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The S&P 500 Explained: A Critical Guide for Smarter Investments

On-site - الإمارات - Sharjah Emirate ٥ أغسطس ٢٠٢٦

المحاسبة والمالية والبنوك

← Back to All Insights Investment The S&P 500 Explained: A Critical Guide for Smarter Investments June 30, 2025 By Bob Wolfe, CFP®, EA, CSLP® Investment General Listen to this article Speed 1x When it comes to investing, few tools are trusted as much as the S&P 500. It serves as a benchmark, a tracker, and for some, the yardstick for financial decision-making. But understanding the S&P 500 is more than just knowing it's “an index.” It requires peeling back the layers to grasp how it’s managed, what it represents, and its implications for you as an investor. Whether you're new to investing or a seasoned finance enthusiast, this guide will break down the S&P 500 in a simple, digestible way. A Benchmark Worth Understanding The S&P 500 is more than a collection of 500 companies; it’s the heartbeat of the U. S. stock market. Created in 1957, it quickly became one of the most closely watched indexes in the world. Why? Because it tracks the performance of the largest U. S. companies across various industries, offering a snapshot of the markets. But understanding it fully, how it’s managed, structured, and what it represents, is critical, especially if you're using it to guide your investment strategy. What Is the S&P 500? The Basics of the Index The S&P 500 is a stock market index that measures the performance of 500 of the largest publicly traded companies in the U. S. These companies are selected based on their market capitalization, essentially, the total value of their outstanding shares. The index itself is "market-weighted", meaning larger companies like Apple and Microsoft carry more influence on the index than smaller ones. Nerd Note: Did you know only 86 of the original 500 companies from the S&P 500’s 1957 debut are still part of the index today? The index evolves as businesses rise, fall, or fail to meet its criteria. Who is in charge of the S&P 500? The index is maintained by the S&P Dow Jones indices, which is a joint venture primarily owned by S&P Global. Another popular index called the "Dow Jones", which focuses on industrial companies, is also connected to the ownership structure. Here is where this starts to really matter: The parent organization owning these is Newscorp, which also owns financial reporting agencies like The Wall Street Journal, Barrons & Marketwatch to name a few. Charles Dow created the Dow Jones index in 1882, and also was the founder of The Wall Street Journal, which helped popularize that index when industrial companies were a larger portion of the economy before gradually falling out of public favor. This structure is important to know and points to how they are so widely publicized, becoming the household names that we know today. How "Passive" Is the S&P 500? The Role of Active Decision-Making The S&P 500 is often marketed as a passive investment tool, but don’t be fooled, there’s a lot of active decision-making involved. A committee meets monthly to review and revise the composition of the index. They consider factors like profitability, stability, and liquidity to decide which companies stay, join, or leave. For example, companies must show positive earnings for four consecutive quarters before being eligible. Nerd Note: AT&T was once the largest company in the S&P 500. Today, it’s nowhere near the top. The index evolves as the economy and industries change. How Diverse Is the S&P 500? ‍ Sector Concentration While the S&P 500 aims to represent the U. S. economy, it isn’t evenly distributed across industries. Over time, sector weightings have shifted dramatically. For instance, technology has grown to dominate the index, while sectors like telecommunications have shrunk considerably. This evolution mirrors the changing priorities of the modern economy but also raises concentration risks. See the picture from Morningstar of what the underlying sectors of the index are invested in as of 2025: ‍ The Market’s Increasing Concentration What’s even more striking is the growing influence of a few major companies. Giants like Apple, Microsoft, and Amazon make up a significant chunk of the S&P 500. While their success drives the index forward, it can also distort the broader market representation. This is shown by Morningstar’s “style box” which shows what percentage of the index is a middle sized companies (19% being invested in $2-10 Billion market capitalization companies). It also shows that there are more allocated to “value” companies, which tend to focus more on profit and distributions over growth. Nerd Note: The top five companies now account for over 20% of the index’s value, a level of concentration not seen since the late 1960s. ‍ ‍ ‍ ‍ ‍ ‍ ‍ ‍ Is the S&P 500 a Good Benchmark for Personal Investments? The Benefits Of Using The S&P 500 The S&P 500 shines as a benchmark for investors because of its historical performance and accessibility via index funds. Its passive nature makes it ideal for those who want to avoid the "return on hassle" associated with more nuanced and individual investments. Pro Tip: Index funds tied to the S&P 500, or any index, simplify investing and often outperform actively managed funds over the long term, in large part due to their lower expense fees and consistency in the investments, rather than investing in the latest hot stock. The Drawbacks to Consider Despite Its Advantages, The S&P 500 Has Limitations. Its Focus On U. S. Companies Means Less Exposure To International Markets. The Below Chart From JP Morgan’s Guide To The Markets Shows The Long Periods That Either The U. S. Or International Markets May Persist To Outperform One-another Based On Unpredictable Global Events. With Purple Indicating International Outpacing The U. S. And Vice Versa Additionally, its heavy concentration in certain sectors and companies might not align with your diversification goals. For instance, if technology experiences a downturn, the impact on the S&P 500, and your portfolio, could be substantial. Lessons for Investors The S&P 500 is an incredible tool, but it’s just that, a tool. It’s not a one-size-fits-all solution. To make the most of it, consider diversifying your portfolio by adding other assets, such as international stocks or bonds. Understanding the rules and structure of the index can also prevent surprises and help you make more informed decisions. A System That Evolves with You The S&P 500 evolves alongside the market, making it a dynamic benchmark for tracking economic trends. But just like the index adapts, so should your personal investment strategy. Investing can feel overwhelming, but it doesn’t have to be. Focus on your own goals, ability to take on risk, and financial rules to create a strategy that works for you. Outside of managing fees, one of the biggest determinants of investment success is determining a strategy and sticking with it through good and bad times. If you’re ready for more educational content like this, subscribe to Healthy Insights for expert-driven tips, or consult a professional to tailor your investment approach. The S&P 500 is more than just a list of stocks, it’s a living, breathing story of the U. S. markets. Understanding the narrative and structure can help make your financial story a success. Invest smarter, not harder Get evidence-based investment insights and portfolio strategies delivered monthly. ');background-repeat:no-repeat;background-position:right 12px center;padding-right:36px;"> Which best describes you? Early Career Professional Mid-Late Career Professional Healthcare Provider Business Owner Retiree Caregiver You May Also Find Helpful Investment Smarter Portfolio Design: The Case for Factor Investing 5 min read Investment Direct Indexing Explained: Should You Consider It for Your Portfolio? 5 min read Investment What Happens to Employee Equity When a Company Gets Acquired 5 min read Investment Navigating Financial Innovations Through the Ages 5 min read

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The S&P 500 Explained: A Critical Guide for Smarter Investments

On-site - الإمارات - Sharjah Emirate ٥ أغسطس ٢٠٢٦

المحاسبة والمالية والبنوك

← Back to All Insights Investment The S&P 500 Explained: A Critical Guide for Smarter Investments June 30, 2025 By Bob Wolfe, CFP®, EA, CSLP® Investment General Listen to this article Speed 1x When it comes to investing, few tools are trusted as much as the S&P 500. It serves as a benchmark, a tracker, and for some, the yardstick for financial decision-making. But understanding the S&P 500 is more than just knowing it's “an index.” It requires peeling back the layers to grasp how it’s managed, what it represents, and its implications for you as an investor. Whether you're new to investing or a seasoned finance enthusiast, this guide will break down the S&P 500 in a simple, digestible way. A Benchmark Worth Understanding The S&P 500 is more than a collection of 500 companies; it’s the heartbeat of the U. S. stock market. Created in 1957, it quickly became one of the most closely watched indexes in the world. Why? Because it tracks the performance of the largest U. S. companies across various industries, offering a snapshot of the markets. But understanding it fully, how it’s managed, structured, and what it represents, is critical, especially if you're using it to guide your investment strategy. What Is the S&P 500? The Basics of the Index The S&P 500 is a stock market index that measures the performance of 500 of the largest publicly traded companies in the U. S. These companies are selected based on their market capitalization, essentially, the total value of their outstanding shares. The index itself is "market-weighted", meaning larger companies like Apple and Microsoft carry more influence on the index than smaller ones. Nerd Note: Did you know only 86 of the original 500 companies from the S&P 500’s 1957 debut are still part of the index today? The index evolves as businesses rise, fall, or fail to meet its criteria. Who is in charge of the S&P 500? The index is maintained by the S&P Dow Jones indices, which is a joint venture primarily owned by S&P Global. Another popular index called the "Dow Jones", which focuses on industrial companies, is also connected to the ownership structure. Here is where this starts to really matter: The parent organization owning these is Newscorp, which also owns financial reporting agencies like The Wall Street Journal, Barrons & Marketwatch to name a few. Charles Dow created the Dow Jones index in 1882, and also was the founder of The Wall Street Journal, which helped popularize that index when industrial companies were a larger portion of the economy before gradually falling out of public favor. This structure is important to know and points to how they are so widely publicized, becoming the household names that we know today. How "Passive" Is the S&P 500? The Role of Active Decision-Making The S&P 500 is often marketed as a passive investment tool, but don’t be fooled, there’s a lot of active decision-making involved. A committee meets monthly to review and revise the composition of the index. They consider factors like profitability, stability, and liquidity to decide which companies stay, join, or leave. For example, companies must show positive earnings for four consecutive quarters before being eligible. Nerd Note: AT&T was once the largest company in the S&P 500. Today, it’s nowhere near the top. The index evolves as the economy and industries change. How Diverse Is the S&P 500? ‍ Sector Concentration While the S&P 500 aims to represent the U. S. economy, it isn’t evenly distributed across industries. Over time, sector weightings have shifted dramatically. For instance, technology has grown to dominate the index, while sectors like telecommunications have shrunk considerably. This evolution mirrors the changing priorities of the modern economy but also raises concentration risks. See the picture from Morningstar of what the underlying sectors of the index are invested in as of 2025: ‍ The Market’s Increasing Concentration What’s even more striking is the growing influence of a few major companies. Giants like Apple, Microsoft, and Amazon make up a significant chunk of the S&P 500. While their success drives the index forward, it can also distort the broader market representation. This is shown by Morningstar’s “style box” which shows what percentage of the index is a middle sized companies (19% being invested in $2-10 Billion market capitalization companies). It also shows that there are more allocated to “value” companies, which tend to focus more on profit and distributions over growth. Nerd Note: The top five companies now account for over 20% of the index’s value, a level of concentration not seen since the late 1960s. ‍ ‍ ‍ ‍ ‍ ‍ ‍ ‍ Is the S&P 500 a Good Benchmark for Personal Investments? The Benefits Of Using The S&P 500 The S&P 500 shines as a benchmark for investors because of its historical performance and accessibility via index funds. Its passive nature makes it ideal for those who want to avoid the "return on hassle" associated with more nuanced and individual investments. Pro Tip: Index funds tied to the S&P 500, or any index, simplify investing and often outperform actively managed funds over the long term, in large part due to their lower expense fees and consistency in the investments, rather than investing in the latest hot stock. The Drawbacks to Consider Despite Its Advantages, The S&P 500 Has Limitations. Its Focus On U. S. Companies Means Less Exposure To International Markets. The Below Chart From JP Morgan’s Guide To The Markets Shows The Long Periods That Either The U. S. Or International Markets May Persist To Outperform One-another Based On Unpredictable Global Events. With Purple Indicating International Outpacing The U. S. And Vice Versa Additionally, its heavy concentration in certain sectors and companies might not align with your diversification goals. For instance, if technology experiences a downturn, the impact on the S&P 500, and your portfolio, could be substantial. Lessons for Investors The S&P 500 is an incredible tool, but it’s just that, a tool. It’s not a one-size-fits-all solution. To make the most of it, consider diversifying your portfolio by adding other assets, such as international stocks or bonds. Understanding the rules and structure of the index can also prevent surprises and help you make more informed decisions. A System That Evolves with You The S&P 500 evolves alongside the market, making it a dynamic benchmark for tracking economic trends. But just like the index adapts, so should your personal investment strategy. Investing can feel overwhelming, but it doesn’t have to be. Focus on your own goals, ability to take on risk, and financial rules to create a strategy that works for you. Outside of managing fees, one of the biggest determinants of investment success is determining a strategy and sticking with it through good and bad times. If you’re ready for more educational content like this, subscribe to Healthy Insights for expert-driven tips, or consult a professional to tailor your investment approach. The S&P 500 is more than just a list of stocks, it’s a living, breathing story of the U. S. markets. Understanding the narrative and structure can help make your financial story a success. Invest smarter, not harder Get evidence-based investment insights and portfolio strategies delivered monthly. ');background-repeat:no-repeat;background-position:right 12px center;padding-right:36px;"> Which best describes you? Early Career Professional Mid-Late Career Professional Healthcare Provider Business Owner Retiree Caregiver You May Also Find Helpful Investment Smarter Portfolio Design: The Case for Factor Investing 5 min read Investment Direct Indexing Explained: Should You Consider It for Your Portfolio? 5 min read Investment What Happens to Employee Equity When a Company Gets Acquired 5 min read Investment Navigating Financial Innovations Through the Ages 5 min read

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Head Mermaid Diver

On-site - الإمارات ٢٤ يوليو ٢٠٢٦

الفعاليات والترفيه

<h2 class="h5">Job description</h2> <div class="t-break" data-jb-field="description"> Head Mermaid Diver, Lost World  (20439) Atlantis Dubai is part of Kerzner International, and home to two extraordinary resorts: the world-renowned Atlantis, The Palm and the ultra-luxury Atlantis The Royal. Together, they represent world-class service, bold innovation, and unforgettable experiences brought to life. With over 6,000 colleagues from 129 nationalities, Atlantis Dubai operates as one team, with many departments and back-of-house functions seamlessly supporting both resorts. Across every role and department, our shared purpose is the same: to create amazing experiences and everlasting memories - not only for our guests, but for our colleagues too. About The Role  A skilled and experienced Mermaid performer and operational leader responsible for the overall performance, development, and success of the Mermaid program.The Head Mermaid leads the Mermaid team, maintains high colleague engagement and a positive team culture, supports daily deployment, coordinates training and safety readiness, and ensures that all Mermaid experiences are delivered safely,professionally, and in line with Atlantis guest experience standards.The role is responsible for supporting program growth through show quality, team development, operational structure,resource planning, dry revenue opportunities, special events, and continuous improvement. The Head Mermaid is expected to remain an active performer when required while also carrying program leadership, administrative, training, and operational responsibilities. All duties, assignments, schedules, show participation, dry activities, training blocks, administrative responsibilities, and ownership areas are subject to change based on the needs of the business. Key Duties and Responsiblities  <ul> <li>Leads and develops the Mermaid team, setting the standard for professionalism, safety, performance quality, guest</li> <li>interaction, and positive team culture.</li> <li>Acts as the operational leader and ambassador for the Mermaid program.</li> <li>Oversee the choreography for all mermaid shows, meet-and-greets, and children’s parties.</li> <li>Ensures high standards of choreography are consistently upheld across all performances and guest interactions.</li> <li>Regularly reviews and refreshes show content and guest experiences to keep them engaging and innovative.</li> <li>Conducts monthly one-on-one sessions or performance check-ins with Mermaid team members to provide feedback, identify development needs, and support professional growth.</li> <li>Organises or supports training programs, safety drills, emergency preparedness exercises, rehearsals, show reviews, and skill-development sessions.</li> <li>Supports recruitment, onboarding, succession planning, and development pathways for Mermaid Trainees, Mermaids, and Senior Mermaids.</li> <li>Supports management in assessing role readiness, performance, conduct, culture fit, and progression using formal and fair assessment criteria. </li> <li>Prepares and manages the daily schedule for mermaid shows and guest interactions.</li> <li>Leads the daily mermaid team briefing each morning.</li> <li>Reports any equipment issues to management in a timely manner.</li> <li>Provides recommendations on the purchase of new equipment, such as mermaid tails.</li> <li>Learns and effectively utilises Atlantis business systems as required, including rostering, procurement, and ordering systems such as COUPA.</li> <li>Maintains professional relationships with mermaid equipment suppliers.</li> <li>Monitors and maintains adequate stock levels of consumables, including makeup and hair products.</li> <li>Advises on appropriate props for use in mermaid shows and guest interactions.</li> <li>Supports the development of new guest experiences, dry activations, special events, Dolphin Meet and Greet, Shark Lagoon activations, photo opportunities, private experiences, and other revenue-generating programs.</li> <li>Ensures the highest standards of safety, performance quality, guest satisfaction, brand representation, and operational consistency.</li> <li>Drives continuous improvement and innovation within the Mermaid program.</li> <li>Perform as a mermaid in underwater shows, meet-and-greets, and themed events, promotional activities, and special events as required.</li> <li>Swim gracefully in a mermaid tail while executing choreographed routines or improvisational movements.</li> <li>Participate in rehearsals, costume fittings, and promotional activities.</li> <li>Maintain physical fitness and water safety proficiency.</li> <li>Follow safety procedures and emergency protocols as instructed by staff or Dive Safety Officer.</li> <li>Follows all policies and procedures set in the Atlantis Dubai Dive Operations Manual</li> <li>Assist in the care, maintenance, and cleaning of mermaid costumes and equipment.</li> <li>Logs and reports all equipment malfunctions to supervisor immediately.</li> <li>Maintains dive logs and records of own dives.</li> <li>Ensures a complete understanding and adheres to policies of all division / department policies.</li> <li>Maintains a safe, secure, and healthy work environment for both people and animals.</li> <li>Attend meetings and trainings as requested and required.</li> <li>Maintains a sound knowledge of the Company’s facilities and related services.</li> <li>Maintains confidentiality of information always received.</li> <li>Performs other reasonable duties throughout the division as requested by management and based on the needs of the business.</li> </ul> About You  <ul> <li>Minimum 5 years of relevant experience in Mermaid performance, aquatic performance, freediving, synchronized swimming, diving, dance, theatre, guest entertainment, character performance, or comparable guest-facing performance experience required.</li> <li>Minimum 2 years of management, supervisory, team leadership, training, coaching, or program leadership experience required.</li> <li>Demonstrated experience leading or coordinating a team, training program, show operation, guest-facing program, or comparable performance-based operation required.</li> <li>Instructor-level certification in Mermaid, Freediving, or an equivalent relevant discipline is preferred. If the Head Mermaid is required to deliver formal Mermaid or freediving training, the colleague must obtain the required instructor-level certification within an agreed timeframe, based on the needs of the business.</li> <li>Recognized Mermaid certification required.</li> <li>Must successfully complete annual departmental swim test</li> <li>Must have the ability to hold breath underwater for extended periods.</li> <li>Comfortable performing in front of large crowds and engaging with children and adults.</li> <li>Ability to swim and perform underwater for extended periods in varying water temperatures.</li> <li>Endurance for repetitive movements, extended periods in costume, and extended periods in Mermaid tail or performance costume.</li> <li>Must pass annual dive medical or required fitness assessment.</li> <li>Ability to lift or carry costume elements or equipment up to [e.g., 25 lbs.].</li> <li>Ability to wear and swim in a monofin or mermaid tail for extended periods.</li> <li>CPR, First Aid, and Rescue training (or willingness to obtain).</li> <li>Flexible schedule including weekends, holidays, evenings, and private events, and special activations.</li> <li>Positive attitude and strong work ethics.</li> <li>Must be able to speak English confidently and clearly when delivering guest-facing programs, shows, meet-and-greets, photo opportunities, dry activations, safety briefings, and colleague communication.</li> <li>Must be comfortable performing assigned duties in close proximity to all animals in our collection.</li> <li>Demonstrates mature, responsible, and professional behavior in duties.</li> <li>Able to receive, apply, and deliver feedback related to show quality, guest interaction, safety, teamwork, performance standards, and professional conduct.</li> <li>Ability to use or learn Atlantis business systems required for rostering, procurement, ordering, record keeping, and operational administration. </li> </ul> We offer a competitive, tax-free salary paid in UAE Dirhams (AED), alongside a wealth of benefits. These include generous food and beverage privileges, exclusive discounted rates at all Kerzner properties worldwide, comprehensive health insurance (with dental coverage), annual flights home, life insurance, an incentive programme, and a variety of colleague wellness and social initiatives. With a strong emphasis on learning and development, colleagues at Atlantis enjoy access to world-class training, career mobility, and internal growth opportunities across the Kerzner portfolio - making this an ideal environment for ambitious individuals seeking a long-term, fulfilling career in luxury hospitality. Join the A-Team and discover the extraordinary. </div>

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Chief Technology Officer

On-site - الإمارات ٢٤ يوليو ٢٠٢٦

الاتصالات والتقنية

<h2 class="h5">Job description</h2> <div class="t-break" data-jb-field="description"> Employment: Full-time Reporting to: CEO / Project Lead Key stakeholders: Head of Wealth Management, Operations, Compliance & MLRO, CIO, Chief Trader, Finance, external and group technology teams Company Overview Our client is building a new DFSA-regulated wealth management and brokerage platform in DIFC, backed by a large institutional financial group with significant financial and technology resources. The company is currently at the infrastructure and platform build-out stage. The objective is to create an international, scalable and technology-led wealth management and brokerage business, with the potential to expand its regulatory permissions and product capabilities over time. Role Overview They are seeking an experienced Chief Technology Officer with a proven track record of building digital architecture within a r egulated bank, broker, investment platform or wealth management institution. This is not a general corporate IT, infrastructure support or purely software-development role. The successful candidate must have directly participated in the design, implementation or transformation of an end-to-end financial-services technology platform, covering the client journey, trading and investment systems, operations, data, cybersecurity and regulatory requirements. The CTO will take ownership of the company’s technology strategy, target architecture and digital transformation agenda. The person will also act as the bridge between the DIFC management team and internal or external development teams located in other jurisdictions. The role is highly hands-on. During the initial build-out, the CTO will be expected to define requirements, challenge proposed solutions, manage vendors and developers, control delivery and ensure that the technology platform supports the company’s business and regulatory model. Mandatory Experience Candidates must demonstrate substantial, hands-on experience in one or more of the following environments: •⁠ ⁠regulated brokerage; •⁠ ⁠private banking or wealth management; •⁠ ⁠digital banking; •⁠ ⁠investment management or trading platforms; •⁠ ⁠securities or multi-asset financial infrastructure. The successful candidate must have experience building or materially transforming several components of the following technology stack: •⁠ ⁠digital client onboarding and KYC workflows; •⁠ ⁠mobile application and client web portal; •⁠ ⁠CRM and Relationship Manager workstations; •⁠ ⁠OMS, EMS, PMS and back-office systems; •⁠ ⁠trading, custody and settlement integrations; •⁠ ⁠securities and cash position keeping; •⁠ ⁠client, management and regulatory reporting; •⁠ ⁠data architecture, analytics and management information; •⁠ ⁠API architecture and integration layers; •⁠ ⁠cybersecurity, identity and access management; •⁠ ⁠cloud or hybrid infrastructure; •⁠ ⁠vendor and outsourced development governance. A background limited to general office IT, infrastructure support, telecoms, generic project management or non-financial consumer applications will not be sufficient. Key Responsibilities 1. ⁠ ⁠Target Digital Architecture •⁠ ⁠Design the end-to-end target technology architecture for the brokerage and wealth management platform. •⁠ ⁠Define how the client application, CRM, onboarding, trading systems, PMS, OMS, back office, reporting and data layers will interact. •⁠ ⁠Establish a scalable architecture capable of supporting additional asset classes, clients, jurisdictions and regulatory permissions. •⁠ ⁠Identify system dependencies, integration risks and areas of excessive manual processing. •⁠ ⁠Determine which components should be developed internally, acquired from vendors or outsourced. 2.⁠ ⁠Digital Transformation Strategy •⁠ ⁠Develop a practical digital transformation roadmap for the first 6, 12 and 24 months. •⁠ ⁠Translate the company’s business model into a coherent technology and delivery strategy. •⁠ ⁠Prioritise the minimum viable platform required for client onboarding and commercial launch. •⁠ ⁠Ensure that short-term solutions do not prevent future scaling or institutionalisation. •⁠ ⁠Introduce appropriate architecture, product and delivery governance. 3.⁠ ⁠Digital Client Journey •⁠ ⁠Lead the design and implementation of the full digital client journey. •⁠ ⁠Build onboarding workflows covering document collection, KYC, classification, approvals, e-signatures and account-opening status. •⁠ ⁠Develop client portal and mobile application functionality. •⁠ ⁠Build RM-facing tools providing visibility over client status, portfolios, requests and outstanding actions. •⁠ ⁠Implement secure communication, portfolio reporting, statements and service-request functionality. •⁠ ⁠Ensure that the client experience is consistent with an international private banking and wealth management proposition. 4.⁠ ⁠Brokerage and Investment Technology •⁠ ⁠Lead the selection, implementation and integration of OMS, EMS, PMS and back-office systems. •⁠ ⁠Work with Operations and Trading on cash and securities booking, order routing, allocations, settlement, reconciliation and corporate actions. •⁠ ⁠Coordinate integrations with brokers, custodians, banks, exchanges, market-data vendors and other financial counterparties. •⁠ ⁠Evaluate systems such as QORT, QUIK and international alternatives based on scalability, regulatory suitability and integration capabilities. •⁠ ⁠Support multi-asset capabilities across equities, fixed income, FX, funds, structured products and derivatives. •⁠ ⁠Ensure reliable front-to-back trade lifecycle processing and data consistency. 5.⁠ ⁠Data and Reporting Architecture •⁠ ⁠Define the company’s data model, data ownership and golden-source architecture. •⁠ ⁠Establish reliable client, portfolio, cash, securities and transaction data. •⁠ ⁠Build management dashboards and operational reporting. •⁠ ⁠Support client statements, performance reporting and regulatory reporting. •⁠ ⁠Introduce data-quality controls, reconciliation logic and audit trails. •⁠ ⁠Develop an architecture capable of supporting advanced analytics and AI-enabled services over time. 6.⁠ ⁠Regulatory Technology and Controls •⁠ ⁠Work closely with Compliance, Risk, Finance and Operations to ensure that systems meet DFSA requirements. •⁠ ⁠Embed segregation of duties, maker-checker controls and approval workflows. •⁠ ⁠Maintain complete audit trails for access, decisions, transactions and system changes. •⁠ ⁠Support regulatory reporting, compliance monitoring and audit requests. •⁠ ⁠Ensure appropriate data retention, confidentiality and record-keeping. •⁠ ⁠Design technology controls around outsourcing, business continuity and operational resilience. 7.⁠ ⁠Cybersecurity and Infrastructure •⁠ ⁠Take ownership of cybersecurity, infrastructure and information-security standards. •⁠ ⁠Establish identity and access management, privileged-access controls and role-based permissions. •⁠ ⁠Define cloud, hosting, network and data-security architecture. •⁠ ⁠Implement cyber monitoring, incident response, vulnerability management and penetration testing. •⁠ ⁠Establish backup, disaster-recovery and business-continuity arrangements. •⁠ ⁠Coordinate the technology requirements for the DIFC office, including connectivity, devices, secure networks and server infrastructure. 8.⁠ ⁠Development and Vendor Management •⁠ ⁠Manage internal developers, external vendors and group technology resources. •⁠ ⁠Establish clear technical specifications, delivery milestones, budgets and acceptance criteria. •⁠ ⁠Introduce structured product backlog, release management and change-control processes. •⁠ ⁠Set and monitor SLAs, KPIs and escalation mechanisms. •⁠ ⁠Ensure that critical knowledge, source code, documentation and system ownership remain under the company’s control. •⁠ ⁠Prevent excessive dependency on individual developers or external service providers. 9.⁠ ⁠Technology Leadership •⁠ ⁠Build the internal technology organisation as the platform grows. •⁠ ⁠Recruit and manage business analysts, solution architects, developers, infrastructure and cybersecurity specialists. •⁠ ⁠Present technology strategy, risks, budgets and delivery status to senior management and the Board. •⁠ ⁠Act as the primary technology counterpart for business, operations, compliance and investment functions. •⁠ ⁠Create a disciplined but commercially practical technology culture. Candidate Profile •⁠ ⁠At least 12–15 years of relevant technology experience. •⁠ ⁠At least 5 years in a senior technology, architecture or digital transformation role within a regulated financial institution. •⁠ ⁠Direct experience in a broker, private bank, wealth manager, digital bank or investment platform is strongly preferred. •⁠ ⁠Proven record of delivering a major digital transformation or building a financial-services platform from the ground up. •⁠ ⁠Strong understanding of front-to-back brokerage and investment workflows. •⁠ ⁠Knowledge of client onboarding, CRM, trading, settlement, custody, portfolio management and reporting systems. •⁠ ⁠Experience with complex integrations and API-based architecture. •⁠ ⁠Strong understanding of cybersecurity, data governance and regulatory technology controls. •⁠ ⁠Experience managing distributed and outsourced technology teams. •⁠ ⁠Ability to communicate effectively with senior business stakeholders and convert business requirements into technical architecture. •⁠ ⁠Fluent English; Russian is a significant advantage. •⁠ ⁠UAE, DIFC, DFSA or comparable international regulatory experience is desirable. Required Leadership Style The person must be: •⁠ ⁠hands-on and delivery-oriented; •⁠ ⁠capable of building, not only advising; •⁠ ⁠commercially minded but control-conscious; •⁠ ⁠able to challenge developers, vendors and business stakeholders; •⁠ ⁠comfortable working with incomplete requirements in an early-stage environment; •⁠ ⁠disciplined in documentation, architecture and delivery governance; •⁠ ⁠able to balance speed, scalability, cost and regulatory risk. </div>

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Associate Director

On-site - الإمارات ١٢ يوليو ٢٠٢٦

المبيعات

<h2 class="h5">Job description</h2> <div class="t-break" data-jb-field="description"> Key Responsibilities Strategy •    Strategies for Revenue generation and business development •    Business objectives and goals  •    Drive the Digital Agenda Acquisition & Sales Management •    Generate new business to achieve defined targets in terms of no. of customers, volumes and revenue. •    Achieve the Targets set in terms of product mix, active/ passive ratio, liability targets, no. of transactions. •    Induction of all (NTB) new customers brought in by the Branches & Direct Sales team.  •    Achieve “best in class” productivity in order to maximize the efficacy of the sales process.  •    Achieve the budgeted cross sell targets, consistency and penetration. •    Aggressive Sales call plans to acquire large prospective customers through referrals. •    Ensure coverage of customer base in accordance with the approved contact plans. •    Update & maintain all Sales MIS (Calls, Prospects, Attritions, Business done, etc.) •    Maintain and update customer information on C Manager. Accurate and timely generation of reports. •    Activation of dormant accounts. •    Constantly updated product and process knowledge by successfully attending Tests/ Quizzes/ Certifications. Customer Relationship Building •    Build and deepen relationships with existing Priority Customers to achieve increase in share of wallet and revenues. •    Effectively meeting customer expectations and handling/ reduction of customer complaints. •    Provide professional customer service to achieve a high percentage of customer satisfaction and retention. •    Manage the portfolio to de-risk against attrition and achieve stability of book. •    Have complete knowledge of the customer base in terms of the profile, demographics & psychographics and assets in the Bank and in other places. •    Serve as the one-point contact to the High Net Worth customers of the Bank Processes •    Ensure compliance of laid down process and procedures. •    Facilitate and Implement work process improvements. •    To ensure compliance with Global Process Standards on Customer Data Confidentiality. People & Talent  •    Lead through example and build the appropriate culture and values.  Set appropriate tone and expectations from their team and work in collaboration with risk and control partners. •    Ensure the provision of ongoing training and development of people, and ensure that holders of all critical functions are suitably      skilled and qualified for their roles ensuring that they have effective supervision in place to mitigate any risks. •    Employ, engage and retain high quality people, with succession planning for critical roles. •    Responsibility to review team structure/capacity plans. •    Set and monitor job descriptions and objectives for direct reports and provide feedback and rewards in line with their performance against those responsibilities and objectives. Risk Management •    Ensure KYC/AML updates, proper zero error documentation. •    Updating the C – Manager, adhering to the Contact Management Plan. •    Ensure full awareness of all policies and procedures issued in relation to money laundering prevention and KYC. •    Ensure compliance with the above policies on an ongoing basis and reported any suspicious transaction immediately to the supervising officer. •    Ensure full awareness of all policies relating to operational risk, sales processes, anti-misselling, etc and comply with the same. •    Read, understand and comply with all provisions of the Group Code of Conduct. Governance  •    To be able to detect any suspicious transactions, Money laundering, forgeries etc  •    Highest compliance with reference to Anti Bribery, Anti Money Laundering & Combating Financial Crime Risk procedures.  •    Ensure all GPS standards are followed and adhered. Regulatory & Business Conduct  •    Display exemplary conduct and live by the Group’s Values and Code of Conduct.  •    Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across       Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct. •    Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters. •    Good knowledge groups policies, standards, local regulations and legislations of the prevention of money laundering and adherence to group code of conduct. •    Obtain Security & Commodity Authority (SCA) license and timely completion of Continuous Program Development (CPD) requirement post SCA licensing. This is a mandatory requirement for the role. Key stakeholders Internal: •    Product Manager – Priority Banking - for Launch and implementation of product campaigns •    Customer Service Manager - WM - for Product services to the customers •    Unit Heads – Treasury - Implementation of sales strategies •    Branch Managers - Implementation of sales strategies •    Marketing Manager - WM - Coordinate marketing and research activities. •    Country Money Laundering Prevention Officer. External: •    Existing and Prospective Customers - for Acquisition and retention of business Other Responsibilities •    Ability to maintain a highly decent professional environment in the Priority Centre.  •    Educate Clients on using of other delivery channels. Skills and Experience •    Manage Conduct  •    Manage Risk •    Manage People •    Spot Opportunities •    Solve Problems •    Take the Lead •    Build Resilience Qualifications •    University Graduate. •    Relevant experience in sales and relationship management. •    Experience in handling all Banking & Investment Products. •    Demonstrated ability in sales planning. •    Strong communication and negotiation skills with the ability to influence outcomes. •    Networking ability to manage interdepartmental deliverables. •    Strong inter-personal skills and leadership ability, which encourages and promotes enthusiasm and team spirit. •    Good understanding of the business environment in UAE preferably with direct contacts with the local HNI community. •    Computer literacy at the user level. •    Adapting to multi-cultural environment. •    In-depth knowledge of capital markets and financial planning. About Standard Chartered We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us. Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion. Together we: <ul> <li>Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do</li> <li>Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well</li> <li>Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term</li> </ul> What we offer In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing. <ul> <li>Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.</li> <li>Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.</li> <li>Flexible working options based around home and office locations, with flexible working patterns.</li> <li>Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits</li> <li>A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.</li> <li>Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.</li> </ul> </div>

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Corporate Accountant

On-site - الإمارات - دبي ٢٩ يونيو ٢٠٢٦

خدمة العملاء

Job Description We are seeking a highly skilled and meticulous Corporate Accountant to join the NWS Strategic team in our Dubai office. The successful candidate will be responsible for managing the full accounting function across our UAE and Sri Lanka operations, ensuring accurate financial reporting, regulatory compliance, and the delivery of timely management information to support strategic decision-making by the Board of Directors. This is a hands-on role requiring deep technical accounting knowledge across multiple jurisdictions, strong commercial awareness, and the ability to operate autonomously within a small, high-performing team. The successful candidate will be expected to take full ownership of the accounting function, managing everything from day-to-day bookkeeping through to director-level business intelligence and board reporting. They will work closely with the company’s directors to provide the financial clarity needed to drive sound investment, operational, and growth decisions. Key Responsibilities Financial Accounting and Reporting: • Maintain the general ledger, chart of accounts, and all accounting records for UAE and Sri Lanka entities, ensuring accuracy, completeness, and compliance with applicable accounting standards. • Prepare monthly, quarterly, and annual management accounts, including profit and loss statements, balance sheets, and cash flow reports, for presentation to directors and shareholders.• Produce director-level business intelligence packs, including variance analysis against budget and forecast, key performance indicators, and anomaly flagging. • Ensure the correct separation and classification of capital expenditure and operating expenditure within the accounts to maintain P&L accuracy.• Manage month-end and year-end close processes, including accruals, prepayments, depreciation schedules, and provisions. • Prepare and submit statutory financial statements in line with the reporting requirements of both jurisdictions. Tax Compliance and Regulatory Obligations: • Manage all UAE tax obligations, including VAT registration and filing, Corporate Tax compliance (including transfer pricing documentation where applicable), and Economic Substance Regulations reporting. • Manage all Sri Lanka tax obligations, including income tax, withholding tax, EPF/ETF contributions, and any other statutory filings. • Stay current with changes to tax legislation in both the UAE and Sri Lanka, proactively advising the directors on the impact of any regulatory changes on the business. • Liaise with external auditors, tax consultants, and regulatory authorities in both jurisdictions to ensure full compliance. Cash Flow and Treasury Management:• Prepare and maintain rolling cash flow forecasts, with particular attention to seasonal cash flow patterns and low-season liquidity management. • Monitor bank balances, manage inter-company fund transfers between UAE and Sri Lanka entities, and ensure adequate working capital at all times.• Track and report on loan servicing schedules, including bank loans, shareholder loans, and any other financing arrangements, ensuring all repayment obligations are met on time. • Manage accounts payable and accounts receivable, including aged creditor and debtor analysis, and escalate overdue items to the directors as required. Budgeting and Forecasting:• Support the directors in the preparation of annual budgets and periodic forecasts, ensuring alignment between budgeted and actual revenue and cost lines.• Conduct regular budget-versus-actuals analysis, identifying material variances and providing clear, actionable commentary to directors on the underlying causes.• Maintain and refine Excel-based management accounts templates and financial models used for board-level decision-making. Systems, Tools, and Process Improvement: • Operate as the primary user and administrator of the company’s accounting software platforms, including Zoho Books and Xero, ensuring data integrity and system optimisation.• Develop and maintain robust internal controls, accounting policies, and standard operating procedures to safeguard the company’s financial assets.• Identify opportunities to streamline financial processes, automate routine tasks, and improve the efficiency and accuracy of the accounting function.• Manage the setup and maintenance of any new financial tools, integrations, or reporting dashboards as the business grows. Payroll and Statutory Compliance:• Manage or oversee payroll processing for staff in both jurisdictions, including salary payments, statutory deductions (EPF, ETF, PAYE), service charge distributions, and casual staff payments.• Ensure compliance with all labour and employment-related financial obligations in both the UAE and Sri Lanka.• Maintain accurate payroll records and reconcile payroll costs against budget on a monthly basis. Stakeholder Communication and Ad Hoc Analysis: • Present financial reports and analysis to directors and shareholders in a clear, concise, and commercially meaningful format. • Respond promptly to ad hoc financial queries from the directors, preparing scenario analysis, cost-benefit assessments, and financial projections as required.• Support due diligence, investment appraisal, and financial structuring for any new business ventures or expansion initiatives. Required Qualifications The candidate will require the following qualifications:• A recognised professional accounting qualification such as ACCA, CIMA, CPA, or CA, or a Bachelor’s degree in Accounting, Finance, or a closely related discipline. A Master’s degree or MBA would be advantageous.• Demonstrable experience as a business or corporate accountant, with a minimum of 5 years’ post-qualification experience, including substantive experience working in both Sri Lanka and the United Arab Emirates. • Comprehensive knowledge of UAE VAT legislation and filing requirements, including the ability to manage end-to-end VAT compliance independently.• Comprehensive knowledge of UAE Corporate Tax law, including the preparation and submission of corporate tax returns, transfer pricing considerations, and Economic Substance Regulations reporting. • Strong working knowledge of Sri Lankan tax law, including income tax, withholding tax, EPF/ETF, and other statutory obligations applicable to private limited companies.• Experience working in the hospitality, food and beverage, or tourism sectors would be highly regarded.• Accounting experience gained in Australia would be advantageous, but is not essential. Technical Skills The candidate must demonstrate high proficiency in the following: • Zoho Books — as the primary accounting platform. The candidate must be confident in configuring, operating, and reporting from Zoho Books with minimal supervision. • Xero — working knowledge of Xero is required, including the ability to extract data, run reports, and reconcile transactions. • Microsoft Excel — advanced proficiency is essential, including the ability to build and maintain financial models, management accounts templates, pivot tables, VLOOKUP/XLOOKUP, SUMIFS, conditional formatting, and data validation. The candidate will be expected to work directly in Excel-based reporting tools used by the Board. • Other accounting and ERP platforms — familiarity with additional software such as Quick Books, SAP, or Tally would be beneficial. • Google Workspace and Microsoft 365 — comfortable working across both productivity suites for collaboration and document management. Language Requirements• Fluent in English — full professional proficiency in reading, writing, and spoken communication. All financial reporting, board communication, and stakeholder correspondence is conducted in English. • Fluent in Sinhalese (Sinhala) — full professional proficiency in reading, writing, and spoken communication. Required for liaising with Sri Lanka-based staff, suppliers, banks, and regulatory authorities. • Arabic language skills would be advantageous, particularly for navigating UAE government portals, liaising with local authorities, and supporting Arabic-language documentation requirements. • Any additional languages would be considered a benefit. Key Skills and Attributes The candidate will require the following skills and attributes: • Exceptional attention to detail and a commitment to accuracy in all financial records, reports, and filings. • Strong commercial acumen — the ability to interpret financial data in the context of business performance and communicate insights clearly to non-financial stakeholders. • A proactive, self-starting approach with the ability to work autonomously, manage competing priorities, and meet deadlines consistently without close supervision. • High integrity and discretion when handling sensitive financial information, shareholder data, and confidential business matters. • Excellent organisational and time management skills, with the ability to manage the accounting needs of multiple entities and jurisdictions simultaneously. • Strong interpersonal and communication skills, with the ability to work effectively across cultures and with team members in different locations and time zones. • A solutions-oriented mindset — comfortable identifying problems, proposing practical solutions, and implementing improvements without waiting to be directed. • Resilience and adaptability in a fast-paced, evolving business environment where priorities may shift, and resourcefulness is valued. • A collaborative and team-oriented disposition, while maintaining the independence and professional judgement expected of a qualified accountant. • Willingness to travel to Sri Lanka periodically as required by the business. How to Apply Interested candidates should submit their CV and a brief cover letter outlining their relevant experience across the UAE and Sri Lanka, their proficiency with the accounting platforms listed above, and their availability to commence. Applications should be submitted via Linked In.

من ٠ إلى ٠ سنة بيت.كوم

GP Dentist

On-site - الإمارات ٢١ يوليو ٢٠٢٦

الطب والرعاية الصحية

<h2 class="h5">Job description</h2> <div class="t-break" data-jb-field="description"> The role involves delivering professional, ethical, and high-quality clinical services to patients efficiently. Responsibilities include monitoring and managing clinical risks, ensuring compliance with clinical governance and quality standards, maintaining accurate medical records, and upholding good medical practice through continuous professional development for oneself and others. Additionally, it emphasizes maintaining integrity by providing ethical and responsible clinical services. Responsibilities: <ul><li>Identifies and understands the needs and expectations of clients in a professional manner, and shares with relevant team members. </li><li>Continuously builds and shares knowledge to deliver expert service within own scope of work, drawing on expertise of others as needed, and shares knowledge. </li><li>Responds to client complaints in a timely and effective manner and provides feedback on progress. </li><li>Keeps clients up to date with relevant and accurate information and involves them in decisions that affects them. </li><li>Focuses on consistently delivering a positive client experience. </li><li>Completes tasks in accordance with set procedures and guidelines. </li><li>Takes care to perform all tasks precisely and accurately to minimise errors. </li><li>Identifies and reports non-compliance to relevant stakeholders, constructively. </li><li>Continuously evaluates quality of own work and provides feedback on progress. </li><li>Delivers on work outputs with high level of energy, focussed effort and pace. </li><li>Aligns individual behaviour to support and meet team goals. </li><li>Proactively and respectfully shares all relevant viewpoints with others and seeks their input. </li><li>Clarifies and understands own role and responsibilities within the team. </li><li>Recognises, appreciates, and respects individual differences. </li><li>Actively participates and builds a positive team spirit. </li><li>Examines clinically and radio graphically the hard and soft tissues of the oral cavity and head and neck </li></ul>       region. <ul><li>Identifies and records developmental abnormalities, caries, fractures, root exposures, erosions,       abrasions, and defective restorations of existing teeth. Records condition and existing pathology of the       periodontium, and other soft tissues of the mouth, temporo - mandibular joint, muscles of mastication,       occlusal relationship, and other areas of the head and neck region. </li><li>Orders, exposes, and interprets intra and extra oral radiographs of the teeth, alveolar ridges, temporomandibular joint, and other hard tissues of the cranial facial complex. Uses radiography techniques and safeguards which will assure maximum diagnostic results and patient protection against radiation hazards. </li><li>Diagnose existing pathology of the above mentioned areas utilizing other aids such as study casts, electric vitalometers, transillumunators, thermal aids, percussion and palpation. </li><li>Interviews patients and records medical history. Orders appropriate medical laboratory tests to assist in the diagnosis of systemic diseases which may affect the course of dental treatment. Takes and records patients’ vital signs, (including pulse rate and blood pressure) and refers patients for appropriate medical evaluation when indicated. </li><li>Plans a course of treatment based on the findings of the clinical and radiographic examination, the patient’s needs, and consistent with the philosophy and policies guiding the delivery of dental health care in the clinic. </li><li>Ascertains patient’s interest in dental health care, treatment expectations, as well as availability, and       when applicable, explains all aspects of dental disease, planned treatment, and costs as required to        assure complete understanding on the part of the patient. </li><li>Performs preventive procedures on adults and children including; dietary analysis, caries susceptibility tests, prophylaxis, topical fluoride therapy, oral hygiene instructions and application of dental fissure sealants. </li><li>Prescribes and administers pre-medications to patients as indicated and utilizes local anesthetics for control of pain. Recognizes adverse reactions to these agents and takes immediate necessary measures to counteract such reactions Adjusts occlusion as necessary to provide an acceptable pattern of centric contact, an acceptable pattern of grouped functional contracts and elimination of non-functional contacts. </li><li>Treats and restores decayed and fractured teeth of adults and children under adequate isolation to </li><li>remove decay, shape cavities to receive the restorative materials of choice (gold, silver, amalgam, resin, </li><li>porcelain), places appropriate medications and bases to treat or protect the remaining tooth structure, places, carves, finishes and polishes the restorations to restore function and appearance. </li><li>Prepares teeth and soft tissues for the placement of fixed or removable prostheses (bridges, partial dentures, full dentures) to replace missing teeth or to regain stability through splinting when indicated. Makes accurate impressions and precise inter-occlusal records for the fabrication of dental prosthetic appliances. </li><li>Removes diseased or fractured teeth which are beyond repair. Performs other oral surgical procedures. Recognizes and treats or refers for treatment, diseases of the pulp and periodontal structures. </li><li>Provides emergency after hours dental services to hospital in-patient and emergency room referrals. </li><li>Recognizes orthodontic problems of patients. Designs, fits, and adjusts removable appliances for minor tooth movement or for space maintenance. </li><li>Recognizes and treats or refers for treatment, oral pathology, malignant and benign. Recognizes oral manifestations of systemic disease. Possesses a basic knowledge of general medicine. </li><li>Recognizes personal limitations and refers patients to other health professionals when this referral will result in better care for the patient. </li><li> Demonstrates a commitment to the delivery of quality patient care within the bounds of the clinical </li><li>environment. Participates in a multi-professional team approach to the delivery of dental health care. </li><li>Participates in an in-service training program and continuing techniques education courses to improve personal knowledge of techniques and materials and to enhance skills to meet individual or department requirements. </li><li>Becomes certified in the cardio-pulmonary resuscitation technique. </li><li>Attends staff meetings and weekly rounds and participates in in-service activities as required, i.e., </li><li>Morbidity & Mortality conferences, Peer Reviews, etc. </li></ul>Performs additional duties and projects as assigned by his/her immediate superior Qualifications: At least 2–3 years’ experience in the relevant specialiseddepartmentinaprivatehospitalsetting WorkexperiencefromaTier1countryasspecified by the UAE healthcare regulator. Basicmedicaldegreerecognisedbytherelevant UAE healthcare authority. Diplomaoratraininginaspecialityrecognisedby the relevant UAE healthcare authority. Activeandvalidlifesupportcertification(e.g.BLS, ACLS, PALS, ATLS, NRP </div>

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Specialist, Accounting & Control

On-site - الإمارات - Abu Dhabi Emirate منذ 21 ساعة

المحاسبة والمالية والبنوك

Job Purpose The specialist role is to ensure efficient controls applied over the operational activities of the accounting section to provide the best services to the internal and external customers. Identifying and resolving workflow and production issues. Addressing and discussing risk exposures issues in the areas which the team acts as independent controller and propose solutions with SSO managements. Develop and establish measures and testing standards for new applications, product or enhancements to existing applications through their development / product life cycle. Analyse documentation and technical specifications of any new application under deployment or consideration to determine its intended functionality. Ensure that testing activities allow applications to meet business requirements and system goals, fulfil end user requirements, and identify existing and potential issues. Report and escalates issues of concern or risk to the FCIS management. Acts as independent controller during the IPO (Initial Public Offering) to ensure that control aspects are covered by the IS team in regard to the Online subscription account, RD matching status reports and the IT reports to ensure that there is no outstanding applications / funds not executed during the exercise. Managing transactions of SSO related activities on Core Banking System, ensuring their successful settlement, avoiding loss and penalties to the bank and clients that could cause the bank Reputational, Financial and Operational Risk. Manage the interest calculation of the short-term deposits and long-term deposits related to ADX listed companies and ensure that interest is paid as per the agreement between FAB and ADX and the rates are captured correctly in the core banking system. Support all Non –Financial transactions processed through Core banking system for the Issuer Services & Custody Businesses, and Asset Management Group. Verify account opening documents to meet the bank procedures requirements. Verify correctness of information captured in core banking system. Verify mandates to request amendments on static data and verify correctness of amendments as per customer requests and instruction in terms of the bank amendment procedures and checklist. In charge of daily Reconciliations of custody client cash and securities positions as Local & Global Custodians on a variety of systems. Accounting team supports the Section Head in his/her role as ORM and BCP coordinators for SSO. Accounting team performing the Account ownership and Verification of all internal accounts used by the department by reconciling and reviewing the daily, weekly, and monthly reconciliation and reporting of the businesses units GLs and financial status and ensure that proper RAG is provided for accounts with mismatch or disputed amounts during AOV monthly update. Report and escalates issues of concern or risk to the FCIS management. Liaise with VAT team in relation to the preparation of the VAT treatment memo on SSO processes. Creating training materials and process manuals. Key Accountabilities Policies, Systems, Processes & Procedures Follow all relevant departmental policies, processes, standard operating procedures, and instructions so that work is carried out in a controlled and consistent manner. Demonstrate compliance to organization’s values and ethics at all times to support the establishment of a value drive culture within the bank. Continuous Improvement Contribute to the identification of opportunities for continuous improvement and sustainability of systems, processes and practices considering global standards, productivity improvement and cost reduction. Reporting Assist in the preparation of timely and accurate statements and reports to meet department requirements, policies and quality standards. Tasks Job Context: Control of Daily, Weekly, Monthly and Quarterly reconciliation including, Interbranch /Sundry / Suspense /Call accounts to be reviewed and checked by Section Head, ensuring escalation of all mismatches. Provide services to IS and Custody business, and GAM with regards to validation of financial transactions on Core banking system. Provide services to IS and Custody business, and GAM with regards to executing non-financial transactions on Core banking system. Coordinating with Issuer of Convertible Notes (GMO) and IS for buy back transaction, ensure that reconciliation of records is conducted on monthly basis. Ensure that preparation and execution of End & Beginning of Month tasks are completed on time. Effectively communicate with local & foreign banks, customers and departments within the bank to resolve queries at the earliest & in the most appropriate manner. Assist Section Head on procedure updates and preparation of SLAs for new services and implementation of existing SLAs with SSO Stakeholder and Service Providers. Be the first contact with Reconciliation Department on behalf of SSO for reconciliation of Custody, GAM, & SFAS accounts on daily and weekly basis and ensure that all outstanding items are cleared by following up with concerned department. Meet regularly with Section Head to determine priorities and solving possible problems and risky areas. Arrange for conducting of un-announced check on Issuer Services & IPO Section, ensuring that control on place on the blank cheques and blank certificates and examining the whole cycle of printed and delivered available under Issuer Services Team custody. Assist the Section Head Accounting and Control in preparing the MIS and KPIs for the Accounting Section. Ensuring that required documentations are provided for non-financial transactions as per Operation and Accounting manual. Control & verify monthly fees collected by Issuer Services Team for Over-the-Counter Application for unlisted companies, reconcile it against SRS reports and ensure that fees collected as per signed agreement. Control Data comparison and reconciliation for Issuer Service Client and ensure that original data received from ADX & DFM, uploaded on SRS and Refund for Dividends Distributions and IPO refund data. Assist Issuer Service Section Head on IPOs processing by control of accounts reconciliation including Main collection, branches collection and refund, as well as the funds transfers. Control the verification report and compare it with our daily accounting entries, keep all daily vouchers (source documents) in the fireproof cabinet until transfer to EDMS. Dual Custodian of SSO vaults and document of value. Liaising with FCD for all financial issues reported to HO and with Administration Department for all movements of Fixed Asset under SSO books. Support section head when liaising with FCD for the monthly Account Ownership Review by determining the accuracy and integrity of the account balances and the assessment of any potential P&L impact of their misstatement. Coordinate with Info. Co. and the organizer of delivering documents for filing of all divisions of SSO. Auto - match Custody Reconciliation by Generating required reports used for reconciliation from various system, Officer download in formulated / protected sheet and the spread sheet match automatically data from different system report. Maker/ checker on matching Custody non automated Reconciliation by Receiving Swift and statements by email and match with system position report , results send for second check by custody operation. Maker / checker on Exception reporting that are produced as a result of breaks in the matching process. Maker prepares the report checker verifies the report before sharing with the stake holders and report them to SSO management. Maintain checklist in the department to ensure all custody reconciliations timelines are adhered. Any other functions assigned by Section Head Accounting and Control or line management. Risk Ensure timely escalation of any identified risk arising from a transaction of event and suggest and implement mitigating actions and controls to safeguard the bank. Ensure timely and effective communication is maintained with internal as well as external customers taking utmost care in protecting the reputation of bank. Identify risk based on analysis and nature of issues and inquires arising over a period of time. Ensure to escalate these identified risks to the concerned authority within the Unit. Escalate any identified risk and propose mitigating actions and control procedure to safeguard the bank from financial and reputational risk with regards transaction related to SSO support business Provide MIS and KPI updates to SSO management as per the identified intervals. People Maintain professionalism and effective communication with colleagues within the unit and all other departments Adhere to individual duties and responsibilities and support the team to deliver services excellence. Induct all new recruits on the complete services offered by SSO, how their role contributes to the overall delivery of the operations vision and mission Actively support new initiatives in order to enhance the process in an efficient manner. Supervise the workflow efficiently without compromising on the risk and services Provide suggestions for the improvement to increase the quality and efficiency of tasks handled resulting in utmost satisfaction to our customers (internal and internal). Maintain MIS and work volume statistic for accounting team. Business Efficiency Ensure that SLAs are adhered to at all times. Communicate with business Units and Services Providers if any exceptions are identified. Qualifications & Experience Bachelor's degree from university preferable in accounting or finance or related subject. Knowledge of general Banking principles. Good communication skills both written /spoken at all levels. English is a must. Analytical, self-motivated, energetic, flexible, dynamic, problem-solver.

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Machine Learning Systems Engineer

On-site - الإمارات ٢٩ مايو ٢٠٢٦

تكنولوجيا المعلومات

<h2 class="h5">Job description</h2> <div class="t-break" data-jb-field="description"> Join Tether and Shape the Future of Digital Finance At Tether, we’re not just building products, we’re pioneering a global financial revolution. Our cutting-edge solutions empower businesses—from exchanges and wallets to payment processors and ATMs—to seamlessly integrate reserve-backed tokens across blockchains. By harnessing the power of blockchain technology, Tether enables you to store, send, and receive digital tokens instantly, securely, and globally, all at a fraction of the cost. Transparency is the bedrock of everything we do, ensuring trust in every transaction. Innovate with Tether Tether Finance: Our innovative product suite features the world’s most trusted stablecoin, USDT, relied upon by hundreds of millions worldwide, alongside pioneering digital asset tokenization services. But that’s just the beginning: Tether Power: Driving sustainable growth, our energy solutions optimize excess power for Bitcoin mining using eco-friendly practices in state-of-the-art, geo-diverse facilities. Tether Data: Fueling breakthroughs in AI and peer-to-peer technology, we reduce infrastructure costs and enhance global communications with cutting-edge solutions like KEET, our flagship app that redefines secure and private data sharing. Tether Education: Democratizing access to top-tier digital learning, we empower individuals to thrive in the digital and gig economies, driving global growth and opportunity. Tether Evolution: At the intersection of technology and human potential, we are pushing the boundaries of what is possible, crafting a future where innovation and human capabilities merge in powerful, unprecedented ways. Why Join Us? Our team is a global talent powerhouse, working remotely from every corner of the world. If you’re passionate about making a mark in the fintech space, this is your opportunity to collaborate with some of the brightest minds, pushing boundaries and setting new standards. We’ve grown fast, stayed lean, and secured our place as a leader in the industry. If you have excellent English communication skills and are ready to contribute to the most innovative platform on the planet, Tether is the place for you. Are you ready to be part of the future? About the job We are developing a highly scalable media intelligence platform that processes, analyzes, and structures large volumes of multimedia content across text, image, video, and audio. As a Senior Applied ML Engineer, you will architect and build the core backend systems that power media ingestion, processing workflows, metadata generation, AI-based analysis, semantic search, and retrieval across large media libraries. We are looking for a Senior Applied ML Engineer who can design, implement, optimize, and evaluate a production-grade moderation pipeline using open-source models. This role requires deep backend engineering expertise, strong system design capability, and practical experience integrating AI/ML systems into production workflows. You will work on complex media-processing pipelines, video/audio analysis, OCR, speech-to-text, embedding generation, vector search, multimodal model integrations, and high-throughput asynchronous workloads. You will collaborate closely with engineering leadership to define backend architecture, improve reliability and scalability, and guide other engineers in delivering secure, observable, and high-performance systems. Responsibilities Backend Architecture & System Ownership <ul><li>Architect, build, and operate scalable backend services for a media intelligence platform, with a focus on clean, maintainable, and production-ready systems. </li><li>Own critical backend components end to end, from system design and API contracts through implementation, deployment, monitoring, and iteration. </li><li>Drive architectural decisions across APIs, processing pipelines, distributed compute, storage, search, observability, cloud infrastructure, and model-serving workflows. </li><li>Design data models and storage patterns for media assets, generated metadata, embeddings, processing jobs, model outputs, search indexes, and audit trails. </li><li>Design high-throughput media ingestion and processing pipelines for large volumes of video, audio, image, and text content. </li><li>Build distributed, event-driven workflows for media processing using queues and pub/sub systems such as SQS, Kafka, Pub/Sub, or equivalent technologies. </li><li>Implement reliable asynchronous processing patterns, including retries, idempotency, dead-letter queues, backpressure handling, and fault-tolerant job execution. </li></ul>AI/ML Integration & Model Workflows <ul><li>Lead the development and optimization of metadata extraction, content analysis, scene detection, transcription, embedding generation, and multimodal AI inference workflows. </li><li>Integrate and optimize AI/ML services within backend workflows, including model APIs, embedding pipelines, OCR, speech-to-text, scene analysis, multimodal inference, batching, caching, and fallback strategies. </li><li>Collaborate with ML engineers, data scientists, or external model providers to benchmark models, compare quality/latency trade-offs, and safely roll out model upgrades. </li></ul>Model Serving & Performance Optimization <ul><li>Optimize AI/ML inference workflows for latency, throughput, reliability, and cost across both real-time and batch-processing paths. </li><li>Work with model-serving systems such as vLLM, Triton, TGI, SageMaker, Vertex AI, or custom inference services to improve batching, concurrency, warmup behavior, timeout handling, autoscaling, and GPU utilization. </li><li>Evaluate and apply practical model optimization techniques such as quantization, model distillation, batching, caching, prompt optimization, and routing to smaller or cheaper models where appropriate. </li><li>Design and maintain vector search and indexing systems using technologies such as Pinecone, Weaviate, Qdrant, Elastic Vectors, FAISS, pgvector, or similar tools. </li><li>Build retrieval workflows that support semantic search, similarity matching, duplicate detection, media discovery, and structured metadata search. </li><li>Monitor model and system performance in production, including API latency, queue depth, processing time, model error rates, GPU utilization, confidence distributions, drift signals, and cost per processed item.Search, Indexing & Data Retrieval </li></ul>Infrastructure, Reliability & Observability <ul><li>Deploy and operate systems on AWS, GCP, Azure, or equivalent cloud platforms, including compute, storage, networking, queues, model-serving infrastructure, and monitoring systems. </li><li>Ensure system reliability through logging, metrics, tracing, alerting, dashboards, operational runbooks, and incident-response best practices. </li></ul>Collaboration & Engineering Leadership <ul><li>Collaborate with product, design, data, and ML teams to deliver media-rich, AI-powered product features. </li><li>Mentor junior and mid-level engineers, support technical planning, review designs, and raise engineering quality across the team. </li><li>Participate in code reviews, documentation, technical planning, and continuous improvement of engineering practices. </li><li>Ensure code quality through testing, peer review, clear documentation, and maintainable implementation patterns. </li></ul> Education & Experience <ul><li>Bachelor's degree in Computer Science, Engineering, or equivalent practical experience. </li><li>5-7+ years of backend engineering experience, ideally building scalable distributed systems, media platforms, data pipelines, or high-throughput backend services. </li><li>Prior experience owning major backend modules end to end, including architecture, implementation, deployment, monitoring, and production operations. </li><li>3 + years of experience integrating AI/ML inference systems into backend workflows, including model APIs, embedding pipelines, OCR, speech-to-text, scene detection, or multimodal model outputs. </li><li>Hands-on experience creating AI-powered processing pipelines for image, video, audio, or text analysis. </li><li>Practical experience with production model optimization, especially for image, video, embedding, or multimodal models, including batching, caching, quantization, prompt optimization, routing strategies, latency reduction, and cost optimization. </li><li>Prior experience with vector search, semantic search, media retrieval, or similarity-matching systems is strongly preferred. </li><li>Experience mentoring engineers, leading technical discussions, and influencing architectural decisions across backend, infrastructure, and AI/ML workflows. </li></ul>Technical Skills <ul><li>Strong expertise in Python and/or Node.js with Deep understanding of building scalable RESTful APIs and backend architectures </li><li>Experience with HuggingFace transformers ecosystem and deep learning frameworks such as PyTorch and TensorFlow. </li><li>Strong experience with SQL/NoSQL databases, schema design, and data modeling </li><li>Preferred Exposure to distributed systems, microservices, asynchronous processing, and event-driven patterns with SQS, Pub/Sub, Kafka, or other queueing/pub-sub systems </li><li>Experience deploying production systems on AWS, GCP, or similar cloud platforms </li><li>Knowledge of infrastructure patterns (compute, storage, networking, observability) </li></ul>AI/ML Integration <ul><li>Experience orchestrating embedding generation, scene detection, OCR, speech-to-text, image classification, video analysis, and multimodal model integrations. </li><li>Experience optimizing inference workflows for latency, throughput, reliability, and cost. </li><li>Experience working with scalable and optimized inference settings, including tuning sampling parameters, managing output‑length formats, and configuring reasoning‑related behaviors. </li><li>Familiarity with practical model optimization techniques such as batching, caching, quantization, model distillation, prompt optimization, fallback routing, and use of smaller models where appropriate. </li><li>Experience working with model-serving systems such as vLLM, Triton, TGI, SageMaker, Vertex AI, or custom inference services is preferred. </li><li>Experience working with LLM and Multi-modal evaluation and benchmarking frameworks and domain‑specific benchmarks with the ability to interpret results and optimize model performance accordingly. </li></ul>System Design & Architecture <ul><li>Preferred understanding of distributed systems, scaling patterns, and performance engineering </li><li>Ability to design modular, maintainable, and efficient architectures </li><li>Experience with API versioning, modularization, and designing long-running workflows </li><li>Understanding of performance bottlenecks and low-latency backend patterns </li></ul>Important information for candidates Recruitment scams have become increasingly common. To protect yourself, please keep the following in mind when applying for roles: <ul><li>Apply only through our official channels. We do not use third-party platforms or agencies for recruitment unless clearly stated. All open roles are listed on our official careers page: https://tether.recruitee.com/ </li><li>Verify the recruiter’s identity. All our recruiters have verified LinkedIn profiles. If you’re unsure, you can confirm their identity by checking their profile or contacting us through our website. </li><li>Be cautious of unusual communication methods. We do not conduct interviews over WhatsApp, Telegram, or SMS. All communication is done through official company emails and platforms. </li><li>Double-check email addresses. All communication from us will come from emails ending in @tether.to or @tether.io </li><li>We will never request payment or financial details. If someone asks for personal financial information or payment at any point during the hiring process, it is a scam. Please report it immediately. </li></ul>When in doubt, feel free to reach out through our official website. </div>

دوام كامل من ٠ إلى ٠ سنة

Growth Manager

On-site - الإمارات - Abu Dhabi Emirate ٢٢ يوليو ٢٠٢٦

الطب والرعاية الصحية

Location New York HQ Address 55 5th Ave #1701, New York, New York , 10003 Employment Type Full time Location Type On-site Department Partnerships Compensation $160K – $220K Offers Equity Offers Bonus At Avoca, we believe compensation should reflect the value people bring and set them up to share in what we're building. Our total compensation package includes a competitive base salary, equity, and a comprehensive benefits suite covering medical, dental, and vision insurance, a company-sponsored 401(k), flexible PTO, and daily in-office meals. Final compensation is determined by experience, skills, and qualifications, and our recruiting team will walk you through the full details as you move through the process. Overview Application About Avoca Avoca is transforming how home service companies engage with their customers. Our AI-powered conversational agents handle every high-value inbound call, from booking jobs, qualifying leads, and driving higher revenue, all at a speed and consistency unmatched by human call centers. We're a Series B startup backed by Kleiner Perkins, Meritech Capital, General Catalyst, and other top-tier investors, with $125M raised and a $1B valuation. We grew 10x in 2025 and have scaled to 130+ employees in under two years across our NYC headquarters and Santa Barbara office. In a $1T+ market where 85% of missed calls go to competitors, we're building the category-defining platform for AI-driven customer engagement, serving the largest brands in home services. With high-energy, in-office teams in both locations, every hire here has an immediate and visible impact. About The Role We're hiring a Growth Manager to find, build, and scale new ways for Avoca to reach the market. Avoca plays in a relationship-driven industry, and ecosystem partnerships are a major revenue driver. This is a growth-hacker role with a revenue goal and a generalist mindset: part relationship builder, part operator, part builder who uses AI to do the work of a much larger team. You'll go after high-leverage channels, starting with the industry networks and peer groups where thousands of operators make buying decisions together, and expanding into whatever motions move the number. You'll design experiments, build the systems and automations to run them, and turn what works into a repeatable engine. The scope is wide and the whitespace is real. We're looking for a genuinely smart, high-agency person who builds their own leverage. You'll report directly to the Head of Partnerships and work closely with leadership on our highest-priority growth bets. What You'll Do Own high-leverage growth channels end to end, starting with major industry networks and peer groups Build and maintain the relationships that unlock these channels, and turn them into measurable pipeline and revenue Use AI and automation aggressively to run more experiments, reach more people, and operate at a scale a traditional hire couldn't Design, run, and measure growth experiments, then productionize what works into repeatable systems Own your numbers and report clearly on what's working, what isn't, and where to double down What You'll Bring 3-6 years in growth, strategy, consulting, banking, or another demanding, analytical role Exceptional relationship skills, people trust you and want to work with you quickly Genuine horsepower: you learn fast, think from first principles, and figure out hard problems without a template Fluency with AI tools and a bias for automating anything repetitive, you'd rather build a system than do the same thing twice High agency and a builder's mentality: you create your own leverage and move without waiting to be told Strong communication, written and verbal, with both operators and executives Bonus points: A track record of building something from zero, a company, a product, a channel, or a scaled process Who You Are You're a builder who gets energized from building relationships, owning a number, and finding leverage others miss You don't need a playbook or an industry pedigree, you create clarity where none exists You work hard because you have a high standard for yourself: you want to own outcomes, carry a number, and prove out models the company can scale You're equally comfortable charming a room and wiring up an automation behind the scenes You want to be in-office in NYC, surrounded by people who move fast and hold themselves to a high standard Benefits Comprehensive medical, dental, and vision insurance Company-sponsored 401(k) through Vestwell Flexible PTO plus U. S. federal holidays Company-wide off-sites Daily in-office lunch through Parkday Dinner covered when working late Commuter benefits and late-night rideshare Standing desks and workspace accommodations available on request All core tools and software provided Compensation: The expected base salary for this role is $160,000-$220,000, with final compensation based on experience, skills, and qualifications. Avoca's total compensation package includes base salary, bonus, equity, and a comprehensive suite of benefits. Our Recruiting team will share full details as you progress through the process. Why Avoca At Avoca, you’ll be part of a team that’s building a category-defining company at the center of a massive market opportunity. We’re a fast-moving, collaborative team with a culture designed for builders who thrive on speed, iteration, and impact. Avoca provides equal employment opportunities to applicants and employees without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, protected veteran status, or disability. Compensation Range: $160K - $220K What You'll Do Own high-leverage growth channels end to end, starting with major industry networks and peer groups Build and maintain the relationships that unlock these channels, and turn them into measurable pipeline and revenue Use AI and automation aggressively to run more experiments, reach more people, and operate at a scale a traditional hire couldn't Design, run, and measure growth experiments, then productionize what works into repeatable systems Own your numbers and report clearly on what's working, what isn't, and where to double down What You'll Bring 3-6 years in growth, strategy, consulting, banking, or another demanding, analytical role Exceptional relationship skills, people trust you and want to work with you quickly Genuine horsepower: you learn fast, think from first principles, and figure out hard problems without a template Fluency with AI tools and a bias for automating anything repetitive, you'd rather build a system than do the same thing twice High agency and a builder's mentality: you create your own leverage and move without waiting to be told Strong communication, written and verbal, with both operators and executives Bonus points: A track record of building something from zero, a company, a product, a channel, or a scaled process Who You Are You're a builder who gets energized from building relationships, owning a number, and finding leverage others miss You don't need a playbook or an industry pedigree, you create clarity where none exists You work hard because you have a high standard for yourself: you want to own outcomes, carry a number, and prove out models the company can scale You're equally comfortable charming a room and wiring up an automation behind the scenes You want to be in-office in NYC, surrounded by people who move fast and hold themselves to a high standard Benefits Comprehensive medical, dental, and vision insurance Company-sponsored 401(k) through Vestwell Flexible PTO plus U. S. federal holidays Company-wide off-sites Daily in-office lunch through Parkday Dinner covered when working late Commuter benefits and late-night rideshare Standing desks and workspace accommodations available on request All core tools and software provided Compensation: The expected base salary for this role is $160,000-$220,000, with final compensation based on experience, skills, and qualifications. Avoca's total compensation package includes base salary, bonus, equity, and a comprehensive suite of benefits. Our Recruiting team will share full details as you progress through the process. Why Avoca At Avoca, you’ll be part of a team that’s building a category-defining company at the center of a massive market opportunity. We’re a fast-moving, collaborative team with a culture designed for builders who thrive on speed, iteration, and impact. Avoca provides equal employment opportunities to applicants and employees without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, protected veteran status, or disability. Compensation Range: $160K - $220K What You'll Do Own high-leverage growth channels end to end, starting with major industry networks and peer groups Build and maintain the relationships that unlock these channels, and turn them into measurable pipeline and revenue Use AI and automation aggressively to run more experiments, reach more people, and operate at a scale a traditional hire couldn't Design, run, and measure growth experiments, then productionize what works into repeatable systems Own your numbers and report clearly on what's working, what isn't, and where to double down What You'll Bring 3-6 years in growth, strategy, consulting, banking, or another demanding, analytical role Exceptional relationship skills, people trust you and want to work with you quickly Genuine horsepower: you learn fast, think from first principles, and figure out hard problems without a template Fluency with AI tools and a bias for automating anything repetitive, you'd rather build a system than do the same thing twice High agency and a builder's mentality: you create your own leverage and move without waiting to be told Strong communication, written and verbal, with both operators and executives Bonus points: A track record of building something from zero, a company, a product, a channel, or a scaled process Who You Are You're a builder who gets energized from building relationships, owning a number, and finding leverage others miss You don't need a playbook or an industry pedigree, you create clarity where none exists You work hard because you have a high standard for yourself: you want to own outcomes, carry a number, and prove out models the company can scale You're equally comfortable charming a room and wiring up an automation behind the scenes You want to be in-office in NYC, surrounded by people who move fast and hold themselves to a high standard Benefits Comprehensive medical, dental, and vision insurance Company-sponsored 401(k) through Vestwell Flexible PTO plus U. S. federal holidays Company-wide off-sites Daily in-office lunch through Parkday Dinner covered when working late Commuter benefits and late-night rideshare Standing desks and workspace accommodations available on request All core tools and software provided Compensation: The expected base salary for this role is $160,000-$220,000, with final compensation based on experience, skills, and qualifications. Avoca's total compensation package includes base salary, bonus, equity, and a comprehensive suite of benefits. Our Recruiting team will share full details as you progress through the process. Why Avoca At Avoca, you’ll be part of a team that’s building a category-defining company at the center of a massive market opportunity. We’re a fast-moving, collaborative team with a culture designed for builders who thrive on speed, iteration, and impact. Avoca provides equal employment opportunities to applicants and employees without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, protected veteran status, or disability. Compensation Range: $160K - $220K

من ٠ إلى ٠ سنة بيت.كوم

Specialist, Transfer Agency Services - SSO Operation

On-site - الإمارات ٢٧ يونيو ٢٠٢٦

المحاسبة والمالية والبنوك

<h2 class="h5">Job description</h2> <div class="t-break" data-jb-field="description"> Job Purpose: <ul><li>Succession the Transfer Agency Services Manager/AVP in handling and processing the operations & automations. </li><li>Communicating with many entities (Clients/Counterparties/Fund administration) both local and global. </li><li>Responsible for building the required operational infrastructure of diverse Funds products like mutual funds, fixed income funds, hedge funds, structured funds , ETFs., etc., and Clients’ requirements. </li></ul>Key Accountabilities: Policies, Systems, Processes & Procedures   Follow all relevant departmental policies, processes, standard operating procedures, and instructions so that work is carried out in a controlled and consistent manner.  Demonstrate compliance to organization’s values and ethics at all times to support the establishment of a value drive culture within the bank.  Continuous Improvement  § Contribute to the identification of opportunities for continuous improvement and sustainability of systems, processes and practices considering global standards, productivity improvement and cost reduction.  Reporting § Assist in the preparation of timely and accurate statements and reports to meet clients’ & department requirements, policies and quality standards. Job Context: <ul><li>Performing transactions related to investors: subscriptions, capital calls, redemptions, distributions, & transfer of shares/units </li><li>Processing of Financial & Non-Financial transactions through internal systems as per regulatory and client requirement </li><li>Daily & weekly reconciliations of positions and Transactions. Investigation and resolution of recon breaks </li><li>Review AML/KYC documents for all entity types, i.e., Corporates, foundation/charities, institutional investors, retail investors, HNIs, designated bodies, etc.  </li><li>Ensure all clients’ & investors’ KYC records are compliant with regulatory standards. </li><li>Tracking and periodic renewal of KYC documents by ensuring timely communication and collection of information. </li><li>Retain/archiving of investor and client documentation ensuring a full audit trail exists for subsequent retrieval. </li><li>Review and investigate Alerts generated by the system and resolving it with various discounting factors as per Sanctions/PEP guidelines. </li><li>Hands-on Fund Setup, Investor Setup, Company Setup, Contacts, and circulation list updates over internal applications </li><li>Handling and processing of Payout transactions (units Dividend, cash dividend, Early Bonus, Coupon payment, etc) </li><li>Client & Investor reporting – ensure all reports are prepared with 100% accuracy and delivered on time. </li><li>Assisting the Account Managers of Fund Services by fulfilling the reporting duties in connection with FATCA and CRS regulations </li><li>Assist with Tax audits and tax returns. Provide reports as per clients’ requirements. </li><li>Coordinate and support Fund Accounting with all NAV processes – calculation & publishing of NAV. </li><li>Checking funds NAVs are updated correctly in the system and if any discrepancy, contact the related parties to resolve. </li><li>Checking the daily report of subscription/redemption figures that will be used in the calculation of the end of day NAV. </li><li>Data Management – Create and maintain Investor Data as per clients’ & regulatory requirement. Ensure 100% accuracy. </li><li>Reviewing and processing of Management / Performance fees and incentive fees </li><li>Prepare and print confirmation letters to be sent to unit holders for subscription, redemption and switching. </li><li>Support all adhoc requests received from clients & assigned by Manager, as per department guidelines and procedures. </li><li>Support all internal/external audit activity by providing support in relation to TA documents/information. </li><li>Communicating/escalating issues to management when applicable. Handling and maintenance of confidential client documentation. </li><li>Ensure that all applications are completed before the cut off time/date. </li><li>Check investor’s account and investor holding before proceeding with the transaction. </li><li>Provide data and prepare weekly/monthly MIS, Capacity plan, KPI, etc. </li><li>Identify & implement process control and provide innovative ideas for process enhancements. </li><li>Comply with organization policies and regulations. Stay informed on industry developments and changes in regulation. </li><li>Ensure all transactions (financial & non-financial) and data are confidential. </li></ul>Minimum Qualification <ul><li>Bachelor’s degree in Bachelors in Business Administration, Banking & Finance, Accounting or related discipline. </li></ul>Minimum Experience <ul><li>5 years’ relevant experience in Transfer Agency Services & Investment Services/Operations with at least 3 years in similar positions of progressively increasing managerial responsibilities in the CENTRALIZED OPERATIONS function. </li><li>Need to have good understanding of Excel and hands on the formulas like V-lookup, H-lookup match, index and IF functions, etc. </li><li>Fair understanding of SWIFT (MT103, MT202, etc.), FED payment, Internal Transfer, & FX transactions  </li><li>Able to read Standard settlement Instructions ( SSIs ) and identify any missing/incorrect information </li><li>Must be a team player, capable of multi-tasking and able to work within tight deadlines  </li></ul> About Us: First Abu Dhabi Bank (FAB) is the largest bank in the UAE and one of the world's largest and safest financial institutions. We offer a comprehensive range of personal and private banking services, including credit cards, Islamic banking, investments, loans, and mortgages. Our commitment to excellence and innovation drives us to provide top-tier financial solutions to our clients. Life at FAB: Working at FAB means being part of a team of talented and passionate individuals with a shared vision to support the ambitions of our stakeholders to "Grow Stronger." We embrace the needs of our customers across the globe with a sense of responsibility and confidence driven by extensive expertise that can only be delivered by an ambitious world-class organization Career Development: FAB offers unique career choices, a chance to innovate, craft solutions for the future, and express yourself in a performance-based culture that will unleash the best in you. Whether you are an experienced professional or just starting your career, FAB provides a range of learning and development initiatives to support all employees through training and skill development. Our Values: At FAB, we place our customers at the core of our activities, live our values each day in every way, celebrate achievements, and empower each other to deliver leading solutions. We have structured plans for the recruitment and career progression of Emirati talent to enable them to make a mark in the financial and banking sector both regionally and globaly that rewards your hard work and dedication. Join our team and be part of a journey to shape the future of banking. </div>

من ٠ إلى ٠ سنة بيت.كوم

Property Manager

On-site - الإمارات ١ يوليو ٢٠٢٦

<h2 class="h5">Job description</h2> <div class="t-break" data-jb-field="description"> JLL empowers you to shape a brighter way.   Our people at JLL are shaping the future of real estate for a better world by combining world class services, advisory and technology for our clients. We are committed to hiring the best, most talented people and empowering them to thrive, grow meaningful careers and to find a place where they belong.  Whether you’ve got deep experience in commercial real estate, skilled trades or technology, or you’re looking to apply your relevant experience to a new industry, join our team as we help shape a brighter way forward. The role is to report directly to the Senior Director- Head of Building Management-(PAMS). Representing the onsite PM team. This will involve leading and overseeing the quality assurance and quality control of the day-to-day property management services, operations, transitions management (which involves taking the building into a multi-let asset), in accordance with the best practices in the industry. The candidate shall be able to confidently oversee the provision of OPEX and CAPEX budgeting requirements, overview financial forecasts and P&L’s; prepare and submit weekly, monthly, quarterly, and annual reports to the clients; the preparation of governance documents, property operations plan, guidelines, property regulations/rules, policies and procedures, procurement request for approvals, etc. The candidate shall be knowledgeable and confident enough to lead a team and consult with clients, tenants, and contractors, exercising good negotiation skills with experienced professionals in multinational organisations. Ensure the TFM service providers adhere to their KPI and SLA requirements; and abide by any relevant authorities, all laws, decrees, local municipality codes of practice and legislation of the UAE and specifically in the Emirate of Dubai. The candidate will be responsible for the maintenance and accuracy of the property management systems (CRM/BMS/CAFM/BIM) and ensure that the TFM service providers are keeping systems up to date and that the TFM staff receive training and advice on using the systems. The candidate will be responsible for liaising and advising the Clients on changes to local law and legislation that may affect the operations of the property and seek approval and direction on implementing / cascading directives that will affect the day-to-day operations of the site. The candidate will have a close working relationship with the Clients, Facility Manager, Administrator, TFM service providers, Leasing Agents, and other Stakeholders to ensure effective communication and teamwork/synergy between the various departments. The candidate will be responsible for reviewing the client’s contract with the TFM service providers, ensuring the proficient delivery of the scope of works and specification of services detailed within them, so that all activities that are required are in place to operate the property efficiently and effectively. The candidate will facilitate and undertake property and asset management services of the property, which includes but is not limited to the following: - a)            HSE Requirements and Building Inspections (including permits, method statements                for works, HSE Tenant representation & communication, fire drill planning and                fit-out supervision, etc.) b)           Policies and Procedures c)            New Leases & Lease Renewals and Variations d)           Tenant Database Management (contacts / documents / correspondence e)           Management of the site-based team, TFM service providers, Front of House, Stakeholders, etc. f)            Document Control  g)           FM Strategy / Management and Verification of the PPM Maintenance (Inc.                specialist maintenance and communication where necessary to tenants h)           Cleaning (internal and external schedules and operational plans and any                necessary communications to tenants) i)            Security Management Plan (SMP) (in coordination with the security                service provider. This should include SOP’s as well as Emergency                Evacuation Planning for various incidents including fire, bomb,                terrorism. The SMP will also cover access control / CCTV / Control                Room monitoring / roaming inspections, carpark management etc.) j)            Parking Management and Allocation k)           Waste Collection Strategy l)            Office Deliveries m)          Front of House Service and Delivery  n)           Post Room o)           Food Deliveries p)           Oversight of the communal facilities (Business Centre, Auditorium, Gym, and Cafeteria) q)           Business Continuity Planning (BCP) r)            Oversight of client issued invoicing (for rental, service charge, late fees, returned cheques etc.) s)            Collections (for rent / service charge and receipting) t)            Coordination required client payments for Invoiced OPEX u)           Procurement Strategy for OPEX and CAPEX v)           Client Reporting (monthly / annually) w)          Preparations for Special Occasions – Ramadan/National Day/Christmas, etc. x)            Cyclical Reporting (input and compilation of information regarding property                management / leasing / finance / HSE and legislative requirements / risks /                   facility management / energy management / tenant fit out. z)            Fees and violations to be applied to tenants in the Property The candidate via a traffic light system shall itemise all Property HSE issues including but not limited to access / egress / pedestrian access to the property and carpark / evacuation routes/ safe lines of site / turning points / common area furniture and seating /  power outlets / fixtures and fittings / staircases / material specification / alarm systems / emergency lighting systems / lift operations / non slip surfaces / glazing issues / handrails / access control / emergency equipment / incident and accident report actions etc.; and use best endeavors to follow up and resolve all issues. The candidate will pre-qualify and evaluate contractors or vendors to contract directly with the client for the maintenance and security of the Property. The candidate shall prepare the information required to tender which includes but is not limited to scope, specifications, service level agreements, key performance indicators etc.; but the commercial Request for Proposal (RFP) process shall be run through the Clients Central Procurement Department. The candidate will perform all functions and responsibilities which may not be expressly mentioned in the Clients contract, but that are necessary for the proper performance of services and the conducting of activities for the effective and efficient management of the property in accordance with good industry protocols and any applicable best international standards and codes of practice. Skills Required:                  Graduate degrees and or relevant accreditations Operationally astute and proficient Transitions management experience Experience working directly for and on behalf of a Landlord or Client   Microsoft Word / Excel / PowerPoint Fluent English verbal and written Excellent telecommunication and customer service Experience of using property management CRM systems Man-management / People management Location: On-site –Dubai, AREIf this job description resonates with you, we encourage you to apply even if you don’t meet all of the requirements.  We’re interested in getting to know you and what you bring to the table! At JLL, we harness the power of artificial intelligence (AI) to efficiently accelerate meaningful connections between candidates and opportunities. Using AI capabilities, we analyze your application for relevant skills, experiences, and qualifications to generate valuable insights about how your unique profile aligns with the specific requirements of the role you're pursuing. JLL Privacy Notice Jones Lang LaSalle (JLL), together with its subsidiaries and affiliates, is a leading global provider of real estate and investment management services. We take our responsibility to protect the personal information provided to us seriously. Generally the personal information we collect from you are for the purposes of processing in connection with JLL’s recruitment process. We endeavour to keep your personal information secure with appropriate level of security and keep for as long as we need it for legitimate business or legal reasons. We will then delete it safely and securely. For more information about how JLL processes your personal data, please view ourCandidate Privacy Statement. For additional details please see our career site pages for each country. Jones Lang LaSalle (“JLL”) is an Equal Opportunity Employer and is committed to working with and providing reasonable accommodations to individuals with disabilities.  If you need a reasonable accommodation because of a disability for any part of the employment process – including the online application and/or overall selection process –  you may email us at HRSCLeaves@jll.com. This email is only to request an accommodation. Please direct any other general recruiting inquiries to ourContact Us page > I want to work for JLL. </div>

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