وظائف Emirates NBD Bank
٢٧ وظائف شاغرة
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<p>Emirates NBD is a market leader across the MENAT (Middle East, North Africa and Türkiye) region with a presence in 13 countries, serving over 9 million customers. Emirates NBD is the leading financial services brand in the UAE with a Brand value of approximately USD 4 billion. We serve our customers and help them realize their financial objectives through a range of banking products and services including retail banking, corporate & institutional banking, Islamic banking, investment banking, private banking, asset management, global markets and treasury, and brokerage operations. We are a key participant in the global digital banking industry, with 97% of all financial transactions and requests conducted outside of our branches. We also operate Liv, the lifestyle digital bank by Emirates NBD. With over half a million users, it continues to be the fastest-growing digital bank in the region.</p><br><p><strong>Job Overview:</strong></p><br><p>As a <strong>Relationship Manager </strong>in<strong> Business Banking</strong> at Emirates NBD, your role is to:</p><br><p>Acquisition of new client relationships from Relationship Officers; upgrades from mass segment, maintenance and growth of existing client relationships, meeting Revenue targets for Assets, Liabilities and cross-sell. Achieve high levels of service standards and maximize client satisfaction and ensure compliance with UAE Central Bank and anti-money laundering regulations.</p><br><p><strong>Key Responsibilities: </strong></p><br><ul><li>Manage and grow Business Banking client relationships, including new acquisitions, upgrades, and existing portfolios.</li><li>Achieve revenue, profit, asset, liability, customer acquisition, and cross-sell targets.</li><li>Identify sales opportunities and guide Relationship Officers to support business growth.</li><li>Provide advisory support to customers on Trade Finance, Treasury, assets, insurance, and investment products.</li><li>Ensure high service standards, customer satisfaction, and timely resolution of client issues.</li><li>Maintain compliance with operational risk, credit, KYC, AML, and internal policy requirements.</li></ul><p><strong>Skills and Experience: </strong></p><br><ul><li><strong>Education</strong>: Graduate degree is essential, preferably in Business, Finance, or Accounting.</li><li><strong>Experience</strong>: 3–5 years of banking experience is required, preferably in a Relationship Manager role.</li><li><strong>Knowledge</strong>: Strong understanding of basic banking operations, SME banking, compliance regulations, KYC, AML, and internal policies.</li><li><strong>Technical Skills</strong>: Knowledge of banking products including Trade Finance, Treasury, assets, deposits, insurance, and investment products.</li><li><strong>Compliance Skills</strong>: Ability to adhere to credit, operational risk, anti-mis-selling, and regulatory requirements.</li><li><strong>Other Skills</strong>: Sales-driven, goal-oriented, team player, proactive, confident, and able to manage client relationships professionally.</li></ul><p><span><strong>There’s never been a better time to join Emirates NBD. </strong></span></p><br><p><span>We’re one of the region’s most recognizable brands. We’re banking innovation leaders. We’re growing across both the UAE and our global offices. We offer a huge range of professional development opportunities to accelerate your career. It also goes without saying that we provide extremely competitive rewards, benefits and perks too, like our flexible work policy so you can work from home whenever it suits.</span></p><br><p><span>At ENBD, we encourage interested candidates to review the key responsibilities and qualifications for each role and apply for positions that match their skills and capabilities. </span></p><br><br> </div>
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<p><span>In line with the UAE Government’s strategy in empowering and developing nationals, Emirates NBD is committed to welcoming the young generation into an innovative, modern and supportive work environment to contribute to the nation's success. We are looking to find the best UAEN talent to join our ENBD family.</span></p><br><p><span><strong>Job Overview:</strong></span></p><br><p><span>As a <strong>Wealth Support Lead</strong> at Emirates NBD, your role is to lead the investment support team within the Wealth Management division, ensuring smooth investment support operations and high-quality service to investment advisors. You will manage administrative, operational, compliance, and client support activities that enable advisors to focus on client relationships and investment strategies.</span></p><br><p><span><strong>Key Responsibilities: </strong></span></p><br><ul><li><span>Oversee the day-to-day operations of the investment support team, ensuring all processes are completed accurately, efficiently, and in line with internal standards.</span></li><li><span>Coordinate with investment advisors to ensure their operational and administrative support needs are addressed promptly and professionally.</span></li><li><span>Lead, mentor, and develop investment support professionals while fostering a high-performance and collaborative team culture.</span></li><li><span>Implement process improvements to enhance the effectiveness, efficiency, and quality of investment support services.</span></li><li><span>Ensure investment support activities comply with regulatory requirements, internal policies, audit standards, and risk management expectations.</span></li><li><span>Support investment advisors with the preparation of client reports, presentations, documentation, and related service materials.</span></li><li><span>Coordinate with relevant departments to resolve issues impacting client service and maintain accurate records in compliance with regulatory standards.</span></li></ul><p><span><strong>Skills and Experience: </strong></span></p><br><ul><li><span>Bachelor’s degree in finance, Business, or a related field; relevant certifications in investment management or operations are preferred.</span></li><li><span>Proven experience in investment support or a related field, with a strong background in operational process management and team leadership.</span></li><li><span>Strong knowledge of investment products, investment support processes, and regulatory compliance requirements within investment services.</span></li><li><span>Excellent organizational, leadership, communication, and attention-to-detail skills, with the ability to support advisors and deliver high-quality client service outcomes.</span></li></ul><p><span><strong>There’s never been a better time to join Emirates NBD. </strong></span></p><br><p><span>We’re one of the region’s most recognizable brands. We’re banking innovation leaders. We’re growing across both the UAE and our global offices. We offer a huge range of professional development opportunities to accelerate your career. It also goes without saying that we provide extremely competitive rewards, benefits and perks too, like our flexible work policy so you can work from home whenever it suits.</span></p><br><p><span>At ENBD, we encourage interested candidates to review the key responsibilities and qualifications for each role and apply for positions that match their skills and capabilities. </span></p><br><br> </div><h2 data-automation-id="subHeaderPreferredCandidate" class="h5">
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United Arab Emirates </div>
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<ul><li><span><span>Review and implement the company approval policy and criteria on the proposals received for new company listing and to upgrade/ maintenance of a listed company.</span></span></li><li><span><span>Perform verifications and conduct visits to the employers for new proposals received for company listing and existing companies as and when required.</span></span></li><li><span><span>Maintain and update the Approved List of Companies required additions and /or modifications for listed employers.</span></span></li><li><span><span>Keep update on the market / industry which may impact the Retail Portfolio sourced from listed companies</span></span></li><li><span><span>Handling Employer related queries received from all channels including RCC, Branches and other business channels</span></span></li></ul><br> </div><h2 data-automation-id="subHeaderPreferredCandidate" class="h5">
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United Arab Emirates </div>
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<p><span><strong><u>Job Overview:</u></strong></span></p><br><p><span>The Collections department is required to ensure all delinquent customers are called and followed up on for the respective dues which are due by the customers who have an existing facility with the bank. The department is assigned targets monthly which need to be achieved to achieve the overall goal for the organization. The collections Unit is required to ensure that our provision numbers, and the product flows are achieved to generate revenue for the bank. The follow up required on these delinquent accounts is done at the collections Centre across all products which include personal loans, credit cards, and auto loans respectively.</span></p><br><p><span><strong><u>What You Will Be Doing:</u></strong></span></p><br><ul><li><span>Contacting customers via phone, email, or other communication channels to follow up on outstanding payments.</span></li><li><span>Negotiating payment plans and ensuring timely collections to minimize delinquency.</span></li><li><span>Updating customer records with accurate information and collection status.</span></li><li><span>Coordinating with internal departments to resolve customer queries and disputes.</span></li><li><span>Monitoring daily collections performance and reporting results to management.</span></li><li><span>Maintaining professionalism and ensuring compliance with all legal and regulatory requirements during the collection process.</span></li><li><span>Raising final settlements for customers depending on the reasoning which include loss of job, salary reduction, and medical condition.</span></li><li><span>Ensure customer satisfaction scores are in line with benchmarks. </span></li></ul><p><span> <strong><u>What are we looking for:</u></strong></span></p><br><p><span>We are seeking an individual for our collections team to follow up on all the delinquent pools which includes buckets from 1 to 7, respectively. As a Financial Remediation Officer at Emirates NBD, you will play a vital role in managing and recovering overdue accounts in accordance with the bank’s policies and UAE Central Bank regulations. The collection agent will ensure that his / her individual target is achieved in terms of resolution and cash collection which would in turn affect the overall performance of the department.</span></p><br><p><span> <strong><u>What we offer you</u></strong><u>:</u></span></p><br><ul><li><span>Competitive salary</span></li><li><span>Incentives based on the KPIs achieved</span></li><li><span>Health insurance</span></li><li><span>Strong emphasis on work-life balance and wellbeing across the bank</span></li><li><span>Learning & Development platform and career development</span></li></ul><p><span><strong><u>Why Join Us:</u></strong></span></p><br><p><span>We’re one of the region’s most recognizable brands. We’re banking innovation leaders. We’re growing across both the UAE and our global offices. We offer a huge range of professional development opportunities to accelerate your career. It also goes without saying that we provide extremely competitive rewards, benefits, and perks too, like our flexible work policy so you can work from home whenever it suits. At ENBD, we encourage interested candidates to review the key responsibilities and qualifications for each role and apply for positions that match their skills and capabilities.</span></p><br><p><span><strong><u>What You'll Need</u></strong></span></p><br><ul><li><span>Bachelor's degree or any Diploma</span></li><li><span>Negotiation and Influencing</span></li><li><span>Relationship and conflict management</span></li><li><span>Excellent English communication skills (written and verbal)</span></li><li><span>Strong problem-solving and interpersonal skills</span></li><li><span>Available to join immediately</span></li></ul><p><span><strong><u>Bonus Points</u></strong></span></p><br><ul><li><span>Previous experience in a Collections role, preferably within the banking industry.</span></li></ul><br> </div>
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<p><span><span>The role of CDD Asst Manager will be as below:</span></span></p><br><ol><li><span><span>Ensure CDD review of documents, risk assessment, screening, preparation of CDD forms, transaction monitoring are done in line with Compliance and C&IB guidelines within minimum engagement from Business teams. </span></span></li><li><span><span>Monitor and conclusion of CDD cases under onboarding, triggers and periodic reviews.</span></span></li><li><span><span>Coordinate with Compliance, OPC ARC and RMC where required</span></span></li><li><span><span>Guide CDD analyst on review queries and improve quality of KYC reviews. </span></span></li><li><span><span>Engage with customers along with analyst for detailed clarification on guidelines/requirements</span></span></li></ol><p><span><span>Manage issues/escalations from the customer/RM relating to cases reviewed.</span></span></p><br><br> </div><h2 data-automation-id="subHeaderPreferredCandidate" class="h5">
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United Arab Emirates </div>
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<p>The DSF Personal Loan Unit is the sales channels under Retail banking, catering to the Personal loan sales requirements of existing Emirates NBD & new to bank customers in UAE. The unit’s core responsibility is to increase the market share of Personal loan Business and function in line with the Group’s overall business strategy.</p><br><p>This unit is responsible to bring new companies to the bank’s approved list of employers and capitalize on these relationships to increase acquisition of retail banking products. </p><br><p>The unit will also focus on cross selling of other retail banking products such as accounts, credit cards, Bancassurance, etc. to increase the profitability of the unit and the overall revenue for Retail Bank.</p><br><ul><li>To increase sales acquisition of Personal loans in retail banking.</li><li>Unique contribution of job holder is to achieve given targets and provide new and existing customers high standards of customer service.</li><li>Provide professional and expert advice on products & services to customers and business leads to other units to ensure that business opportunities are realized.</li><li>To proactively contact customers in portfolio in order to capture higher share of wallet by cross-selling products and marketing new products and services.</li><li>Accountable for regular monitoring of client satisfaction and service quality levels by ensuring that client expectations are consistently met and exceeded.</li></ul><p>Education:</p><br><ul><li>1-2 years’ experience in UAE is mandatory</li><li>Bachelor's degree</li></ul><p>Experience:</p><br><ul><li>Banking / Retail Sales </li><li>International / GCC and UAE</li><li>Selling & Marketing Skills</li></ul><p>Knowledge & Skills:</p><br><ul><li>Basic Knowledge of operating systems</li><li>Selling & Marketing Skills</li><li>Having good inter/intra-Personal Skills</li><li>Driving license is mandatory</li></ul><p>Behavioral Competencies:</p><br><ul><li>Excellent</li><li>Acceptable & Good Team Player</li><li>Self-Motivated / Hardworking / Focused & Enthusiastic </li></ul><br> </div>
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<p><span><span><strong>About the role:</strong></span></span><br><span><span>Responsible for driving new account acquisition and business development within the business banking sector, ensuring compliance, and delivering exceptional customer service. This role significantly impacts the business by expanding the client base, enhancing revenue streams, and fostering long-term relationships with clients. The position involves complex problem-solving and requires effective communication with clients and internal teams.</span></span></p><br><p><span><span><strong>Key Accountabilities:</strong></span></span></p><br><ol><li><span><span><strong>Sales and Cross-Sell:</strong></span></span><ul><li><span><span>Engage in proactive sales activities and cross-sell a range of banking products to achieve business targets.</span></span></li><li><span><span>Meet monthly and yearly goals for new liability accounts, deposits (CASA/FD), and available cross sell products.</span></span></li><li><span><span>Develop and implement sales strategies to reach potential clients.</span></span></li><li><span><span>Formulate and execute strategic sales plans. </span></span></li><li><span><span>Maintain up-to-date knowledge of banking products and services.</span></span></li><li><span><span>The performance to be measured by Achievement of sales targets & effectiveness of cross-selling strategies.</span></span></li></ul></li><li><span><span><strong>New Account Acquisition:</strong></span></span><ul><li><span><span>Acquire new business accounts by identifying and targeting potential clients.</span></span></li><li><span><span>Develop and maintain a robust pipeline of business prospects.</span></span></li><li><span><span>Conduct market research to identify new business opportunities.</span></span></li><li><span><span>The performance to be measured by Number of new business accounts acquired & pipeline robustness.</span></span></li></ul></li><li><span><span><strong>Client Relationship Management:</strong></span></span><ul><li><span><span>Build and maintain strong relationships with new and existing clients.</span></span></li><li><p><span><span>Deliver tailored banking solutions to meet clients' specific needs.</span></span></p><br></li><li><p><span><span>Regularly meet with clients to assess their financial needs and offer suitable products.</span></span></p><br></li><li><p><span><span>The performance to be measured by Client satisfaction rates & retention metrics.</span></span></p><br></li></ul></li><li><span><span><strong>Compliance:</strong></span></span><ul><li><span><span>Ensure all activities comply with bank policies, procedures, and regulatory requirements.</span></span></li><li><span><span>Maintain accurate records and documentation.</span></span></li><li><span><span>Stay updated on regulatory changes and implement necessary adjustments.</span></span></li><li><span><span>The performance to be measured by Compliance audit results & documentation accuracy.</span></span></li></ul></li><li><span><span><strong>Marketing & Campaigns:</strong></span></span><ul><li><span><span>Coordinate with Group Marketing to carry out campaigns at timely intervals.</span></span></li><li><span><span>Organize Sales setup at strategic locations.</span></span></li></ul></li></ol><p><span><span><strong>Knowledge, Skills, and Experience:</strong></span></span></p><br><ul><li><p><span><span>Bachelor’s degree in finance, Business, or a related field.</span></span></p><br></li><li><span><span>Minimum 2 experience in business banking or sales.</span></span></li><li><span><span>Strong sales & business development skills.</span></span></li><li><span><span>In-depth knowledge of banking products, compliance requirements, communication & marketing skills.</span></span></li><li><span><span>Ability to work independently and in a team environment.</span></span></li><li><p><span><span>Comprehensive knowledge of banking products and regulatory compliance.</span></span></p><br></li><li><p><span><span>Proficiency in CRM systems and sales tracking software.</span></span></p><br></li><li><p><span><span>Ability to work both autonomously and collaboratively within a team.</span></span></p><br></li></ul><br><p>ENBD</p><br><span>Meet the leading banking group in the region</span><p>Emirates NBD, the leading Banking Group in the MENAT region, was formed on 19 June 1963, when H.H. Late Sheikh Rashid bin Saeed Al Maktoum signed the Charter of Incorporation of the National Bank of Dubai (NBD) which became the first National Bank established in Dubai and the United Arab Emirates (UAE). With the blessings of H.H. Sheikh Mohammed bin Rashid Al Maktoum, Vice President and Prime Minister of the UAE and Ruler of Dubai, NBD merged with Emirates Bank International (EBI) on 06 March 2007, to form Emirates NBD, the largest banking group in the region by assets. On 16 October 2007, the shares of Emirates NBD were officially listed on the Dubai Financial Market (DFM). The merger between EBI and NBD to create Emirates NBD, became a regional consolidation blueprint for the banking and finance sector as it combined the second and fourth largest banks in the UAE to form a banking champion capable of delivering enhanced value across Corporate, Retail, Islamic, Investment, and Private Banking, Global Markets & Treasury, Asset Management and Brokerage operations throughout <span>the region.</span></p><br> </div>
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<p>In line with the UAE Government’s strategy in empowering and developing nationals, Emirates NBD is committed to welcoming the young generation into an innovative, modern and supportive work environment to contribute to the nation's success. We are looking to find the best UAEN talent to join our ENBD family.</p><br><p><strong>Job Overview:</strong></p><br><p>As an <strong>Assistant Manager – Digital Support</strong> at Emirates NBD, your role is to support the Business Banking digital onboarding journey by resolving RFIs for standard and high-risk customer applications. You will help ensure timely, compliant and efficient onboarding by coordinating with relationship managers, Tanfeeth, compliance, technology and other internal teams while maintaining strong governance standards.</p><br><p><strong>Key Responsibilities: </strong></p><br><ul><li>Review and resolve RFIs raised during the digital customer onboarding journey for standard due diligence and enhanced due diligence cases.</li><li>Evaluate customer profiles, validate submitted documentation and ensure all requirements are addressed before submitting cases to account opening, HRA or compliance teams.</li><li>Liaise with relationship managers for cases submitted to RM and coordinate with Tanfeeth, compliance, branches, technology and other units to resolve queries and process challenges.</li><li>Ensure customer communications are clear, timely and aligned with Emirates NBD standards to reduce customer touchpoints and improve the onboarding experience.</li><li>Support adherence to bank policies, procedures, governance standards and regulatory requirements when reviewing and processing customer applications.</li><li>Identify process gaps, report technical errors and support process, policy and system enhancement initiatives to improve efficiency and turnaround time.</li><li>Maintain accurate records, reporting logs and follow-up actions for pending cases, customer applications, escalations and audit reference.</li></ul><p><strong>Skills and Experience</strong></p><br><ul><li>Good understanding of business banking customer onboarding, digital acquisition processes and customer due diligence requirements.</li><li>Knowledge of banking policies, procedures, governance standards, compliance expectations and regulatory requirements related to account opening.</li><li>Strong attention to detail with the ability to review customer information, documentation and queries accurately within defined timelines.</li><li>Ability to coordinate effectively with internal stakeholders including relationship managers, Tanfeeth, compliance, HRA, branches and technology teams.</li><li>Strong communication skills with the ability to draft clear customer emails and manage follow-ups, escalations and complaints professionally.</li><li>Analytical mindset with the ability to identify process gaps, support change initiatives and recommend improvements to enhance customer experience and operational efficiency.</li><li>Self-motivated team player with the ability to deliver high-quality work, manage assigned tasks and support transformation initiatives.</li></ul><p><span><strong>There’s never been a better time to join Emirates NBD. </strong></span></p><br><p><span>We’re one of the region’s most recognizable brands. We’re banking innovation leaders. We’re growing across both the UAE and our global offices. We offer a huge range of professional development opportunities to accelerate your career. It also goes without saying that we provide extremely competitive rewards, benefits and perks too, like our flexible work policy so you can work from home whenever it suits.</span></p><br><p><span>At ENBD, we encourage interested candidates to review the key responsibilities and qualifications for each role and apply for positions that match their skills and capabilities. </span></p><br><br> </div><h2 data-automation-id="subHeaderPreferredCandidate" class="h5">
Preferred candidate </h2>
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United Arab Emirates </div>
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<p><strong>Organization Unit Purpose </strong></p><br><p> Transaction Banking (TB) provides a diverse range of products and services to customers of C&IB. The customers in these market segments are demanding and expect a significant level of expertise from the business.</p><br><p>The TB Product Unit has been setup to strategically drive Cash and Trade business to achieve bank’s goals while delivering on customers’ requirements. The unit will drive global Cash and Trade strategy for the Emirates NBD Group. The main responsibilities of the unit would be portfolio analysis for all products under the Transaction banking vertical. Drive cross sell of TB products to C&IB customers through TB Sales team and WB RM teams. Knowledge/ Domain expertise will be with the team members. The unit will own identifying and mitigating risks in new and existing products. Develop and run product programs which are aligned with the Emirates NBD strategy. Design products and services in line with the customers’ needs and market developments. Identify product gaps for further development on existing and new products. Drive product profitability and usage across C&IB customers. Own the pricing policy and discounts/ waiver policy for Transaction banking products. Own and direct the entire C&IB channels strategy for Emirates NBD and its branches. The unit members will also take ownership of marketing material, collateral, industry events & awards</p><br><p><strong>Job Purpose </strong></p><br><p> The job holder will help develop, drive and implement strategy for the structured trade product/s under the Trade Finance domain, encompassing both physical and electronic. This will include providing structured trade solutions by leveraging existing products on documentary trade & open account. Working on thru-SPV / TradeCO structures. This will include setting up of Bank controlled / Orpha SPV’s, client engagement to structure bespoke deals, preliminary drafting of the legal agreements, working with internal and external legal counsels, engagement with Solutioning, Coverage and Credit for deal presentation, approvals and execution. Setting up Middle Office and Agency functions for monitoring of SPV, transactional CP’s&CS’s. </p><br><p>The candidate will have a specific task of setting – up structure trade finance solutions with 3rd party commodity hedge wraps. This includes putting up strategy paper to management committees, developing a concept paper of mis-matches in commodity trade, managing product approvals from all stakeholders, setting – up partnerships with 3rd party hedge administrators, setting up ancillary products for supporting margin money calls. </p><br><p>The purpose of the Product manager – Trade Finance is to own the full end to end process, of products falling in Structured Trade domain. Job holder will be a recognized trade subject matter expert. The job holder will also be responsible for ensuring development of new product programs and keep the existing programs fully updated for structured trade proposition. He/ She will be responsible for driving Sales team to achieve targeted revenue for a product/ service. He/ She will be responsible for award participation in the product categories assigned to him/ her.</p><br><p><strong>Job Content </strong></p><br><p>1. Product Revenue</p><br><ul><li>Monitor product performance: Revenue, Volume, and margin against current - year budget and future year forecasts for global cash management.</li><li>Develop Tactical and strategic business plans for commercialization</li></ul><p>2. New Products</p><br><ul><li>To work with Senior Product Manager to Conduct baseline industry, competitive and product research and develop clear business cases for new methods and new product, channels and enhancements.</li><li>Undertake marketing activities for new product launches and enhancements. </li></ul><p>3. Product programs</p><br><ul><li>To work with Senior Product Manager to develop business requirements to build systems and procedures to support product development and ongoing product enhancements.</li><li>Oversee internal and external product development activities.</li></ul><p>4. Marketing</p><br><ul><li>Analyze competitive situations and develop benchmarking prices and product distribution recommendations.</li><li>Serve as product expert and engage in sales support role with sales and RM teams.</li></ul><p>5. Risk Mitigation </p><br><ul><li>Provide training session on new product development and enhancements for internal stakeholders. </li><li>Ownership of Credit Standard for the specific products</li></ul><p>6. Product Pricing Strategy </p><br><ul><li>Negotiate with corporate clients on pricing and product agreements.</li><li>Help negotiate marketing agreements, pricing, with various third-party vendors.</li></ul><p><strong>Education </strong></p><br><p> Bachelor’s Degree, Legal Experience</p><br><p><strong>Experiences </strong></p><br><p> 10+ years of banking industry experience with Trade experience for the last 8 years. Should have a good understanding of Trade Operations</p><br><p><strong>Knowledge & Skills </strong></p><br><p> ICC Rules such as UCP 600, URDG, ISP, ISDGP, ISBP, URR and ability to develop product strategy/ ies and experience of handling structured trade products</p><br><p><strong>Behavioral Competencies </strong></p><br><p> Work closely with Sales team.</p><br><p>#LI-KS1</p><br><br> </div>
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<p><span>In line with the UAE Government’s strategy in empowering and developing nationals, Emirates NBD is committed to welcoming the young generation into an innovative, modern and supportive work environment to contribute to the nation's success. We are looking to find the best UAEN talent to join our ENBD family.</span></p><br><p><strong>Key Responsibilities: </strong></p><br><ul><li><p>Manage performance reporting and incentive calculations for Retail Banking Sales, IIS and Call Center channels.</p><br></li><li><p>Analyze large, multi-dimensional datasets to identify actionable insights and provide recommendations that support strategic business decisions.</p><br></li><li><p>Develop reports, dashboards and business performance packs for Sales, Business Planning and Product Management on a daily, weekly and monthly basis.</p><br></li><li><p>Prepare, monitor and calibrate incentive budgets and plans for relevant channels and segments in line with the bank’s objectives.</p><br></li><li><p>Implement and maintain robust controls and processes aligned with Audit requirements for incentive computation and reporting.</p><br></li><li><p>Build and maintain strong relationships with stakeholders across business, Finance, HR, Audit and IT to support governance and informed decision-making.</p><br></li><li><p>Support digitization and automation of manual dashboards and incentive reporting using tools such as SAS and Power BI.</p><br></li></ul><p><strong>Skills and Experience </strong></p><br><ul><li>Bachelor’s degree in commerce, Accounting or Economics.</li><li><p>Knowledge of Microsoft Excel and PowerPoint, with experience using SQL, SAS or similar analytical/database tools.</p><br></li><li><p>Exposure to visual dashboarding tools such as Power BI is an added advantage.</p><br></li><li><p>Strong analytical skills with the ability to understand complex business problems and provide simple, practical solutions.</p><br></li></ul><p><span><strong>There’s never been a better time to join Emirates NBD. </strong></span></p><br><p><span>We’re one of the region’s most recognizable brands. We’re banking innovation leaders. We’re growing across both the UAE and our global offices. We offer a huge range of professional development opportunities to accelerate your career. It also goes without saying that we provide extremely competitive rewards, benefits and perks too, like our flexible work policy so you can work from home whenever it suits.</span></p><br><p><span>At ENBD, we encourage interested candidates to review the key responsibilities and qualifications for each role and apply for positions that match their skills and capabilities. </span></p><br><br> </div><h2 data-automation-id="subHeaderPreferredCandidate" class="h5">
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United Arab Emirates </div>
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<ul><li><span>Perform independent review and challenge of outsourcing and third-party arrangements, including materiality assessments, risk assessments, exit plans and regulatory submissions.</span></li><li><span>Assess compliance with applicable regulatory requirements, internal policies, and Group standards.</span></li><li><span>Support regulatory submissions and notifications, including engagement with regulators when required.</span></li><li><span>Support reporting for governance committees and senior management.</span></li><li><span>Monitor the Bank’s outsourcing and third-party risk profile, including concentration risk, emerging risks, and regulatory developments. </span></li><li><span>Maintain oversight of outsourcing and third-party risk registers, metrics, KRIs, and management information.</span></li><li><span>Provide advice and guidance to business and support functions on outsourcing and third-party risk requirements.</span></li><li><span>Liaise with stakeholders across Legal, Compliance, Procurement, Information Security, Data Privacy, Operational Risk, Internal Audit, and business units.</span></li><li><span>Support the continuous enhancement of the Outsourcing and Third-Party Risk Management Framework, policies, standards, and procedures.</span></li></ul><p><span>#LI-KB1</span></p><br><br> </div><h2 data-automation-id="subHeaderPreferredCandidate" class="h5">
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United Arab Emirates </div>
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<p>In line with the UAE Government’s strategy in empowering and developing nationals, Emirates NBD is committed to welcoming the young generation into an innovative, modern and supportive work environment to contribute to the nation's success. We are looking to find the best UAEN talent to join our ENBD family.</p><br><p><strong>Job Overview:</strong></p><br><p>As a <strong>Customer Service Manager</strong> at Emirates NBD, your role is to ensure exceptional service delivery and resolution of operational matters for Priority Banking customers. You will lead and coach Customer Service Representatives across mapped PRB centers, support service escalations, and ensure customer requests are handled within agreed turnaround times while maintaining compliance with bank policies and procedures.</p><br><p><strong>Key Responsibilities: </strong></p><br><ul><li>Guide, coach and supervise Customer Service Representatives in handling customer queries received through CRM, walk-ins, emails, phone calls, faxes and escalations.</li><li>Act as the first point of contact for service matters in the PRB centre, resolving operational issues and supporting Relationship Managers and Area Managers on service-related matters.</li><li>Manage service escalations across PRB and mapped non-PRB branches, ensuring customer queries and complaints are resolved within agreed turnaround times.</li><li>Ensure CSRs follow bank processes, policies and SIM online guidelines, including compliance, audit and operational control requirements.</li><li>Review and verify non-financial and financial customer requests, including account maintenance, account opening, credit card applications, cheque book and debit card requests, fixed deposits and telegraphic transfers.</li><li>Monitor CSR performance against KPIs, sales targets, NPS/CSAT thresholds and service standards, escalating unacceptable behavior or performance concerns when required.</li><li>Conduct daily huddles, review pending CRM service requests, monitor operational reports and ensure PRB stationery, documents and customer requests are properly controlled and actioned.</li></ul><p><strong>Skills and Experience </strong></p><br><ul><li>Bachelor’s degree or graduate qualification in any discipline, preferably in commerce or banking.</li><li>3 to 5 years of experience in banking, with exposure to customer service, operations or relationship management, preferably within the GCC market.</li><li>Working knowledge of banking systems, CRM and Microsoft Office applications, including Excel, PowerPoint and Word.</li><li>Experience in supervising or managing team members, with strong communication, attention to detail, customer focus and achievement orientation.</li></ul><p><span><strong>There’s never been a better time to join Emirates NBD. </strong></span></p><br><p><span>We’re one of the region’s most recognizable brands. We’re banking innovation leaders. We’re growing across both the UAE and our global offices. We offer a huge range of professional development opportunities to accelerate your career. It also goes without saying that we provide extremely competitive rewards, benefits and perks too, like our flexible work policy so you can work from home whenever it suits.</span></p><br><p><span>At ENBD, we encourage interested candidates to review the key responsibilities and qualifications for each role and apply for positions that match their skills and capabilities. </span></p><br><br> </div><h2 data-automation-id="subHeaderPreferredCandidate" class="h5">
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United Arab Emirates </div>
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<p><span><strong>Organization Unit Purpose</strong></span></p><br><p><span>Market & Treasury Credit Risk (MTCR) is a Group Risk function, independent of all business units. The unit focuses on identification, measurement, monitoring, reporting and overall management of market & counterparty credit risk. The unit has direct ownership and responsibility for ENBD UAE and its international branches in Singapore, London, Mumbai and KSA. Additionally the unit provides governance oversight, assistance and consultation for market and counterparty credit risk matters to risk and business stakeholders at group subsidiary entities namely Emirates Islamic, ENBD Egypt and DenizBank.</span></p><br><p><span><strong>Job Purpose</strong></span></p><br><p><span>This role is responsible for enhancing and developing internal quant capabilities in treasury methodology, measurement, quantitative analysis, stress testing, back testing, model calibration, and model development. The position focuses on supporting the Global Market & Treasury business by ensuring robust practices and expertise in these key areas. The successful candidate will be part of the Group MTCR function based in ENBD Head Office in Dubai, UAE.</span></p><br><p><span>The model development and quantitative analysis scope extends to broadly cover the following aspects:</span></p><br><p><span>a) Financial market product valuation using standard pricing frameworks (SDEs, local & stochastic vol, etc.)</span></p><br><p><span>b) Market data appropriateness and sufficiency</span></p><br><p><span>c) Market Risk – Sensitivities, VaR, Stress Testing, Back Testing, RNIV</span></p><br><p><span>d) Counterparty Credit Risk – PFE, , EPE, ENE, XVA, WWR, Haircuts/Margining, SIMM, Stress Testing, Back Testing</span></p><br><p><span>e) Model calibration and performance monitoring </span></p><br><p><span>f) Market & Counterparty Credit Risk Regulatory Capital </span></p><br><p><span>g) Stress testing analysis</span></p><br><p><span>h) System change initiatives</span></p><br><p><span>i) Documentation including methodological notes, presentations and policies</span></p><br><p><span>j) Regulatory Requirements: MMS, MMG and other regulatory requirements</span></p><br><p><span>k) IRRBB/behavioral models: NMD, Prepayment and early termination, basis risk, EVE/NII</span></p><br><p><span>The role includes providing advice and guidance on methodologies, quantitative models, policies, strategies, and actions necessary for effective quantification and management of quantitative risk, while ensuring proper controls and governance processes are maintained. The job holder will be responsible for maintaining models, performing back-testing, calibrating as needed, engaging with model users and validators (both internal and external), regulators, and internal stakeholders, and fulfilling the model challenge process.</span></p><br><p><span>This role demands a high level of business awareness, leadership capabilities, control and good governance framework, a keen eye for detail, good communication skills, technical documentation writing skills and an advanced degree qualification in a related area.</span></p><br><p><span><strong>Job Content</strong></span></p><br><p><span><strong><u>Market Risk Measurement Framework for Trading Book: </u></strong></span></p><br><p><span>Ensure Market Risk Measurement Framework for Trading Activities is well defined and consists of robust and best in class risk measurement methodologies.</span></p><br><ul><li><span>Replicate, develop and document quantitative models pertaining to Market Risk Measurement Methodology Framework for all trading activities conducted by the Group.</span></li><li><span>Provide active oversight on effective application of the measurement framework for the trading book. </span></li><li><span>Ensure that the measurement framework covers all key market risk aspects and is in compliance with and adhere to all local and other relevant regulations and standards in which the Group operates in.</span></li><li><span>Ensure that the measurement framework is appropriate and effective in identifying and measurement of market risk exposures generated by the business and/or asset class that the Group transacts in.</span></li></ul><p><span><strong><u>Counterparty Credit Measurement Framework:</u></strong></span></p><br><p><span>Ensure Counterparty Credit Risk Measurement Framework well defined and consists of robust and best in class risk measurement methodologies.</span></p><br><ul><li><span>Replicate, develop and document quantitative models pertaining to Valuation, Counterparty Risk measurement</span></li><li><span>Provide oversight on effective application of Treasury Credit Risk Measurement Methodology Framework across all products/ asset classes and business within Group Treasury. </span></li><li><span>Ensure that the methodology framework is appropriate and effective in identifying and measurement of counterparty credit risk exposures generated by the business and/ or asset class that the Group transacts in.</span></li><li><span>Ensure appropriateness and effectiveness of methodology framework and underlying models/ parameters to the business and/or asset class.</span></li><li><span>Ensure the methodology framework covers all key credit risk aspects and is in compliance with and adhere to local and other relevant regulation and standards in which the Group operates in. </span></li><li><span>Provide support to MTCR team in periodic methodology and/ or parameters updates and its effectiveness. Also, provide adequate impact analysis and other relevant analysis to all stakeholders for concurrence prior to any significant changes to methodology and/ or parameters.</span></li><li><span>Assist with ad hoc trade and portfolio level analysis.</span></li></ul><p><span><strong><u>Valuation and pricing models:</u></strong></span></p><br><p><span>Ensure valuation models are documented, validated and aligned with market practices and regulatory requirements</span></p><br><ul><li><span>Replicate, develop and document pricing models documentation and validation: assumptions review, calibration and methodology, replication and challenger models, alignment with regulatory requirements and internal policies </span></li><li><span>Ensure models are based on quantitative, mathematical, financial, economic, or statistical theories that are widely accepted, relevant to valuation environment, and appropriately applied</span></li><li><span>Ensure periodic monitoring of models is conducted as per the frequency prescribed by Banks’ internal polices and applicable regulatory guidelines</span></li><li><span>Evaluate current model limitations and introduce alternatives pricing models where appropriate.</span></li></ul><p><span><strong><u>Market Risk Measurement Framework for Banking Book:</u></strong> </span></p><br><p><span>Ensure Market Risk Measurement Framework for Banking Book Activities is well defined and consists of robust and best in class risk measurement methodologies.</span></p><br><ul><li><span>Assist in development/ enhancement, implementation and review of Liquidity and IRRBB Risk methodology framework, including risk assessment, metrics, ratios, assumptions, procedures and methodology</span></li><li><span>Ensure that the Liquidity and IRRBB Risk methodology framework covers all key market risk aspects and is in compliance with and adhere to all local and other relevant regulations and standards in which the Group operates in.</span></li><li><span>Provide active oversight on effective application of the Liquidity and IRRBB Risk methodology framework across the Group. </span></li><li><span>Ensure that the Liquidity and IRRBB Risk methodology framework is appropriate and effective in identifying and measurement of Liquidity and Price risk exposures generated by the business and/or asset class that the Group transacts in.</span></li><li><span>Periodically review and monitor the liquidity and price risk assumptions are appropriate to the market and business operating environment.</span></li></ul><p><span><strong><u>Model Review and monitoring:</u></strong> </span></p><br><p><span>Ongoing monitoring and review of models Market Risk exposures and Treasury Credit Risk models.</span></p><br><ul><li><span>Lead response to GMV, internal audit and Central Bank findings impacting models - Coordinate action plans and ensure prompt execution</span></li><li><span>Coordinate, with external validation vendors and provide adequate and timely support towards their requests for information and/ or clarifications. </span></li><li><span>Perform ongoing review of model assumptions and/ or approximations against market and business operating environment.</span></li><li><span>Highlight to senior management with MTCR, Finance and Treasury of any breach of assumptions and/ or approximations; provide mitigating actions, scenarios for rectification and/ or additional validation tasks, if deemed necessary.</span></li><li><span>Periodically review and monitor the inputs, outputs and/ or parameters to the models are appropriate to the market and business operating environment. </span></li><li><span>Identify conceptual soundness of the models, risks not captured by models and model limitations, if any. </span></li><li><span>Perform periodic back testing of the all models to ensure that their inputs, their outputs and/ or their parameters still relevant market and business operating environment.</span></li><li><span>Record weaknesses identified in the models, their inputs, their outputs and/ or their parameters; and thereafter suggesting imposition of conditions, mitigating actions, scenarios for rectification and/ or additional validation tasks, if deemed necessary.</span></li><li><span>Define and conduct stress tests and reverse stress tests where warranted of Market Risk, Traded Credit Risk, Liquidity Risk and/ or IRRBB exposures</span></li></ul><p><span><strong><u>Market Risk System, Data and Process Infrastructure</u></strong></span></p><br><p><span>Assist in Implementation and/or facilitate implementation of systems for Market Risk, Traded Credit Risk, Liquidity Risk, IRRBB, Treasury or other businesses across the Group, as required.</span></p><br><ul><li><span>Participate in design, testing and implementation of systems and/ or enhancements requiring Market Risk, Traded Credit Risk, Liquidity Risk and/ or IRRBB engagement towards enhancing existing systems, processes and controls.</span></li><li><span>Support project initiatives to meet any new/ upcoming regulatory requirements.</span></li><li><span>Identification of the critical path, key milestones and plan tasks to achieve them accordingly.</span></li><li><span>Ensure that the project/milestones deadlines are met within a framework of good governance controls requirements. </span></li><li><span>Participate in Project Working Groups and other forums as called for as a key stakeholder and to oversee the progress of implementation. Appraise senior management within MTCR on risks, delays and/or other issues pertaining to the Projects.</span></li><li><span>Periodically review appraise senior management within MTCR of any deficiencies and improvements required in systems and processes employed by Market Risk to ensure robust and quality service in line with best practices.</span></li></ul><p><span><strong><u>Advice / Support on quantitative and methodology matters: </u></strong></span></p><br><p><span>Provide specialist support or advice to the MTCR management quantitative and methodology matters for improving the risk assessment and quantification.</span></p><br><ul><li><span>Lead the research, development, and implementation of innovative modelling techniques </span></li><li><span>Assist in identification of risks in business, products and/ or assets classes. </span></li><li><span>Assist in highlighting risks in business or products and/ or assets classes from Market Risk and Traded Credit Risk perspective to senior management at MTCR.</span></li></ul><p><span><strong><u>Personal / Staff Development:</u></strong></span></p><br><p><span>Identify areas of development and take necessary actions in order to enhance expertise and contribution</span></p><br><ul><li><span>Self-review and identify areas of development.</span></li><li><span>Propose necessary actions to be taken in order to enhance expertise and contribution. </span></li><li><span>Ensure strong ongoing engagement with key stakeholders across the various business units, risk units and other support/ oversight units.</span></li></ul><p><span><strong>Education</strong></span></p><br><ul><li><span>Masters/Advanced quantitative degree (Finance, Mathematics, Economics, Statistics, Physics, Engineering or a related quantitative field of study)</span></li><li><span>Chartered Financial Analyst (CFA)</span></li><li><span>Financial Risk Manager (FRM)</span></li></ul><p><span><strong>Experiences</strong></span></p><br><ul><li><span>At least 8-11 years of relevant experience in large international banking organizations</span></li><li><span>Strong experience and knowledge in VaR/SVaR, Sensitivities, pricing models, PFE/XVA and IRRBB models</span></li><li><span>Proven leadership in managing and quantitative models</span></li><li><span>Strong experience of working in a fast paced trading floor environment and having dealt with Trading, Sales, Structuring, Risk and Credit functions </span></li><li><span>Strong change implementation experience</span></li></ul><p><span><strong>Knowledge & Skills</strong></span></p><br><ul><li><span>Expert knowledge of complex derivative structures pricing and risk measurement</span></li><li><span>Present ideas and achieve consensus</span></li><li><span>Worked in diverse, cross cultural teams</span></li></ul><p><span><strong>Behavioral Competencies</strong></span></p><br><ul><li><span>Should be pragmatic, innovative and quick learner</span></li><li><span>Team player and ability to work in multi-cultural environment</span></li><li><span>Strong communication and public speaking skills</span></li></ul><p><span><span>#LI-KS1</span></span></p><br><br> </div>
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<p><strong>About ENBD</strong></p><br><p>Emirates NBD is a market leader across the MENAT (Middle East, North Africa and Türkiye) region with a presence in 13 countries, serving over 9 million customers. Emirates NBD is the leading financial services brand in the UAE with a Brand value of approximately USD 4 billion. We serve our customers and help them realize their financial objectives through a range of banking products and services including retail banking, corporate & institutional banking, Islamic banking, investment banking, private banking, asset management, global markets and treasury, and brokerage operations. We are a key participant in the global digital banking industry, with 97% of all financial transactions and requests conducted outside of our branches. We also operate Liv, the lifestyle digital bank by Emirates NBD. With over half a million users, it continues to be the fastest-growing digital bank in the region.</p><br><p><strong>Job Overview:</strong></p><br><p>As a <strong>Senior Manager - Business Marketing</strong> at Emirates NBD, your role is a strategic marketing professional with a record of high performance and immense experience, centered on banking, is required to provide key insights as well as guidance to ensure that business growth is optimized. This individual will be responsible for conceiving and implementing integrated marketing communication strategies that maintain brand consistency, maximize effectiveness, meet measurable objectives and execute relevant customer journeys. The individual will also strive to meet business objectives by identifying products/segments for marketing investments through a defined logic. This will be done by leading high impact initiatives and creating best in class marketing communication.</p><br><p><strong>Key Responsibilities: </strong></p><br><ul><li>Planning, developing & executing marketing strategies that grow business</li><li>Drive marketing ROI through effective management of the marketing mix </li><li>Create differentiation through customer experience</li><li>Leverage partnerships/sponsorships - extend value to our customers</li><li>Manage budgets & controls </li><li><p><span><span>Develop and execute the integrated online strategy that helps drive digital acquisition</span></span></p><br></li></ul><p><strong>Skills and Experience </strong></p><br><ul><li>Master’s in marketing or business administration</li><li>10+ years in a FMCG, Bank or Advertising Agency</li><li>Strong Retail Banking professional, experience in the Middle East will be an advantage</li><li>Excellent communications (verbal & written), negotiation and presentation skills.</li><li>Works under intense pressure. Understands the financial and budgetary processes</li><li>Excellent management and leadership skills.</li></ul><p><span><strong>There’s never been a better time to join Emirates NBD. </strong></span></p><br><p><span>We’re one of the region’s most recognizable brands. We’re banking innovation leaders. We’re growing across both the UAE and our global offices. We offer a huge range of professional development opportunities to accelerate your career. It also goes without saying that we provide extremely competitive rewards, benefits and perks too, like our flexible work policy so you can work from home whenever it suits.</span></p><br><p><span>At ENBD, we encourage interested candidates to review the key responsibilities and qualifications for each role and apply for positions that match their skills and capabilities. </span></p><br><br><p>ENBD</p><br><span>Meet the leading banking group in the region</span> <p>Emirates NBD, the leading Banking Group in the MENAT region, was formed on 19 June 1963, when H.H. Late Sheikh Rashid bin Saeed Al Maktoum signed the Charter of Incorporation of the National Bank of Dubai (NBD) which became the first National Bank established in Dubai and the United Arab Emirates (UAE). With the blessings of H.H. Sheikh Mohammed bin Rashid Al Maktoum, Vice President and Prime Minister of the UAE and Ruler of Dubai, NBD merged with Emirates Bank International (EBI) on 06 March 2007, to form Emirates NBD, the largest banking group in the region by assets. On 16 October 2007, the shares of Emirates NBD were officially listed on the Dubai Financial Market (DFM). The merger between EBI and NBD to create Emirates NBD, became a regional consolidation blueprint for the banking and finance sector as it combined the second and fourth largest banks in the UAE to form a banking champion capable of delivering enhanced value across Corporate, Retail, Islamic, Investment, and Private Banking, Global Markets & Treasury, Asset Management and Brokerage operations throughout <span>the region.</span></p><br> </div>
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<p><strong>About ENBD </strong></p><br><p>Emirates NBD is a market leader across the MENAT (Middle East, North Africa and Türkiye) region with a presence in 13 countries, serving over 9 million customers. Emirates NBD is the leading financial services brand in the UAE with a Brand value of approximately USD 4 billion. We serve our customers and help them realize their financial objectives through a range of banking products and services including retail banking, corporate & institutional banking, Islamic banking, investment banking, private banking, asset management, global markets and treasury, and brokerage operations. We are a key participant in the global digital banking industry, with 97% of all financial transactions and requests conducted outside of our branches. We also operate Liv, the lifestyle digital bank by Emirates NBD. With over half a million users, it continues to be the fastest-growing digital bank in the region.</p><br><p><strong>Job Overview:</strong></p><br><p>As a<strong> Investment Advisor</strong> at Emirates NBD, your role is to report to the Team Head of investment advisory in managing the team, dealing with the internal requirements, and resumes full responsibility for the Investment Advice. While liaising with key clients and the Relationship Managers directly.</p><br><p><strong>Key Responsibilities: </strong></p><br><ul><li><strong>Drive investment growth and revenue</strong> by supporting RMs in increasing Assets under Management, generating investment-related income, and identifying cross-selling opportunities.</li><li><strong>Provide specialist investment advice</strong> and deliver complex investment solutions across multiple asset classes for ultra-high-net-worth clients.</li><li><strong>Manage client investment accounts</strong> by preparing CIP/IPS documents, monitoring investment profiles, and ensuring trades are properly executed and recorded.</li><li><strong>Conduct performance reviews and portfolio analysis</strong> by reviewing asset allocation, suitability, positions, and recommending investment switches or new ideas.</li><li><strong>Strengthen client engagement</strong> by acting as a senior investment contacting and supporting more frequent, higher-level client interactions.</li><li><strong>Oversee team performance and development</strong> by driving revenue targets, maintaining quality standards, tracking budgets, and supporting continuous team development.</li></ul><p><strong>Skills and Experience:</strong></p><br><ul><li>Minimum financial and investment experience: Requires at least 7 years of financial experience, including 5 years in investment-related roles.</li><li>Private Banking exposure: Preferred experience includes 3+ years in Private Banking with a strong investment focus.</li><li>Product and services expertise: In-depth knowledge of investment products, services, fees, legal provisions, and delivery processes.</li><li>Market and investment knowledge: Strong understanding of equity, bond markets, unit trusts, and personal investment services, with ability to apply this to business planning.</li><li>Specialist investment advisory skills: Solid grasp of investment theory and ability to provide tactical and operational investment solutions.</li><li>Trading and team management capability: Understanding of securities dealing and forex trade procedures, along with experience managing a team.</li><li>Proficiency in Arabic language. </li></ul><p><span><strong>There’s never been a better time to join Emirates NBD. </strong></span></p><br><p><span>We’re one of the region’s most recognizable brands. We’re banking innovation leaders. We’re growing across both the UAE and our global offices. We offer a huge range of professional development opportunities to accelerate your career. It also goes without saying that we provide extremely competitive rewards, benefits and perks too, like our flexible work policy so you can work from home whenever it suits.</span></p><br><p><span>At ENBD, we encourage interested candidates to review the key responsibilities and qualifications for each role and apply for positions that match their skills and capabilities. </span></p><br><br> </div>
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<p><span>The DSF Personal Loan Unit is the sales channels under Retail banking, catering to the Personal loan sales requirements of existing Emirates NBD & new to bank customers in UAE. The unit’s core responsibility is to increase the market share of Personal loan Business and function in line with the Group’s overall business strategy.</span></p><br><p><span>This unit is responsible to bring new companies to the bank’s approved list of employers and capitalize on these relationships to increase acquisition of retail banking products. </span></p><br><p><span>The unit will also focus on cross selling of other retail banking products such as accounts, credit cards, Bancassurance, etc. to increase the profitability of the unit and the overall revenue for Retail Bank.</span></p><br><ul><li><span>To increase sales acquisition of Personal loans in retail banking.</span></li><li><span>Unique contribution of job holder is to achieve given targets and provide new and existing customers high standards of customer service.</span></li><li><span>Provide professional and expert advice on products & services to customers and business leads to other units to ensure that business opportunities are realized.</span></li><li><span>To proactively contact customers in portfolio in order to capture higher share of wallet by cross-selling products and marketing new products and services.</span></li><li><span>Accountable for regular monitoring of client satisfaction and service quality levels by ensuring that client expectations are consistently met and exceeded.</span></li></ul><p><span>Education:</span></p><br><ul><li><span>1-2 years’ experience in UAE is mandatory</span></li><li>Bachelor's degree</li></ul><p><span>Experience:</span></p><br><ul><li><span>Banking / Retail Sales </span></li><li><span>International / GCC and UAE</span></li><li><span>Selling & Marketing Skills</span></li></ul><p><span>Knowledge & Skills:</span></p><br><ul><li><span>Basic Knowledge of operating systems</span></li><li><span>Selling & Marketing Skills</span></li><li><span>Having good inter/intra-Personal Skills</span></li><li><span>Driving license is mandatory</span></li></ul><p><span>Behavioral Competencies:</span></p><br><ul><li><span>Excellent</span></li><li><span>Acceptable & Good Team Player</span></li><li><span>Self-Motivated / Hardworking / Focused & Enthusiastic </span></li></ul><br><p>ENBD</p><br><span>Meet the leading banking group in the region</span><p>Emirates NBD, the leading Banking Group in the MENAT region, was formed on 19 June 1963, when H.H. Late Sheikh Rashid bin Saeed Al Maktoum signed the Charter of Incorporation of the National Bank of Dubai (NBD) which became the first National Bank established in Dubai and the United Arab Emirates (UAE). With the blessings of H.H. Sheikh Mohammed bin Rashid Al Maktoum, Vice President and Prime Minister of the UAE and Ruler of Dubai, NBD merged with Emirates Bank International (EBI) on 06 March 2007, to form Emirates NBD, the largest banking group in the region by assets. On 16 October 2007, the shares of Emirates NBD were officially listed on the Dubai Financial Market (DFM). The merger between EBI and NBD to create Emirates NBD, became a regional consolidation blueprint for the banking and finance sector as it combined the second and fourth largest banks in the UAE to form a banking champion capable of delivering enhanced value across Corporate, Retail, Islamic, Investment, and Private Banking, Global Markets & Treasury, Asset Management and Brokerage operations throughout <span>the region.</span></p><br> </div>
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<p><span>In line with the UAE Government’s strategy in empowering and developing nationals, Emirates NBD is committed to welcoming the young generation into an innovative, modern and supportive work environment to contribute to the nation's success. We are looking to find the best UAEN talent to join our ENBD family</span><span>.</span></p><br><p><span><strong>Job Overview:</strong></span></p><br><p><span>The job holder is part of the Global Markets & Treasury Business Finance team responsible for providing insightful Finance support to the Segment/ Product Heads in GMT business in key tactical and strategic decision making. The job holder will support the Segments/ Products business teams to provide analytics and support decision making and ensuring that Group financial policies and control framework are consistently applied across the segments/ products in GMT business units.</span></p><br><p><span><strong>Some of the Key Responsibilities include: </strong></span></p><br><ul><li><p><span>Review of front office desk profit and loss reports</span></p><br></li><li><p><span>Hedge accounting & Financial reporting</span></p><br></li><li><p><span>Monthly, Quarterly, Semi-annual & Annual commentaries & Analytics on Treasury B/s movements, market drivers & business activities</span></p><br></li><li><p><span>Provide independent valuation and analysis</span></p><br></li><li><p><span>Review the portfolio marking vs IFRS requirements</span></p><br></li></ul><p><span><strong>Skills and Experience</strong></span></p><br><ul><li><p><span>University Degree or a qualified accountant</span></p><br></li><li><p><span>(ACCA, CFA, CIMA, ACA) preferable</span></p><br></li><li><p><span>Between 3 - 5 years of post-qualification experience in the Finance function of a large bank with exposure to understanding of Treasury products and its lifecycle, Hedge accounting and IFRS 9 reporting.</span></p><br></li><li><p><span>Banking & Financial Services,</span></p><br></li><li><p><span>Should possess knowledge of Treasury products & transactions and have knowledge of relevant banking regulations. </span></p><br></li></ul><p><span><span><strong>There’s never been a better time to join Emirates NBD. </strong></span></span></p><br><p><span><span>We’re one of the region’s most recognizable brands. We’re banking innovation leaders. We’re growing across both the UAE and our global offices. We offer a huge range of professional development opportunities to accelerate your career. It also goes without saying that we provide extremely competitive rewards, benefits and perks too, like our flexible work policy so you can work from home whenever it suits. At ENBD, we encourage interested candidates to review the key responsibilities and qualifications for each role and apply for positions that match their skills and capabilities.</span></span></p><br><br> </div>
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<p><strong>About ENBD </strong></p><br><p>Emirates NBD is a market leader across the MENAT (Middle East, North Africa and Türkiye) region with a presence in 13 countries, serving over 9 million customers. Emirates NBD is the leading financial services brand in the UAE with a Brand value of approximately USD 4 billion. We serve our customers and help them realise their financial objectives through a range of banking products and services including retail banking, corporate & institutional banking, Islamic banking, investment banking, private banking, asset management, global markets and treasury, and brokerage operations. We are a key participant in the global digital banking industry, with 97% of all financial transactions and requests conducted outside of our branches. We also operate Liv, the lifestyle digital bank by Emirates NBD. With over half a million users, it continues to be the fastest-growing digital bank in the region.</p><br><p><strong>Job Overview:</strong></p><br><p>As a <strong>Senior Relationship Manager</strong>, within <strong>Business Banking - Liabilities</strong>, you will be responsible for acquisition of new client relationships from Relationship Officers; upgrades from mass segment, maintenance and growth of existing client relationships, meeting Revenue targets for Assets, Liabilities and cross-sell. Achieve high levels of service standards and maximize client satisfaction and ensure compliance with UAE Central Bank and anti-money laundering regulations</p><br><p><strong>Key Responsibilities: </strong></p><br><ul><li>Financial: Deliver all the budgeted targets for revenue, profit, asset & deposit growth, customer acquisition and cross sell.</li><li>Sales and Advisory Services: Grow and farm the accounts which have been opened by Relationship Officers and convert them into a profitable proposition for the bank. Ensure maximum penetration of the local market including NTB customers.</li><li>Customer Service Excellence: Ensure minimum TAT’s and ensure service excellence. Assist the clients in resolving their issues regarding trade, assets, insurance and investments.</li><li><p>Compliance and Risk: Be be fully aware of all policies relating to operational risk, sales processes, credit policy, anti-misselling, etc. and comply with the same.</p><br></li></ul><p><strong>Skills and Experience:</strong></p><br><ul><li>Graduate – preferably business/finance/accounting</li><li> Minimum 3 years of experience in an RM role.</li><li>Knowledge of basic banking operations.</li><li>Adherence to policies and procedures.</li><li>Knowledge of basic banking operations.</li><li><p>Knowledge of compliance regulations. </p><br></li></ul><p><strong>There’s never been a better time to join Emirates NBD. </strong></p><br><p>We’re one of the region’s most recognisable brands. We’re banking innovation leaders. We’re growing across both the UAE and our global offices. We offer a huge range of professional development opportunities to accelerate your career. It also goes without saying that we provide extremely competitive rewards, benefits and perks too, like our flexible work policy so you can work from home whenever it suits.</p><br><p><strong>At ENBD, we encourage interested candidates to review the key responsibilities and qualifications for each role and apply for positions that match their skills and capabilities.</strong> </p><br><br> </div>
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<p><strong>Organization Unit Purpose</strong></p><br><p>Group Operational Risk Oversight (Retail Banking and Wealth Management) and Conduct Risk is a Group Risk function, independent of all business units and forming part of the Group Enterprise and Operational Risk function. The unit is responsible for the second-line oversight of operational risk and conduct risk across the Group's Retail Banking, Private Banking and Wealth Management businesses. It owns and maintains the operational risk management framework as it applies to these segments — including risk and control self-assessments (RCSA), key risk indicators (KRIs), operational risk event and loss data management, scenario analysis and new product and process approval (NPPA) — as well as the Group Conduct Risk Framework covering market conduct, sales practices, product governance, suitability and consumer protection.</p><br><p>The unit provides independent challenge to the first line, monitors the operational and conduct risk profile against the Board-approved risk appetite, and ensures unified implementation of the Group Risk Management Framework across business segments, subsidiaries and international locations. It is a key support function for the GCRO office, focused on adding business value, strengthening the control environment and embedding a strong risk and conduct culture to enhance the businesses' efficiency and effectiveness in managing their risk. </p><br><p><strong>Job Purpose</strong></p><br><p>The role exists to drive the effective governance, oversight and operational delivery of operational risk and conduct risk management across the Group's Retail Banking and Wealth Management businesses. The job holder serves as the central second-line point of accountability for the design, maintenance and embedding of the operational and conduct risk frameworks — including independent second-line oversight of new product and process approval (NPPA) — ensuring alignment with CBUAE regulatory requirements (including the Consumer Protection Regulation and Standards and operational risk requirements) and international best practice standards across all jurisdictions in which the Group operates. The unique contribution of the role is to provide independent, forward-looking risk oversight that protects customers and the Group while enabling sustainable, well-controlled growth of the retail and wealth franchises.</p><br><p><strong>Job Content</strong></p><br><ol><li><strong>Operational Risk Management & Oversight</strong></li></ol><p><strong><u>Operational Risk Management Framework (ORMF)</u></strong></p><br><ul><li>Own and maintain the operational risk management framework as it applies to Retail Banking, Private Banking and Wealth Management, aligned to the Group Risk Management Framework and CBUAE operational risk requirements.</li><li>Ensure consistent application of RCSA, KRI, operational risk event / loss data and scenario analysis methodologies across the covered businesses, branches and subsidiaries.</li><li>Maintain the framework taking into consideration changes in the regulatory and banking landscape and audit findings (if any).</li></ul><p><strong><u>Risk & Control Self-Assessment (RCSA)</u></strong></p><br><ul><li>Oversee and provide independent second-line challenge to the RCSA process for retail and wealth products, channels and processes.</li><li>Assess the design and operating effectiveness of key controls and track remediation of control gaps to closure.</li></ul><p><strong><u>Operational Risk Events & Loss Data</u></strong></p><br><ul><li>Oversee the identification, capture, investigation, root-cause analysis and reporting of operational risk events and losses across retail and wealth.</li><li>Ensure timely escalation of material incidents to the GCRO, EXCO and relevant committees, and drive lessons-learned and control enhancements.</li></ul><p><strong><u>Key Risk Indicators & Risk Appetite</u></strong></p><br><ul><li>Define, monitor and report operational and conduct KRIs against the Board-approved risk appetite for retail and wealth.</li><li>Escalate appetite breaches, recommend management actions and track them through to resolution.</li></ul><p><strong><u>New Product and Process Approval (NPPA)</u></strong></p><br><ul><li>Own the second-line operational and conduct risk assessment and sign-off within the Group's New Product and Process Approval (NPPA) framework for retail and wealth products, services, channels and material process / system changes.</li><li>Provide independent challenge on new product and process proposals prior to launch, ensuring risks are identified, controls are adequate and residual risk is within appetite, with fair customer outcomes embedded by design.</li><li>Track conditions of approval and post-implementation reviews (PIRs) to closure, and maintain oversight of the NPPA pipeline, governance and management information.</li></ul><ol><li><strong>Conduct Risk & Consumer Protection</strong></li></ol><p><strong><u>Group Conduct Risk Framework</u></strong></p><br><ul><li>Own, maintain and embed the Group Conduct Risk Framework covering market conduct, sales practices, product governance, suitability / appropriateness and fair treatment of customers.</li><li>Define conduct risk appetite and conduct MI, and report the Group's conduct risk profile to senior management and the Board Risk Committee.</li></ul><p><strong><u>Consumer Protection (CBUAE)</u></strong></p><br><ul><li>Provide second-line oversight of compliance with the CBUAE Consumer Protection Regulation and Consumer Protection Standards across retail and wealth.</li><li>Provide independent challenge on disclosure and transparency, responsible lending, pricing, financial inclusion and complaints handling.</li></ul><p><strong><u>Product Governance & Suitability</u></strong></p><br><ul><li>Provide independent oversight of product governance and the suitability / appropriateness of investment, bancassurance and banking products distributed to retail and wealth clients.</li><li>Challenge target-market definition, product approvals and periodic product reviews.</li></ul><p><strong><u>Complaints & Root-Cause Oversight</u></strong></p><br><ul><li>Oversee complaints management from a conduct-risk perspective, driving thematic root-cause analysis and systemic remediation.</li><li>Monitor redress, emerging trends and conduct issues and report to the relevant committees.</li></ul><p><strong><u>Sales Practices & Incentives</u></strong></p><br><ul><li>Provide oversight of sales practices, staff incentive and reward schemes and mis-selling risk to ensure alignment with fair-customer-outcome principles.</li></ul><ol><li><strong>Governance, Committees & Reporting</strong></li></ol><p><strong><u>Risk Committees & Governance</u></strong></p><br><p>Management of, and representation on, risk committees and forums, including:</p><br><ul><li>Group Risk Committee –presenter, as needed, for operational and conduct risk matters.</li><li>Retail and Wealth business risk forums </li><li>Conduct / Consumer Protection Forum</li></ul><p><strong><u>Group Risk Reporting</u></strong></p><br><ul><li>Own periodic operational and conduct risk reporting for retail and wealth to EXCO, GRC, BRC and the Board against risk appetite.</li><li>Provide integrated risk-profile views, thematic deep-dives and early-warning indicators.</li></ul><p><strong><u>Group Oversight – Branches & Subsidiaries</u></strong></p><br><ul><li>Provide oversight of operational and conduct risk management for retail and wealth at relevant international branches and subsidiaries as required by international oversight framework.</li><li>Review subsidiary / branch risk submissions, appetite metrics and breaches, and ensure alignment to Group standards.</li></ul><ol><li><strong>Regulatory & Supervisory Engagement</strong></li></ol><p><strong><u>Regulatory Change & Gap Assessment</u></strong></p><br><ul><li>Own the gap assessment and implementation oversight for operational risk and conduct / consumer-protection regulations issued from time to time by the CBUAE and other relevant regulators.</li></ul><p><strong><u>Supervisory Audits & Examinations</u></strong></p><br><ul><li>Coordinate Group Risk engagements relating to regulatory examinations, thematic reviews and internal / external audit on operational and conduct risk matters, and oversee remediation of findings.</li></ul><p><strong><u>Risk Culture & Capability</u></strong></p><br><ul><li>Drive operational and conduct risk awareness, training and culture across the first line; enhance the organization's risk knowledge and embed individual accountability.</li></ul><p><strong>Education</strong></p><br><ul><li>Graduate qualifications with majors in Business, Finance, Economics, Risk Management or a related field.</li><li>Professional operational risk certification (e.g. IOR Certificate / CORP), FRM or PRM.</li><li>Conduct / compliance certification (e.g. ICA) an advantage.</li></ul><p><strong>Experiences</strong></p><br><ul><li>15+ years of relevant experience in operational risk and / or conduct risk within large international banking organizations or a consulting background.</li><li>Proven leadership and experience in handling EXCO-level senior management.</li><li>Strong hands-on experience in operational risk frameworks (RCSA, KRI, loss data, scenario analysis) and new product and process approval (NPPA), and in conduct risk / consumer protection within retail and wealth businesses.</li><li>Strong experience in leading and executing regulatory change initiatives (including CBUAE Consumer Protection).</li></ul><p><strong>Knowledge & Skills</strong></p><br><ul><li>Expert knowledge of retail and wealth products, channels and processes.</li><li>Ability to present ideas, influence and achieve consensus with senior stakeholders and the first line.</li><li>Experience of working in diverse, cross-cultural and multi-jurisdictional teams.</li></ul><p><strong>Behavioral Competencies</strong></p><br><ul><li>Pragmatic, innovative and a quick learner with strong independent judgement.</li><li>Team player with the ability to work in a multi-cultural environment.</li><li>Strong communication, influencing and public speaking skills; able to challenge the first line constructively.</li></ul><p>#LI-TD1</p><br><br> </div>
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