plans, and improve business performance. You will help strengthen governance and proactively identify and manage business risks across a dynamic, fast-moving region.</p><br><p>As a Payments Sales Business Manager at JPMorganChase within Payments Sales Business Management, you will help set and execute regional strategy across Central and Eastern Europe, Middle East and Africa (CEEMEA). You will lead business reviews, deliver performance reporting and insights, and coordinate cross-functional execution across Sales, Product, Banking/Coverage, technology, and other partners. You will also develop scalable tools, processes, and governance that enable consistent sales execution and sustainable growth.</p><br><p><strong>Job responsibilities</strong></p><br><ul><li>Partner with regional Sales leadership and align with global stakeholders to set and execute strategy, priorities, and the operating cadence</li><li>Drive regional business development initiatives and cross-functional programs to accelerate growth in priority client segments and corridors</li><li>Own the regional performance management framework, including key performance indicators, forecasting, pipeline reporting, and client activity reporting</li><li>Provide market, client, competitor, and financial insights to inform commercialization, solution enhancements, and prioritization decisions</li><li>Lead business reviews and executive materials, delivering clear analysis (for example, top clients, industries, and competitor positioning) and recommendations</li><li>Enable sales execution through pipeline reviews, disciplined pipeline governance, and development of client-ready content</li><li>Ensure strong governance, controls, and risk management, including issue escalation and coordination of mitigation plans with key partners</li><li>Provide financial leadership for the regional Sales organization, including revenue and profit and loss performance tracking and actions to optimize revenue, profitability, and capacity</li><li>Champion process improvement and automation to enhance sales processes, reporting efficiency, and client engagement effectiveness</li></ul><p><strong>Required qualifications, capabilities and skills</strong></p><br><ul><li>Strong attention to detail, with clear ownership and follow-through on deliverables and deadlines</li><li>Min. 5 years of experience in similar role</li><li>Strong written and verbal communication skills, including experience creating executive-ready presentations and materials</li><li>Demonstrated people leadership experience, including coaching, developing team members, and enabling strong collaboration</li><li>Strong numerical and analytical skills, with the ability to translate data into actionable insights and decisions</li><li>Experience operating effectively in a matrixed, cross-functional environment with senior stakeholder engagement</li><li>Strong governance and controls mindset, including risk awareness and sound judgment</li><li>High ethics and integrity, with comfort addressing issues directly and escalating appropriately</li><li>Flexibility and adaptability, with an ability to manage shifting priorities in a dynamic business environment</li></ul><p><strong>Preferred qualifications, capabilities and skills</strong></p><br><ul><li>Familiarity with Payments solutions, including Trade and Working Capital solutions</li><li>Experience in sales enablement, business management, strategy, or business operations roles</li><li>Experience working across Central and Eastern Europe, the Middle East, and Africa markets</li><li>Strong executive presence and advanced stakeholder management skills.</li></ul><br>J.P. Morgan is a global leader in financial services, providing strategic advice and products to the world’s most prominent corporations, governments, wealthy individuals and institutional investors. Our first-class business in a first-class way approach to serving clients drives everything we do. We strive to build trusted, long-term partnerships to help our clients achieve their business objectives.<br> &nbsp;&nbsp; We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our&nbsp;FAQs&nbsp;for more information about requesting an accommodation. <br><br> </div>

<h2 class="h5">Job description</h2> <div class="t-break" data-jb-field="description"> <p><strong>Role&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; : Relationship Manager- Business Liabilities &amp; Cash Management</strong><br><strong>Location : Abu Dhabi</strong>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br><strong>Role Purpose:</strong><br>The Relationship Manager will focus on improving relationships with elite clients while overseeing operational tasks and driving growth in liabilities, FX, and fees to surpass financial targets annually. Proactively identifying cross-selling opportunities to boost product revenue is crucial, alongside mitigating risks by maintaining extensive awareness of anti-money laundering regulations and compliance with UAE central bank policies.<br>&nbsp;&nbsp;&nbsp;&nbsp;<br><strong>Key Accountabilities of the role&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;</strong><br>&nbsp;</p><br><p><strong>Portfolio Growth and Financial Targets:</strong></p><br><ul><li>Achieve assigned financial and non-financial objectives.</li><li>Manage and grow the portfolio effectively, emphasizing increases in liabilities, FX, fees, and trade transactions while meeting overall financial targets.</li><li>Ensure portfolio growth compared to the previous year.</li><li>Identify and capitalize on cross-selling opportunities to enhance revenue streams.</li><li>Implement strategies to maximize portfolio growth while minimizing risk, conducting regular SWOT analyses.</li><li>Focus on cross-selling to increase product share per customer, maximizing revenue from the existing portfolio.</li><li>Target high transactional and high-value balance companies for onboarding.</li><li>Conduct regular visits and calls with clients to maintain rapport and identify new business opportunities.</li><li>Report on portfolio activities, achievements, and challenges to management, providing feedback and suggestions for improvement.</li><li>Proactively seek new business opportunities and referrals from existing clients.</li><li>Conduct financial assessments accurately to understand clients’ needs and risk tolerance.</li><li>Identify and cultivate new business relationships with potential clients through networking and prospecting activities.</li></ul><p><strong>Client Relationship Management and Customer Service:</strong></p><br><ul><li>Address customer complaints promptly and provide excellent service.</li><li>Serve all clients with a particular focus on the elite&nbsp;</li><li>Communicate regularly with clients to foster growth and satisfaction, addressing complaints promptly and providing excellent service.</li><li>Utilize various communication channels to maintain strong client relationships, focusing on the elite segment.</li><li>Enhance relationships with business banking customers, prioritizing the elite segment in financial and service aspects.</li><li>Maintain professionalism and ethical standards in all interactions with clients and internal stakeholders</li></ul><p><strong>Portfolio Risk Monitoring:&nbsp;</strong></p><br><ul><li>Maintain awareness of risk parameters including AML, compliance, and regulations.</li><li>Provide necessary inquiries and documents to the compliance department.</li><li>Identify and assess potential risks or suspicious activities.</li><li>Monitor customer transactions for signs of risk or non-compliance.</li><li>Conduct ongoing due diligence and update customer records accordingly.</li><li>Review and update client profiles and risk ratings regularly to ensure accuracy and compliance.</li></ul><p><strong>Professional Development and Adaptability:</strong></p><br><ul><li>Stay updated on banking products, services, and industry trends.</li><li>Participate in training and development opportunities.</li><li>Demonstrate flexibility to adapt to changing needs, including working in multiple locations.</li><li>Collaborate effectively with internal teams and partners.</li><li>Adhere to organizational policies and regulatory guidelines.<br>&nbsp;</li></ul><p><strong>Specialist Skills / Technical Knowledge Required for this role:</strong></p><br><ul><li>Bachelor's degree in finance, Business Administration, or related field.</li><li>4 years of banking or financial services experience, focusing on relationship management and portfolio growth.</li><li>Excellent knowledge of business banking, trade products, and foreign exchange rates.</li><li>Strong communication and interpersonal skills.</li><li>Proficiency in customer complaint resolution and service delivery.</li><li>Ability to collaborate with internal teams and adapt to changing needs.</li></ul><p><strong>Previous experience required (if any)</strong></p><br><ul><li>4 years of banking or financial services experience, focusing on relationship management and portfolio growth.<br>&nbsp;</li></ul><br> </div>

Job Description:<br>Directly supervise, mentor, and review the daily work, journal entries, and ledger reconciliations managed by the Senior Accountants. Take full accountability for error-detection, forensic verification, and closing the monthly/annual financial statements for the firm and its corporate client portfolio. Turn raw accounting data into dynamic, executive-ready dashboards, cash flow forecasts, and runway projections for the CEO and Board. Formulate and execute a risk-managed corporate treasury framework to invest surplus company capital safely into productive vehicles such as diversified investment portfolios, income-generating assets, or expansion funds. Conduct rigorous valuation modeling, unit economics assessments, and financial due diligence for corporate acquisitions, new branch setups, or joint ventures. Manage liquidity and cash flow cycles across international entities in UK and Türkiye mitigating foreign exchange (FX) risks and structuring clean capital repatriation pathways. Partner directly with the Tax and Legal functions to ensure total compliance with UAE Corporate Tax and IFRS frameworks. Routinely analyze the margins of core service lines to optimize pricing models and eliminate revenue leakage. Maintain and leverage direct relationships with corporate banking partners to secure institutional wealth management tools and bypass compliance roadblocks. Candidate Profile:<br>Minimum 12–15 years of total corporate finance experience, with at least 3–5 years in a CFO or VP of Finance role within a Corporate Service Provider (CSP), Management Consultancy, Wealth Management, or Private Equity environment. Must have an active background in M&A, investment management, or corporate asset deployment. Proven experience working within a lean corporate structure where you are comfortable diving into the accounting software (Tally, Zoho, Xero) alongside your team. In-depth knowledge of the UAE financial ecosystem, Central Bank parameters, and local regulatory reporting. Mandatory: An active CFA (Chartered Financial Analyst) designation, OR a top-tier accounting credential (CPA, CA, ACCA) paired with an MBA in Finance from a globally recognized institution. The Dynamic Executioner: Someone who possesses the high-level financial intelligence to pitch investment strategies to the board, but also has the tactical discipline to sit down with a Senior Accountant and ensure the books match perfectly.