وظائف محلل اقتصادي - الشارقة الإمارات

<ul><li><p>Tracking major-medium projects across target markets.</p></li><li><p>Identify new leads and business opportunities</p></li><li><p>Monitor competitors, consultants, contractors, and clients</p></li><li><p>Prepare weekly and monthly management reports</p></li><li><p>Analyze sales team performance and pipeline activities</p></li><li><p>Maintain project intelligence databases</p></li><li><p>Develop dashboards and performance tracking reports</p></li><li><p>Provide management with market insights and business intelligence</p></li><li><p>Collaborate with stakeholders to gather, analyze, and document business requirements, ensuring clarity and alignment with project goals.</p></li><li><p>Develop detailed functional specifications and process maps to guide technical teams in delivering effective solutions.</p></li><li><p>Perform gap analysis to identify discrepancies between current processes and desired outcomes, driving continuous improvement initiatives.</p></li><li><p>Facilitate workshops and meetings to elicit feedback and validate requirements, fostering collaboration among diverse teams.</p></li></ul><p><strong>Desired Candidate Profile</strong></p><ul><li><p>Bachelor's degree in Business Administration, or a related field; advanced degrees are a plus.</p></li><li><p>3-5 years of experience in a Business Analyst role, preferably in a fast-paced, agile environment.</p></li></ul>

<ul><li><p>Gather, analyze, and document business and compliance requirements.</p></li><li><p>Work closely with <strong>Compliance, Risk, Legal, Operations, and IT</strong> teams to understand regulatory and business needs.</p></li><li><p>Translate regulatory requirements into clear functional and business requirements.</p></li><li><p>Prepare <strong>BRDs, FRDs, user stories, process flows, use cases, and acceptance criteria</strong>.</p></li><li><p>Analyze existing compliance processes and identify gaps, risks, and opportunities for improvement.</p></li><li><p>Support implementation of regulatory and compliance-related systems and process enhancements.</p></li><li><p>Coordinate with technology teams throughout the <strong>SDLC</strong>, from requirement gathering through implementation and production support.</p></li><li><p>Support <strong>UAT planning, test case preparation, execution, defect tracking, and sign-off</strong>.</p></li><li><p>Ensure requirements and solutions align with applicable regulatory standards and internal policies.</p></li><li><p>Prepare business process documentation, SOPs, and requirement traceability matrices.</p></li><li><p>Track project progress, dependencies, risks, and issues and provide regular status updates.</p></li><li><p>Support audit, regulatory reporting, and compliance-related change initiatives.</p></li></ul><p>Key Compliance Areas</p><p>Experience in one or more of the following areas is preferred:</p><ul><li><p><strong>AML / CFT</strong></p></li><li><p><strong>KYC / Customer Due Diligence</strong></p></li><li><p>Sanctions screening</p></li><li><p>Transaction monitoring</p></li><li><p>Fraud and financial crime compliance</p></li><li><p>Regulatory reporting</p></li><li><p>Client/customer onboarding</p></li><li><p>Risk & compliance controls</p></li><li><p>Data privacy and regulatory requirements</p></li></ul><p><strong>Desired Candidate Profile</strong></p><ul><li><p>Strong business analysis and requirement-gathering skills.</p></li><li><p>Good understanding of <strong>banking and financial services processes</strong>.</p></li><li><p>Experience with <strong>BRD, FRD, user stories, workflow/process mapping, and UAT</strong>.</p></li><li><p>Knowledge of <strong>SQL</strong> and data analysis is an advantage.</p></li><li><p>Experience working with <strong>JIRA, Confluence, MS Visio, Excel, or similar tools</strong>.</p></li><li><p>Strong analytical, problem-solving, and stakeholder management skills.</p></li><li><p>Ability to work with both business and technical teams.</p></li></ul><p>Education & Experience</p><ul><li><p>Bachelor's degree in <strong>Business Administration, Finance, Information Technology, or a related field</strong>.</p></li><li><p><strong>5–8 years of experience</strong> as a Business Analyst, preferably within <strong>Banking, Financial Services, Risk, or Compliance</strong>.</p></li><li><p>Strong experience in compliance/regulatory projects is preferred.</p></li></ul><p>Preferred Certifications</p><ul><li><p>CBAP / CCBA</p></li><li><p>CAMS</p></li><li><p>ICA Compliance</p></li><li><p>Relevant banking, risk, or compliance certifications</p></li></ul><p>Key Competencies</p><p><strong>Business Analysis | Regulatory Compliance | Requirements Gathering | Banking Domain | Process Analysis | UAT | Stakeholder Management | Risk & Controls | Documentation</strong></p>

<ul><li><p>Deliver engaging and informative English language lessons tailored to diverse learning levels and business contexts.</p></li><li><p>Develop and implement dynamic business and economics curricula for IGCSE and A Levels </p></li><li><p>Assess student progress through varied methods, providing constructive feedback to foster academic and professional growth.</p></li><li><p>Create a supportive and interactive learning environment that encourages critical thinking and active participation.</p></li><li><p>Should solve topical past papers </p></li></ul><p><strong>Desired Candidate Profile</strong></p><ul><li><p>Master's degree in English Language Teaching, Business Administration, Economics, or a related field.</p></li><li><p>Relevant teaching certifications (e.g., TESOL, TEFL, subject-specific teaching licenses).</p></li><li><p>Minimum of 3 years of experience teaching English and/or Business/Economics at IGCSE / A levels for cambridge, edexcel and AQA</p></li><li><p>Should be able to make ppt and do good research before delivering the class </p></li></ul>

<ul><li>Transform raw data into actionable insights by utilizing statistical methods and data visualization techniques to support business decision-making.</li><li>Collaborate with cross-functional teams to understand data requirements and provide timely and accurate reports that meet business needs.</li><li>Conduct thorough data cleansing and validation processes to ensure data integrity and reliability before analysis.</li><li>Leverage advanced analytical tools and software, such as SQL and Python, to conduct exploratory data analysis and identify trends.</li></ul><p><strong>Desired Candidate Profile</strong></p><ul><li>Bachelor's degree in Data Science, Statistics, Computer Science, or a related field, with a strong foundation in quantitative analysis.</li><li>Minimum of 2-3 years of experience in a data analyst role, demonstrating a solid track record of successful data projects.</li><li>Relevant certifications such as Certified Analytics Professional (CAP) or Microsoft Certified: Data Analyst Associate to validate expertise.</li><li>Experience in industries such as finance, healthcare, or e-commerce where data-driven decision-making is crucial.</li></ul>

<p>Coordinate with government departments and authorities on behalf of the company.</p><p>Handle company-related government transactions and approvals.</p><p>Manage employee visa-related documentation.</p><p>Handle work permit applications, renewals, amendments, and cancellations.</p><p>Assist with labour contracts and other MOHRE-related matters.</p><p>Follow up on labour-related cases and requirements.</p><p><strong>Desired Candidate Profile</strong></p><ol><li><p>Good knowledge of <strong>UAE government procedures and regulations</strong></p></li><li><p>Experience with <strong>MOHRE, ICP/GDRFA, Emirates ID, Economic Department and other government portals</strong></p></li><li><p>Strong communication and follow-up skills</p></li><li><p>Arabic knowledge is an advantage</p></li><li><p>Good document management and administrative skills</p></li><li><p>Ability to work independently and meet deadlines</p></li></ol>

<ul><li><p>The Financial Analyst is responsible for evaluating project financial feasibility, monitoring working capital liquidity, and bridging on-site Daily Progress Reports (DPRs) with accounting ledgers. The role provides executive management with variance dashboards, sensitivity analyses, and Cost-to-Complete (CTC) forecasts to safeguard project profit margins.&nbsp;</p><p><strong>2. KEY RESPONSIBILITIES & DAY-TO-DAY ACCOUNTABILITIES</strong>&nbsp;</p><ul><li><p><strong>Project Financial Feasibility & Modeling: </strong>Develop dynamic financial models, cash flow forecasts, and IRR analyses for ongoing civil projects and upcoming tenders.&nbsp;</p></li></ul><ul><li><p><strong>Working Capital Analysis: </strong>Conduct weekly tracking of working capital cycles, project liquidity, unbilled receivables, and billing-versus-collection milestones.&nbsp;</p></li></ul><ul><li><p><strong>DPR Alignment & Revenue Analytics: </strong>Reconcile daily site progress data (DPRs) with financial revenue recognition, verifying physical completion milestones against budget allocations.&nbsp;</p></li></ul><ul><li><p><strong>Variance Analysis & CVR Oversight: </strong>Prepare monthly Cost-Value Reconciliation (CVR) and Cost-to-Complete (CTC) variance analyses, investigating major divergences across labor, materials, and plant.&nbsp;</p></li></ul><ul><li><p><strong>Executive Dashboards & Presentations: </strong>Build and present monthly executive MIS dashboards, Board variance reports, and KPI review packs for the CFO and executive committee.&nbsp;</p></li></ul><ul><li><p><strong>ERP Financial Optimization: </strong>Utilize enterprise ERP systems (SAP/Oracle) to extract, analyze, and structure project cost-accounting databases with strict data integrity.&nbsp;</p></li></ul><ul><li><p><strong>Commercial Subcontract & Vendor Reviews: </strong>Evaluate subcontractor progress commitments, major material purchase commitments, and cost variation impacts.&nbsp;</p></li></ul><ul><li><p><strong>Audit & Budget Support: </strong>Participate in the corporate annual budgeting cycle, project milestone financial reviews, and external statutory audit requirements.&nbsp;</p></li></ul></li></ul><p><strong>Desired Candidate Profile</strong></p><ul><li><p><strong>Required Qualification: </strong>CA (Chartered Accountant) or equivalent professional finance qualification (CPA, ACCA, CMA)&nbsp;</p></li></ul><ul><li><p><strong>Required Experience: </strong>Minimum 3 years of financial analysis experience in the contracting / construction industry&nbsp;</p></li></ul>

<ol><li><p>Gather and analyze customer requirements for UAE e-Invoicing implementation.</p></li><li><p>Conduct requirement workshops with Finance, Tax, ERP, IT, and business teams.</p></li><li><p>Understand existing invoicing processes and prepare <strong>As-Is / To-Be process flows</strong>.</p></li><li><p>Perform field mapping between customer ERP systems and UAE PINT-AE e-Invoicing requirements.</p></li><li><p>Prepare Business Requirement Documents (BRD), functional specifications, process flows, and mapping documents.</p></li><li><p>Coordinate with developers and integration teams for API/ERP implementation.</p></li><li><p>Support ERP integrations including SAP, Oracle, Microsoft Dynamics, Odoo, Zoho, QuickBooks, and other systems.</p></li><li><p>Validate invoice and credit note data against UAE MoF/FTA and Peppol requirements.</p></li><li><p>Prepare SIT/UAT test scenarios, coordinate testing, track defects, and obtain customer sign-off.</p></li><li><p>Manage requirement clarifications, change requests, issues, and implementation dependencies.</p></li><li><p>Conduct customer demonstrations, user training, and solution walkthroughs.</p></li><li><p>Support production onboarding, go-live, and post-go-live stabilization.</p></li><li><p>Work closely with Project/Delivery Managers to ensure projects are completed within agreed timelines.</p></li></ol><p><strong>Desired Candidate Profile</strong></p><ol><li><p>2+ years of experience as a <strong>Business Analyst / Functional Consultant</strong>, preferably in ERP, Finance, Tax, or e-Invoicing projects.</p></li><li><p>Good understanding of <strong>Sales Invoice, Purchase Invoice, Credit Note, VAT, TRN, and accounting processes</strong>.</p></li><li><p>Experience in ERP implementation or integration projects.</p></li><li><p>Knowledge of APIs, JSON/XML, Excel-based data mapping, and system integrations.</p></li><li><p>Understanding of <strong>UAE e-Invoicing, Peppol, PINT-AE, MoF/FTA requirements</strong> is highly preferred.</p></li><li><p>Experience preparing BRD, functional specifications, process flows, field mapping, and test cases.</p></li><li><p>Strong customer communication, requirement gathering, analytical, and documentation skills.</p></li><li><p>Ability to manage multiple customer implementations and coordinate with technical teams.</p></li><li><p>UAE experience and knowledge of UAE VAT/e-Invoicing regulations will be an advantage.</p></li></ol>

<strong>Job Purpose<br><br></strong><ul><li>Product Manager is a professional responsible for setting prioritizing and accepting the work generated by a team in order to ensure the most valuable and proper functionality of the product.</li><li>Responsible for develops product concepts generates product requirements determines specifications</li><li>Collaborates with UX designers to come up with usable emotionally attaching and inspecting products that meet users expectations</li><li>Responsible for delivering right product features at the right time and maximising development team performance<br><br></li></ul>Key Result Responsibilities<br><br><ul><li>Accountable for the success of delivery, owns the entire product backlog and delivery activities this includes grooming development teams responding to queries of the development team promptly</li><li>Ensures stories are ready before the sprint start matching definition of ready and having clear acceptance criteria</li><li>Manages and prioritizes the product backlog along with the Product Manager which matches product vision and client needs </li><li>Liaise between business and development teams to deliver continuous value</li><li>Reviews visual designs developed by UX team</li><li>Reviews test cases written by QA team</li><li>Stays abreast with market trends and new technologies in the domain, researches and conducts comparative analysis with competitors to recommend best practices</li><li>Monitors the development and product teams performance and escalates any potential performance deviation to Product Managers</li><li>Represents ISA in clients’ meetings, solicits feedback on products and services regularly</li><li>Performs any other additional duties as directed by the Product Manager or Senior Product Manager</li><li>Acts as a Product Manager 2 in absence of Product Manager 2<br><br></li></ul>Key Result Responsibilities-Continued<br><br><strong>Qualifications (Academic, Training, Languages)<br><br></strong><ul><li>Bachelors Degree in Technical Engineering or Computer Science or Math or equivalent</li><li>Certified SCRUM Master or Professional Certified Product Owner (Optional)</li><li>Solid technical background with understanding in software development</li><li>Comfortable using collaboration tools such as Slack JIRA</li><li>Fluent in English Language<br><br></li></ul>Work Experience<br><br><ul><li>MInimum 4 years of experience as a business analyst QA product owner or UX designer or architect</li><li>Aviation domain expereince is highly preferred</li><li>Experienced in writing user stories business requirements</li><li>Experienced in SCRUM methodology</li><li>Proven track record of successful on time delivery</li><li>Good understanding of UI or UX design</li><li>Good understanding of software testing ability to review and approve test cases</li></ul>

<strong>Job Description<br><br></strong><strong>Job Purpose<br><br></strong><ul><li>Product Manager is a professional responsible for setting prioritizing and accepting the work generated by a team in order to ensure the most valuable and proper functionality of the product.</li><li>Responsible for develops product concepts generates product requirements determines specifications</li><li>Collaborates with UX designers to come up with usable emotionally attaching and inspecting products that meet users expectations</li><li>Responsible for delivering right product features at the right time and maximising development team performance<br><br></li></ul>Key Result Responsibilities<br><br><ul><li>Accountable for the success of delivery, owns the entire product backlog and delivery activities this includes grooming development teams responding to queries of the development team promptly</li><li>Ensures stories are ready before the sprint start matching definition of ready and having clear acceptance criteria</li><li>Manages and prioritizes the product backlog along with the Product Manager which matches product vision and client needs</li><li>Liaise between business and development teams to deliver continuous value</li><li>Reviews visual designs developed by UX team</li><li>Reviews test cases written by QA team</li><li>Stays abreast with market trends and new technologies in the domain, researches and conducts comparative analysis with competitors to recommend best practices</li><li>Monitors the development and product teams performance and escalates any potential performance deviation to Product Managers</li><li>Represents ISA in clients’ meetings, solicits feedback on products and services regularly</li><li>Performs any other additional duties as directed by the Product Manager or Senior Product Manager</li><li>Acts as a Product Manager 2 in absence of Product Manager 2<br><br></li></ul>Key Result Responsibilities-Continued<br><br><strong>Qualifications (Academic, Training, Languages)<br><br></strong><ul><li>Bachelors Degree in Technical Engineering or Computer Science or Math or equivalent</li><li>Certified SCRUM Master or Professional Certified Product Owner (Optional)</li><li>Solid technical background with understanding in software development</li><li>Comfortable using collaboration tools such as Slack JIRA</li><li>Fluent in English Language<br><br></li></ul>Work Experience<br><br><ul><li>MInimum 4 years of experience as a business analyst QA product owner or UX designer or architect</li><li>Aviation domain expereince is highly preferred</li><li>Experienced in writing user stories business requirements</li><li>Experienced in SCRUM methodology</li><li>Proven track record of successful on time delivery</li><li>Good understanding of UI or UX design</li><li>Good understanding of software testing ability to review and approve test cases<br><br></li></ul>Job Details<br><br>Role Level: Not Applicable Work Type: Full-Time Country: United Arab Emirates City: Sharjah Company Website: http://www.accelaero.com Job Function: Product Management Company Industry/<br><br>Sector: IT Services and IT Consulting<br><br>What We Offer<br><br><strong>About The Company<br><br></strong>Searching, interviewing and hiring are all part of the professional life. The TALENTMATE Portal idea is to fill and help professionals doing one of them by bringing together the requisites under One Roof. Whether you're hunting for your Next Job Opportunity or Looking for Potential Employers, we're here to lend you a Helping Hand.<br><br>Report<br><br>Disclaimer: talentmate.com is only a platform to bring jobseekers &amp; employers together. Applicants are advised to research the bonafides of the prospective employer independently. We do NOT endorse any requests for money payments and strictly advice against sharing personal or bank related information. We also recommend you visit Security Advice for more information. If you suspect any fraud or malpractice, email us at abuse@talentmate.com.

<br><p>The Financial Analyst will support the Retail Division of Mohamed Hilal Group by providing accurate and meaningful financial analysis to support commercial and operational decision-making. The role will be responsible for analysing retail sales, margins, store performance, operating costs, budgets, forecasts, and key financial KPIs across the Division.</p><p>The role will work closely with Finance, Retail Operations, Brand, Merchandising, Commercial, and other relevant teams to identify trends, highlight opportunities and risks, and provide actionable insights to improve profitability and business performance.</p><p>Key Responsibilities</p><p>Retail Financial Analysis</p><ul><li>Analyse sales, revenue, gross margin, operating expenses, and profitability across retail stores, brands, and locations.</li><li>Monitor and analyse daily, weekly, and monthly retail sales performance against targets.</li><li>Prepare store and brand-level profitability analysis and performance reports.</li><li>Track key retail KPIs including sales growth, gross margin, average transaction value, units per transaction, conversion rates, and sales per square foot, where applicable.</li><li>Identify trends, variances, and key drivers impacting retail performance.</li><li>Provide recommendations to improve sales, profitability, and cost efficiency.</li></ul><p>Budgeting &amp; Forecasting</p><ul><li>Support the preparation of annual budgets and financial forecasts for the Retail Division.</li><li>Work with Retail Operations and Brand teams to develop realistic sales and expense assumptions.</li><li>Monitor actual performance against budget and forecast and provide variance analysis.</li><li>Support periodic reforecasting based on business performance, market conditions, and operational changes.</li><li>Prepare financial projections for new stores, store expansions, relocations, and other retail initiatives.</li></ul><p>Store &amp; Brand Performance</p><ul><li>Conduct financial performance reviews across individual stores and brands.</li><li>Analyse store-level operating costs, sales trends, margins, and profitability.</li><li>Identify underperforming stores and investigate the underlying financial and operational drivers.</li><li>Support management in evaluating store performance and developing improvement plans.</li><li>Analyse new store business cases, including projected sales, operating costs, investment requirements, and expected returns.</li><li>Monitor performance of new stores against approved business plans and forecasts.</li></ul><p>Inventory &amp; Commercial Analysis</p><ul><li>Analyse inventory levels, stock turnover, ageing, markdowns, and sell-through performance in coordination with the relevant teams.</li><li>Support analysis of gross margins and profitability by brand, product category, and channel.</li><li>Review the financial impact of promotions, discounts, campaigns, and commercial initiatives.</li><li>Support pricing and promotional analysis to understand their impact on sales and profitability.</li><li>Identify opportunities to improve inventory efficiency and reduce financial exposure from slow-moving stock.</li></ul><p>Management Reporting</p><ul><li>Prepare regular financial and commercial performance reports for Retail Management and Senior Management.</li><li>Develop dashboards and management presentations highlighting key financial and operational KPIs.</li><li>Provide clear explanations of significant variances and business performance trends.</li><li>Present financial insights in a clear and commercially focused manner.</li><li>Support management with ad-hoc financial analysis and business cases.</li></ul><p>Financial Modelling &amp; Business Support</p><ul><li>Develop financial models to support retail expansion, new store openings, brand launches, and other strategic initiatives.</li><li>Conduct scenario and sensitivity analysis to assess potential business outcomes.</li><li>Evaluate the financial impact of proposed retail investments and operational decisions.</li><li>Support commercial teams with financial insights for negotiations, promotions, and business planning.</li><li>Identify opportunities for cost optimisation and improved profitability.</li></ul><p>Data &amp; Systems</p><ul><li>Extract and analyse financial and operational data from ERP and retail systems.</li><li>Ensure accuracy and consistency of data used in financial reporting and analysis.</li><li>Develop and maintain Excel-based financial models, reports, and dashboards.</li><li>Identify opportunities to improve reporting processes and automate recurring analysis.</li><li>Work closely with Finance and relevant business teams to resolve data discrepancies.</li></ul><p>Key Deliverables</p><ul><li>Accurate and timely retail financial performance reports.</li><li>Monthly budget versus actual and forecast variance analysis.</li><li>Store and brand profitability analysis.</li><li>Sales, margin, and expense performance tracking.</li><li>Financial analysis for new stores, expansions, and retail projects.</li><li>Retail KPI dashboards and management reports.</li><li>Actionable recommendations to improve profitability and cost efficiency.</li></ul><p>Key Interfaces</p><p><strong>Internal:</strong> Finance &amp; Accounting, Retail Operations, Brand Management, Merchandising, Commercial, Marketing, Procurement, Supply Chain, E-commerce, and Senior Management.</p><p><strong>External:</strong> Auditors, consultants, landlords, suppliers, and other external stakeholders, where required.</p><p>Performance Profile</p><ul><li>Strong analytical and numerical skills with excellent attention to detail.</li><li>Strong understanding of retail financial and commercial drivers.</li><li>Ability to translate financial data into clear business insights.</li><li>Commercially minded with strong problem-solving capabilities.</li><li>Ability to identify trends, risks, and opportunities.</li><li>Strong communication and stakeholder-management skills.</li><li>Ability to work in a fast-paced, multi-brand retail environment.</li><li>Proactive approach with the ability to work independently and manage multiple priorities.</li></ul><p>Qualifications &amp; Experience</p><ul><li>Bachelor's degree in Finance, Accounting, Economics, Business Administration, or a related field.</li><li>3–5 years of relevant experience in financial analysis, FP&amp;A, commercial finance, or management reporting.</li><li><strong>Retail experience is strongly preferred</strong>, particularly within a multi-store or multi-brand environment.</li><li>Strong experience in budgeting, forecasting, financial modelling, and variance analysis.</li><li>Advanced Microsoft Excel skills, including PivotTables, XLOOKUP/VLOOKUP, financial modelling, and data analysis.</li><li>Experience working with ERP and retail management systems.</li><li>Experience with <strong>Microsoft Dynamics 365</strong> or similar ERP systems would be an advantage.</li><li>Professional qualifications such as CMA, ACCA, CIMA, or CFA would be an advantage.</li></ul><p><br></p>

<ul><li><p>Design and implement effective test plans and cases tailored to specific project requirements, ensuring comprehensive coverage.</p></li><li><p>Collaborate closely with cross-functional teams to understand project specifications and provide timely feedback on quality standards.</p></li><li><p>Utilize automated testing tools to enhance efficiency, streamline processes, and reduce manual testing efforts.</p></li></ul><p><strong>Desired Candidate Profile</strong></p><ul><li><p>Bachelor's degree in Engineering, or a related field, providing a strong technical foundation.</p></li><li><p>Minimum of 1-2 years of experience quality assurance, demonstrating a proven track record in the field.</p></li><li><p>Familiar with ISO Standard </p></li><li><p>WA-CV-065670241</p></li></ul>

<p>Treasury & Cash Management</p><ul><li><p>Develop and manage the Group's treasury strategy and policies.</p></li><li><p>Monitor daily cash positions and ensure adequate liquidity across all group entities.</p></li><li><p>Optimize cash utilization through cash pooling, intercompany funding, and centralized treasury</p></li></ul><p>activities.</p><ul><li><p>Prepare and maintain short-, medium-, and long-term cash flow forecasts.</p></li><li><p>Oversee bank account management, signatory controls, and treasury operations.</p><br></li></ul><p>Liquidity & Funding</p><ul><li><p>Manage working capital to ensure sufficient funding for operational and strategic requirements.</p></li><li><p>Arrange and administer debt facilities, revolving credit facilities, and other financing</p></li></ul><p>instruments.</p><ul><li><p>Coordinate funding requirements for subsidiaries and business units.</p></li><li><p>Monitor compliance with loan agreements and financial covenants.</p></li></ul><br><p>Banking Relationships</p><ul><li><p>Maintain strong relationships with banks and financial institutions.</p></li><li><p>Negotiate banking facilities, fees, and service agreements.</p></li><li><p>Evaluate banking products and recommend cost-effective treasury solutions.</p></li></ul><br><p>Financial Risk Management</p><ul><li><p>Identify, monitor, and manage foreign exchange, interest rate, and liquidity risks.</p></li><li><p>Execute hedging strategies in accordance with approved treasury policies.</p></li><li><p>Monitor market developments that may impact treasury activities.</p></li></ul><br><p>Treasury Controls & Compliance</p><ul><li><p>Ensure compliance with internal treasury policies and external regulatory requirements.</p></li><li><p>Strengthen treasury controls, payment authorization processes, and fraud prevention measures.</p></li><li><p>Support internal and external audits related to treasury operations.</p></li><li><p>Maintain compliance with banking regulations, anti-money laundering (AML), and know-your￾customer (KYC) requirements.</p></li></ul><br><p>Reporting & Analysis</p><ul><li><p>Prepare treasury reports for senior management, executive leadership, and the Board.</p></li><li><p>Analyze cash flow trends, borrowing costs, investment performance, and liquidity metrics.</p></li><li><p>Develop treasury dashboards and key performance indicators (KPIs).</p></li></ul><br><p>Systems & Process Improvement</p><ul><li><p>Lead treasury system implementation and optimization initiatives.</p></li><li><p>Improve treasury processes through automation and digitalization.</p></li><li><p>Ensure data integrity within treasury management systems and ERP platforms.</p></li></ul><br><p>Leadership & Collaboration</p><ul><li><p>Lead and mentor treasury team members where applicable.</p></li><li><p>Collaborate with Finance, Accounting, Tax, Procurement, Legal, and business units to support</p></li></ul><p>organizational objectives.</p><ul><li><p>Provide treasury expertise for mergers, acquisitions, restructurings, and major capital projects.</p></li></ul><br><br><p><strong>Desired Candidate Profile</strong></p><p>Qualifications</p><ul><li><p><strong>Bachelor's degree in Finance, Accounting, Economics, or a related field.</strong></p></li><li><p><strong>Professional qualification such as CFA, CPA, ACCA, CMA, or CA is preferred.</strong></p></li><li><p>Master's degree (MBA or Finance) is an advantage.</p><br></li></ul><p>Experience</p><ul><li><p><strong>8–12 years of treasury or corporate finance experience, with at least 3–5 years in a managerial</strong></p></li></ul><p><strong>role.</strong></p><ul><li><p>Experience managing treasury operations within a multinational or multi-entity organization.</p></li><li><p>Strong knowledge of cash management, liquidity planning, debt management, foreign exchange,</p></li></ul><p>and financial risk management.</p><ul><li><p>Experience with treasury management systems, ERP platforms and online banking platforms.</p></li></ul><br><p>Skills & Competencies</p><ul><li><p>Treasury and cash management expertise</p></li><li><p>Financial planning and analytical skills</p></li><li><p>Cash flow forecasting</p></li><li><p>Banking and lender relationship management</p></li><li><p>Financial risk management</p></li><li><p>Negotiation and influencing skills</p></li><li><p>Strong leadership and people management</p></li><li><p>Advanced Microsoft Excel and financial modeling</p></li><li><p>Excellent communication and presentation skills</p></li><li><p>High level of integrity and attention to detail</p></li><li><p>Strong problem-solving and decision-making abilities</p><br></li></ul>

<ul><li><p>Strong AutoCAD skills</p></li><li><p>Technical and construction-related drawing knowledge</p></li><li><p>Experience in quantity take-offs and quantity surveying</p></li><li><p>Experience in cost estimation and budgeting</p></li><li><p>Good understanding of engineering drawings and specifications</p></li><li><p>Proficient in MS Excel</p></li></ul><p><strong>Desired Candidate Profile</strong></p><ul><li><p>Bachelor's degree in Engineering (Civil, Mechanical, or Electrical) is essential to ensure a strong technical foundation.</p></li><li><p>At least 3-5 years of relevant work experience in design and estimation roles within the construction or manufacturing industries.</p><br></li></ul>

<ul><li>Oversee the preparation of financial reports, ensuring accuracy and compliance with regulatory standards.</li><li>Manage month-end and year-end closing processes, including reconciliations and variance analysis to facilitate timely decision-making.</li><li>Develop and implement internal controls to mitigate financial risks and enhance operational efficiency.</li><li>Assist in budgeting and forecasting by analyzing historical data and providing insights into financial trends.</li></ul><p><strong>Desired Candidate Profile</strong></p><ul><li>Bachelor's degree in Accounting, Finance, or a related field; a Master's degree is preferred.</li><li>Certified Public Accountant (CPA) or Chartered Accountant (CA) certification is mandatory for credibility.</li><li>Minimum of 5-7 years of progressive experience in accounting or finance roles within a corporate environment.</li><li>Experience working in industries such as manufacturing, retail, or financial services is highly desirable.</li></ul>

<ul><li>Execute and monitor on-page SEO strategies, including keyword optimization, meta tag creation, and content structure improvements to enhance search engine visibility.</li><li>Conduct in-depth keyword research using tools like SEMrush and Ahrefs to identify high-value opportunities and inform content strategy.</li><li>Analyze website performance using Google Analytics and Search Console, identifying trends and areas for improvement in organic traffic and rankings.</li><li>Assist in the development and execution of link-building campaigns, identifying authoritative backlink opportunities and outreach strategies.</li></ul><p><strong>Desired Candidate Profile</strong></p><ul><li><p>Bachelor's degree in Marketing, Communications, Computer Science, or a related field.</p></li><li><p>1-3 years of hands-on experience in Search Engine Optimization or digital marketing.</p></li><li><p>Proficiency with SEO tools such as Google Analytics, Google Search Console, SEMrush, Ahrefs, or Moz.</p></li><li><p>Solid understanding of on-page, off-page, and technical SEO principles.</p></li><li><p>E-commerce experience.</p></li></ul>

<ul><li>Review and process a high volume of invoices accurately and efficiently, ensuring all necessary approvals are obtained before payment.</li><li>Maintain vendor relationships by addressing inquiries and resolving discrepancies in a timely manner, fostering a positive working environment.</li><li>Reconcile accounts payable transactions by verifying and matching invoices to purchase orders and receipts, ensuring proper documentation is maintained.</li><li>Prepare and execute weekly payment runs, ensuring compliance with payment terms and cash flow management.</li><li>Assist in month-end close activities by preparing account reconciliations and providing support for financial audits.</li><li>Implement and improve accounts payable processes and controls to enhance efficiency and accuracy within the department.</li><li>Monitor and manage vendor statements, follow up on outstanding invoices, and initiate necessary actions for timely payments.</li><li>Utilize accounting software to record and track accounts payable transactions, ensuring proper data entry and reporting.</li><li>Conduct regular assessments of vendor contracts to identify opportunities for cost savings and improved terms.</li><li>Stay current on industry best practices and changes in regulations that may impact accounts payable operations.</li></ul><br/><p><strong>Desired Candidate Profile</strong></p><ul><li>Bachelor&#x27;s degree in Accounting, Finance, or a related field, providing a solid foundation in financial principles.</li><li>A minimum of 2-4 years of relevant experience in accounts payable or general accounting roles, demonstrating a track record of accuracy and timeliness.</li><li>Experience in a fast-paced environment, preferably within the construction/ Landscaping/ contracting industry, to understand industry-specific challenges.</li><li>Strong attention to detail and organizational skills, ensuring accuracy in processing and maintaining financial documents.</li><li>Excellent communication skills, both written and verbal, to effectively liaise with vendors and internal stakeholders.</li></ul><br/>

<ol type="1"><li><p><strong>Trading & Portfolio Management:</strong>&nbsp;Execute physical and paper trading strategies for Diesel/Gasoil and Naphtha to meet established P&L targets.</p></li><li><p><strong>Arbitrage & Blending Economics:</strong>&nbsp;Identify and execute commercial arbitrage opportunities. Evaluate blending economics and quality giveaway to maximize margins.</p></li><li><p><strong>Market Analysis & Strategy:</strong>&nbsp;Monitor global and regional supply/demand balances, refinery run rates, petrochemical margins (for Naphtha feedstock), and transport demand (for Diesel) to anticipate market movements.</p></li><li><p><strong>Relationship Management:</strong>&nbsp;Maintain and expand commercial relationships with refiners, petrochemical producers, major distributors, brokers, and state-owned oil companies.</p></li><li><p><strong>Risk Management & Hedging:</strong>&nbsp;Manage price exposure, basis risk, and structure-hedging programs using futures, swaps, and options in strict compliance with corporate risk policies.</p></li><li><p><strong>Commercial Execution:</strong>&nbsp;Negotiate pricing, quality, and delivery terms for physical supply and purchase contracts, ensuring smooth handoff to the operations team for logistics and delivery.</p></li></ol><p><strong>Required Qualifications & Skills</strong></p><ol type="1"><li><p><strong>Experience:</strong>&nbsp;3 to 6 years of direct trading experience in refined products, specifically focusing on Diesel/Gasoil, Naphtha, or closely related distillate books.</p></li><li><p><strong>Education:</strong>&nbsp;Bachelor's degree in Business, Finance, Economics, Engineering, or a related field.</p></li><li><p><strong>Product Expertise:</strong>&nbsp;Deep understanding of chemical specifications, quality parameters, and blending practices for both Diesel (e.g., sulfur PPM limits) and Naphtha (e.g., paraffin content, gravity).</p></li><li><p><strong>Market & Pricing Knowledge:</strong>&nbsp;Strong working knowledge of relevant pricing benchmarks (e.g., Platts, Argus, ICE Gasoil) and regional pricing mechanisms (e.g., Arab Gulf, Singapore, Rotterdam).</p></li><li><p><strong>Risk Proficiency:</strong>&nbsp;Solid experience using financial derivatives to hedge physical exposure, manage crack spreads, and trade paper-to-physical structures.</p></li><li><p><strong>Commercial Acumen:</strong>&nbsp;Strong negotiation skills with a demonstrated ability to structure complex physical supply and purchase contracts.</p></li></ol><p><strong>Preferred Attributes</strong></p><ol type="1"><li><p>An active, existing network of counterparties, distributors, and buyers in the middle and light distillate sectors.</p></li><li><p>Experience utilizing CTRM (Commodity Trading and Risk Management) platforms for trade entry and position monitoring.</p></li><li><p>Strong collaborative skills to work effectively with internal back-office, risk, and operations teams.</p></li></ol><p><strong>Desired Candidate Profile</strong></p><p>We are seeking an experienced and driven Diesel & Naphtha Trader to join our trading desk. In this mid-level role, you will be responsible for managing and growing our physical and derivative trading books for middle distillates (specifically Diesel/Gasoil) and light distillates (Naphtha). The ideal candidate should have a proven track record of executing profitable trades, managing product-specific risk, and leveraging market arbitrage and operate with a high degree of independence, focusing entirely on market commerciality, counterparty relationships, and book optimization, while collaborating with our dedicated execution teams. </p>

<ul><li><p>Develop business cases, feasibility studies, financial analyses and investment proposals to support strategic decision making </p></li><li><p>Identify, evaluate, and recommend new business opportunities, strategic partnerships, services and expansion initiatives aligned with Rafid’s strategic objectives </p></li><li><p>Develop financial models, cost benefit analyses, ROI assessments and business forecasts for proposed initiatives.</p></li><li><p>Support continuous improvement by identifying process enhancement opportunities and recommending innovative solutions that improve operational efficiency and commercial performance</p></li></ul><p><strong>Desired Candidate Profile</strong></p><ul><li><p>Bachelor’s degree in Business Administration, Strategic Management, Economics, Industrial Engineering, Finance, Marketing, or a related discipline.</p></li><li><p>A Master’s degree (MBA or equivalent) is preferred.</p></li><li><p>Required years of experience, preferably <strong>5–7 years</strong> in business planning, strategy, consulting, investment analysis, or corporate development.</p></li><li><p>Advanced proficiency in <strong>financial modelling, Excel, PowerPoint, market research, and data analysis</strong>.</p></li><li><p>Experience presenting business cases and recommendations to senior management.</p></li><li><p>Knowledge of the UAE automotive, mobility, government services, or related sectors as an advantage.</p></li></ul>